What products does Prudential offer as Savings Participating Insurance?

The general process for mainland customers to purchase insurance in Hong Kong is as follows:1You can first communicate with the company's financial advisor, and note that it is a real financial advisor registered with the Hong Kong Insurance Regulatory Commission.

After communication and understanding of the situation, the financial consultant will issue a plan, and then exchange views with the customer, explain the plan, and if necessary, modify the plan according to the customer's feedback and needs, and finalize it. 2.Once you have decided on your plan, you can arrange a time to make an appointment with your financial advisor to sign your plan in Hong Kong.

Apply for a Hong Kong and Macao Permit to Hong Kong. Please note that any insurance outside of Hong Kong** and contracted insurance is called an "underground policy" and is not protected by law, please be sure to go to Hong Kong to sign up in person; 3.After arriving at the company, I will fill in the application information that needs to be submitted with the financial consultant in the company, and then...

There are 3 categories, and Prudential's savings and dividend insurance are:

1. Ideal life guarantee 2. Good life guarantee.

3. Create the future - basic savings protection.

4. Ascend - Savings Protection Plan.

There are many savings participating insurances, as long as it suits you and satisfies you, many company products have high returns.

Insurance according to their own needs to buy, dividend insurance is a financial type of insurance, want to do pension planning for their future recommendations ICBC AXA Life Insurance Xin Ruyi No. 2 whole life insurance, no matter how the market is the best, the income is fixed, the contract will indicate the fixed income!

It is recommended to buy the products of domestic state-controlled insurance companies, such as China Taiping, Chinese Life, Taikang, Xinhua, and Taiping.

There are many, choose the one that suits you.

Huaxia FLM is the best choice!

There are many kinds, and if you want to choose the one that suits you best, you can contact me.

1.High returns.

In terms of yield, compared with the highest returns in the mainland, the annualized returns of Hong Kong's insurance products are mostly higher than 5%, and sometimes even as high as 8% to 10%. The average income of Prudential in the past 21 years is that the income of Junsheng products has been more than 8% for 6 consecutive years, which is compound interest rollover.

2.Dividends are stable.

Domestic insurance can only be in China, investment channels are limited, and the domestic insurance regulatory regulations stipulate that the policy interest rate cannot be exceeded, and it is difficult to increase the income of the product.

In contrast, Hong Kong insurance is a global investment, with a wide range of investment varieties, a wide range of investment channels, no restrictions on the highest returns, rich investment experience, strong risk management and control capabilities, and very stable returns. Therefore, Hong Kong savings and dividend insurance is more suitable for allocating education funds, wedding funds and saving pensions for children.

3.USD configuration.

Most of the insurance policies in Hong Kong are US dollar policies, which can reasonably and legally convert RMB assets into US dollar overseas assets, thus hedging the risk of asset shrinkage caused by RMB depreciation.

I recommend FTLife's "Prosperous Age Heirloom" of participating insurance. The fulfillment ratio of the first policy year reached 100%, and if it is effective from May 8, 2017, you can also get a 103% return.

Hong Kong insurance is based in US dollars, and it is important to understand that both the premium and the sum insured are calculated in US dollars. Another point is that the state has limited the annual exchange limit for US dollars. The amount of insurance that can be insured is not very high (of course, if you have overseas accounts and assets, there is not much limit).

It is necessary to find a neutral institution to compare the products of several companies before you can know which one is stronger. Find a professional person and agency to help you analyze and compare before buying, don't worry.

Although the dividends in Hong Kong are relatively high, they are not good in the early stage, and the dividends will be higher and higher in the future.

Of course, there are certain disadvantages of buying Hong Kong insurance, that is, you need to go to Hong Kong to apply for insurance, and the underwriting time is relatively long, and it may take several months for the policy to come down. Therefore, this also requires a cost, and you can't go to Hong Kong to live in Hong Kong for a period of time in order to get a policy.

Therefore, it is recommended that you consult with an institution before applying for insurance. I have previously insured with a client, and I can get a free transfer to the airport if I walk more than a certain amount from the company. And the follow-up service can also be handled by the company.

Therefore, it is recommended that you do not go on your own, and it is better to find an agency.

Hong Kong Savings Insurance is the first choice for our Prudential Junsheng Club.

There are many types of insurance plans offered by insurance companies in Hong Kong, and different policies are developed according to the individual's ability and needs.

Savings insurance is also one of the insurance plans, different insurance companies will implement different types of savings insurance, depending on the needs of customers, there is nothing particularly strong or weak, because this type of plan is not an investment and wealth management project.

There must be plenty of the future, AIA.

FTLife Hong Kong is a company with large scale, strong strength, excellent service and good reputation. The company is relatively strong, and was just acquired by New World Group at the end of last year, and it is believed that most of the compatriots in Hong Kong and China have a certain understanding of New World Group and its parent company, Chow Tai Fook. With the resources, brand and advantages of the new shareholders and FTLife's multi-faceted synergy in the future, FTLife will further enhance its customer service capabilities and core competitiveness.

In addition, their participating insurance product "Heirloom 2" has an annual dividend and a terminal dividend of 103%.

Junsheng Insurance is an insurance product of Prudential Hong Kong, and it is a very popular insurance product. 1. Junsheng is a high-return, low-life savings plan. The annualized rate of return on long-term investment can reach more than 6.

Prudential is currently the only company in the world that has committed to giving 90% of the Group's profits back to the Group's policyholders. As Prudential Group's profit has maintained substantial growth for many years, and the dividend of Prudential Hong Kong's endowment life insurance product has also been significantly increased, it can be said that Prudential Hong Kong's life insurance business profit is stable and has great potential. 2. Ascend is a whole life protection plan designed for people aged 1 to 70 (age next birthday).

The payment period is divided into single payment, 5 years and 10 years, and the issue age of the single payment form is extended to 75 years to meet the needs of different life stages. It can be used as an education for children, and it can also be used for the elderly, which is convenient and flexible. 1.

Inherited from generation to generation, wealth reaches three generations2Set up offshore assets now3Assets only rise, not fall, and ensure that the principal is not lost4

The annualized return is 6%, and the income is stable 5The procedure is simple, and the assets can be realized at any time.

Xueba talks about insurance, focusing on insurance evaluation! The comparison between 35 participating insurance and 101 mainstream critical illness insurance has been updated35 participating insurances PK 101 mainstream critical illness insuranceIn the fireworks of all kinds of insurance products, you must have seen the word "dividend", so what exactly is dividend insurance? Is it worth buying? Let's take a look at what is sacred about participating insurance:

Dividend insurance, to put it simply: it is insurance with dividends, and dividends come from the insurance company's profit to take into account protection and financial management, which is the characteristics of dividend insurance.

For a long time, dividend insurance with its "protection + income" characteristics by consumers love, for troublesome customers, buy an insurance accident compensation, nothing can also return dividends, why not? In fact, there are not a few people who want to surrender the insurance after buying the dividend insurance, because everyone finds that the dividend income is exaggerated.

A big part of the reason is that consumers have not carefully understood the participating insurance

First, there is uncertainty about how much policy dividends can be distributed.

Second, the dividend pool is not transparent.

At the end of the day, participating insurance is not suitable for everyone, so it is recommended that you do not blindly insure!

Ascend is our company's most popular savings and dividend plan, basically my customers are one critical illness and one savings to buy. Because Junsheng is the originator of British dividends, at present, the major American-style insurance (such as AIA) have begun to do Hong Kong's best-selling savings dividend insurance is copied from Prudential's Junsheng, but only Prudential Junsheng has been doing British, from the company's strong background and long history, buying savings dividend insurance is only considering Junsheng, which can be used as a child's education fund, an adult's pension, or even a simple wealth appreciation.

Because I work at Prudential, the content is reliable, and I hope it will help you.

It's great, my sister-in-law works for Prudential UK, and I know it very well.

Hello, choose Prudential abroad, choose Prudential at home. Prudential Life Insurance is a Fortune 500 company of CITIC Group and Prudential Group