If you have a million at the age of 30, do you choose to buy a house or retire?

If I had 1 million at the age of 30, I would choose to buy a house instead of retirement. Because on the one hand, buying a house can be an investment, and it will become richer and richer, and this money may not be enough for retirement, because there is inflation, in addition, buying a house may solve many problems, and I will explain it to you in detail next. <>

1.If I had 1 million, I would choose to buy a house, which is equivalent to an investment.

When I was in college, one of my cousins had 1 million in his hand at the time, so he chose to buy a house, and then after I graduated from college, his house had risen to 2 million, which means that he didn't do anything, and the house rose by 1 million, so this kind of investment is very worthwhile, and once we have a house, we can also rent it out to get rent, which is equivalent to an investment. <>

2.It's too early to retire, and the money may not be enough.

For young people, 30 years old is a good age, at this age we can make more contributions to the society, if we choose to provide for the elderly, we will lose our precious youth, so I think it is too early to provide for the age, and 1 million, although it looks more now, but it may be very less after that, because there is inflation, so it is impossible for us to rely on this money to support the elderly. <>

3.There are a lot of problems that can be solved after buying a house.

For young people, buying a house is just needed, because children need a house sooner or later, in addition, marriage also needs a house, and for many young people, having a house will be respected, so buying a house will solve a lot of problems, if you don't buy a house now, but choose to retire, it will be looked down upon by many people.

All in all, I think that if there is 1 million at the age of 30, I will choose to buy a house, because on the one hand, it is too early to retire, and I am still young to contribute more to society, on the other hand, this money is not enough, and buying a house may be an investment, and buying a house will also solve a very big problem.

I will definitely choose to buy a house, first of all, let myself settle down, I feel that I am still very young at 30 years old, I should work hard to make my life more exciting.

Of course, it's retirement, invest that money somewhere else, and then play cards every day. Eat something delicious at home every day, so that I will be very satisfied, and it is really rare for me to be able to keep so much money in my life.

How much money is needed for retirement is different from person to person. Some people have a relatively high consumption, so maybe 1 million is not enough. Some people's consumption is relatively low, maybe hundreds of thousands.

But for the problem that the landlord said, at the age of 30, he used 1 million to lie flat, I think this money is not enough for the elderly, because the talk of Lu Kai in the back is too long. How much money is needed to provide for the elderly should be analyzed from the following aspects.

Calculate the cost of living in retirement: First, you need to determine the living expenses you will need each year after retirement. It depends on your lifestyle and needs, such as housing, food, healthcare, travel, etc.

Consider retirement time and life expectancy: Your retirement time and life expectancy can also affect the amount of money you need to save. If you plan to retire at an earlier age and have a longer life expectancy, you will need to save more money to ensure that your retirement pension lasts until the end of your life.

If you plan to retire later in life and have a shorter life expectancy, you'll need to save less money.

Consider Social Security and other income**: You'll also want to consider Social Security and other retirement income** when calculating your retirement funding. You can calculate how much Social Security income you can earn, or you can consider other income**, such as investments, renting out your property, and more.

Set a savings goal: Once you've determined your retirement living expenses, retirement time, and expected income, you can target them to calculate how much you need to save. You can use tools like a pension calculator to help you figure out how much you need to save.