What is risk assessment and what is risk assessment?

The Bank's personal investment risk tolerance assessment refers to the assessment of the customer's risk tolerance based on the "China Merchants Bank Personal Investment Risk Tolerance Assessment Form" (hereinafter referred to as the evaluation form) filled in by the customer himself, so as to assist the customer in selecting suitable financial products. Before purchasing wealth management products, you must conduct a risk tolerance assessment.

The risk tolerance rating of customers is divided into five levels, from low to high, A1 (conservative), A2 (cautious), A3 (prudent), A4 (aggressive), and A5 (aggressive), and the corresponding product risk levels are R1 (low-risk products), R2 (medium-low-risk products), R3 (medium-risk products), R4 (medium-high-risk products), and R5 (high-risk products).

When selling wealth management products, our bank shall comply with the principle of risk matching, and can only sell wealth management products with a risk rating equal to or lower than the risk tolerance rating of customers.

From the perspective of information security, risk assessment is the assessment of the threats, existing weaknesses, and impacts of information assets (i.e., the set of information that an event or thing has), as well as the possibility of risks brought about by the combined effect of the three. As the basis of risk management, risk assessment is an important way for an organization to determine its information security needs, and it belongs to the process of planning an organization's information security management system.

Bank risk assessment refers to the work of quantifying the impact and the possibility of loss caused by the event to people's lives, lives, property and other aspects before or after the occurrence of a risk event in the bank (but not yet over).

The steps of risk assessment are: 1. Asset identification and assignment; 2. Threat identification and assignment; 3. Vulnerability identification and assignment; 4. Calculation of risk value; 5. The assessed unit can prevent and resolve information security risks according to the risk assessment results.

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In CMA management accounting in China, risk assessment refers to:

1.In capital budgeting, refers to the method used to identify and quantify the risks associated with a project.

2.In auditing, it refers to the systematic process of exercising and integrating professional judgment on potential adverse conditions and matters.

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What are the risks? How to conduct a simple risk assessment?

Risk assessment mainly includes: identifying the various risks faced by the assessment object, assessing the risk probability and possible negative impact, determining the organization's ability to bear risks, determining the priority level of risk reduction and control, and recommending risk reduction countermeasures.

Risk Assessment Implications:

1. Risk assessment refers to the quantitative assessment of the impact and the possibility of loss caused by the event on people's lives, lives, property and other aspects before or after the occurrence of the risk event (but not yet over). In other words, risk assessment is the quantification of the likely degree of impact or loss caused by an event or thing.

2. From the perspective of information security, risk assessment is the assessment of the threats, weaknesses, and impacts faced by information assets (that is, the set of information that an event or thing has), as well as the possibility of risks brought about by the combined effect of the three. As the basis of risk management, risk assessment is an important way for organizations to determine information security requirements, and it belongs to the process of planning the information security management system of an organization.

Split Closure Procedure:

The analytical process refers to the CPA's evaluation of financial information by studying the internal relationships between different financial data and between financial data and non-financial data. The analysis process also includes investigating fluctuations and relationships identified that are inconsistent with other relevant information or significantly deviate from expected data.

The analytical process can be used both as a risk assessment and substantive procedure and as an overall review of the financial statements. This standard describes the analytical procedures used to understand the auditee and its environment and to assess the risk of material misstatement, i.e., to use the analytical procedures as a risk assessment procedure.

CPAs implement analytical procedures to help identify unusual transactions or events, as well as amounts, ratios, and trends that have an impact on financial statements and audits.

In implementing the analysis procedure, the CPA should anticipate the possible reasonable relationship and compare it with the amount recorded by the audited entity, the ratio calculated on the basis of the recorded amount, or trend; If anomalies or unanticipated relationships are identified, the CPA should consider these comparisons when identifying the risk of material misstatement.

The main contents of the risk assessment include:

1. Identify the various risks faced by the assessment object.

2. Assess the risk probability and possible negative impacts.

3. Determine the organization's ability to withstand risks.

4. Determine the priority level of risk reduction and control.

5. Recommend risk mitigation countermeasures.

Risk assessment is a quantitative measure of the impact or loss of an event or thing. From the perspective of information security, risk assessment is the assessment of the threats, existing weaknesses, and impacts faced by information assets (i.e., the set of information that an event or thing has), as well as the possibility of risks brought about by the combined effect of the three.

Risk assessment is an important way for an organization to determine its information security needs, and it belongs to the process of planning an organization's information security management system.

Security assessment: whether the team responsible for the security of the event is professional and reliable, whether the number of people is sufficient, etc.

Site assessment: It mainly includes the number of people that the site can accommodate, the surrounding environment of the site, and the safety of the site facilities.

Equipment evaluation: all kinds of equipment needed for the activity, such as transportation, lighting, etc.

Nature assessment: It mainly includes the participants, organization method, time, place, content, etc. of the activity.

Other assessments: whether there are plans for unconventional conditions such as holidays and heavy rain, and whether there is a plan for public security and traffic order around the scene.

Bank risk assessment refers to the quantitative assessment of the impact and loss possibility of the event on people's lives, lives, financial resources and other aspects before or after the occurrence of a risk event in the bank (trembling but not over).

The steps of risk cavity assessment are: 1. Asset identification and assignment; 2. Threat identification, Wu Chenliang and value assignment; 3. Vulnerability identification and assignment; 4. Calculation of risk value; 5. The assessed unit can prevent and resolve information security risks according to the risk assessment results.