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Xueba talks about insurance, focusing on insurance evaluation! How do you buy insurance for your parents in your fifties and sixties? Which ones do you usually choose? Bookmark this to find out:"2000 yuan! Get your parents' insurance plan".
Many people are worried about how to buy insurance when they get older, because the conditions of insurance products have greatly reduced the adaptation rate of the elderly to buy insurance.
In general, you can buy these kinds of insurance for the elderly:
1. Medical insurance
Medical insurance is still more important for the elderly, as people get older, their resistance and immune system are not as good as when they were young, and the number of illnesses increases. However, medical insurance has regulations on the age of the policyholder, if the elderly are in good physical condition and are under the age of 65, they can choose to buy million medical insurance, and the protection is relatively complete. If the elderly in the family are older than 65 years old, there are very few medical insurance options in this case, and the product coverage content that is allowed to be purchased will not be much, which is not worth it and is not suitable for families with average economic conditions.
2. Accident insurance
Some of the elderly may occur due to poor physical condition, physical exhaustion, frequent injuries, the elderly usually go out to play may also be injured by traffic accidents because of slow pace, do not avoid passing vehicles in time, the elderly have accident insurance, you can get a safety guarantee.
3. Cancer insurance
Generally speaking, it is more difficult for the elderly to buy critical illness insurance, and even if they can buy it, the premiums they need to pay are not low and not very cost-effective. At this time, you can consider buying a cancer insurance for the elderly, which has no high restrictions on the age and physical condition of the elderly. For the elderly, the chance of cancer is a little higher than that of young people, and the money needed for cancer will be a lot, and the cost of cancer will cause financial pressure on the family to a certain extent, and cancer insurance can give a sum of money to alleviate the troubles caused by it.
[Written at the end].
I am [Xueba Says Insurance], focusing on objective, professional and neutral insurance evaluation;
I will give you the most professional advice with years of experience in configuring insurance for 10w+ families.
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Hello, if you want to buy it at the age of 70, the space may become smaller and the choice is smaller, because this age is relatively old, you can consider this cancer insurance and consider this accident insurance. Others may be limited if you are not in good health.
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Hello, if you are at this age, you can choose this commercial insurance, and then, if you choose this age, the scope may be a little smaller, and the specific insurance company can be the main one.
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Of course, people in their seventies can also buy insurance! Generally speaking, you can choose these types of insurance for the elderly: medical insurance + accident insurance + cancer insurance.
Many people are worried about how to buy insurance after they get older, which is due to the fact that the elderly are older, greatly affected by the age limit of insurance, and their physical condition is not good, so there are relatively few products to choose from. 1.As millions of medical insurers get older, their health deteriorates, and medical insurance is still more important for the elderly.
However, the upper age limit of medical insurance is low, if it is higher than 65 years old, the medical insurance that can be purchased covers a lot less coverage, and the cost performance is not too high, and it is not suitable for families with average economic conditions. Here I would like to share with you some medical insurance products with relatively loose underwriting, friends in need can take a look: "Top Ten Million Medical Insurance Rankings are Newly Released!"
2.Accident insurance for the elderly physical fitness has deteriorated, usually bumps and bumps are easy to fall and injured, the probability of traffic accidents for the elderly is also relatively large, because the physical function of the elderly declines, on the road may react more slowly, the elderly have accident insurance, you can get a safety guarantee.
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In your 70s, don't think about buying insurance anymore! Exercise more, regulate your mind, and enjoy your retirement.
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