Question 15 about the application for the Y POWER card of the Bank of Communications

The conditions required to apply for a Y-Power credit card are: college students who graduated after 2003, have a fixed work unit, and generally have a higher approval rate for those born before 87 years (inclusive).

Materials to be prepared: original ID card and one photocopy.

One original and one photocopy of graduation certificate.

A copy of the work certificate (with the official seal, the financial seal, the human resources department seal, etc.).

If you do not have a work certificate, you should have a business card or a work card (printed, handwritten is not allowed) (in principle, providing a work certificate can increase your credit limit).

Fill out the application form correctly, truthfully and neatly.

Ensure that the unit and mobile are unimpeded, especially that the unit can be answered during working hours, and the person who answers the unit can confirm that you work in the unit and the name of the work unit you fill in is consistent with the name of the unit he reported.

Residence** can not be filled in, to fill in the family or relatives, the activation card to enter the residence**. In case of loss, you still need to report these materials to confirm that you are the card owner before you can apply for a lost report or replacement card.

1.It is generally stipulated that you can work in the unit for more than half a year. However, the youth card does not need to be proof of income, and it is estimated that you can fill in the previous unit, but you have to stay in the unit.

2. Residence ** can not be filled in, to fill in the family or relatives, activate the card to enter the residence **.

3.You can't fill in the mobile phone number, you can fill in PHS.

1. Youth card, as long as a graduation certificate and a copy of the ID card can be done.

2. Fill in a fixed ** that you can receive**.

3. I fill in the unit information casually, but it has to be the kind that someone has to pick up.

Y-power works very well and I am using it myself.

As a dual-currency credit card designed for young people, Bank of Communications Y-Power Credit Card is loved by young people with rich privileges and preferential activities. Many people are starting to apply for this credit card. Therefore, there are some people who ask:

How to apply for Bank of Communications Y-Power Credit Card? What are the requirements? Let's introduce it to you.

How to apply for a Y-Power credit card from Bank of Communications

2. Offline application.

You can also handle it at the business outlets of Bank of Communications, and bring your identity certificate, work certificate and other materials to the business personnel to handle it. In addition to the required ID card, the more detailed the documents you provide, the higher the amount of the card will be approved.

Bank of Communications Y-Power Credit Card Application Requirements

1.Applicants must be between 18 and 30 years old and have full capacity for civil conduct;

2.Applicants must be residents of China, excluding residents of Hong Kong, Macao and Taiwan. Therefore, foreigners are not able to apply for BOCOM Y-Power credit card;

3.Possess a nationally recognized bachelor's degree or above.

The above is the application method and application conditions of Bank of Communications Y-Power credit card, Bank of Communications Y-Power credit card is still very easy to apply, but you must also prepare the necessary sufficient supporting information to avoid card application failure.

Bank of Communications' Y-POWER credit card is a credit card product specially designed for young people, and there is no account opening fee, card production fee and other fees.

The annual fee for Y-Power Credit Card is as follows:

Dual currency card: 140 yuan for the main card.

RMB card: 80 yuan for the main card.

This credit card is free of annual fee for the first year of verification, and the annual fee for the next year can be waived after 6 swipes.

In addition to the benefits on the annual fee, the privileges of this credit card include:

1.For each Y-Power, after holding the card for six months, the credit limit will have the opportunity to be upgraded, and the credit limit will be increased quickly if you swipe the card more than you want, and make more installment payments.

2.As long as you spend RMB500 or USD60 in a single transaction, you can activate the "Divide as You Want" installment privilege.

3.Regardless of peers, cities and cities, the handling fee is as low as 5 yuan, and the cash withdrawal limit is as high as 100 of the credit card limit.

When it comes to the credit card of the Bank of Communications, most people will think of this Bank of Communications Y-Power credit card, which is a super god card specially prepared for young people, although there is no exclusive rights and interests of other high-end cards, but it can fully meet the use of credit cards by young people.

For college students who have just left campus, the first credit card in life to choose the Y-Power card is right, it has a low application threshold, and there is no distinction between ordinary card and gold card, the initial credit limit starts from RMB 5,000, and according to the use of the cardholder, flexibly increase the credit limit, of course, this must be you have held the card for 6 months. In addition to that, it has quite a few advantages:

Bank of Communications Y-Power Card.

1. Let's talk about cash withdrawal first, this is the biggest highlight of the Y-POWER card:

I have to say that the Bank of Communications Y-Power credit card is a very suitable credit card for cash withdrawal, the cash withdrawal limit is as high as 100% of the credit line, which is undoubtedly a relief for cardholders who are in urgent need of capital turnover, as long as your credit limit is high enough, the amount of cash you can withdraw is enough.

In addition, its cash withdrawal fee is low, and the handling fee for domestic RMB cash withdrawal, regardless of peers across banks and cities and places, is as low as 5 yuan, allowing cardholders to withdraw cash easily and freely. However, the interest must be calculated at the expected annualized interest rate of 5/10,000 per day, so it is recommended that you withdraw less.

2. Let's take a look at its installment situation, unable to repay the installment to avoid overdue:

For cardholders who can't afford to pay their credit card bills, bill installments can ease their repayment stress and also avoid overdue payments. Bank of Communications Y-Power installment limit is low, as long as a single consumption of 500 yuan or 60 US dollars, you can freely choose the installment, and the installment amount can reach 100% of the current bill.

3. After opening a general card, you can enjoy 72 hours of lost card protection service before loss report

This is also a credit card with lost card protection, now credit card fraud incidents occur from time to time, if your Bank of Communications Y-Power credit card is unfortunately stolen, please call 24-hour customer service ** immediately to report the loss, the loss report can take effect immediately, any loss risk after you do not need to bear it, as long as you report the loss in time you can sit back and relax!

Now, credit cards have become a must-have item for people. Its overdraft feature makes it the first choice for people to pay for their purchases. In addition, in order to enjoy easy consumption, people's requirements for credit card limits are gradually increasing.

So recently, many people who want to apply for a Bank of Communications Y-Power credit card are asking, what is the limit of the Bank of Communications Y-Power credit card? What factors affect the quota?

Y-Power Credit Card is a dual-currency credit card launched by Bank of Communications, specially designed for teenagers. The limit of Y-Power credit card is generally between 5,000-50,000 yuan. It depends on the individual's specific situation.

Bank of Communications Y-Power Credit Card also regularly adjusts the limit for cardholders who have held the card for 6 months, and the adjustment mainly depends on the credit limit and installment payment usage of the cardholder.

So, how to get a high-limit BOCOM Y-Power credit card? What does the credit card limit have to do with it?

1.Marital status.

Married customers are more stable and favored by banks than singles.

2.Working conditions.

For industries with high stability, employees should have extra points during the card application period. The more detailed the information provided by your personal income proof when applying for a card, and the more stable the income and the lot of room for development, the higher the rating will be.

4.Property Status.

The person who owns the property can be proved to have a certain economic base, and will also get a higher amount when applying for a card.

5.Credit Profile.

If the applicant has opened an account with the bank in the past and has frequently moved in and out of funds, then the bank will also consider the appropriate bonus points when reporting.

6.Educational attainment.

Those with higher general academic qualifications, such as graduate students or above, will also have a higher level when applying for a card.

Considering the above situation, if you want to make the Y-POWER credit card applied by the Bank of Communications meet your expectations and have a credit card with a high limit, you should prepare more asset certificates that can prove that you have a stable economic foundation, industry work certificates with great development prospects, and good credit history certificates when applying for the card.