When you re in your 20s, is it more important to save money to buy a house or save money for retirem

1. Compulsory savings, suitable for workers who can't save money such as moonlight clans and Kanu.

The 10% rule "Forced savings."

Monthly payroll, the first thing to do is to make sure that 10% of your monthly income is saved. For example, if it is $3,000 per month, then $300 of it should be saved. If you have a lot of money, you can increase the proportion of your deposit, but 10% is the basic guarantee.

I remember that I still had to pay off the card debt at that time, so at the beginning, I set myself a proportional plan to pay off most of the installment card debt, and 10% of the basic salary as a compulsory savings.

After more than a year to finally pay off the card debt, the second plan is to increase the proportion of deposits.

The key to saving is to stick to forcing yourself not to move this part of your money every month. The principle of storage is that you should have a long-term demand deposit that can last for 3-6 months.

Some people still can't save money even if they earn 10,000 or 20,000 yuan a month, and they plan it at the beginning of next month, but they still can't help but spend a lot of money when they get paid.

2. Bookkeeping and throttling, through this method, you can save unnecessary expenses and save up.

Ordinary salarymen are relatively speaking, their income is not very high, and at this time, they have to arrange their expenses according to their income level.

There are basically two parts:

Money that must be spent, such as rent, utilities, fares, three meals a day, etc.

In the process of saving money to buy a house, there is some money that can be spent or not, so we must control it and reduce some unnecessary expenses.

With the emergence of consumer loans such as a certain bei, many young people have become moonlight clans and chopping parties. "Spend when you have money, borrow if you don't have money" is undoubtedly a consumption trap.

Before you buy a house, save as much as you can. And this process of bookkeeping can be well demonstrated.

In short, for most people, spending less "unjustly money" can really save a lot of money when the monthly salary is not much. In other words, you have the capital to "make money".

3. Open source side business, develop another small business outside the main business, and insist on making a little more money every day.

The economic foundation determines the superstructure, and good economic conditions can indeed make people live more confidently and freely.

If you want to keep improving your economic situation, you can't just daydream, to put it bluntly, you still have to use various skills to achieve "open source and reduce expenditure".

Speaking of side hustles, many people think that it is difficult to find a side hustle that suits them, in fact, it is not difficult to have a side hustle, what is difficult is the heart of perseverance.

Let's talk about myself.,My side business is code words.,Write more.,It's a mental + physical work.,At present, the income of code words is relatively fixed, which can cover the living expenses of a small family.。

At the age of 20, of course, it is to save money to buy a house, because a house is a necessity for your life, so saving money to buy a house is the first thing to consider, and you can't save money to retire. In the dead of night, I always want to find a tranquility, find a space to be alone, and then let my thoughts drift with the wind, and escape for a while in the tranquility of cranky thoughts. When the soul can't bear the load of life, it can only send a signal to the sky that it is tired, too tired, and this feeling of tiredness is not something that ordinary people can imagine.

Every day I want to find peace in my soul, however, it is really difficult.

There is nothing in the world, and mediocrity disturbs itself. Maybe I'm just a philistine. Why look for tranquility in anything?

In fact, I want to hope for peace, in this extraordinary and bad day this year. I reflected and reflected. Most of the time I don't understand what I'm doing.

Kind of life. Kind of always tugging at people's minds on certain days. When it comes to the tranquility of seeking, everyone expects to have this moment.

For me, it may feel a little heavier in moments of solitude, but it's not absolute. Sometimes, although people are in a noisy and noisy environment, but the heart has already flown to the realm of not knowing what kind of, I often smile on my face, and I have seen through all the complicated things in my inner constancy. People sometimes pretend to be a master of the world, but in fact, it is not the case, and the appearance of all this is also due to countless times of crawling, and then the end of reflection.

There is no real excitement of benefits, no real heartfelt reverence for life and nature, no gratitude and appreciation for life and the world, no kind and transparent understanding, no kind and susceptible heart, no final awakening, and no natural tranquility and detachment. In many cases, the motivation to seek tranquility is far greater than the force caused by all external things, and it may also be a process of excellence in the pursuit of tranquility for each individual. Why is that?

I asked myself with a smile. For a person who is truly integrated into life, will sigh at the wonder of the creation of the world. The heartfelt reverence and concern for life and nature is a kind of sincere gratitude and admiration.

At the age of 20, it is best to save money to buy a house. Especially for men, if they don't have a house, they can't find a wife, let alone talk about pension. And when a woman is 20 years old, she can earn more money and enjoy it, because it is easy for a woman to get married, and everything will be fine as long as there is a man.

Save up for a house. (Investable properties).

1.When you are young, you can exchange time for assets, you go to the bank, the bank will lend you a loan, and when you are old, you have no chance to take out a loan.

Real estate can be very effective against inflation, the national policy is that the house is not speculation, the steady growth of the house is certain, and it will not grow as savagely as in the previous 10 years.

When you're in your 20s, what you should think of is starting a family, so you have to earn money to buy a house, have a house, find a girlfriend, and you have a home when you get married.

Hello: It is more important to save money to buy a house when I am in my 20s, because I am still relatively young in my 20s, I should save money to buy a house, and I should only consider it when I am middle-aged, and having a place to live is the most important thing!

So in my 20s, saving money to buy a house was more important! Hope it helps, hope, thank you!

When I was in my 20s, I would still choose to save money to buy a house, rather than saving money for retirement, after all, this stage is still relatively young, and it is too early to consider pensions.

Hello! When you are in your 20s, it is more important to save money to buy a house or save money for retirement, I think your 20s are the time to work hard and work hard, so you must save money to buy a house first, and then save money for retirement, so it is more important to save money to buy a house in your 20s.

Housing is a necessity of life, and when you are young, buying a house is necessary. At the same time, the service life of the house is longer, and it cannot be opposed to the pension.

I have the bread, you just have to give me love.

This is the confidence to say this sentence to yourself after meeting your favorite travel suspect.

I never thought bread was so important before, I always felt that it was enough to have enough food and clothing, and I didn't have to care so much about the so-called material life. It wasn't until I saw a cousin who was still living a good life even if she was the last person, that I suddenly realized how important it was to have a place to live and a job to feed and warm.

I have been classmates from junior high school to senior high school, and I started to fall in love in college, and my cousin-in-law still obeyed my sister until more than four years of marriage, but I didn't expect that in the end, for some reasons, the two of them divorced. In the end, the two men cut it in two.

Although this relationship spanned eight years, and went through so many ups and downs along the way, I did my best for eight years of hard work for the once family that was exhausted and quarrelsome, even if I was depressed for a while, my cousin has been actively adjusting her decadent mentality, even if she left her cousin-in-law, my cousin is still a material free person with a stable job and her own warm nest.

I never thought how important a house, money, or a car were, until I passed my 25th birthday and saw the first crow's feet in the corner of my eye, and I suddenly realized that I was not small, 25 years old, working for two years, but still achieving nothing. Being away from my boyfriend for a long time made me extremely insecure, and the older I get, the more I yearn for a home of my own.

So, when I was stopped by the sales lady on the street and introduced me to the house, I suddenly longed to have a nest that was completely my own. I went home and immediately checked my bank card balance, and the moment I saw the balance, my heart was cold.

Worked for two years with a deposit of minus five thousand. When I was desperate to have a warm nest of my own, I found that I couldn't afford to buy a house, and I was disappointed and discouraged at that moment, feeling that I was useless, and it was at that moment that I began to realize the importance of money and the importance of the house.

After the age of 25, when you wake up on a certain day, a certain month, and a certain day, you will feel that the sun and the moon are like shuttles, and time is like an arrow, but you have not achieved anything.

After the age of 25, I began to realize the importance of money and the importance of the house, and realized that only by working hard and being able to afford anything I wanted was to give myself the greatest sense of security.

3. If you don't save more money when you are young, your parents may not have enough money for medical treatment when they are old. If you are still enjoying life when you are thirty or forty years old, then your parents are already old at that time and may need a lot of money to see a doctor.

Therefore, it is necessary to work hard to earn and save money while you are young. What do you think?

Of course, you must work hard to save money, and the age of 20s is a good age to struggle, so you must make more money and save more money at your best age, so that you can better enjoy life in the future.

Personally, I think you should work hard to save money and run towards your ideals, so that you can have a bright future and enjoy a lot of life in the future.

It's not bad to enjoy life, but looking at the world now, I don't know which will come first, tomorrow or disaster, and it's fundamental to enjoy life well, and not to do things that you are not sure of.

Saving money and enjoying it at the same time The age of 20 is exactly the age of enjoyment, and many young people will choose to enjoy and ignore saving money. There are many people who say that saving money is in conflict with enjoyment, but in fact, there is no conflict at all, and it is okay to save money even if you save a few hundred dollars a month. You can enjoy it for a longer time while saving money, and you don't save money to enjoy it, just for a short period of time, maybe you won't enjoy it again after a few days.

Nowadays, many people, especially young people, do not have the concept of saving money, spending as much as they want, just enjoying it, and not wanting to do it later. <>

In order to enjoy money better, some people will not choose to save money, but spend as much as they want, as long as I enjoy the moment. In fact, this kind of enjoyment is only short-lived, and the premise of enjoyment is to have money, if there is no money, what are you going to enjoy it? Save some money every month, although you don't enjoy it so much, but at least the days are comfortable, and the days will be longer, if you don't save money, you can enjoy it today, and you can't enjoy it anymore if you don't have money tomorrow.

If it were me, I would save money to enjoy it, so that I would think about it later and be responsible for myself. When you are in your twenties, you want to spend a little money in your hand, especially girls, who buy all kinds of cosmetics and don't save money at all, and even sometimes borrow money, which is to the point of borrowing money, and how to talk about enjoyment. <>

Saving money is definitely to be saved, I like to save money, even if I earn three or four thousand yuan a month, I can save a little money, but I don't treat myself badly, and I enjoy it. Saving money is just a guarantee for your own life, you can't just enjoy it without saving money, if you don't have a job for a while, how to live. When you are in your twenties, you should control your consumption, consume rationally, save a little every month, and accumulate a lot over the years.

Enjoyment must be on an economic basis in order to be better enjoyed.

I think you should save money in your 20s, and it should be a time to work hard, not to enjoy.

If it is an ordinary family, then it is indeed necessary to save money in your twenties, after all, the current prices and housing prices are relatively high, and save money to buy a house first. But if the family conditions are relatively superior, and you don't have to worry about the car or the house, then you can enjoy life while you are young.

Personally, I think that you should start saving money in your twenties, not that you should learn to enjoy, at this time it is suitable for struggle and entrepreneurship, and to work hard for your ideals.

I think you should enjoy it, because when you are young, you don't enjoy it, and when you are old, you will sometimes feel weak when you want to enjoy it.