How to manage money with 5000 a month, and how to manage money with a monthly income of 5000?

Put all of them into Yue Bao, and you can do it.

It's relatively safe.

In my experience, the interest rate of Yue Bao is good in terms of currency**, or compound interest every day, mobile phone withdrawal arrives in two hours, it is recommended to save most of Yue Bao every month, leave some emergency cash in the bank card, use credit cards as much as possible for consumption, interest-free for 50 days, so that you can also earn 50 days of interest on Yue Bao; If you have a deposit, you can buy some large enterprises with low stock prices and good dividends**, and then part of the funds can try online loans, which are popular now, and the yield is high, Kexun value-added treasure can be tried, and the others are not familiar, I personally feel that ** is not interesting, I bought a little, a little income, but it is not as good as **, and **essence is also**.

5,000 money is simply divided into monthly expenses, and then divided into a small deposit and withdrawal, and then divided into a compulsory savings, and then returned home for the New Year to give to the family, and then use a copy to make a fixed investment, which can also achieve the effect of gathering sand into a tower.

Nice buddy! First of all, ask if you have a mortgage, car loan, if you have no debt, you can do a lot of things easily.

Currency** regular investment, comprehensive analysis of the top five, holding for more than five years can be earned.

Make a ** regular investment to ensure the preservation and appreciation of funds!

You can make regular investment**or currency**, and the risk is low.

First of all, with a monthly income of 5,000, the basic living expenses are generally quite tight in big cities, and you can save 500-1000 per month, and then consider financial management with a certain amount;

If it is in a third- or fourth-tier small city, the cost of living is controlled below 2000, and the remaining 2000 can be saved for a fixed period, and 1000 can be considered** or annuity.

Secondly, in addition, it is more important to open up sources and reduce expenditure. Learn financial literacy, and slowly try and make mistakes at a small cost. Finally, find a financial management method that works for you.

Finally, it is recommended to learn the S&P family financial quadrangle, make a personal family balance sheet, start bookkeeping, observe your income and expenditure structure, and slowly adjust.

The monthly income is 5,000, which is in line with the monthly income of the vast majority of salaried people in third- and fourth-tier cities. Before managing money, you still have to know how much loss you can accept, in addition to how much money you can use for financial management and other issues, you must consider clearly, financial management is not something you can make money with a hot mind, it belongs to a long process.

There are many ways to manage money, and it is best for you to make a risk assessment report to understand what kind of financial manager you belong to, and then decide on the way to manage your money.

It is best to try national foreign trade, so that Chinese people can earn huge profits by giving foreigners ** Chinese goods. After the user has the best goods on the platform, he does not need to bear all the costs and risks in the overseas transportation, warehousing, sales and other processes of the goods, and only needs to wait for the end of the 30-day cycle to get back the **principal and earn** profits.

If you are bold and are not afraid of losing money, you will buy **. The pursuit of stability is the period of death. The best way to manage money is to be self-motivated, and if you can earn money, you don't have to worry about financial management.

The monthly income is 5000, and what you think about should be how to dispose of it, which can be divided into three parts, one for daily consumption, one for emergency, and one for saving, about 2000, 1000, 2000, so that it can be adjusted according to your own consumption capacity.

As for this issue, it is necessary to analyze it according to the specific actual situation.

For friends with a monthly income of 5,000, how much can they take out for financial investment, according to personal judgment, it may range from 500-1000 per month.

When you determine the specific amount of investment each month, you need to conduct an assessment of your risk tolerance and how much you can afford to lose the maximum loss. Then choose the corresponding financial management method according to your risk tolerance.

Let's compare the common ways to manage your finances.

1. Buy a house. By buying a house to invest, the funds that need to be prepared are relatively high, generally the third and fourth line houses also need hundreds of thousands, planning 300,000, installments for 30 years, even if the mortgage is down, at least more than 1,000 per month, for a friend with a monthly income of 5000, it is not suitable.

2. Insurance. If you buy an insurance policy, it can be regarded as a defensive financial investment.

Especially in recent years, malignant tumors have a trend of younger and younger onset, and the cost of common malignant tumors is generally 300,000 to 500,000.

Although this is a small probability event, if it happens, the cost of ** is unbearable for ordinary families.

If you buy insurance in advance, it will greatly play its role in low cost and high protection.

3. Purchase**.

Investing through subscription** is definitely a good choice for investment, why do you say that?

For investment and financial management through **, P2P and other methods, the degree of risk is extremely high, especially P2P, in the past two years, many large platforms with tens of billions of billions have thundered.

On the other hand, the risk brought by investment is much smaller, and the investment threshold is also very low, as low as one yuan.

Investment** is equivalent to handing over money to professionals for financial investment, **income stability is higher, and**There are many types of purchase options, which can be purchased according to their own risk tolerance. Based on the characteristics of **, it is very suitable for friends with weak risk tolerance.