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The general process for mainland customers to purchase insurance in Hong Kong is as follows:1You can first communicate with the company's financial advisor, and note that it is a real financial advisor registered with the Hong Kong Insurance Regulatory Commission.
After communication and understanding of the situation, the financial consultant will issue a plan, and then exchange views with the customer, explain the plan, and if necessary, modify the plan according to the customer's feedback and needs, and finalize it. 2.Once you have decided on your plan, you can arrange a time to make an appointment with your financial advisor to sign your plan in Hong Kong.
Apply for a Hong Kong and Macao Permit to Hong Kong. Please note that any insurance outside of Hong Kong** and contracted insurance is called an "underground policy" and is not protected by law, please be sure to go to Hong Kong to sign up in person; 3.After arriving at the company, I will fill in the application information that needs to be submitted with the financial consultant in the company, and then...
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Student safety insurance is responsible for compensating the insured for the dental expenses incurred by the injury caused by the accident, and your leg fall is the insurance liability. According to the requirements of the insurance company, after you are injured, you should report to the insurance company, and then, after the injury and illness, provide the medical expense invoice, hospital diagnosis certificate and the relevant accident certificate of the school to file a claim with the insurance company, and you can get normal compensation.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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If wrestling is caused by an accident, it can generally be reimbursed, whether it is outpatient ** expenses or inpatient reimbursement, accidental wrestling is within the scope of accidental risk accident insurance. However, the reimbursement ratio of the ** expenses incurred by accidental falls is different for each insurance product.
Generally, the cost of injury caused by accidental falling, whether it is outpatient reimbursement or inpatient reimbursement, is limited, not infinite, and will be determined according to the degree of injury of the insured, generally within 10,000 yuan. The portion exceeding $10,000 is at the insured's own expense.
However, not all accident insurance products can pay for wrestling, because accident insurance is also divided into accidental injury insurance and accidental medical insurance, and the content and scope of protection are different for different products.
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Whether the insurance company pays or not depends on how the accident insurance you have purchased is agreed. Because you are talking about a fall, there are two possibilities, 1, just an injury, will not leave a disability, in this case, if the accident insurance you buy includes accidental medical liability, then the medical expenses can be compensated by the insurance company; 2. If the injury results in disability, then the general accident insurance includes accidental disability and accidental medical liability, and the insurance company will pay the accidental disability pension and reimburse the accidental medical expenses according to the disability level. If the accident insurance purchased by the customer is worth millions, driving insurance, etc., these types of insurance often do not include accidental disability liability and accidental medical liability, so the fall injury cannot be claimed by this type of insurance!
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It depends on what kind of accident insurance you have.
1. There are two aspects of compensation for fractures: 1. Disability and 2. Medical expenses.
It depends on whether you buy accident insurance to cover the above two responsibilities. If you buy a million-dollar driving insurance, there is a high probability that you will not be able to make a claim, because the driving insurance is to protect yourself from death and total disability, and it does not include medical expenses.
2. See the exclusions of insurance, children's accident insurance has certain restrictions on the items covered, not all of them can be claimed, and the items that cannot be covered are usually listed in the insurance contract, so we should understand this clearly to avoid unnecessary disputes.
3. It should be noted that for accidental disability, generally speaking, the insurance company will pay according to the disability level, and the higher the disability level, the higher the insurance company's compensation ratio. Therefore, when applying for child accident insurance, it is important to see whether the insurance terms can cover all levels of disability.
4. Pay attention to accidental medical treatment, for children, accidental medical treatment is extremely important, when considering accidental medical treatment, it is mainly necessary to consider the scope, amount, proportion and deductible of reimbursement, of course, the higher the reimbursement ratio, the better, and the lower the deductible, the better.
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It is inevitable to bump and bump in life, accidentally have an accident and injure yourself, before selling accident insurance, can the insurance company lose money?
There are many types of accident insurance, such as comprehensive accident insurance, accidental injury medical insurance, travel accident insurance, aviation accident insurance, etc.
Different types of insurance, different coverage and different claim results.
Generally speaking, if you have purchased an accident that includes the liability of accidental medical insurance, you can make a claim if you accidentally fall and injure yourself. If the check finds that the fall injury was intentional, the insurance company will refuse to pay.
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Hello, when purchasing insurance, the insurance company usually asks about the purchaser's medical history to determine the insurance risk. If you are withholding your fall history when you purchase insurance, the insurance company believes that you may be withholding information about the health of other limb cars, reducing the insurance company's ability to assess the risk. Therefore, it is strongly recommended that you be truthful about your health and medical history when you purchase insurance, otherwise the insurance company may refuse to cover or deny the claim.
So, even if you've already suffered a fall or other accidental injury, you can still buy insurance, but it's important to be honest about your health concerns.
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