How to calculate the difference between the old and new houses in the housing expropriation

The demolished houses and the resettled houses that choose to exchange property rights in the housing expropriation shall find the difference in price after the payment is settled. The calculation is very simple, that is, the total amount of compensation for the house that has been expropriated and demolished is the amount you should receive, and the total amount of the resettlement house in the demolition and repayment of the **plus the enlarged area** and the supporting costs is the amount you pay, and the difference between the receivable and the payable is the difference between each other. In practice, if the resettlement house is an off-plan house and cannot be delivered on time, the postponement and transition fee should be considered for settlement separately.

Article 5 of the contract for the sale and purchase of commercial housing stipulates:

1) If the absolute value of the area error ratio is within 3 (including 3), the house price shall be settled according to the facts;

2) If the area error exceeds the absolute value by 3, the buyer has the right to move out.

When the buyer moves out, the seller refunds the buyer's payment to the buyer within 30 days from the date on which the buyer proposes to vacate and pays interest at the People's Bank of China's fixed deposit interest rate for the same period.

If the buyer does not move out, if the registered area of the property right is greater than the area agreed in the contract, the buyer shall make up the price of the part of the house price with an area error ratio of less than 3 (including 3); The seller shall bear the price of the house in excess of 3 parts, and the property rights shall belong to the buyer. If the registered area of the property right is less than the registered area of the contract, the seller shall return the price of the house price to the buyer if the absolute value of the area error ratio is within 3 (including 3); If the absolute value exceeds 3 parts, the seller shall return to the buyer double the amount of the price.

Your thinking is clear, this kind of thinking.

That's right, too.

Buying a home within one's means is understandable and encouraged.

In particular, I agree with what you said: "You can be satisfied in life, you will be happy, you will be more efficient, your mind will be clearer, and your thinking will be more organized." ”

You are so young, you are still studying to understand this path, I only understood it after working for a few years, sharing a house for a few years, in fact, I also understood before, but I was reluctant to spend money, and later I found out that it is actually more expensive. Compared with rent, one's future is more valuable and more important.

I don't want to say much about this, let's say it little by little, I'm a lazy person, and I think more openly, I've always been thinking about making money slowly after working, and then renting a house to live alone, and it's not restricted, it's really good, but through my life experience, I think it's really too open, because first of all, the house you rent can be very stable in your expectations, it's likely that your owner will suddenly have something, you have to move, listen to annoying, and have a girlfriend, say a little further, If you want to get married in the future, if you don't have a house, you can coax it to the past when you fall in love, but even if you and your girlfriend are very eager to open, you feel that there is no problem with renting a house, in fact, this is the problem**, if you don't have a house, you will always feel that you are almost something, and I don't know which day, you will feel tired, no longer like that kind of unrestrained life, and decide to move towards stability, a house is a must, we all know that China's housing prices are about to fly to the sky, making it difficult for ordinary people to accept, hehe, But for people like us who can still think about it, it's okay, look forward to a better tomorrow, work hard to make money, strive to buy a house as soon as possible, don't be everything, be a little easy-going, have a house, have money, and whatever you want to live a better lifestyle is also a matter of slowness, hehe.

If it is more appropriate to buy a house by yourself if your own conditions allow, you can rent it out or sell it when you go abroad in the future, and you don't have many worries about what you do with your home.

Haha, it's good to say that young is capital, and there is no need to buy a house so early, after all, you have just graduated and have to wait a few years to start a family, so it's better to take the money and work hard, and it's not too late to buy in the future.

Save 1 million pension money for your parents.

Travel to other countries 1 million.

Learning 500,000.

Helped several poor students 1 million.

If you have love, you can also take a poor area to build a school, 500,000 yuan, and the rest can start your own business or save for your children.

Housing mortgage loan refers to the loan that an individual applies to a cooperative institution when he or she buys a property with a house ownership certificate and a housing or commercial house that can be traded in the market, and pays a certain percentage of the down payment by himself, and the rest is mortgaged by the property to be purchased.

1. Information to be provided for mortgage loans:

1.The original and 3 photocopies of the ID card and household registration of the applicant and the spouse (if the applicant and the spouse do not belong to the same household registration, a certificate of marital relationship shall be attached);

2.Original purchase agreement;

3.1 original and 1 copy of the prepayment receipt for 30% or more of the room rate;

4.Proof of the applicant's family income and relevant assets, including salary slips, individual income tax bills, income certificates issued by Shan Dou Reputation, bank deposit receipts, etc.;

5.1 copy of the developer's receiving account number.

2. Conditions of mortgage loans:

1.Age between 18-65 years old, with full civil behavior and ability to fight together;

2.Pay the down payment in full;

3.Have a stable legal income and the ability to repay the loan and interest;

4.The borrower agrees to use the purchased house and its interests as collateral;

5.The property rights of the second-hand houses purchased are clear and meet the conditions for entering the real estate listing and trading circulation stipulated by the local government;

6.The purchased house is not within the scope of the demolition notice;

7.Other conditions required by the lending bank.

3. The process of mortgage loans:

1.The lender prepares the relevant information, goes to the bank to fill in the loan application paragraph, and submits the materials;

2.After receiving the application, the lending bank will confirm and review the information;

3.After the review, the lending bank contacts the lender and signs the relevant contract;

4.The bank lends money, and the lender fulfills the repayment obligation.

Buying or renting a house is a matter of opinion, and you can choose according to your own financial situation and housing needs.

Benefits of renting:

Renting a house is already a very common way of life in the real estate market, especially for people who work outside the home, and the company does not provide room and board, so they must rent a house. So there's a lot of flexibility in renting. In addition, you don't have to pay a lot of cash at once to rent a house, and the funds can be used for other investments.

In addition, it can avoid risks such as depreciation and repayment of the value of the house. And it will not reduce the quality of life because of buying a house, and you can save a lot of money by renting a house without buying furniture, appliances, decoration, etc.

Benefits of Buying a Buyer:

Having your own property is more of a sense of belonging. Buying a house can be used to have a property of your own in the future, without worrying about problems such as a second landlord, and it can also be treated as a long-term investment. Moreover, if you have a fixed residence, your child's household registration can be directly implemented in the future, and it is convenient to go to school, so you don't have to worry about school selection fees.

If there are elderly people in the family, it is convenient to take care of the elderly.

Suitable for renters:

Generally speaking, young people who are just starting out in the workplace, people who are more mobile in their jobs, people with unstable incomes, and people who are short of funds are more suitable for renting. Because renting a house can ensure the liquidity of funds, there is no need to worry about the need to repay the loan on time every month after buying a house. There are also people who want to use the funds for other investments, once they buy a house, it is a transaction of tens of thousands, which will involve the question of whether there are still activity funds.

Suitable for people who want to buy a house:

Now there is a common word in real estate is "just need", which is the people who are ready to get married, have a down payment, have loose funds in hand, and have a stable income, which is also the main group of people who buy houses in the real estate market at present. The second is to improve the sexual needs and people who want to invest in real estate. These people have a lot of money, a stable income, and a high income, and the quality of life for them will not change much when buying a house.

What does the perfect living package bring to the buyers? The perfect living facilities bring convenience and practicality to the buyers. The reason why we want to buy a house in the city is not only to buy living conditions, but also to buy the living facilities around the community, such as shopping, leisure and entertainment places, schools for children to go to school, and whether it is convenient for work or employment.

It may have brought the best of the house price, for the buyer, these are the factors of the house price, of course, it also brings convenience to their future life.

Buying a house is always a major event in people's livelihood, whether to buy or not to buy, early or late to buy and other issues have been plaguing the people, so what is the impact of whether to buy a house on the future? What will be the difference between homeowners and homeless people in the next 5 to 10 years?

1. Differences in living conditions

Those who already have a property will have a relatively stable life in the future, and they don't have to worry about renting a house. Depending on the situation of buying a house, there are two kinds of home buyers, who buy a house in full and buy a house with a loan, and the situation of the full home buyer in the next few years may be slightly better than that of the loan buyer, because the daily expenditure is missing the mortgage, of course, this is not absolute, the money for the loan to buy a house will not increase in price with inflation, and this part of the money is equivalent to a relative price reduction with the depreciation of the currency.

Of course, regardless of the full payment or the loan, it is foreseeable that the living conditions of the homeowners will be much more comfortable than the renters. In the past few years, even if the owner of the house takes out a loan to buy a house, he does not have to worry about the increase in rent, he does not have to worry about being forced to move due to the interruption of the contract, he does not have to be troubled by the landlord, his living condition is more stable, his living situation is better, and he has a place where he can make his own decisions, which means that he can change the housing facilities at will, and he can buy large household facilities that are inconvenient and automatic at will, which can greatly improve the quality of life.

Thinking about 5 10 years later, two people with the same salary, the same position, appearance and hardware are almost the same, if they talk about marriage, having a fixed property is equivalent to adding wings to a tiger, so that they have an extra plus point, and the possibility of finding the other half is higher than that of those who do not have a house. Housing prices have been rising, and now you can still consider whether to buy a house, and you may have to consider whether you can afford to buy a house in the future.

Second, the starting line of the offspring is different

For people who have already started a family or have children, owning their own house is really important. The location of the house can determine what kind of school the child can go to when they reach the age of studying, and for people who do not have a local hukou, buying a house is a crucial event, and not having a house means that you can't get a local hukou, which means that your child can't study in the city.

If you don't have a property, if your child is about to go to school in three or five years, should you send your child away from your side and let your child study alone away from his parents in his hometown, where his hukou is located? Maybe there are old people in the hometown who can help take care of the children, but staying away from the parents is not beneficial to the healthy physical and mental growth of the children, with and without a house, it is difficult to ignore the impact on the growth environment of the offspring.

Third, whether there is a house or not has a great impact on life

All in all, it is really hard to ignore the impact of having your own property on your life, and it is often said that you should buy a house as soon as possible, and this sentence is not without basis.

In the future, it will be difficult for housing prices to drop sharply, especially in some first-tier cities, where the money in hand may be enough for a down payment now, and even a down payment for a toilet will not be able to be paid in three or five years. Therefore, if you have certain requirements for the future and want to have a stable life, it is better to buy a property as soon as possible.

Life stresses are different. Those who have already bought a house need to repay the mortgage in the next 5-10 years, and those who have not bought a house will have less pressure to live without paying the mortgage.

First of all, people who have bought a house may need to try their best to repay the mortgage within 5 or 10 years, but after paying off the mortgage, life may be very easy, but if you do not buy a house, you will definitely rent a house within 5 or 10 years, which may also cost a lot of money, but you still don't have a house, and you may still have to consider the problem of the house.

There are some differences. People who don't buy a house have no pressure, their lives are very chic, they buy what they want, and those who buy a house have become picky and know how to save money.

People who have already bought a house have a better life in the future, because they have a mortgage to repay, so they have to continue to increase their income. And those who have not bought a house will have a more bleak life in the future, and they will keep saving money to buy a house.

For a person who just bought a house last year, this topic is too touching.

First of all, I have been hesitant to buy a house before, seeing the house prices rise, and finally at the urging of my family and friends, I was very happy to buy a house on the day I bought a house, and finally had a nest of my own in this city, and I don't have to rent a house in the future to always prepare for Cao's house.

Secondly, there must be pressure, I bought a house, made a down payment of more than 300,000 yuan, and basically used up the money for four years after graduating from college, I remember that I had more than 1,000 yuan left after paying the down payment. So when I woke up, I actually felt a little worried, and I saw that there was no money in the card, and now I have a fixed mortgage every month, and my salary is paid to repay the mortgage, and the daily expenses are basically moonlight, so the pressure is still there.

Finally, I would like to say that although life after buying a house is stressful, it is more about peace of mind and motivation. After buying a house, I can be regarded as settled in this city, and I will no longer think about wandering around, knowing that I will definitely live in this city in the future, so I am very clear about my career plan and life plan in the future. Life is more at ease after buying a house, now is to work hard, pay off the mortgage, save money, and work hard to live a good life.