How did families cope with the financial crisis? The degree of crisis in the family

For the average family.

Waiting and patience are a must.

In fact, the best way is to be prepared for danger in times of peace, pay attention to frugality before the economic crisis comes, and when the day really comes, you can live safely with your own savings.

It's best to continue with some industrial things, such as real estate, because the outbreak of the economic crisis generally starts from the financial industry, and the bank goes bankrupt, so the money you deposit in the bank will be gone!

First of all, it is necessary to comprehensively consider the long-term, long-term and short-term needs of households, optimize the allocation of household assets, and do a good job in comprehensive management of liquidity, profitability and security. The ultimate purpose of family asset allocation is to meet the needs of the family for a better life and achieve the goal of happiness, so it is more practical to make corresponding asset allocation after measuring the demand, and excessive speculation and excessive investment are not advisable. For example, after the real estate meets the living needs of the family, it can better reflect the fun of maintaining and increasing its value.

The second is to clarify the family's risk tolerance. Each family will have a different risk appetite according to their own circumstances. Therefore, when designing asset allocation portfolios, there will also be different styles such as aggressive, offensive and defensive, and conservative, which is the result of allocation according to the difference in risk appetite.

Third, the allocation of physical assets is more important to meet demand, and the allocation of financial assets is to scientifically allocate funds on the basis of striving to achieve the goal of maintaining and increasing value. The basic principles of financial asset allocation are: the allocation of risk levels should be different, the allocation of investment horizons should be long, and the most important thing is to re-examine and adjust one's investment portfolio according to market conditions.

Fourth, women who are not familiar with the market are advised to rely on companies that provide expert financial services to complete the allocation of financial assets when allocating financial investment products. Investment is conducive to reducing the difficulty of investors' information collection and selection, avoiding the risk of a single investment, and making long-term returns more reliable. Recently, Huaan**, one of the top 10 companies, is issuing Huaan Core Selection, and has also introduced the asset allocation concept of the international mature market "core-satellite" strategy in portfolio management, and the long-term capital income is expected to exceed the market average.

Summary. Hello dear, family crisis refers to the situation in which family members are psychologically and emotionally unbearable, and their habits and behaviors cannot be adapted due to some decisive change.

Family crisis refers to the situation that family members are psychologically and emotionally unbearable, and their habits and behaviors cannot be adapted due to certain decisive changes.

Index greater than 300: Major Raw Shooting Pure Qi Life Crisis 200-299: Moderate Life Crisis 150-200: Pants Round Mild Life Crisis Less than 150: Normal.

Divorce (index 73), separation (index 65), marriage (index 50), spouse illness (index 44), pregnancy (index 40), family financial crisis (index 38), quarrel with spouse (index 35), quarrel with spouse and family (index 29), spouse going out to work (index 26), etc.

Since the fourth quarter of 08, the significant decline in economic indicators such as industrial production, exports, fiscal revenue, and other economic indicators shows that the downward pressure on China's economy has further emerged.

Household assets** shrank and income growth slowed.

The international financial crisis is gradually spreading to the real economy, the world is on the verge of recession, and the difficulty of corporate financing has become a global problem.

First, people tighten their belts and live within their means;

Second, the capital of banks has shrunk sharply, and people's deposits and loans and other businesses have been affected by this, which has brought many inconveniences;

Third, a large number of factories went bankrupt or closed down, and a large number of workers lost their jobs, and they did not get income for a while, and their lives were poor;

Fourth, the cost of consumption is still high, and people's expenditure is large, and they can't afford to consume.

Fifth, financial assets such as ** and ** are really unsightly, and people's property has suffered a great loss, and most of them have become poor.

If you reduce costs and production, you will make up your mind about laying off employees, and if a member of a family is laid off, it will affect family life. Third, the more work.

Personally, competition for jobs is fierce. Nowadays it is better not to do foreign trade. It's better to do domestic demand Now** is also supporting domestic demand. There is a blow to the stable income of the family. Someone in the family is unemployed, and it means a decrease in income.

A family crisis is a situation in which family members are psychologically and emotionally unable to bear and cannot adapt to their habits and behaviors due to a certain decisive change. It is often caused by increasing family conflicts. The specific reasons for this, according to the analysis of Burgess and Locke in "The Family", are mainly as follows:

1) Violation of family expectations, deterioration of family relations and the verge of breakdown; (2) The family member has deviant or abnormal behavior, which is disgraced by the society and insults the family; [1]

3) the family is financially depressed and in trouble; (4) dispersion of members; (5) obvious indicators of divorce and family dissolution; (6) Death, especially of a member of the supporting family. The main reason for this, which is typical in sociology, is that the traditional family pattern has collapsed under the impact of social reform and modernization. [1]

You can go back with your lover to see what a good opportunity it is, don't avoid it, face it head-on, avoiding it will not solve the problem, it will only intensify the conflict and cause your lover to break up with you completely.

If the opportunity is really good, and your lover must have this opportunity, and you really love her, and it is good for your children, then you can go with the whole family, and then you can find a new job.

A good man is ambitious in all directions, he can't just care about the comfortable life in front of him, for love, fight again, even if the ending is not ideal, at least you have worked hard, and you will not regret it in the future.

You have to write it yourself, do it yourself, in order to be meaningful, find a substitute, it's not interesting to write it out like this, think about it yourself, watch more financial and financial programs, you will be inspired.

You have to use your own brain and hands.