Can I not pay five insurances and one housing fund? Can you not pay five insurances and one housing

Updated on society 2024-08-06
9 answers
  1. Anonymous users2024-02-15

    Of course not, five insurances and one housing fund must be paid. The reason is, 1After paying 15 years of pension insurance, you can have a pension when you retire.

    2.In the event of a work-related injury, workers' compensation insurance can be used to cover medical expenses. 3.

    Unemployment insurance allows you to receive living expenses when you are unemployed, and you will not eat dirt when you are unemployed. 4.Maternity insurance reimburses employees for maternity.

  2. Anonymous users2024-02-14

    You can not pay, but I advise you to pay it, it is better to have a minimum protection than nothing, and if you feel that the protection is not enough, you can also use the insurance of commercial insurance companies to supplement.

  3. Anonymous users2024-02-13

    Whether you can pay it or not, it's up to you.

  4. Anonymous users2024-02-12

    I haven't paid too much, so many migrant workers have paid, find other insurance for yourself.

  5. Anonymous users2024-02-11

    Legal analysis: Five insurances and one housing fund are mandatory to pay, and all employers and individuals must participate. The five insurances belong to a kind of social insurance, including endowment insurance, medical insurance, unemployment insurance, and work-related injury and maternity insurance, which is a compulsory type of insurance paid by the state.

    Now some companies will pay "five insurances and one housing fund" for employees, while some companies do not want to pay for employees.

    If the enterprise does not pay the five insurances for the employees, because the payment of the five insurances conflicts with the employees, the employees can report through the social security center or submit an arbitration application to the labor dispute arbitration commission for the third party to intervene, and use these methods to resolve the dispute. It is important to know that the employer does not pay the five insurances for the employee is a labor dispute, and the worker should actively protect his personal rights and interests and not let his own rights and interests be damaged.

    The remaining one of the five insurances and one housing fund, that is, the housing provident fund, the housing provident fund is the housing savings fund paid by the unit and the employee for a long time, and the housing provident fund is also required to be paid by the state, and the amount of the housing provident fund paid by the state is also stipulated, according to the management regulations of the housing provident fund, the monthly payment ratio is the average monthly salary of the employee in the previous year multiplied by the proportion of the employee's housing provident fund. If the employer does not pay the five insurances for the employee, it is a labor dispute, and the employee can go to the relevant agency to complain or apply for arbitration, then the company does not pay the housing provident fund for the employee is not a labor dispute, and the employee can only report to the management center of the housing provident fund to find a solution, and cannot think of solving the problem through labor arbitration, which will not be accepted.

    To sum up, the five insurances and one housing fund, whether it is five insurances or one housing fund, are mandatory contributions required by the state, and are jointly paid by the enterprise and the individual worker.

    Legal basis: Article 84 of the Social Insurance Law If an employer fails to register for social insurance, the social insurance administrative department shall order it to make corrections within a time limit; If the employer fails to make corrections within the time limit, the employer shall be fined not less than one time but not more than three times the amount of social insurance premiums payable, and the person in charge who is directly responsible and other persons directly responsible shall be fined not less than 500 yuan but not more than 3,000 yuan.

  6. Anonymous users2024-02-10

    Legal analysis: It is okay to only pay five insurances without paying one gold. China's social insurance system has only five insurances, not one housing fund. The five insurances are legally required to be paid, and there are no strict penalties for not paying one gold, so there is no problem in paying only five insurances and not paying one gold.

    Legal basisLaw of the People's Republic of China on Social Insurance Awards

    Article 2: The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' right to receive material assistance from the State and society in accordance with law in the event of old age, illness, work-related injury, unemployment, childbirth, and so forth.

    Article 3: The social insurance system adheres to the principles of wide coverage, basic protection, multi-level, and sustainability, and the level of social insurance shall be commensurate with the level of economic and social development.

  7. Anonymous users2024-02-09

    No, you can't leave it.

    1. First of all, it is illegal not to pay social security, and social security is mandatory insurance;

    2. Whether it is decided by the company's leaders or voluntarily given up by individuals, as long as they do not pay social security, it is illegal;

    3. The payment of social security is a mandatory provision of the law for employers and workers. Therefore, it is not only a right but also an obligation for employers and employees to participate in social insurance and to pay social security contributions on time and in full, and cannot be exempted according to the wishes of the employee or employer;

    4. Employees voluntarily draft or sign a statement or agreement to waive social security, in violationLaws and RegulationsVoid.

    Legal basisArticle 72 of the Labor Law of the People's Republic of China.

    Social insurance** determines the funds according to the type of insurance**, and gradually implements social pooling. Employers and workers must participate in social insurance and pay social insurance premiums in accordance with the law.

    What kind of work can not pay five insurances and one housing fund.

    1. It is necessary to purchase five insurances and one housing fund after work, which is the requirement of the labor law for each unit, and also protects the legitimate rights and interests of each worker. Therefore, formal enterprises must handle it for their employees;

    2. Five insurances and one housing fund, referring to five kinds of social insurance and a provident fund, five insurances, including endowment insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance, and one housing fund, refers to the housing provident fund. Among them, endowment insurance, medical insurance and unemployment insurance, these three types of insurance are jointly paid by the enterprise and the individual judge, and the work-related injury insurance and maternity insurance are completely borne by the enterprise, and the individual does not need to pay;

    3. The purchase of five insurances and one housing fund by the unit is the obligation of each employee of the hedger, and it is also the guarantee for employees.

  8. Anonymous users2024-02-08

    Legal analysis: five insurances and one housing fund cannot be paid. If the employer fails to pay the social insurance premiums on time and in full, the social insurance premium collection agency shall order the employer to pay or make up the amount within a time limit, and impose a late fee.

    Legal basis: Social Insurance Law of the People's Republic of China Article 86 If an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up the amount within a time limit, and impose a late fee of 5/10,000 per day from the date of non-payment; If the payment is still not made within the time limit, the relevant administrative department shall impose a fine of not less than one time but not more than three times the amount owed.

  9. Anonymous users2024-02-07

    Five insurances and one housing fund cannot be left unpaid. If the employer fails to pay the social insurance premiums in full and in accordance with the prudent time, the social insurance premium collection agency shall order the employer to pay or make up the amount within a time limit, and impose a late payment penalty.

    Article 86 of the Social Insurance Law of the People's Republic of China If an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up the amount within a time limit, and impose a late fee of 5/10,000 per day from the date of non-payment; If the payment is still not made within the time limit, the relevant administrative department shall impose a fine of not less than one time but not more than three times the amount owed. Which filial piety shoots.

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