One person can buy several universal insurance, and is it useful for one person to buy multiple acci

As long as the financial conditions allow, a person can buy more than one universal insurance, and the insurance company usually does not limit the specific number.

However, it is important to note that some universal insurance products may limit the total sum insured.

If the cumulative amount of universal insurance purchased exceeds the upper limit, it is not allowed to be insured.

Insurance companies generally do not set a hard and fast rule on the amount of insurance that the insured can purchase, so the insured can purchase any number of universal insurance according to their own needs. However, before buying universal insurance, we must first have a basic understanding of universal insurance. If you want to know what universal insurance is, you can take a look at the following article:

Wealth management with universal insurance, stable and safe income? Doxxing universal insurance!

Universal insurance is actually a type of wealth management insurance, which will provide the insured with a universal account, and the insured can put funds into this account for compound interest and appreciation. It is important to note that the interest rate of the universal account is not fixed, and if the investment** is better, the interest rate can reach 5-6%. However, once the external investment environment deteriorates, then the universal account is likely to operate at a guaranteed interest rate.

And the insurance company also wrote in the terms of the contract: the income beyond the guaranteed interest rate is not guaranteed! Therefore, when we apply for universal insurance, we must pay attention to the guaranteed interest rate of the universal account.

After all, only the income obtained when the universal account is run at the guaranteed interest rate is the money we will be able to get our hands on.

At present, the minimum guaranteed interest rate of universal insurance on the market can reach up to 3%, and the average is in. When the insured applies for universal insurance, he can use this data as a yardstick to purchase products that suit him.

It is also worth noting that universal insurance does not generally provide protection for the health of the insured. Therefore, before we buy universal insurance, it is best to buy a protection for our health (such as critical illness insurance). After all, the body is the capital of the revolution, and if there is no health insurance protection, even if the universal insurance brings a certain amount of income to the insured, the income must be used for medical expenses in the end.

So what should we pay attention to when taking out health insurance? Senior sister has summarized a guide to avoiding pitfalls in critical illness insurance for you, I hope it can help you. Which is the best critical illness insurance, how to buy it cost-effectively, and teach you to avoid these pitfalls of insurance.

A person needs seven insurance policies in his lifetime.

There is no limit to the number of copies and can be purchased at multiple companies.

If you have the strength, you can buy a few more copies. There's no limit