How to create a truly secure plan for delaying retirement

There is no specific timetable and policy details for the implementation of the postponement. It will not be implemented before 2022. The retirement age is still the same as before.

Yin Weimin, Minister of Human Resources and Social Security, said on 2015-03-10 that he hoped to develop a progressive delayed retirement plan in 2015, solicit public comments in 2016, and launch it in 2017. It will not be implemented until at least five years after the rollout. The retirement age is extended by only a few months each year, and the result of extending the retirement age is reached after a considerable period of time.

As an ordinary citizen, oppose the pace being too fast. Be slow to delay. Recommendations:

From 2020 onwards, those who retire at the age of 50 will be raised by one year every five years, and those who retire at the age of 55 will be raised by one year every 10 years. 2020 50 55 2025 51 2030 52 56 2035 53 2040 54 57 2045 55 2050 56 58 2055 57 2060 58 59 2065 59 2070 60 60 By 2070, everyone will retire at the age of 60. At that time, according to the accumulation of national financial resources and social security**, it will be decided whether to continue to increase the retirement age.

At present, the state stipulates that the retirement age is 60 years old for men, 50 years old for women, and 55 years old for female cadres.

Legal analysis: China is about to implement a delayed retirement policy, as follows: Delayed retirement refers to the extension of retirement by a few months every year until the new statutory retirement age is reached.

According to China's latest retirement policy, the retirement age for both men and women should reach 65 years old in 2045, so women are delayed by one year every three years, and men are delayed by one year every six years. At the same time, retirement pension insurance will also be delayed, from 2033 to 1 year every three years until 2045.

Legal basis: "Interim Measures on Retirement and Retirement" China will implement gradual delayed retirement, and strive to complete the formulation of the plan this year, and officially launch it the year after next, at least five years after the plan is launched. According to the plan of the Ministry of Human Resources and Social Security, a gradual delay in retirement will be implemented

The retirement age is extended by a few months each year until the new proposed statutory retirement age has been reached after a considerable period of time.

Starting in 2018, the retirement age for women will be delayed by one year every three years, and the retirement age for men will be delayed by one year every six years, until it reaches 65 years at the same time in 2045.

The retirement age of the resident pension insurance will be delayed by one year every three years from 2033 until 2045.

Legal analysis: According to the 14th Five-Year Plan and the long-term goals of 2035, a gradual statutory retirement age will be implemented, but no specific policy document has been issued yet. Still in accordance with the original statutory retirement age:

Cadres are at least 60 years old for men and 55 years old for women; Workers are at least 60 years old for men and 50 years old for women. According to the new Civil Servants Law, civil servants can apply for early retirement.

Legal basis: "Interim Measures on the Retirement and Retirement of Workers" Article 1 Workers of enterprises owned by the whole people, public institutions, party and government organs, and mass organizations shall retire if they meet one of the following conditions. (1) Men are at least 60 years old, women are at least 50 years old, and have worked continuously for 10 years or more (2) Engaged in underground, high-altitude, high-temperature, particularly heavy physical labor, or other work harmful to physical health, where men are at least 55 years old and women are at least 45 years old, and have worked continuously for 10 years or more.

This provision also applies to grassroots cadres whose working conditions are the same as those of workers. (3) Men who have reached the age of 50 and women who have reached the age of 45, who have worked continuously for 10 years or more, and who have been certified by the hospital and confirmed by the labor appraisal committee that they are completely incapacitated to work. (4) Disabled due to work, certified by the hospital and confirmed by the labor appraisal committee, completely incapacitated to work.

Proposal of the CPC on Formulating the 14th Five-Year Plan for National Economic and Social Development and the Long-Range Objectives for the Year 235 (10).

2. Improving the quality of people's lives and raising the level of social construction 45Improve the multi-level social security system. Improve the coverage of the whole people, the overall planning of urban and rural areas, and fair unification.

1. A sustainable multi-level social security system. Promote the transfer and continuation of social security, and improve the financing and treatment adjustment mechanism of basic pension and basic medical insurance. Realize the national overall planning of basic pension insurance, and implement a gradual delay in the statutory retirement age.

Develop a multi-level and multi-pillar pension insurance system. Promote the provincial overall planning of basic medical insurance, unemployment insurance, and work-related injury insurance, improve the medical insurance and assistance system for major diseases, implement the settlement of medical treatment in other places, steadily establish a long-term care insurance system, and actively develop commercial medical insurance. Improve the social security system for flexibly employed persons.

Improve the work system and security system for retired servicemen. Improve the hierarchical and categorical social assistance system. Adhere to the basic national policy of equality between men and women, and protect the lawful rights and interests of women and children.

Improve the system and facilities for the care of the elderly and the disabled, and improve the social welfare system for the disabled and orphans. Improve the unified national social insurance public service platform.

Civil Servants Law of the People's Republic of China Article 93 Where a civil servant meets any of the following conditions, he or she may voluntarily submit an application and with the approval of the appointment and removal organ, he may retire early: 30 years of service; Less than five years away from the retirement age prescribed by the state, and having worked for 20 years or more; Other circumstances that meet the requirements of the state to allow early retirement.

The elderly population is increasing, and it is urgent to revise the retirement policy.

Has the delayed retirement plan passed?

At present, the most well-founded statement is that the Ministry of Human Resources and Social Security said at the second meeting of the year before last year that the delayed retirement policy will be introduced before 2020 and implemented by 2022. So far, the Ministry of Human Resources and Social Security has not announced any delayed retirement policy.

Looking at the changes in the laws and policies of the world's leading countries on the retirement age, combined with the actual national conditions of our country, we can at least draw the following points for reference:

First, the gradual increase in the legal retirement age for men and women is an international trend, however, from the perspective of international comparison, to the 2013 stage, the necessity of raising the statutory retirement age for men in China is not too obvious, the necessity of raising the legal retirement age for women is more obvious, in the case of a lower average retirement age for women, at the right time, the retirement age for women will be raised to 55 years old.

Second, with the further improvement of the aging of the population, it is necessary to start the work of raising the statutory retirement age in an all-round way, so as to alleviate the pressure of the shortage of labor force and pensions in the future, increase the total economic population, provide necessary population resources for economic development, and at the same time, reduce the financial and social burdens of the state. After women reach 55, consideration could be given to raising the retirement age for both men and women until 2013, when most countries raise high retirement age targets of 65 for men and 60 for women.

Third, a reasonable increase in the retirement age requires various preparations, especially the timing of the start, and the consideration of **, the system dependency ratio, relevant laws and social acceptance.

The reform of the retirement system needs to properly solve the relevant problems: first, the excessive pension treatment gap under different pension systems should be alleviated as soon as possible; Second, the situation of low remuneration of workers, especially front-line workers, needs to be reversed urgently. At present, the labor remuneration of some workers is even worse than the pension after retirement, which will inevitably fuel their expectations of early retirement and opposition to delayed retirement; The third is to carry out necessary and reasonable regulations on the reemployment of retirees.

Interim Measures for the Retirement and Retirement of Workers

Article 1. Clause.

Items 1 and 2. Workers of enterprises, public institutions, party and government organs, and mass organizations owned by the whole people who meet one of the following conditions shall retire.

1) Men are at least 60 years old, women are at least 50 years old, and have worked continuously for 10 years.

2) Engaged in underground, high-altitude, high-temperature, particularly heavy physical labor, or other work harmful to physical health, at least 55 years of age for men and 45 years of age for women, and having worked continuously for 10 years or more. This provision also applies to grassroots cadres whose working conditions are the same as those of workers.