Why do some companies only pay five insurances to employees, but do not pay one gold ?

The reasons why the company only buys five insurances for employees and do not buy one housing fund are:

First, the weight of one gold is too heavy, and many small and medium-sized enterprises cannot afford it.

The company does not help employees pay five insurances and one housing fund.

The first reason for the "one gold" is very simple, that is, because the weight of the "one gold" is too heavy, many small and medium-sized enterprises can not afford it, so in order to save enterprise expenses, the general company is unwilling to pay the provident fund to employees, unless it is a large company with complete benefits, these benefits will be very perfect.

Second, the five insurances are handed over to the state, and the "one gold" can be withdrawn for personal use.

The company helps to pay five insurances and one housing fund, of which the "five insurances" are handed over to the state, and the "one gold" can be withdrawn for self-use, it is not so many provisions compared to the use of "five insurances", and finally the money in the housing provident fund account is into their own pockets, and the company will not get a little benefit, so many companies will not be willing to pay "one gold" to employees.

3. The "five insurances" are mandatory for all units to purchase for employees, while the "one gold" is not.

The Labor Law has clear provisions on the "five insurances", once the employer signs a labor contract with the employee.

It is necessary to purchase "five insurances" for employees, if any employer or company does not purchase "five insurances" for employees, then employees can use legal proceedings to obtain their legitimate rights and interests, which is the right of every employee, but also the obligation of a unit and a company, but for the "one gold" that is, the housing provident fund, the state does not require the company to purchase for employees, and there is only one management regulation, and all the implementation of the provident fund is based on this regulation. Therefore, many employers and companies will only buy "five insurances" for employees, but will not buy "one gold".

Some companies only pay five insurances to employees, not to better reduce the economic cost of hard work, so as to bring more economic benefits to the company, respect the local policy, the cost of employees to the end, all is the ultimate is the most meaningful development direction, we must insist on squeezing employees, if the company pays a gold, it is easy to break the local ecological employee circle, so that employees have a comparison psychology.

First, the "five insurances" are compulsory for all units to be purchased by the state, but the "one gold" is not. The state clearly stipulates that once an employee signs a labor contract with an employer, he or she must purchase "five insurances" for the employee, including endowment insurance, medical insurance, unemployment insurance, work-related injury insurance, and maternity insurance.

If any company or enterprise unit does not purchase these insurances for employees, then employees can use litigation and other methods to obtain their legitimate rights and interests, because this is the obligation of every employer and the right that every employee should enjoy. The "one gold", that is, the housing provident fund, is not forced by the state to purchase the company for employees, the housing provident fund only has a management regulation, and all the implementation of the provident fund is based on this regulation, without any compulsion. This is the main reason why many companies buy "five insurances" for their employees instead of "one gold".

Second, the weight of "one gold" is too heavy for many small companies to bear. Whether to pay housing provident fund to their employees is related to the operation of the whole company, good companies have such financial resources, and some poor efficiency, small scale companies simply do not have extra funds to buy housing provident fund for their employees. Many companies will not buy "one gold" for their employees for their own development.

Why do some companies only pay "five insurances" to employees, but do not pay "one gold"? The main points are as follows:

1. The proportion of "one gold" is relatively large, and it is difficult for small companies to bear it.

Social security and provident fund are paid in proportion to wages, but many companies generally pay according to the local minimum wage. The payment is made by the company on a pro-rata basis, and the employees contribute a pro-rata part.

The main question is to know that for small companies, whether to pay "one gold" to employees is related to the company's operating conditions and cash flow. Because the profitability of small companies is not high, and the market competitiveness is also large, resulting in low profits, if employees are paid provident fund, this will lead to the company has very little cash available, and it is very difficult to operate.

2. "One gold" is paid to the personal account and can be withdrawn at any time.

In fact, the payment of one housing fund changes the direction of raising wages for employees, and all the provident funds paid are in personal accounts. Employees can withdraw money from their CPF account at any time when they want to withdraw it. The "One Gold Loan" can also be used to buy a house for individuals, and the use of CPF loans will have more advantages than commercial loans.

It's not like the "five insurances", which are a type of protection that can be used when we need it, according to the established process. However, if I don't use it, I won't receive a cash allowance from the account.

3. "One gold" is not a mandatory purchase.

The "five insurances" are clearly stipulated in the "Labor Law" and must be purchased for employees, while the "one gold" is not clearly stipulated, and it all depends on the company's "strength".

Hello, five social insurance and one housing fund refer to the collective name of several kinds of protective treatment given by employers to employees, including endowment insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance, and housing provident fund. At present, many companies only pay insurance premiums, and do not pay housing provident funds, mainly because this amount is relatively large, which increases the cost for enterprises.

Some companies only pay five insurances to the company's employees, but do not pay one gold, which is determined by the environment in which the company is located, and the company's benefits may not be very good, so there will be only five insurances. On the other hand, they are in order to cope with the inspection above, and they can pass the customs without paying a gold. Therefore, a gold can only be paid by themselves, so some companies are only willing to pay five insurances for wages, but they are not willing to pay a gold, they are also out of their own interests, they can save a money, as long as they can cope with the above inspection, you can pass the customs.

As a work unit, he needs to bear a certain amount of labor costs, of course, in terms of paying social security, if the level of payment is lower, the smaller the types of larger projects, its labor costs are naturally relatively low, as a housing provident fund, in fact, the cost level borne by individuals and units is the same, although individuals will deduct a part of the salary, but in fact this money is still calculated in the labor costs of an enterprise unit, so he simply does not pay housing provident fund to employees. You can save a lot of labor costs, and that's the root cause.

Some companies only pay social security "five insurances" to employees but do not pay "one gold", because the company must pay social security to employees, and the provident fund can not be paid, so as to save costs for the company. However, the current social security policy stipulates that the company must also pay the provident fund to the employee.

Some companies only pay "five insurances" to employees and do not pay "one gold", because "one gold" is not mandatory by the policy, and how much employees pay the company's subsidies is definitely a loss-making business for the company. The company does not pay "one gold" is not only harmless, but also can save a lot of expenses, why not.

Because the labor law only stipulates that enterprises must purchase social security for employees, but there is no mandatory requirement to purchase housing provident fund, many small enterprises only pay social security for employees in order to save expenses, but do not buy housing provident fund. It's because these companies want to reduce labor costs.

The company pays five insurances to employees because if the employee eats. Accident their compensation, so it is good for the company to pay five insurances to employees. That's it, it's the provident fund, so they think the provident fund is paid more, and.

You don't have any benefit to them, so they don't want to teach.

Why do some companies only pay "five insurances" to employees, but do not pay "one gold"? It is because the current social security policy must let the company pay to employees, but the hardware. There is no comprehensive forced foot, so the company will reduce its financial burden, and it must be unwilling to take the initiative to pay for him.

The five insurances and the housing provident fund are also mandatory, but the employees' demand for the five insurances is higher, and the demand for the housing provident fund is relatively less urgent and necessary. For cost reasons, companies only buy five insurances for employees.

The main reason why the company only buys five insurances for employees and does not buy one housing fund is that the provident fund is not mandatory and must be paid, and it depends entirely on whether the company is conscious.

Many start-up enterprises, in order to save costs, pay less or even do not pay five insurances and one housing fund for employees. However, most companies are reluctant to help their employees. After all, no boss wants to spend more.

The company with good treatment will help you. More and more companies are taking the initiative to help their employees contribute to the CPF, and the main reason for this is as a means of attracting employees. In reality, the more developed the region, the higher the attention of employees to the five insurances and one housing fund.

Especially in first-tier cities, because it is linked to the qualification to buy a house and a car, five insurances and one housing fund have become an important standard for finding a job.

Five insurances and one housing fund can also show who is a large enterprise.

It is required by law to pay social insurance to employees, but not paying provident fund can greatly reduce the burden on enterprises. Therefore, many companies only pay five insurances and do not pay one gold.

Some companies pay five insurances to their employees because the labor law stipulates that the company must pay five insurances. The reason for not paying a gold deposit is that the proportion is relatively large and the burden on the company is heavier. It is not required by law to pay, so most companies choose to only pay five insurances and not one housing fund.

Why do some companies only pay "five insurances" to employees, but do not pay "one gold"? Because the labor law stipulates that companies must purchase social security for their employees. However, there is no requirement to purchase a housing provident fund.

If the unit pays another gold, the labor cost is high and the economic pressure is relatively large. It also depends on the local policy, if the local government can not pay, the unit will naturally not pay the provident fund. If the local government does not pay the provident fund illegally, and the cost of violating the law is relatively high, the unit will not defy the law, and will naturally pay.

Some companies only pay five insurances to employees, but do not trade gold, indicating that one gold is not mandatory, and the other is that employees do not need it, for example, what is the use of trading gold in Shanghai? And then there's the ability to reduce the cost of its operations.

The "five insurances" are mandatory for all units to purchase for employees, while the "one gold" is not. Our country has clear regulations, once the unit and the employee signed a labor contract, it must be for the employee to buy "five insurance", if any company does not buy "five insurance" for employees, then employees can use legal proceedings to obtain their legitimate rights and interests, this is the right of every employee, but also the obligation of a company, but for the "one gold" that is, the housing provident fund, the state does not force the company to buy for employees, so many employers and companies will only buy "five insurances" for employees, and will not buy" One gold".

We know that there are five insurances and one housing fund.

It's a very tall noun. Once upon a time, five insurances and one housing fund were synonymous with a good job. The units that pay five insurances and one housing fund are either first-class agencies, state-owned enterprises, or powerful private enterprises.

1.When you are looking for a job, the first thing you are concerned about is whether you pay five social insurances and one housing fund, especially the provident fund, which is the biggest criterion for distinguishing the quality of the unit. But in fact, the housing provident fund is not mandatory, and the five social insurance insurances are also mandatory.

Housing provident fund is no longer one of the five insurances that enterprises must pay to employees, and it belongs to the nature of welfare for employees. When enterprises pay provident fund to employees, they must pay at least 5% to 12% of employees' wages.

2.The "five insurances" we pay are a guarantee policy of the state and a guarantee for our lives. We apply when we need it, and then use it according to specific steps to get a certain amount of compensation.

When we don't use them, we lose them. When we buy a house, we only need to take out the money we have saved before from this provident fund account and use it according to our needs. The money in it ends up in our own pockets, and the company doesn't get any benefits, so many companies are not willing to give employees a "gold".

3.Many small and medium-sized private enterprises do not pay social security to their employees, which is a mandatory obligation and responsibility under the law. Moreover, the housing provident fund is not compulsory by law.

Therefore, in order to save costs, many enterprises do not pay housing provident fund. The benefits of the housing provident fund are not explicitly written into the labor contract law, so as a work unit, you can choose to pay the housing provident fund for your employees, and of course you can also choose not to pay the housing provident fund for your employees, because this does not violate the provisions of the labor contract law.

If you don't pay the housing provident fund for employees, it is obvious that your own labor cost is relatively low, because after all, the enterprise still needs to bear the corresponding proportion. You say that's why many workplaces don't pay housing provident fund. For employees, the absence of housing provident fund means that they cannot enjoy loans with low interest rates from the housing provident fund.

Therefore, the pressure to buy a house will be relatively greater.