Does anyone know what are the requirements for Du Xiaoman to spend money to apply for a loan?

Hello, Money to spend is an online loan platform owned by Du Xiaoman. Du Xiaoman's credit service products have money to spend, providing users with safe and convenient, unsecured and unsecured credit services.

The daily interest rate of the consumer loan is as low as the daily interest rate and the annualized interest rate is as low as the annual interest rate, which has the characteristics of simple application, low interest rate and fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.

Share with you the application requirements for consumer products with money: it is mainly divided into two parts: age requirements and information requirements.

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.

Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Youqianhua, due to objective reasons such as the timeliness of the content, if the content is inconsistent with the actual interest calculation method of the Qianhua product, it shall be displayed on the Duxiaoman APP-Youqianhua loan page. Hope this helps.

You'll find out when you request a refund.

Summary. Hello, Du Xiaoman has money to spend is a formal platform, its business is licensed by the relevant departments, the platform is also connected to the central bank credit data, for malicious debt evasion users, will take certain measures to intervene, for users is also a kind of protection.

Is Du Xiaoman a regular lending platform?

Hello, Du Xiaoman has money to spend is a formal platform, its business is licensed by the relevant departments, the platform is also connected to the central bank credit data, for malicious debt evasion users, will take certain measures to intervene, for users is also a kind of protection.

It's a regular platform, isn't it certain?

Was it developed by the platform :?

Not unsure, this is a formal lending platform.

Du Xiaoman Payment (formerly known as Wallet) is a third-party payment application and service platform under Du Xiaoman Finance (formerly Finance), founded by Du Xiaoman Finance.

How is the interest calculated?

What are the requirements to apply?

What is the interest rate? How do you pay it back every month? In addition to the interest charged, are there other fees charged later?

Is it still there? Why don't you speak?

Hello. Interest on money = remaining outstanding principal * interest rate * number of days actually used by the borrower. After you submit an application for a money spending quota in the Du Xiaoman Finance app, the system will evaluate your specific amount, borrowing interest rate, repayment method, optional installment amount and other information according to your comprehensive situation, which cannot be manually intervened.

Since everyone's situation is different, interest rates may also be different. In addition, the interest rate of money is not fixed, the system will conduct a comprehensive assessment of you from time to time, and give the evaluation results according to your current credit situation, repayment ability, current financial policies, market environment, etc., and then dynamically adjust your interest rate, and manual intervention is not possible. If you can maintain good personal credit and usage habits, and increase the activity of your account, it will help reduce your borrowing rate.

In addition to the principal and interest, no additional fees will be earned.

In life, many friends will encounter some problems of capital turnover, when the money is urgently needed, many friends will consider applying for Internet loans to solve, Du Xiaoman has money to spend As a credit service brand of Du Xiaoman, it has received the attention of many friends, so what is the amount of money to spend on borrowing? How to apply?

At present, the maximum loan amount provided by Du Xiaoman has money is 200,000 yuan, and the specific amount of money that the borrower can get is automatically given by the system after comprehensive evaluation according to the multi-dimensional evaluation standards.

If you want to know how much you can get in the money to spend, then you can check the amount through the Du Xiaoman app, from the official channel ** Du Xiaoman app, after registering and logging in, click on the money to spend "view the limit", and then follow the page prompts to complete the quota application, and the system will automatically review and give the specific amount.

And the amount of money spent is not fixed, with the later use of the user, the system will return from time to time according to the user's comprehensive situation to dynamically adjust the amount, which may increase or reduce the leakage, and manual intervention cannot be made. Maintaining good personal credit and increasing account activity will help increase the limit.

At present, the service is only available to non-school students between the ages of 18 and 55, and when applying for a loan, you need to provide your original valid second-generation ID card and a debit card in your name.

After the user obtains the quota in Du Xiaoman, he can click "Go to Borrow" on the Rich Spending page, then enter the loan page, fill in the relevant information according to the prompts on the page, and then submit the loan application. After the user submits the loan application, the system will review the user's loan application, and only the user who passes the review can successfully obtain the loan funds.

Click here to test the amount of money spent for free).

Statement]: Due to objective reasons such as the timeliness of the content, if the content published in this article is inconsistent with the actual content of the product, the display on the page of Du Xiaoman APP-Youqian Loan shall prevail.