New China Insurance s Health Care Terms and Rates

You're a reverse, aren't you? The main insurance is a blessing and both additional insurance is a critical illness, this insurance mainly depends on the insurance liability in the insurance, it should be a critical illness compensation critical illness insurance coverage, if the death benefit is both insurance, these two can not be both, it depends on whether the terms are stipulated, generally not both.

Summary. Hello dear! Now answer for you Xinhua Insurance Health Worry-free 1483 Yuan Insurance:

In order to further meet the needs of the current insurance market, New China Insurance has launched a series of "Health and Worry-free" products. Among them, New China Insurance's Health Worry-Free C Critical Illness Insurance is favored by consumers. This product covers three insurance liabilities, including critical illness insurance, mild illness insurance and death insurance, and also has a liability exclusion part, which consumers need to pay attention to so as to clarify their insurance interests.

Hello dear! Now for you to answer Xinhua Insurance Health Worry-free 1483 Yuan Insurance: In order to further meet the needs of the current insurance market, Xinhua Insurance has launched a series of "Health and Worry-free" products.

Among them, Xinhua Insurance's Health Worry-Free C Critical Illness Insurance is favored by early consumers. This product covers three insurance liabilities, including critical illness insurance, mild illness insurance and death insurance, and also has a liability exemption part, which requires consumers to pay attention to so as to clarify their insurance interests.

Critical illness insurance benefits (60 types of critical illnesses): within the observation period (180 days), if a major illness is diagnosed due to illness, 110% of the premium paid will be paid, and the contract will be terminated; If a critical illness is diagnosed due to an accident, the sum insured will be paid, and the contract will be terminated. After the observation period (180 days), the critical illness is diagnosed, the sum insured is paid, and the contract is terminated.

Minor illness insurance benefit (15 types of mild illness): During the observation period (180 days), if the minor illness is diagnosed due to the cause of the disease, the insurance liability will not be assumed, and the contract will continue to be valid; If a mild illness is diagnosed due to an accident, 20% of the sum insured will be paid, and this liability will be terminated. After the observation period (180 days), if a mild illness is diagnosed, 20% of the sum insured will be paid, and this liability will be terminated.

Death benefit: 110% of the premium paid will be paid if you die due to illness within the observation period (180 days), and the contract will be terminated; In the event of death due to an accident, the sum insured will be paid and the contract will be terminated. After the observation period (180 days), the death benefit is paid and the contract is terminated.

In the context of the country's general emphasis on health protection, Xinhua Insurance Company fulfilled its social responsibility and launched a term critical illness insurance on August 24, 2015 - Xinfeng Nahua Insurance Health Worry-free C Critical Illness Insurance. New China Insurance Health Worry-Free C has low premiums, high protection, and everyone can afford it; 15 types of mild diseases plus 60 types of major diseases, leading in the industry and other product highlights.

New China Insurance's Health Carefree Silver is absolutely paired with Type C Critical Illness Insurance.

Who can guarantee Xinhua Health Worry-free C?

Issue age: 18 years old or older, under 61 years old.

How to protect Xinhua Health Worry-free C?

Payment method: Annual.

How long is Xinhua Health Worry-Free C Insurance?

Period of Insurance: Lifetime.

Xinhua Health Worry-free C.

What does Xinhua Health Worry-Free C cover?

1. Critical illness insurance (60 types of critical illness).

During the observation period (180 days): if a major illness is diagnosed due to illness, 110% of the premium paid will be paid, and the contract will be terminated; If a critical illness is diagnosed due to an accident, the sum insured will be paid, and the contract will be terminated.

After the observation period (180 days), the critical illness is diagnosed, the sum insured is paid, and the contract is terminated.

2. Minor illness insurance (15 types of mild illness).

During the observation period (180 days): if a mild illness is diagnosed due to the disease, the insurance liability will not be assumed, and the contract will continue to be valid; If a mild illness is diagnosed due to an accident, 20% of the sum insured will be paid, and this liability will be terminated.

After the observation period (180 days), if a mild illness is diagnosed, 20% of the sum insured will be paid, and this liability will be terminated.

3. Death Benefit:

During the observation period (180 days): in the event of death due to illness, 110% of the premium paid will be paid, and the contract will be terminated; Due to the death of Hongnian due to unexpected reasons, the sum insured will be paid and the contract will be terminated.

After the observation period (180 days), the death benefit is paid and the contract is terminated.

Xinhua Health Worry-free C Insurance Case:

25-year-old girl, the insurance amount is 500,000 yuan, the insurance period is lifelong, the annual premium is 11,500 yuan, and the payment period is 20 years.

Key Insurance Benefits:

180 days after the effective date of the insurance contract, if the insured has one of the 15 types of minor illnesses agreed in the contract, the compensation of 100,000 yuan, the insurance contract continues to be valid, and after that, if the insured suffers from one of the 60 types of serious diseases agreed in the contract, 500,000 yuan will be paid, a total of 600,000 yuan, and the insurance contract will be terminated.

If the insured dies due to an accident or illness 180 days after the insurance contract takes effect, a compensation of 500,000 yuan will be paid. Termination of Contract.

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A few days ago, Xinhua Insurance's "Health and Worry-free" series of critical illness protection socks insurance products have been officially launched. The product is set up with three types of critical illness insurance, "Health Care" A B and C, of which the "Health Care" Type B Critical Illness Protection Plan consists of "Health Care" insurance and additional "Health Care" B critical illness insurance.

It is understood that the "Health and Worry-free" series of products have the following characteristics: First, comprehensive protection, on the basis of 60 kinds of major illness compensation protection, it also provides up to 15 common mild diseases such as extremely early tumors, mild strokes, etc. It is conducive to early diagnosis and early diagnosis of patients, and improves the probability of early diagnosis.

The second is the most affordable, the three products are rate-based products, and the interests are inclined to customers, so that customers can afford to buy and are guaranteed. In particular, the "Health and Worry-free" A insurance product is designed with internationally popular pure protection clauses, and some customers can enjoy up to 200,000 yuan of critical illness protection by spending less than 10 yuan per day. (The above ** depends on the specific product and the age of the customer, and is subject to the official terms rate.)

The third is flexible term, the three products are fixed, fixed-term, and life-long form design, providing customers with a guarantee period from 10 years to life, including maturity and maturity, so that customers can choose flexibly according to their actual situation.

Fourth, it is easy to apply for insurance, based on the purpose of optimizing customer experience and the concept of trusting customers, New China Insurance strives to reduce the burden of underwriting and physical examination for customers by optimizing the insurance application process and risk control methods. As long as customers are truthfully informed, they can easily apply for the "Healthy and Worry-free" series of products without physical examination.

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