I will be 50 years old in December 2015 to go through the retirement procedures, how to handle it

If you are on the job, you don't need to worry about it personally, and everything is handled by the unit. For individual payment, bring your ID card and social security card of household registration, 15 days away from the statutory retirement age, to the social security service center where the household registration is located, and apply for retirement. You will be guided through all the formalities by the staff.

1. Pension Basic pension + personal account pension + transitional pension + transitional adjustment fund.

2. Basic pension = (the average monthly salary of local on-the-job employees in the previous year at the time of retirement, and the average monthly indexed monthly contribution salary of the insured person).

2 1% of the payment period

The average monthly salary of the indexed employee The average monthly salary of the local on-the-job employees in the previous year at the time of retirement

My average contribution wage index, under normal circumstances, the contribution wage index before 98 years is 1 (some regions are calculated), and the unit has been paying the minimum amount after 98 years, then the index is, if you join the work in January 82, a total of 204 months by the end of 98, and a total of 196 months from 99 to April 2014, according to these conditions, your "average contribution wage index" (204 1+196, your contribution period (204+196) 12

Suppose your local "average monthly salary of on-the-job workers in the previous year" is 4,000 yuan, then your basic pension (4,000 + 4,000 yuan.

3. Personal account pension The cumulative amount of savings in personal accounts is calculated and issued for months.

If you were born in December 1963, the retirement age is (50 12+4) 12

After rounding, it is 50 years old, and the corresponding number of months is 195

Then your "personal account pension" yuan.

4. Transitional pension The indexed average monthly salary of the person is the payment period before the combination of the unified account

Assuming that the time of your local unified account combination and the time of account establishment are the same as 95 years, then your "transitional pension" (4000 yuan.

5. The transitional adjustment fund is based on the current local standard, and the retirement from 2006 to 2014 shall be calculated and paid according to a certain proportion. For those who retire in 2015 or later, no transitional adjustment will be paid. There should be a few tens of dollars left for retirement in 2014, let's say 50 yuan.

6. The results of the above calculations are:

This result will be different from your actual retirement salary, because assuming your working hours, date of birth, the average monthly salary of local employees in the previous year, the time of integration of accounts, and the contribution wage index before 98 years, etc., after confirming these conditions, you can refer to the above calculation method to accurately calculate your retirement salary.

After reaching the retirement age and reaching the retirement regulations, you can go through the retirement procedures at any time, and you can also do it at the age of 50 if you don't go to the age of 51, that is, you can do the retirement procedures before you can be considered officially retired, and if you don't go through the retirement procedures, no matter how much you exceed the retirement age, the teenager will not retire, and there is no pension supplement, and the basic pension will be paid in the next month after the retirement. Employees who do not retire when they reach the statutory retirement age shall go through the retirement procedures after a two-year delay, and shall enjoy the basic pension on a monthly basis from the next month after the retirement. The two-year delay is a waiver of one's rights, and the two-year basic pension cannot be retropaid.

Legal basis: Article 16 of the Social Insurance Law: Individuals who participate in the basic pension insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis.

Article 1 of the Interim Measures for the Retirement and Retirement of Workers: Workers of enterprises owned by the whole people, public institutions, party and government organs, and mass organizations shall retire if they meet one of the following conditions.

1) Men are at least 60 years old, women are at least 50 years old, and have worked continuously for 10 years.

2) Engaged in underground, high-altitude, high-temperature, particularly heavy physical labor, or other work harmful to physical health, at least 55 years of age for men and 45 years of age for women, and having worked continuously for 10 years or more.

This provision also applies to grassroots cadres whose working conditions are the same as those of workers.

3) Men who are at least 50 years old and women who have reached the age of 45 and who have worked continuously for at least 10 years, certified by a hospital and confirmed by the Labor Appraisal Committee, are completely incapacitated.

4) Disabled due to work, certified by the hospital and determined by the labor appraisal committee, completely incapacitated to work.

The process of applying for retirement at the age of 50 is as follows:

1. The process of handling retirement procedures is to fill in the relevant retirement approval by the retiree first;

2. Then the unit will submit the employee's personnel file, retirement approval form and other information to the local social security department for approval;

3. Those who have passed the examination and approval will enjoy the status of retirees;

4. Finally, you can go through the resignation procedures and enjoy the corresponding retirement benefits in accordance with the law.

The specific retirement age for Chinese relations is 60 years old for male employees, 55 years old for female cadres, and 50 years old for female workers. According to the regulations, female workers can apply for retirement from their employers after they reach the age of 50.

Interim Measures for the Retirement and Retirement of Workers

Article 2. After the worker's retirement, the following monthly retirement allowance is paid until his death. Judgment.

1) Those who meet the conditions of Article 1 (1), (2) and (3) and who participated in revolutionary work during the War of Resistance Against Japanese Aggression shall be paid 90 percent of their standard salary. Those who participated in revolutionary work during the War of Liberation were paid 80 percent of their standard salary. Those who have participated in revolutionary work after the founding of the People's Republic of China and have worked continuously for 20 years or more shall be paid 75 percent of their standard salary; Those who have worked continuously for 15 years but less than 20 years shall be paid 70% of their standard salary; Those who have worked continuously for 10 years but less than 15 years shall be paid 60% of their standard salary.

If the retirement allowance is less than 25 yuan, it shall be paid at 25 yuan;

2) Those who meet the requirements of Article 1 (4) and need assistance in food and daily life shall be paid 90 percent of their standard wages, and may also be paid a certain amount of nursing expenses according to the actual situation, and the standard of nursing expenses shall generally not exceed the salary of an ordinary worker; Those who do not need assistance in food and daily life shall be paid 80 percent of their standard salary.

If two or more retirement conditions are met at the same time, the payment shall be made according to the highest standard. If the retirement allowance is less than 35 yuan, it shall be paid at 35 yuan.

To apply for retirement at the age of 50, you need to hold a retirement application, the original and copy of your ID card, household register, pension insurance handbook, receipts for payment of pension insurance premiums over the years, ID photos, etc., to fill in the "Retirement Approval Form" and go through relevant retirement procedures at the social security bureau where the pension insurance relationship is located.

The retirement process is as follows

1. The declarant prepares the ID card, household registration book, ** and relevant materials for retirement;

2. The applicant shall declare to the unit where he belongs, and the enterprise shall go to the enterprise and the unemployed shall report to the employment bureau of the jurisdiction;

3. Enterprises and employment bureaus report to the local social security department;

4. After qualifying, the file will be transferred to the local social security bureau, and the social security bureau will be responsible for verifying the treatment;

5. Wait for the notice of the Social Security Bureau. The Social Security Bureau will notify you to apply for a card and press your fingerprint. After all the formalities are completed, you will receive the benefits the following month.

Workers who do not meet the conditions for retirement, who are certified by the hospital and confirmed by the labor appraisal committee, and who are completely incapacitated for work, shall be retired. After retirement, a monthly living allowance equivalent to 40% of the person's standard salary will be paid, and if it is less than 20 yuan, it will be paid at 20 yuan.

Article 1 Workers of enterprises, public institutions, party and government organs, and mass organizations owned by the whole people shall retire if they meet one of the following conditions.

1) Men are at least 60 years old, women are at least 50 years old, and have worked continuously for 10 years.

2) Engaged in underground, high-altitude, high-temperature, particularly heavy physical labor, or other work harmful to physical health, and has been at least 55 years old for men and 45 years old for women, and has worked continuously for 10 years or more.

This provision also applies to grassroots cadres whose working conditions are the same as those of workers.

3) Men who have reached the age of 50 and women who have reached the age of 45 and who have worked continuously for 10 years, and who have been certified by the hospital and confirmed by the labor appraisal committee that they are completely incapacitated.

4) Disabled due to work, certified by the hospital and confirmed by the labor appraisal committee, completely incapacitated to work.

Legal analysis: 1. One month before retirement, I should apply for and fill in the "Retiree Registration Form" with the "required materials" 2. After being reviewed by the labor department, fill in the "Retirement Approval Form for Urban Enterprise Employees", "Pension Treatment File" and "Retirement Certificate for Urban Enterprise Employees" 3. Pay the pension insurance premiums and filing fees that should be paid according to the regulations.

Legal basis: Civil Servants Law of the People's Republic of China

Article 92: Where a civil servant reaches the retirement age prescribed by the State or completely loses the ability to work, he or she shall pretend to be retired.

Article 93: Where civil servants meet any of the following conditions, they may voluntarily submit an application and with the approval of the appointment and removal organs, they may retire early:

1) The working years are at least 30 years old;

2) Less than five years from the retirement age prescribed by the state, and having worked for 20 years or more;

3) Other circumstances that meet the requirements of the state and may lead to early retirement.

Article 94: After retirement, civil servants shall enjoy the pension and other benefits provided for by the State, and the State shall provide them with necessary services and assistance for their life and health, and shall encourage them to give full play to their personal expertise and participate in social development.