Should young people buy a house sooner?

Nowadays, many young people who have just entered the workplace, because their income is relatively low, as long as they mention buying a house, they will feel an inexplicable pressure, so the basic reaction of many young people is that they can't afford it, or wait until they have money. In fact, low income is often not the root cause of not buying a house, but the willingness to take on more pressure and responsibility, to live a life that you are afraid of but is actually not so scary.

I bought a house early, and it really crushed my dream! Now that I pay off the mortgage every month, I can only work harder and harder, I can't do what I want to do, and I don't dare to change to a more relaxed environment.

Those who don't gnaw old and buy houses are the masters.

Now this year's young people have low incomes, most of them are moonshine people, and they are basically unable to buy a house.

Actually, I really want to say that you shouldn't buy it, but the reality is there, you can't buy it if you don't buy it, and it's good to buy it as soon as you can. For us young people, buying a house too early will limit our lifestyle, young people should be a little more energetic, the world is so big, to go everywhere, to try the path they want to take, to see those things that interest us. Don't worry about life.

If you buy a house early, you will be left with decades of debt, and you will not be able to guarantee your quality of life. With the restraint in my heart, I don't dare to run around and choose, but are limited to my existing work. I don't dare and can't do such a thing as an adventure.

Your life for the next ten years is fixed here, and you will stay until you pay off the mortgage, but you will lose the momentum of your youth.

In the era of housing prices exceeding 10,000 yuan in third-tier cities, how many young people have a monthly income of more than 10,000 yuan, even if there is, it will take eight to nine years to buy a 100-square-meter house without eating or drinking. If you buy a house, it will be as short as 10 years or as long as 20 years, and when young people enter middle age, the quality of life is very low, or not the quality of life. If you don't buy a house, you can watch a movie, go to the next restaurant, buy a bag for your wife, buy yourself a watch, wear seasonal brand clothes, and travel or vacation can be carried out at any time.

But if you buy a house, you will watch a movie to find the cheapest one, and you will not dare to start if it exceeds 20 yuan. If you buy cosmetics and buy a sample of the giveaways at the counter, cook your own food, and it will be difficult for the next restaurant to get past this month.

In my opinion, young people should buy a house earlier. Of course, this was based on the premise that there was a certain economic foundation, at least the ability to afford to repay the loan. If it is forced to buy a house and repay the loan by scraping together and borrowing, then this is definitely not recommended.

Because borrowing and borrowing generate interest, if you lose your cash flow because of this, it is no different from going bankrupt. Therefore, young people should buy a house early, and it must be based on a safe and controllable cash flow.

If you can afford it, it's best to buy a house early. Some people may feel that buying a house makes them very financially stressful, while individuals feel that they can buy it earlier, and the sooner they buy, the better. Because it can make you more motivated to move forward Many people are afraid of being in debt, thinking that carrying millions of mortgages on their bodies will make them breathless and work under pressure.

In fact, from the perspective of financial management, it is very necessary to take on liabilities appropriately, especially some reasonable liabilities, which can leverage assets through leverage and give themselves the motivation to move forward. Many people just live too comfortably and without pressure, and in the end the whole person is decadent.

I think it varies from person to person, but I recommend buying it! There is a lot of pressure to buy a house, especially when the funds are not very abundant, which may make your life drop several notches in an instant. But if you can, you should choose to buy a house.

This way of forcing oneself to grow, forcing oneself to grow, there may be some people who have passed many years in a plain way, not to mention that they have not saved money, and they have not learned anything.

Of course, why do I say that the sooner a young person buys a house, the better? We need to have a minimum understanding of the "house", the house is not reinforced concrete, the cold building is dug so simple, it is the carrier of the home, it is the belonging of love, this is a psychological appeal of human beings since ancient times, think about our ancestors living in a cave, the cave is their home, is the birthplace of their inheritance and reproduction. Although there are many sharing economy models now, such as sharing bicycles, sharing cars, etc., there may be shared houses in the future, but deep down in people's hearts, they always need a suite to make themselves feel safe, because in their own room, you can become the owner of this house and this city, and you can have at least a sense of control over life and life.

In fact, it is better for young people to buy a house early, and it is better to buy a house late. This issue should be viewed in two parts, and the problem should not be viewed in one direction.

Many young people say they can't buy a house because they don't have money. Therefore, I think that buying a house early will affect my financial situation. Not really.

Now the down payment for buying a house is not high, an ordinary family can afford it, in China, their parents can't see their children suffering, they will always find a way to make a down payment, and young people can pay the mortgage themselves. If you have a strong ability to work, work for four or five years, save money, and save some money, you can still pay a down payment. It's really nice for boys to buy a house early.

Now that marriage is the first thing to consider about the house, being able to buy a house is also a responsibility for the woman. Buy a house early, get married early. If you don't buy a house and you can't save money, that's sad.

There is a house and a home, at least the house can shelter itself from the wind and rain. Once you get married and have children, the financial pressure will be even greater, and it may be even more difficult to consider buying a house at that time.

It would also be good to buy a house later. Now that real estate is under certain control, housing prices are no longer high. For example, this year, the bank will reduce the mortgage interest, and the people who buy houses this year will applaud.

With the continuous development of society, housing prices are also constantly optimized. The state, ** will still listen to the opinions of the public, and will not let housing prices soar all the time. For young people, it is good to struggle to a certain age, save a certain amount of money, and buy a comfortable house.

So whether you buy a house early or buy a house late, in fact, the most important thing is to look at yourself. If at a certain time, you feel that you can afford to buy a house on your own, buy a house first and give yourself a shelter from the wind and rain. If you still have a house to live in for the time being, you can work hard to save money, and later, buy a big house and live comfortably.

Young people desperately want a house, mainly because many people around them have a house, in fact, there are many people who buy a house and have tooth decay is to see others buy, if they don't buy a house, it will be very embarrassing, forming a trend of comparison, young people buy a house early or buy a house late? What should I pay attention to when buying a house?

Young people desperately want a house, mainly because many people around them have a house, in fact, there are many people who buy a house and have tooth decay is to see others buy, if they don't buy a house, it will be very embarrassing, forming a trend of comparison, of course, some people buy a house for their own housing needs, should they buy a house. So let's introduce whether it is better for young people to buy a house early or late? What should I pay attention to when buying a house?

Young people buy it if they have money, they don't have to wait! Young people, just what they need, buy it if they have money, and don't have to wait for the house price**! Because they are all bought to live in by themselves, there is no investment, price increase, price reduction, etc., what suits you is the most important!

Young people, with a certain amount of savings, can afford the down payment and the future monthly mortgage payment, and can buy a house at any time! But you must not reduce the quality of life because of buying a house, that will not be worth it! Just need to buy a house, buy early and buy late, buy early and rest assured, and now the national policy is so strict, housing prices will not rise or fall for a while, and people who just need to buy a house can buy a house at any time!

Before buying a house, it is important to have the funds to buy a house. Buyers should have a full understanding of their financial situation and household expenses, and do what they can. In addition to the payment that must be paid, deed tax, house maintenance**, renovation costs, property costs, etc. need to be reserved.

Before buying a house, buyers should start according to their own needs and delineate a large range. After the large scope is delineated, a scope is delineated according to your own situation, such as the funds in hand, the place of work, the number of residents, etc. From large to small, step by step.

It is still necessary to make a comparison between real estate and real estate, we must compare from the real estate from the place of work, whether there is a school nearby, whether the transportation is convenient, whether there is a bus station or subway station nearby, and whether the departure is frequent.

Young people, try not to buy a house before the age of 30, because you don't have the ability to buy a house, even if the family helps to make a down payment, the mortgage will make you breathless, which will definitely hinder your development.

You can spend money to travel and learn about different local cultures; Spend money on courses to learn various skills and make like-minded friends; You can also spend money on a variety of study-related books and equipment. Doing so can allow you to grow rapidly, and make it possible for you to make qualitative changes in the future.

I have a good friend who just graduated and used the money to buy courses and learn all kinds of self-management almost as soon as he was paid. At that time, we all thought he was crazy and tossing around.

However, because he has studied a lot of online courses, he has quickly improved his personal operation ability, and has also made more and more friends, and just last year he started his own company, which is currently running very well.

If you spend all your money on a mortgage, it will definitely hinder your growth, and it will also make you not have the courage to choose to start a business, or even the courage to pursue the job you want.

If you don't pay attention to accumulation and learning when you're young, you will find that you will become more and more passive after the age of 30, because you will have very little to do, and you will not be competitive.

Believe me, when you are young, don't rush to buy a house and spend your money on studying.

This does not mandate buying a house as soon as possible, it may be due to family, social and other factors, which leads many people to buy a house as soon as possible. Actually, we shouldn't be bound by that. Whether to buy a house or not should depend on personal pursuit and ability.

Some people love freedom and travel, but there is no need to buy a house as soon as possible. So just stick to your own ideas.

I believe that every homeless person wants to buy a house at the lowest **, but in the context of the current high house prices, it is still difficult. However, a house is indispensable for people to maintain a normal life, so they should bite the bullet and buy regardless of the price of the house. In particular, these four types of people had better buy a house as soon as possible, otherwise the longer it drags on, the greater the loss.

First of all, the child is in a hurry to get to school.

Nowadays, people are paying more and more attention to children's education, and China's school policy is whether you have settled down or not, so if your child reaches school age, it is best to make a plan as soon as possible and buy a house as soon as possible. If you can afford it, you may want to prioritize housing close to high-quality schools, so that your child's school is more secure.

Second, prepare to get married.

When young people talk about marriage, they must mention the house, in real life, there are many people who end up breaking up because they did not buy a house, after all, a house is an important guarantee of quality of life, no parent wants to let their children get married without a house, so if you are of marriage age, or have plans to get married, it is best to implement the house as soon as possible to make your proposal smoother.

Third, buy a house for self-occupation.

The state has always emphasized that housing is not speculation, for working families, buying a house is mainly to live in themselves, so as long as the economic strength allows, the sooner you buy, the better, it can be said that buying is earning.

Fourth, you can enjoy preferential policies for buying houses.

As the regulation of the real estate market continues to tighten, the scrutiny of home purchases is becoming more and more stringent, such as restrictions on home purchases. Loan restrictions and other policies make it increasingly difficult for people to buy a house, so if you can enjoy the local preferential policies for buying a house, then taking the time to buy a house can not only meet your living needs well, but also save a lot of money on the cost of buying a house. It is important to note that the purchase policy may face adjustments at any time, and if you don't take the opportunity, you can only regret it.

However, the following two types of people are better not to rush to buy a house, otherwise it is likely to bring a lot of trouble to the future life, come and see if you are among them.

1. Unstable job and low salary.

For recent college graduates and people with unstable jobs, their salaries are relatively low. However, nowadays any home costs hundreds of thousands or millions, which is basically unaffordable. Even if you want to apply for a home loan, it can be difficult.

It mostly depends on the support of your parents, but gnawing on old age is not a solution to the problem, so don't act impulsively when you don't have enough financial means to avoid ending up with more than you can lose.

2. Those who are currently in debt.

For most average families, buying a suitable home may have to empty the family's savings or even take on a mortgage for decades. The economic pressure is high. If you currently have a lot of debt or need to borrow money from someone else to make a down payment.

In this way, you will not only have to pay off your external debts, but you will also have to repay the loan every month after buying a house, which will only greatly increase the burden of living. If there are some accidents or emergencies during this time, you need to spend a lot of money and it will only make it worse for you. In the end, you may lose your house and your money in vain.