What is the use of my husband s maternity insurance, can I use my husband s maternity insurance

Maternity insurance is a social insurance system that provides timely livelihood security and material assistance to working women when they temporarily suspend their work due to the birth of a child. The Social Insurance Law stipulates that as long as a labor contract is signed with an employer or a de facto employment relationship is formed, both men and women shall participate in maternity insurance.

When a female employee gives birth or a male employee's spouse gives birth, the maternity insurance has been paid for 6 consecutive months, and the national and provincial laws, regulations and rules on population and family planning must be complied with to give birth or carry out family planning surgery. If an employer that continuously participates in insurance and pays premiums terminates the labor relationship with its employees or the labor contract is terminated due to legal closure, bankruptcy, revocation, etc., the employee shall be entitled to maternity insurance benefits if the employee gives birth within 10 months after the termination of the labor relationship or the termination of the contract.

Lump sum calculation standard for maternity medical expenses.

The standard for lump sum settlement of medical expenses for childbirth or family planning is: 4,000 yuan for normal birth, 5,000 yuan for dystocia, and 6,000 yuan for cesarean section; Employees will be given a maternity nutrition subsidy of 1,000 yuan for childbirth. In the case of multiple births, 1,000 yuan will be added for each additional child; Employees who participate in employee maternity insurance and are diagnosed with infertility and perform artificial insemination or IVF technology in medical institutions with assisted reproductive technology qualifications approved by the Ministry of Health will be given a subsidy of up to 3,000 yuan for the medical expenses incurred for each operation; If an employee dies due to childbirth, miscarriage or family planning, a one-time subsidy shall be given, and the standard shall be 6 times the average monthly salary of the employee in the previous year; If the child is born within the plan for more than 7 months (including 7 months) of pregnancy, regardless of whether the fetus is alive or not, they are entitled to living allowance, maternity medical expenses and maternity nutrition subsidies.

Employees receive living allowance for maternity or family planning leave, and the calculation formula for nursing leave wages for male employees is: actual number of payments = average monthly salary (yuan) 30 (days) number of vacation days.

How do I use maternity insurance? What are the benefits of maternity insurance for female friends?

In the case where the woman is insured, the remaining insurance for the man is only for paternity leave. And if the woman is not insured, it is different.

Why do men pay maternity insurance?

Yes, husband'sMaternity insurance, the wife can enjoy it.

Social Insurance Act.

It is stipulated that as long as the labor contract is signed with the employer.

or the formation of a de facto labor relationship, regardless of gender, shall participate in maternity insurance.

There are two main ones: one is the maternity allowance.

The second is maternity medical treatment", insurance experts introduced, maternity insurance is one of the five major types of insurance, maternity insurance ** as part of the overall social insurance **, it forces all enterprises that meet the requirements of the insurance must establish labor relations with the employees (regardless of men and women) to participate in the town orange plus maternity insurance, the cost is borne by the enterprise, and the individual does not pay.

In addition, there is a major breakthrough in the Social Insurance Law in terms of maternity insurance, stipulating that the unemployed spouses of employees are entitled to maternity medical expenses in accordance with national regulations, thus changing the situation that the relevant expenses cannot be reimbursed after a full-time wife gives birth to a child in the past. This also means that as long as the husband buys maternity insurance, the medical expenses of the full-time wife giving birth to the child will be covered by the maternity royal side group insurance**, but she cannot enjoy the maternity allowance.

You can use your husband's maternity insurance to give birth to a child, but if the pregnant woman herself has bought maternity insurance, she can't use her husband's maternity insurance, and she can directly use her own maternity insurance for reimbursement.

The proportion is relatively higher, and maternity insurance is specially purchased for women who give birth, and he can carry out a reimbursement process for women who give birth.

Therefore, if the pregnant woman does not buy maternity insurance, she can report her husband's maternity insurance, and she needs some routine examinations during pregnancy to see some changes in the fetus and the pregnant woman.

What is the use of men's maternity insurance and how to report.

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Hello! When a woman gives birth, whether the maternity insurance can be used for her spouse mainly depends on whether the woman meets the corresponding conditions. Generally speaking, only if the woman does not have a place of employment, is unemployed and has no place to reimburse, she can use her spouse's maternity insurance to reimburse the relevant medical expenses at the time of childbirth.

If a woman has a job, she cannot use her spouse's maternity insurance to reimburse the medical expenses of childbirth.

In addition, if a man wants to enjoy maternity insurance benefits, he must be in the state of paying insurance premiums normally in the month of his spouse's birth, and he must pay maternity insurance for 10 consecutive months. In addition, the spouse must provide proof of no income or employment and unemployment registration certificate. A Certificate of Non-Employment (No Labor Income) of the Spouse may be issued by the male employee's unit with the official seal, or a Certificate of No Work may be issued by the resident (village) committee of the place where the spouse's household registration is located.

The maternity insurance of the old bus can be used by the wife. The spouse's employer may apply for reimbursement of 50 per cent of the cost of childbirth, but there is no maternity allowance. Maternity insurance is mainly used for wage subsidies during maternity leave to take care of their wives, as well as reimbursement of expenses related to reproductive health medical treatment such as birth sterilization surgery in the future.

Social Insurance Law of the People's Republic of China

Article 54.

If the employer has already paid the maternity insurance premium, the employee who is on a good job or travel is entitled to maternity insurance benefits;

The unemployed spouse of an employee shall be entitled to maternity medical expenses in accordance with the provisions of the state. The required funds are paid out of maternity insurance**.

Maternity insurance benefits include maternity medical expenses and maternity allowance.

The husband's maternity insurance can be used by the wife. If the wife does not participate in the work or does not pay the maternity insurance when she participates in the work, the husband's maternity insurance can be used in accordance with the law, but the husband's maternity insurance cannot enjoy the maternity allowance, and the maternity allowance shall be paid by the employing unit.

Article 54 of the Social Insurance Law of the People's Republic of China (Social Insurance Law) shall enjoy maternity insurance benefits for employees who have paid maternity insurance premiums. Spouses who are not employed on job trips and good workers are entitled to maternity and medical expenses in accordance with state regulations. The required funds are paid out of maternity insurance**. Maternity insurance benefits include maternity medical expenses and maternity allowances.

The husband's maternity insurance can be used by the wife. If the wife does not participate in the work or does not pay the maternity insurance, the husband's maternity insurance can be used in accordance with the law, but the husband's maternity insurance cannot be enjoyed by using the husband's maternity insurance, and the maternity allowance shall be paid by the employer.

Article 54 of the Social Insurance Law Where an employer has already paid maternity insurance premiums, its employees shall enjoy maternity insurance benefits; The unemployed spouse of an employee shall be entitled to maternity medical expenses in accordance with the provisions of the state. The required funds are paid out of maternity insurance**. Maternity insurance benefits include maternity medical expenses and maternity allowances.

Article 56: In any of the following circumstances, employees may enjoy maternity allowances in accordance with the provisions of the state: (1) Female employees are entitled to maternity leave for childbirth; (2) Leave of absence for family planning surgery; (3) Other circumstances provided for by laws and regulations. The maternity allowance shall be calculated and paid according to the average monthly salary of the employee in the previous year.

During the maternity leave of a female employee, her husband has the responsibility to take care of the child, and the father of the child also has the responsibility to support her, and the payment of maternity insurance allowances and medical expenses for female employees who give birth to them is also beneficial to male employees to a certain extent, so male employees should also pay maternity insurance**.

1. If you receive maternity allowance, will the unit pay five social insurances and one housing fund?

1. First of all, the wages paid by the company and the maternity allowance issued by the Social Security Bureau during the maternity leave cannot be enjoyed at the same time;

2. If the unit has paid social security, the enterprise does not need to pay wages to the employees during the maternity leave, but the company will apply for the maternity allowance for the female employee with the maternity certificate, and the maternity allowance will be used as the salary of the female employee during the maternity leave. However, if the base of maternity insurance premiums paid by the enterprise for its employees is lower than the average salary income of the female employee in the previous year, the maternity allowance received by the female employee will be lower than the salary during her normal work period, and the enterprise needs to make up the difference;

3. If the unit has not paid social security, the salary that the company should pay during the maternity leave.

2. How to pay leave pay for maternity leave.

If the employer has paid maternity insurance, the employer does not need to pay wages to the employee during the maternity leave, but the employer shall apply for maternity allowance for the female employee with the maternity certificate**, and the maternity allowance shall be used as the salary of the female employee during the maternity leave. However, if the base amount of maternity insurance premiums paid by the employer for the employee is lower than the average salary income of the female employee in the previous year, the maternity allowance received by the female employee will be lower than the salary during her normal attendance, and the employer needs to make up the difference.

3. Can public institutions enjoy maternity allowance?

Public institutions can enjoy maternity allowance. As long as the employer has paid maternity insurance for one year, female employees can enjoy maternity insurance benefits during maternity leave. Maternity insurance benefits include maternity medical expenses and maternity allowances, and the required funds are paid from maternity insurance**, which will be paid to the account of the unit first, and then issued by the unit to the employees.

According to the relevant regulations, the maternity allowance shall be calculated and paid according to the average monthly salary of the employee of the employer in the previous year.

Article 54 of the Social Insurance Law of the People's Republic of China provides that if an employer has paid maternity insurance premiums, its employees shall enjoy maternity insurance benefits; The unemployed spouse of an employee shall be entitled to maternity medical expenses in accordance with the provisions of the state. The required funds are paid out of maternity insurance**. Maternity insurance benefits include maternity medical expenses and maternity allowances.