I owe more than 80,000 yuan in online loans and I don t want to confess to my family, but I don t kn

1. Put down the seeds.

After the online loan is overdue, the reason why the borrower does not dare to let the family know is because he is afraid that the family will blame him, and at the same time, he is afraid that his relatives and friends will know that he will not be able to save face. In fact, it has reached this point where the mountains and rivers are exhausted, what can you take into account that you don't have to face? Put down your face first, put it on the ground and rub it, and tell yourself that now that you have no face, you must confess.

2. Find out why.

Find out why you are borrowing so many online loans? Why did you find yourself in such a situation? What did you do with all this money?

If you take all this money and squander it somewhere else, slap yourself hard and tell yourself never to do such a stupid thing again. If the money is used to do business and the turnover of funds is lost, at least it means that you are still self-motivated.

summarize the reasons for the failure of the business and start all over again.

3. Prepare for the worst.

What would be the worst outcome after you confessed? How do you deal with it? As parents, there will be calf guards.

If you meet such parents, it is a blessing from eight lifetimes, remember to go ashore, never touch the online loan again, even if you have no money to sleep on the street, you must not touch. If your parents have a bad temper and beat you up and scold you, don't think about it, at least let your parents be mentally prepared when they face harassment by collectors, at least they won't be so angry that they fall over.

4. You have to rely on yourself when you go ashore.

Confessing is just to make yourself feel more relaxed, and if you want to go ashore, you have to rely on yourself. Calm down and analyze, get a credit report on the innocent data and the like, and find out which online loans you currently owe? Which ones are on the credit report?

Which ones are not on the credit report? Which can be dragged on.

Slow down? What is outside the statutory interest rate? Do it in your heart, discuss the online loan of the money that is on the credit investigation and are eager to repay the money, and see if you can repay the loan in installments?

Calculate how much you're going to pay back each month and work hard to make money! There is only one goal for each month, and that is to make monthly payments.

Stick to it for a year or two, and you'll be able to get ashore.

You can tell your parents about this encounter. Doing something outside that I regret myself. You want to get their help and understanding, and you already know it's wrong.

Hopefully, they can help you through this for the time being, and will return it in the future when you can.

When are you going to do it. What to do now. I also owe 80,000 yuan and can't pay it back

It's the online loan staff, Bai is not a usury, and he can communicate with them. You.

Tell your family as soon as possible and pay back the money as soon as possible, otherwise the interest will increase.

It's better to come while it's scarce.

The source is clear at home, or.

call the police. Because you don't tell your family that it's harmful and unprofitable to this matter, and if you don't pay it back, you're also illegal, and then the paper can't contain the fire, and when the amount is large, it will bring a greater burden to the family, and you yourself will bear more pressure and guilt, be brave enough to say it, and solve it as soon as possible with the family, don't think of unrealistic solutions, and don't do things that shouldn't be done and can't be done for this.

Me too. Because I owed 40,000 yuan to my husband to help me pay it back, and now I owe more than 80,000 yuan, I want to die.

In this case, it's better than if you were found out by them.

If it is a routine loan, you can choose to call the police.

If you are more reliable for online loans, it is best to communicate with your family, after all, they are your closest and helpful people.

Tell your family, the sooner the better, don't wait, go talk to your family now.

Call the police and turn yourself in, and those illegal loan sharks naturally do not have to be repaid.

Hello, do you want to know what you owe money to pay back? Usually spend less. Pay it back as soon as possible, otherwise you owe more and more, and apply for a credit card.

Confess to your family as soon as possible, you're going to drive yourself crazy if you continue like this, and I've always done it before.

Tell your family as soon as possible, or the consequences will be worse.

It is recommended that the credit card be repaid first, and the credit report should be repaid first, and other interest rates that are too high will be consumed if you are not afraid of bombing, and finally they will negotiate with you to repay the principal, if there is a bombardment to harass the contact, keep the evidence and sue after retaining, basically they have to compensate for the mental damage more than you owe.

Tell your family, and then cut off the connection with online loans.

You read all the loan vouchers and documents of the seventy or eighty thousand yuan carefully, including each of your loans. Find a lawyer who understands the law for advice. If it is your responsibility, you should return the loan immediately. Let the lawyer review the borrowing costs incurred for you.

Tell the family, pay it back a day earlier, the interest is still less, and the kind of online loan.

Damn.

I also owe it, before P2P ran away, I also owe tens of thousands of yuan.

This kind of thing must be said, otherwise it will snowball as it drags on. Since you can't afford to pay it back, why did you borrow it in the first place?

Tens of thousands of online loans are not a small amount, and the interest penalties generated by this are also very high.

Usury.. The more you owe, the more you owe. Call the police.

First of all, I must give you a certainty: confess to your family immediately, immediately. Then, I'll settle yoursPsychological cognitionIssue.

This is a typical death to save face, and what is even worse is that it doesn't take a long time to wait for people to come to your door and bombard your circle of friends.

Contacts book, when your credit is hacked, you will have endless sins and people to lose.

Nightmares will wake up eventually, but online loans are much more terrible than nightmares, and they will not let you go. It's not that you don't want to tell your family, you just want the "best of both worlds" solution, which can not only repay the money, but also maintain your self-esteem, however, the endings of countless online loan stories have punctured such illusions, leaving only chicken feathers.

Even at the cost of lives.

Maintain a good attitude, and if necessary, you can also seek help from your family, even if it is moral support and encouragement, at least you can get the warmth of your family in the difficult situation of being in debt, or get help from your family to get yourself through the difficulties.

In fact, the subjective initiative of young people.

It's endless, and in the case of debt, don't think that there will be "pie in the sky."

The only way to really solve this problem is to create more financial income and improve their repayment ability.

Young people have great opportunities and creativity in choosing careers, so they should not only be satisfied with their current work income, but should actively develop their own resources and contacts, and increase their financial income through different channels. The more difficult it is, the more we must maintain an enterprising attitude, the more we must have a heart that is not easy to give up, and we must believe in ourselves!

1. Confess.

I believe that this is the most reluctant method for many friends to choose ashore, for fear of losing face. Know that if you confess to your family, they may be angry and sad, but in the end, they are the only ones who can help you get through it. Who hasn't done something wrong?

2. Negotiation. When the online loan cannot be repaid, it is possible to negotiate with the online loan platform, and before negotiating, you should be clear about the loan principal and interest, and negotiate with it whether the repayment period can be extended, and even the interest can be negotiated. And the collector must answer the ** call, and explain that he has the willingness to repay, but there is no money to repay at present, and negotiate the specific repayment time and so on.

3. Work. Don't think that you owe a lot of online loans and will collapse before you can go to the sky, and you will be in a slump from then on, this is a big mistake. It is precisely because of the money owed that it is even more important to cheer up, work hard, and earn money well. You should save what you should save, get rid of your own problem of spending lavishly, how much you can pay off, and one day you will pay off all your debts.

4. Pay off reasonable arrears.

With the development of social science and technology, personal credit has become closely related to our lives, as long as we still need loans in the future, we must maintain good credit, because banks have requirements for credit, so remember not to leave some bad records on personal credit, through Mi Weicha, understand their current credit situation, find this public platform. You should lower your spending level, try to increase your income, pay off the arrears as soon as possible, or borrow money from relatives and friends to pay off the money on the loan platform first, and then slowly pay off the money of your family and friends.

If you have the ability, then don't say that you bear it silently by yourself, if you just come out of the society and don't have the ability. Just confess. Seek the understanding and help of your family.

If you can afford to earn money, pay it back yourself. If you can't afford to earn that money now, tell your family. The interest rate of online loans is large, and the more it rolls, the more it rolls, it is better to tell your family as soon as possible.

Spend as much money as you have and don't overspend.

It's better to talk to your family about this earlier, and pay it back earlier, and the more it drags on, the bigger it gets. If you have the ability, you can pay it off in a short time by your own strength. If you don't have this ability, it's better to confess early, the more the money drags on, the more difficult it will be for you to extricate yourself.

Or find a good friend yourself, borrow it, pay it off, and then pay them back slowly.

It's better to talk to your family about this earlier, and pay it back earlier, and the more it drags on, the bigger it gets. If you have the ability, you can pay it off in a short time by your own strength. If you don't have this ability, it's better to confess early, the more the money drags on, the more difficult it will be for you to extricate yourself.

Or find a good friend yourself, borrow it, pay it off, and then pay them back slowly.

If you don't dare, you have to dare, who gave you the guts to take out an online loan? When it comes to taking responsibility, it's time to coward again? Confess early and think about it together as soon as possible, otherwise you will fall deeper and deeper.

Confess as soon as possible, solve it as soon as possible, and don't keep blindly evading.

Can hiding it solve the problem? The more you drag you on, the more pressure you have, and it's time for you to take on it.

To be able to take out an online loan, you must have the ability to bear the consequences and responsibilities, it doesn't matter if you confess, you must have the courage to repay and bear it.

Faced with the situation of owing an online loan and being unable to repay, the steps to confess to your family are as follows:

Stay calm and think rationally. Be clear about your financial situation and recognize that difficulty in repaying is a real problem.

Engage in self-reflection and seek solutions. This includes cutting other expenses, adding additional income, and negotiating with creditors.

Choose a suitable time and place to confess to your family. Make sure they can come back and take the news calmly, either at a family dinner or at their leisure time on the weekend.

Explain the situation honestly, sincerely, and frankly to your family. Share how you got stuck and what you want and plan for the future. Sail volt.

Admit your mistake and sincerely apologize to your family. At the same time, show their determination and hard work to prove their firmness and sense of responsibility.

Encourage family members to participate in the problem-solving process. They may offer support and advice, or provide financial assistance.

Stay positive and ask for help. In addition to family support, you can also seek help from a professional, debt counselling agency, or lawyer.

Finally, be grateful for your family's support and understanding, and stay positive about the future. Through honesty and hard work, we can overcome financial difficulties together and rebuild trust and family harmony.

The above are the steps to confess to your family that you owe an online loan, I hope it will help you.

How to confess to your parents about online loans.

1. Prepare the right reasons. Confess to your parents why you owe so much money now; Recognize yourself. Deeply aware of your own problems, if you have bad habits, you must get rid of them.

2. How to confess to your parents about online loans Prepare the right reasons: you have to confess to your parents why you owe so much money now; Rationality of online loans: The illegality of online loans must be explained, these online loans are all usury, so the accumulation of interest is so high, and in fact only XX yuan is owed.

3,: Set of almost When you have a request for others, is it not He Zheng who should be close to the other party, Zen with a good performance, you should show your filial piety to them in front of your parents.

4. Confess directly to your parents that you borrowed an online loan to repay it I think that now you have to directly confess to your parents that you borrowed an online loan, believe me, your parents will reprimand you at most. Then your parents will definitely come up with the money to help you pay it back. After all, if the online loan is overdue, then more money will have to be repaid.

It's early, it's only 20,000. If you don't confess, you will continue to borrow more and more, and in the end you will not be able to borrow. As a result, all kinds of overdue collections, all kinds of ** bombardment of family and friends.

In the end, he was forced to confess, and the amount at that time was not 20,000. Probably one hundred and twenty thousand. I'll also confess that my amount is almost twenty times that of yours.

I just took the road of being forced to confess, confessing to my friends as soon as possible. If I were only 20,000 short, I would wake up laughing from my dreams.

If you can borrow, it's best to borrow it from a friend, and if you can't borrow it, you can confess it to your parents, don't commit it in the future, and work with peace of mind!