What is the premium of Health Carefree Insurance Xinhua Insurance at the age of 57

Just buy your own medical insurance, this is your most basic protection.

Summary. The protection rate of New China Insurance is a combination of general medical insurance and critical illness medical insurance, and this rate is an account value agreed in the terms of the insurance contract, but this account value cannot resist the premium of the insurance company.

The protection rate of Xinhua Insurance is a combination of general medical insurance and critical illness medical insurance, and this rate is an account value agreed in the terms of the insurance company, but this account value cannot resist the insurance company's premium.

I would like to inquire about the medical rate of 51 years old.

Around 700 to 800 a year. The premium of the million medical insurance is not fixed, and the premium for the baby and the old man will be more expensive, 2If the age of the policyholder is about 0 years old or 1 year old, then the million medical insurance needs to pay a premium of about 700-800 yuan a year.

3.If the policyholder is an elderly person aged about 50-55 years old, then the million medical insurance needs to pay about 1,000-1,500 yuan a year.

Summary. Hello dear! Now answer for you Xinhua Insurance Health Worry-free 1483 Yuan Insurance:

In order to further meet the needs of the current insurance market, New China Insurance has launched a series of "Health and Worry-free" products. Among them, New China Insurance's Health Worry-Free C Critical Illness Insurance is favored by consumers. This product covers three insurance liabilities, including critical illness insurance, mild illness insurance and death insurance, and also has a liability exclusion part, which consumers need to pay attention to so as to clarify their insurance interests.

Hello dear! Now for you to answer Xinhua Insurance Health Worry-free 1483 Yuan Insurance: In order to further meet the needs of the current insurance market, Xinhua Insurance has launched a series of "Health and Worry-free" products.

Among them, Xinhua Insurance's Health Worry-Free C Critical Illness Insurance is favored by early consumers. This product covers three insurance liabilities, including critical illness insurance, mild illness insurance and death insurance, and also has a liability exemption part, which requires consumers to pay attention to so as to clarify their insurance interests.

Critical illness insurance benefits (60 types of critical illnesses): within the observation period (180 days), if a major illness is diagnosed due to illness, 110% of the premium paid will be paid, and the contract will be terminated; If a critical illness is diagnosed due to an accident, the sum insured will be paid, and the contract will be terminated. After the observation period (180 days), the critical illness is diagnosed, the sum insured is paid, and the contract is terminated.

Minor illness insurance benefit (15 types of mild illness): During the observation period (180 days), if the minor illness is diagnosed due to the cause of the disease, the insurance liability will not be assumed, and the contract will continue to be valid; If a mild illness is diagnosed due to an accident, 20% of the sum insured will be paid, and this liability will be terminated. After the observation period (180 days), if a mild illness is diagnosed, 20% of the sum insured will be paid, and this liability will be terminated.

Death benefit: 110% of the premium paid will be paid if you die due to illness within the observation period (180 days), and the contract will be terminated; In the event of death due to an accident, the sum insured will be paid and the contract will be terminated. After the observation period (180 days), the death benefit is paid and the contract is terminated.

Summary. Dear, you have been waiting for a long time, thank you for your patience, now I will answer this question for you, the annual premium of Xinhua Insurance Health Worry-free C is 5540, and the insurance liability of New China Insurance Health Worry-free C is 5540; 1. Critical illness protection: The insurance product covers 60 kinds of critical illnesses, if it is diagnosed due to illness during the waiting period, 110% of the premium paid will be paid, and the contract will be terminated.

2. Minor illness protection: The insurance product covers 15 kinds of mild diseases, and the insurance company does not assume the insurance liability if the minor illness is diagnosed due to the disease element during the waiting period, and the contract continues to be valid; If a mild illness is diagnosed due to an accident or a waiting period due to non-accidental reasons, 20% of the basic sum insured will be paid, and each minor illness will be paid only once, and the cumulative benefit will be limited to three times, and when the cumulative benefit reaches three times, the insurance liability will be terminated, the contract will continue to be valid, and the subsequent premiums will be waived after the diagnosis of the mild illness. 3. Death benefit:

If the insured dies due to illness during the waiting period, the insurance company will pay 110% of the premium paid, and the insurance company will pay the insurance benefit according to the basic sum insured if the insured dies due to accidental injury or after the waiting period.

Dear, you have been waiting for a long time, thank you for your patience, now I will answer this question for you, the annual premium of Xinhua Insurance Health Worry-free C is 5540, and the insurance liability of New China Insurance Health Worry-free C is 5540; 1. Critical illness protection: The insurance product covers 60 kinds of critical illnesses, such as being diagnosed due to illness during the waiting period, 110% of the premiums paid will be paid, and the contract will be terminated. 2. Mild illness benefit:

The insurance product covers 15 kinds of mild diseases, and the insurance company does not assume the insurance liability if the minor illness is diagnosed due to the disease element during the waiting period, and the contract continues to be valid; If a mild illness is diagnosed due to an accident or a waiting period due to non-accidental reasons, 20% of the basic sum insured will be paid, and each mild illness will be paid only once, and the cumulative benefit will be limited to three times, and when the cumulative benefit reaches three times, the insurance liability will be terminated, the contract will continue to be valid, and the subsequent premiums will be waived after the diagnosis of the mild disease. 3. Death benefit: If the insured dies due to illness during the waiting period, the insurance company will pay 110% of the premium paid, and the insured will die due to accidental injury or after the waiting period, and the insurance company will pay the insurance money according to the basic sum insured.

Xinhua next to the insurance health worry-free C paragraph of the deficiency 1Low Compensation Ratio for Minor Illnesses: New China Insurance Health Worry-Free C can pay 3 times in total, with 20% of the sum insured each time, which is lower than other types of blind critical illness insurance on the market, with a cumulative compensation of 60% of the basic sum assured for three times.

2. Strict conditions for atypical acute myocardial infarction claims: the insurance product stipulates that the requirements for atypical acute myocardial infarction claims are to meet two conditions at the same time after diagnosis: elevated cardiac enzymes or troponin; The ECG showed damaging ST-segment changes, but no Q waves were present.

Summary. Dear, hello, I am glad to answer for youA: Xinhua Insurance 59-year-old can enter the insurance, the premium is as follows: 59-year-old people insured Xinhua Kangai worry-free A, men pay the premium in 5 years is 14,200 yuan, 10 years is 85,800 yuan, women in 5 years is 105,300 yuan, 10 years is 62,300 yuan Mr. Xi is ready to give his 59-year-old father Xinhua Kangai worry-free A, 10 years to pay, lifelong, the first year premium is 85,800 yuan, The protection rights and interests that Mr. Zexi can obtain are:

1) If the health insurance is diagnosed with a very early malignant tumor or lesion for the first time, 200,000 yuan will be paid, and no malignant tumor occurs at the time of diagnosis, and the benefit will be terminated after the payment, and the rest of the benefits will continue to be enjoyed; 1 million will be paid for the first diagnosis of malignant tumors, and multiple of the premiums paid will be paid within 180 days of the waiting period. (2) Fixed payment: After the age of 66, the current price can be converted into an annuity.

3) Death benefit: pay the premium paid or the current price is greater.

Can New China Insurance enter insurance at the age of 59? How much do you have to pay premiums, how much does it cost to pay medical insurance, and how much does it cost to pay medical insurance for a year.

Dear, hello, I am glad to answer for youA: Xinhua Insurance 59-year-old can enter the insurance, the premium is as follows: 59-year-old people insured Xinhua Kangai worry-free A, men pay the premium in 5 years is 14,200 yuan, 10 years is 85,800 yuan, women in 5 years is 105,300 yuan, 10 years is 62,300 yuan Mr. Xi is ready to give his 59-year-old father Xinhua Kangai worry-free A, 10 years to pay, lifelong, the first year premium is 85,800 yuan, The protection rights and interests that Mr. Zexi can obtain are: (1) 200,000 yuan for the initial diagnosis of very early malignant tumors or lesions by Jianqi Youkang, and no malignant tumors occur when the diagnosis is made, this benefit will be terminated after the payment, and the rest of the benefits will continue to be enjoyed; The initial diagnosis of malignant tumor will be paid 1 million, and the waiting period will be 180 days within 180 days.

(2) Fixed payment: After the age of 66, the current price can be converted into an annuity. 3. Death benefit:

Pay the premium paid or the current price is greater.

Listen to others, what kind of insurance is paid 360 per year.

Kiss is accident insurance and belongs to the type of consumption.

Health Worry-Free Xinhua Insurance C3 is a single claim for critical illness, 3 times for minor illness without grouping, including death liability for lifelong critical illness, and additional compensation for specific critical illness and specific cancer, and an additional 20% for critical illness and death in the first 10 years, with more characteristic protection.

Let's take a look at the specific protection content diagram first:

1.Critical illness benefit.

For 110 critical illnesses, 120% of the sum insured will be paid in the first 10 years of the policy, otherwise 100% of the sum assured will be paid. An additional 20% payout is not bad, but it is not a big win compared to the other products on the market that pay an additional 50%.

2.Minor illness benefit.

55 types of mild diseases, 3 claims without grouping, 20% of the sum insured for each claim, no interval.

The coverage of high incidence of mild disease is as follows:

As can be seen from the figure, the high-incidence mild symptoms are basically covered, and the protection is relatively comprehensive.

However, the obvious disadvantage is that the sum insured for minor illnesses is too low, only 20% of the sum insured.

3.Specified Illness Benefit.

As can be seen from **, the high-incidence critical illnesses included in the 10 specific critical illnesses are: leukemia, major organ transplantation, and coronary artery bypass grafting.

There are not many high-incidence critical illnesses included, and the additional 20% compensation is not very attractive, which is still good in simple terms, but it has no advantage over mainstream products.

However, it is not a bad thing to have an extra specific critical illness protection, one more protection, one more peace of mind.

In general, Xinhua Health Worry-Free C3 has no bright spots, and the protection is still lacking.

You can ask the salesman of this company how to pay for this piece.

So that you can really understand whether it is suitable to buy or not?

This kind of insurance depends on how you agreed to pay the premiums at the time, and how the contract is signed.

You can go to Xinhua Insurance Company to find a professional ** person to consult. Ping An's insurance is a good recommendation, and you can consider it.

52-year-old people better not to buy participating insurance, older, need a physical examination, even if the physical examination is passed, the insurance premium paid is much higher (the money paid for universal insurance is the same, but the cost of deduction is very high, the higher it is). After the cooling-off period, you can only get back the cash value, and the premium will not be returned. If it is for the elderly, you can buy it in your children and grandchildren, you can still take the money, and after you are a hundred years old, your children and grandchildren can continue to receive money, so it is recommended that you only buy an accident and hospitalization medical treatment with yourself, and don't spend money in vain.

What kind of effect are you trying to achieve? Is it pension? Or is it a serious illness? I think the insurance amount of 20,000 is a bit too low, or I recommend a safe type of insurance

It can also design a comprehensive financial plan for you to maximize your benefits.

Hello, you can learn more about several companies and then make a comparison, see which one is suitable for you, and the most suitable for you is the best.