What are the factors to consider when buying a house? What to consider when buying a house

Location, of course, is the most important factor, we bought a house to live, not to put it there empty, so we must choose a good location, life and work are convenient!

Property management, property management includes the safety, maintenance, cleaning, greening and many other aspects of the residential community, which is an important guarantee for residential life and an important aspect of the future development of the residential industry. Property management in China is still a fledgling emerging industry, the quality of service in various communities is uneven, the difference is large, which is the need for buyers to seriously consult and compare. Good property management can keep the quality of the property for a long time.

Look**, after the owner likes a certain real estate, he should try his best to restrain the impulse to buy, and first understand the ** of the real estate; Then patiently understand the level of the city and the region, the historical changes of the real estate, and compare all the real estate in the phase. The "**" that general buyers are more exposed to are: opening price, average price, average sales price, average transaction price, most **, liquidation price, ......There is a big difference in these rates, and not figuring it out will affect your judgment.

Like to see the traffic, if there is no good location, there is a good traffic can also be saved, the traffic situation can be divided into the place of work, the distance from the place of residence of friends, parents and relatives, and the length of time spent to go to the commercial center, entertainment and leisure places, will have a more far-reaching impact on the future work, social circles, relatives and exchanges, so the purchased house outside the traffic conditions must not be observed.

Supporting facilities, whether the supporting public buildings in the residential area are convenient and reasonable, whether the surrounding supporting service facilities are convenient, and whether the entertainment and leisure facilities are abundant have a great impact on the quality of life of residents, and are also one of the important criteria to measure the quality of residential areas. To understand the supporting situation of the real estate, it is mainly divided into the surrounding supporting situation of the community and the supporting situation within the community.

Of course, it is a house type, and now people spend their own money to buy a house, of course, not to buy a big one, but to choose a good one. What kind of house is good? The standard of a good house should emphasize that it conforms to people's living behavior, and the design of the house type is particularly important.

Faced with the various types of apartments provided by developers, how should buyers choose? Keep in mind that the selection criteria for a good house are reasonable layout, clear dynamic and static partitions, and good privacy.

Consider whether the sunset is serious, and a house with a bad sunset will make you almost waste a room all summer. You have to check it out on a rainy day. Regarding municipal facilities, the first is the traffic problem, and then the water, electricity, gas, heating, meat and vegetable markets, and so on.

The traffic in the community is divided into two categories: pedestrian and vehicle diversion and mixed pedestrian and vehicle traffic. The rationality of internal transportation is the key to the safety of living and the quietness of the environment, which is also an issue that is easy to ignore in the viewing of the house. Buyers should ask the sales staff what measures are in the traffic in the community, how to plan the traffic in the community, **, etc.

Look at the pool, when buyers buy a house, they must pay attention to whether the pooled area is reasonable, generally the pooled area of multi-storey residential buildings is less, and high-rise residential buildings have more pooled area due to the large area of public transportation. High-rise floors are generally between 18% and 26%, while multi-storey are between 11% and 16%.

In my opinion, I think whether the ventilation is good, what the orientation is towards the landscape, and whether the equipment is neat and easy to use.

According to the money in the pocket.

1. Determine the goal of buying a house.

Rational and planned consumption is a prerequisite for buying a house. According to their own income, expenditure and other actual conditions to determine the right real estate for themselves, do not buy a house to buy three bedrooms and two living rooms, do it in one step, but start from your actual situation, plan well, in fact, it is good to meet the basic living needs, avoid unnecessary additional burdens, and cultivate a gradient of consumption concept is very important.

Second, the accumulation of a down payment for buying a house.

The accumulation of a down payment for a home is the key to buying a house. First of all, set a goal, such as paying a down payment within 5 years after graduation, and then in order to achieve this goal, allocate your income reasonably. Set aside a fixed portion of the funds each month to make a regular and fixed amount plan.

If you open a regular and fixed amount of compulsory savings plan, then you must withdraw a fixed amount of money every month, which means that the available funds must be reduced, and consumption must be more rational. The accumulation of bits and pieces is a wealth. In addition, it is recommended to borrow a down payment from your parents first and return it later to shorten the accumulation time and reduce the potential cost of price increases.

3. Learn the common sense of buying a house.

Learn some real estate basics – a must for buying a home. Because of the huge amount of money involved, buying it is a more professional act. In some developed countries, there are mature and professional real estate agents who can provide professional advice and services for individual home buyers, and the laws and regulations and operating procedures are also relatively standardized.

However, at present, the domestic real estate market has not cultivated such a professional real estate agent for individual home buyers. Therefore, it is necessary to learn some real estate basics before buying a house.

Fourth, the screening of the scope of buying a house.

Choose the property that's right for you – buy what you can afford. Properties with small size, small down payment, and a low total price are suitable for young people. It is recommended to buy a second-hand small house in the core of the city or a newly opened small house.

The advantages of second-hand small houses are convenient transportation, mature supporting facilities, and relatively preferential treatment; In addition, since young people are quite mobile in their jobs, it is important to consider a place with suitable transportation that will make it easy to get around even if you relocate due to a change of job. The advantages of the newly opened small apartment are that the house type is more reasonable, the living comfort is higher, and the future profit margin is relatively high.

Fifth, the cost of travel time savings.

The time cost of travel should also be considered before buying a house, as it is not difficult to see that the time cost of traveling through the city and the cost of transportation are becoming more and more expensive.

Commuters who drive or take the bus spend an average of two hours a day in traffic spend about a month a year. If you gather the two hours you spend every day and ride for a month continuously, or drive for a month without sleep, you can appreciate the considerable amount of time.

When buying a house, these factors should be considered: whether the educational resources of the house are good, and whether the family with children can buy a house as a key consideration; whether the surrounding supporting facilities of the house are perfect; factors such as whether the developer has obtained a pre-sale permit when buying a pre-sale house.

[Legal basis].Article 6 of the Administrative Measures for the Sales of Commodity Housing.

The pre-sale permit system is implemented for the pre-sale of commercial housing.

The pre-sale conditions of commercial housing and the procedures for the pre-sale permit of commercial housing shall be implemented in accordance with the relevant provisions of the Regulations on the Administration of Urban Real Estate Development and Operation and the Administrative Measures for the Pre-sale of Urban Commercial Housing.

Article 3. The sale of commercial housing includes the current sale of commercial housing and the pre-sale of commercial housing.

When buying a house, you need to consider factors such as house price, location, community size, room type, and property.

1. Housing prices. The house price will vary a lot depending on the property in the same area, so calculate the cost of buying a house in advance and choose the right house according to your budget.

2. Geographical location. The geographical location of the house determines its potential for appreciation, and the surrounding hospitals, schools, etc. are all necessary elements for the house to live in.

3. The size of the community. The size of the community determines whether the supporting facilities around the community are complete, and the large-scale community can be developed intensively.

4. Room type. The quality of the room type determines many factors such as lighting and ventilation of the house, and the use of area is also more reasonable, so when looking at the house, you should look at the interior layout.

5. Property. The level of service provided by the property is also an important factor in the comfort and safety of the occupants, and it is important to observe whether the service is in place.

There is no one standard answer to this question as everyone's situation is different. However, here are some factors to consider:

1.Financial ability: The first thing to consider is your financial ability.

Buying a property requires a down payment and mortgage, as well as home maintenance, taxes, and more. If you have the financial means to be able to afford these expenses, then buying a home is feasible.

2.Planning for the future: If you plan to live in a city for a long time in the future, buying a property is a long-term investment. But if you're planning to relocate in the short term or are unsure where you'll live in the future, buying a property may not be a good option.

3.Stable income: If you have a steady income**, then buying a property is a good option. However, if your job is precarious or your income is not stable enough, then you may want to think again.

4.Personal preferences and needs: Finally, personal preferences and needs are also factors to consider. If you prefer your own independent space and want to have a home of your own, then buying a sidefoot property is a great option.

In conclusion, buying a property is a decision that requires careful consideration. You need to make decisions based on your actual situation and needs.

Hello buddy! I am a real estate agent, or a little bit of a say, below I will say a little bit of my own advice, I hope it will help you, hehe! First of all, consider the payment aspect:

Your budget is about 840,000 yuan, and the housing provident fund is about 200,000 yuan, if you are borrowing on your own, I recommend using a portfolio loan, because this is the most cost-effective. The specific method is to use a provident fund loan (low interest rate) to borrow the maximum amount first, and the remaining part to use a commercial loan (high interest rate), which is the most money-saving method; Secondly, consider the location of the real estate: the transportation facilities, living facilities and educational facilities around the real estate must be considered clearly, which is directly related to your quality of life in the future.

If you have a private car, then choose the one that is not crowded, if you don't have a private car, then choose the one that is from the subway and bus station, don't think that it doesn't matter if it's farther away, hehe, you will live for many years in the future, and it will not be cost-effective to accumulate a lot; The third is to consider the appreciation space: China's property market is not only a residence, but also a commodity, which can increase in value, so this aspect should also be carefully considered. At that time, we will not only have a place to live, but also be able to appreciate in value, and we will be able to live and earn money at the same time.

The fourth is to consider the density of real estate, greening rate, amusement facilities, and activity places within the community, which directly affects the living experience. The fifth is to consider from the house itself: how about the house type, how about the floor, how about the lighting, how about the sound insulation, whether there is water leakage, how about the vision, etc., this is the most important thing, after all, it is always good to get along day and night, and it is always good to look comfortable.

Sixth, and the easiest to ignore, is to consider from the community property company: we must find out which property company it is, what is the reputation, and what is the quality of service. With the hot property market, the property company industry is also rising, and the rights in the community are gradually increasing.

Finally, I would like to give my buddy a piece of advice, the house is not perfect, as long as your main needs can be met, don't find fault with other aspects, this result is also very bad. I have a client who is like this, always thinking too much, always looking for a perfect house, and the result? The first time I took him to see the house, the market price was about 10,000, and now?

Hehe, it has risen to more than 19,000, and the most speechless thing is that he is still waiting, hehe, maybe he must see more houses than agents. I think his cleverness is just some small cleverness, and he doesn't understand the general trend of the development of the property market at all. Bye!

1.Income and savings: Investing in a home should be made within the limits of income and savings.

It is generally recommended not to use more than 30% of your monthly income as your mortgage repayment limit. In addition, if you anticipate that there may be other large expenses in the future, such as education, health care, or tourism, you also need to consider the impact of these factors on your home investment.

2.House price level: The level of house prices is also an extremely important factor.

In areas with high home prices, more money is often needed to buy a home, which can lead to decreased purchasing power and increased risk of loan repayment. At the same time, rental yields are lower in cities with high home prices, which can have a negative impact on housing investment.

3.Borrowing interest rates and repayment terms: Homebuyers often need to take out a loan to get enough money.

Borrowing interest rates and repayment terms are important factors to consider when choosing the right mortgage solution. When determining a loan plan, you should pay attention to whether the loan interest rate is reasonable and calculate the impact of different repayment methods on repayment pressure.

In addition to the above factors, there are several other important factors that homebuyers need to consider, such as location, type of home, quality, and maintenance costs. When deciding what percentage to invest in buying a home, all risks and factors should be fully considered, and adequate financial planning and risk management should be carried out.

In summary, a house can be considered as a consumer product or an asset, and the proportion of its purchase input should be determined on a case-by-case basis. Buyers should fully consider various factors such as their own financial situation, housing price level, borrowing interest rate and repayment period, and conduct adequate financial planning and risk management to ensure that the decision to buy a home is wise.