Some people say that don t save money now, the money is depreciating fast now, and you can spend it

At present, it is true that money is depreciating very quickly, and I can also feel that if you used to earn money, you can buy a lot of things, 100 yuan, but now you can only buy a little something, which is such a thing, in fact, if you want to tell you, then if you make money, you can't save money, there is no problem, so we want to make more money, we can't just stay in the past, stay at a certain time, if you want to make more money, then you need to add different businesses, that's it, that's it, In the past, we worked together, there was a colleague who had two children at home, and he told me that after he got off work during the day, he had to run a sports car at night, that is, to pick up and drop off guests, otherwise, these two children would not be able to support, so in my opinion, being a man is like this, and now money does depreciate quickly, so if the money depreciates quickly, then you will find a way to make money, I think if you make money, everyone has their own way and doorway, so in this view, this is the case.

Making money is actually an essential part of our life, if you make money, you can actually avoid a lot of problems, but if you only spend money and don't make money, the problem will be big, so in this case, this is the case, so if the depreciation is very fast, then you have to earn more money, it may be that you have to work three jobs a day, my colleague used to work, two jobs a day, during the day, about five or six o'clock to get off work, go back at night to work for four hours, and then arrive home at 12 o'clock,In the morning, I said that I had to rush to work after early in the morning.,That's it.,Let's go back and forth.,Anyway, I think that's a life.,This way of life.,That's how it is.。

Anything that advises you not to save money is poisonous chicken soup. Anything that tells you that saving money will only depreciate more and more is poisonous chicken soup. The epidemic in the past two years has taught ordinary people the biggest lesson:

It's about saving money, and you have to save money. In the first year of the epidemic, Wuhan was locked down, and the whole family stayed in Wuhan. During that time, not only was I worried and scared every day and night, but my life was also in trouble.

If you can't go to work, you won't be paid. For example, I work in a state-owned unit, which is not bad, and I am paid a basic salary. But after deducting five insurances and one housing fund, there are only a few hundred yuan left.

There is no need to describe the prices during that time. A few hundred dollars, just enough for a few days' worth of food. In addition to food, there is also a mortgage, and there are utility bills.

I don't think this statement is correct enough, and saving money now is a good option to save money to buy a car and a house.

I think there is some truth to this statement, but it is not entirely true, because people still have to have a certain amount of savings.

Money is a very important resource that can bring material wealth and opportunities to enjoy life. However, is it true that many people believe that money is least depreciated if it is spent? In my opinion, this view is not entirely correct, because the value of money depends not only on how it is used, but also on factors such as its **, use, and time value.

First of all, the value of money depends not only on the way it is used. Some people may save their money and wait for future investment opportunities or to respond to an emergency. In this case, the value of money is not reflected through consumption, but through its ability to maintain and increase its value.

For example, if you keep your money in the bank or buy low-risk investment products such as Treasury bonds, your money will not depreciate like cash, but may instead earn some interest income. Therefore, for those who focus on long-term investment and financial planning, it may be wiser to save money than to spend it.

Secondly, the value of money also depends on its ** and what it is used for. If you get a lot of cash from illegal sources, then the value of that money will be questioned. Similarly, if you use money obtained by improper means to buy luxury goods or make high-risk investments, the value of that money will also be affected.

Conversely, if you earn a sum of money in a legitimate way and use it for something that creates value or improves the quality of life, the value of that money will be higher. For example, you can use the money to start a business, invest in real estate, or support a source state such as philanthropy, which are activities that can bring long-term value.

Finally, the value of money also depends on its time value. Even if you spend your money on something valuable, if you don't use it in time or manage it with a reasonable crack, then its value will gradually decrease. For example, if you spend money on unnecessary spending, then the value of that money will decrease over time.

Conversely, if you spend your money on meaningful investments and manage and adjust them in a timely manner, the value of that money will increase over time.

To sum up, I don't think it's entirely true that money is the least valuable if it's spent. The value of money depends not only on how it is used, but also on factors such as its **, use, and time value. Therefore, we should manage our financial assets reasonably according to our actual situation and needs to achieve maximum value and benefits.

I don't fully agree with the idea that money doesn't depreciate if it's spent. I believe that the value of money is multifaceted, and it is not a complete measure of whether money is depreciated or not just by whether it is spent or not.

First of all, the value of money is not only that it can bring practical material enjoyment, but also that it can bring a sense of security and stability. Having a certain amount of wealth can help you cope with unexpected risks and unexpected events, such as unemployment, illness, etc. And if you spend all your money, you may face financial hardship and be unable to cope with unexpected risks, which reduces your sense of security and stability.

Secondly, the value of money also includes the potential for investment and appreciation. A sound investment strategy can increase the value of your money and provide more wealth and opportunities for the future. If all the money is spent, you will not be able to enjoy the value-added return on investment and lose the development potential.

In addition, the value of money is also related to an individual's values and goals. Different people may have different ways of pursuing and using wealth. Some people pursue material comforts and luxury, focusing on the instant satisfaction that comes with spending money; While some people focus on frugality and rational consumption, they pay more attention to maintaining financial independence and long-term planning for the future.

Therefore, spending money is not necessarily the best option for everyone.

In addition, the value of money is also related to time. In a person's life, limited time is a resource that cannot be returned. If you spend all your money, you may lose sight of the value and importance of time, and lose the opportunity to spend your time on pursuing more meaningful things.

To sum up, the value of money is not only the actual material enjoyment that comes from spending it, but also includes aspects such as security and stability, potential for investment and appreciation, personal values and goals, and the value of time. Therefore, it cannot simply be assumed that only money spent does not depreciate. When dealing with money, individuals need to consider a combination of factors, including meeting the needs of the present, ensuring future stability and development potential, and alignment with personal values and goals.

If you don't know how to manage money, your money will only depreciate because even if you save it, it will depreciate. If you don't want to let the money depreciate, then you must preserve the value of assets, you must invest in financial management, you will not find a professional, if you spend, as long as you buy not investment behavior but consumption behavior, then the goods or services you buy must also be depreciated.

Since you don't know how to manage money, the ability to spend money correctly is estimated to be impossible, or save it, after all, no matter how much money depreciates, there is a limit, rather than spending it indiscriminately, it is better to save, at least you have money in your hands, and the ability to resist risks is always stronger than spending it indiscriminately.

According to the individual's situation, there is no depreciation and no straightening of money, you use up all the money, and when you want to use money, you ask others to borrow and see, although now financial institutions are lending, but it is also different from person to person, spend a little, save a little, invest a little, so that life will not be too tired, otherwise what are you doing alive every day afraid of money depreciation yourself.

I think it should be spent, so that it has its due value, stored in the bank, the money will depreciate, the meager interest in the bank, can not withstand inflation, the money is spent, it will circulate, in order to promote consumption, so that the social economy can be turned up, saved, how will it be, accelerate the progress of the economy, how will it be, how will the economy develop, how will the society progress. Money is earned. It's not saved!

It is normal for the renminbi to depreciate, and it is necessary to keep up with the pace of the exchange rate of world currencies. The money you fight for will be spent when you use it, of course, you still have to praise it if you don't use it, it's better to save money than no money, once you encounter special circumstances, you can't take out the money is very passive.

Therefore, no matter how much money depreciates, there must be a balance, and you can also use the balance to invest in value-added, and there are many channels for value-added.

Basic living expenses, social interactions, etc., should be spent. But it is not advisable to over-consume, and you can't earn as much as you want to spend just because you save money and depreciate, which is a bit too much!

Save half and spend half! It still depends on your financial ability! If you earn more, you won't be afraid to spend more! Earn less or save more!

You earn money first, and then talk about it, I think these are all too much for you to think about. Do you have a house? Do you have a car? Does your daughter-in-law have it? Do you have a child? When you have all of this, you are eligible to consider saving money.

If it is a general deposit, it is definitely not suitable, and many of them cannot beat the CPI.

Whether or not to spend it directly depends on personal spending power.

The best way to do this is to manage your finances. You can consider making ** regular investment or bank deposits for more than two or three years, and relatively stable online loan platforms can also be considered. Try not to consider high-risk wealth management products.

I think this sentence is to make excuses for their own consumption in advance, after all, people's lives can not be smooth sailing, at any time will encounter some waves, when they are sick or encounter difficulties, they need a sum of money, if they spend all the money, then they don't know how to deal with these problems, so we must develop the habit of saving, I think although money is constantly depreciating, but we must develop a correct concept of consumption, life should be used must be used, there is no need to use, I think I can save it.

I think the money is depreciating too fast, and you shouldn't spend all the money, but you should use your savings to invest, for example, you can buy some ** and ** or invest in some projects, so that you can increase the value of your money, instead of spending it all when you have money, I think this is not a correct way to deal with the depreciation of money, you should let your money earn money, so that you can achieve profits, so that you will not be poor because of the depreciation of money, but with the passage of time, assets are constantly increasing.

In real life, many people are moonshine people, a lot of mortgage and car loans, and all these loans have been repaid as soon as the monthly salary is paid, which also makes these young people very stressed, in fact, there are not so many material needs in life, we must first work hard to earn money, and secondly, we must not be extravagant in sending money, and we must develop a good habit of saving.

For us ordinary people, we must develop the habit of saving money, when we are young, it may be easier for us to make money quietly, but when I get older, I may be fired at any time in the company, so we must develop a good habit of saving money, and we can better deal with it when we encounter a crisis, don't find some excuses for ourselves to use money, the depreciation of money quickly should not be spent immediately, but let your money become more, so as to effectively resist inflation.

The meaning of this sentence is that in the current situation, it is not suitable to save money at all, and if you make money, spend it as soon as possible, and don't save it. But I don't think this sentence is right, because in the current society, it is impossible to have no money.

I think this point of view is wrong, we should develop a habit of saving money to meet the front, can be in case of emergency, when the family is sick or something happens urgently to use the money, we can take it out, if there is money to spend, we are very anxious when we just use the money.

My understanding of this sentence is that now I don't need to save money, saving money will lead to less and less money, and it will lead to an increase in the pressure of my life, so there is no need to save money.

Now the money will depreciate, and there are already signs of inflation. So there's no need to save any more money, it will only depreciate your money in the end.

No, if you face inflation, it is true that money will depreciate, and the money of the present is definitely more valuable than the money of the future, and this sentence is not a problem at all. So can we reach a conclusion, and the money we earn now should be spent on them as soon as possible, and don't save money. In fact, this conclusion is completely wrong, just like the current Russia-Ukraine conflict, the Russian ruble is depreciated, and the Russian people also want to take out the ruble.

Many people are saying that the Russian people are spending money hard and are worried that the future depreciation will be worthless, but they don't know that more Russian people have bought cars, houses, and fixed assets.

In addition, for most ordinary people, the vast majority of their income comes from wages and other labor income, so they get their own income every month, and their ability to resist risks is relatively weak. To a certain extent, the guarantee of continuous cash flow inflow in the future is insufficient, which means that there is a possibility that there will be unemployment or emergencies in the future, and if there is no money in hand at that time, or there are no realizable assets, then it will be difficult to solve the problem.

For many people, even if they know that their money may depreciate, they cannot choose to eat it all now. Because a person's life is relatively long, who can know what situation will be encountered in the future, and the last thing everyone wants to encounter is "people are still there." The money is gone".

This is a very awkward choice for ordinary people, but they have to make it, they have to save money, or effectively turn their money into assets that can maintain and increase their value.

So at this time, for ordinary people, after making money, how should they be arranged? First of all, it is necessary to meet the needs of reality, that is, the current arrangements for food, clothing, transportation, etc. After that, it is necessary to find a way to "spend" the remaining money, but this method of spending money is by no means all consumption, but effectively becomes an investment or an asset that can maintain and increase its value.

This is the most effective way to use the money under the premise that it is likely to depreciate in the future. In fact, isn't the state advocating this now, hoping that everyone will not just save the remaining money, but turn it into an effective investment.

In this sense, we can see the two major things that a family should do in the future:

1. Most of the time, the house is still the most valuable asset of a family, and it can also provide security and a sense of home. It's not that Chinese like to buy houses, and now we don't have property tax, no inheritance tax, there is no annual cost to own a house, and with inflation, there is also a possibility that the nominal value of the house will increase. So why not buy a house.

2. Carry out effective investment and financial management and make a portfolio. Among them, part of the bank's savings are allocated according to the needs of their families, and the rest can be used to buy some Lihao products, especially the ** of some listed companies, because under the trend of inflation, the market value of some high-quality listed companies will rise faster, and they are the most likely investment direction to achieve value-added. You have to talk about how to spend money, and it is by no means that you will be drunk today and drunk tomorrow, otherwise you will starve tomorrow.