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Age 18-55 years old Second-generation ID card Debit card The better the credit history, the higher the limit.
I have learned a lot of companies, and on the whole, I think that finance is the formal platform with the highest pass rate. The lowest monthly interest rate is 4 miles, which is lower than borrowing, and I didn't pay back the quota myself, and my colleague directly granted 18w credit. But at that time, I was afraid that I would not be able to pass the membership channel of buying.
You can use it for free if you need it.
Its Du Xiaoman - Rich Flower (Member-only Channel) Please click
The VIP channel seems to have a higher pass rate, and the internal interest is also lower.
Special note: After the quota is issued, withdraw all the funds as soon as possible, and the overnight quota may become invalid because the risk control is dynamic.
It's best to withdraw them all, as if you only mention a small amount, the risk control system will mistakenly think that you don't need the funds very much, and the withdrawal will be rejected. It is prudent to raise at least 60%. Anyway, it supports free early repayment, and you can settle it in advance with a few without using it, and there is no loss to us, so we guarantee to put it forward first.
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Coincidentally, I just borrowed 50,000 yuan in Du Xiaoman last month, and the materials submitted were very small, nothing more than my bank card and personal second-generation ID card. In addition, the more complete the materials submitted, the higher the approval rate. Learn more.
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Summary. Hello, Du Xiaoman has money to spend is a formal platform, its business is licensed by the relevant departments, the platform is also connected to the central bank credit data, for malicious debt evasion users, will take certain measures to intervene, for users is also a kind of protection.
Is Du Xiaoman a regular lending platform?
Hello, Du Xiaoman has money to spend is a formal platform, its business is licensed by the relevant departments, the platform is also connected to the central bank credit data, for malicious debt evasion users, will take certain measures to intervene, for users is also a kind of protection.
It's a regular platform, isn't it certain?
Was it developed by the platform :?
Not unsure, this is a formal lending platform.
Du Xiaoman Payment (formerly known as Wallet) is a third-party payment application and service platform under Du Xiaoman Finance (formerly Finance), founded by Du Xiaoman Finance.
How is the interest calculated?
What are the requirements to apply?
What is the interest rate? How do you pay it back every month? In addition to the interest charged, are there other fees charged later?
Is it still there? Why don't you speak?
Hello. Interest on money = remaining outstanding principal * interest rate * number of days actually used by the borrower. After you submit an application for a money spending quota in the Du Xiaoman Finance app, the system will evaluate your specific amount, borrowing interest rate, repayment method, optional installment amount and other information according to your comprehensive situation, which cannot be manually intervened.
Since everyone's situation is different, interest rates may also be different. In addition, the interest rate of money is not fixed, the system will conduct a comprehensive assessment of you from time to time, and give the evaluation results according to your current credit situation, repayment ability, current financial policies, market environment, etc., and then dynamically adjust your interest rate, and manual intervention is not possible. If you can maintain good personal credit and usage habits, and increase the activity of your account, it will help reduce your borrowing rate.
In addition to the principal and interest, no additional fees will be earned.
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Hello, it is convenient and easy to borrow money from Du Xiaoman financial platform. Du Xiaoman Finance's credit service products have money to spend, providing users with safe, convenient, unsecured and unsecured credit services.
The daily interest rate of the consumer loan is as low as the daily interest rate and the annualized interest rate is as low as the annualized interest rate, and it has the characteristics of simple application, low interest rate, fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.
Share with you the application requirements for consumer products with money: it is mainly divided into two parts: age requirements and information requirements.
2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.
Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to enter the hall to apply.
This answer is provided by Youqianhua, due to objective reasons such as the timeliness of the content, if the content is inconsistent with the actual interest calculation method of the Qianhua product, it shall be displayed on the page of Du Xiaoman Financial APP-Youqianhua Loan. Hope this helps.
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