Knowing that online loans will make you fall deeper and deeper, why do young people still jump in?

Can why? Compare with each other, can't control your desire to consume, and can't recognize your ability to repay.

One: The heart of comparison is strong, what others have, you also want.

On the surface, the university seems to be a pure ivory tower, where the children only have the desire to learn and learn, and are not affected by the bad social atmosphere. But is that really the case? I think people who have gone to college should have a scale in their hearts.

I'll just talk about the dark stuff, although we are the same in college, students, but each of us has different monthly living expenses, and the things we use and wear are also different. Now that the difference is out, it must be made up. Therefore, many people will inevitably be unable to control their desire to compare, and use online loans to satisfy their vanity of wanting to use Apple mobile phones and wearing Adinake.

Even if some people know that online loans are wrong, they will push themselves into the abyss, and they may even ruin their families. But they will still step into the quagmire of online loans one after another, and they will never be able to survive and fall into darkness from then on.

Two: I can't resist the happiness of "spending a lot of money", and I fall into the dead cycle of online loans and online loans.

I don't know if you have noticed, the reason why we like to spend money is not only because we can buy the items we like, but because it can bring us the happiness of "spending a lot of money" when paying. This kind of happiness is inexplicable, but it's very refreshing anyway. Otherwise, no one will decompress by shopping.

So since there is happiness, then many people naturally can't resist this feeling, so it's easy to spend it again and again, until they can't hold it anymore.

At this time, online loans will become the most direct and effective way to enjoy this happiness, but after all, online loans are online loans, and other platforms still have to make money, and it is impossible to just borrow and not repay. As a result, in order to repay online loans, some college students can only tear down the east wall, make up the west wall, borrow from this platform, and repay that platform, which is endless, and the cycle continues.

Because there are too many things I want to buy, too expensive, but I don't have so much money in my hands, I choose online loans, but also for the sake of face, and I don't want to look shabby.

Because the desire to consume is too great, the cycle becomes like this.

In fact, it is because most young people are more fond of vanity, in order to buy something to make others look good, so it will be like this.

Because young people are indeed the best group for online loans. We can start with consumption, young people are the most consumer group, especially for those student groups, such as junior high school students, high school students, college students, these three groups are the most concentrated, especially college students, many online loans are aimed at college students. For them, college students have a strong desire to consume, and they also want to consume, and they are more afraid of things, and most of them will be more cowardly and dare not resist when they encounter this kind of thing.

And college students can also go to their parents to ask for it when they can't pay it back. So judging from this situation, college students are indeed the best group of people. <>

As a result, a lot of young people have fallen into the trap of online loans, so it is difficult to climb out again, and I think that the pertinence of online loans is very unreasonable. The trap of consumerism has made many college students jump into it without hesitation, and it costs them a lot of living expenses to buy a bag and shoes, so what should I do if the living expenses are not enough at this time? I went to borrow money onlineNow the network stage is also very convenientFill in the basic information and you can borrow.

It's just that college students overestimate their abilities. <>

In many cases, it is actually unaffordable, so it caused such an accident. This can also show that the current consumerism is actually very deceptiveConsumption has also lost its own meaning. Online lending has been reminded many times, but these platforms have always been making waves, because the profits in them are indeed too high, so high that it is unbearable.

That's why there are so many online loans, and they are all aimed at young people, because for them, young people are the best group, and they are also the best group of people for online loans, in this regardThe success rate is the highestThe yield and rate of return are also the highest, and there are a lot of traps waiting for young people to jump in, which is one of the major features of online loans. <>

Because the consumption demand of young people is greater, and now many people are "moonshine people", the online loan process is not complicated, and the loan amount is relatively high, it is difficult for people not to be tempted, but this will only make more young people more and more deeply involved.

Young people have a particularly strong desire for goods, so their purchasing power is huge, so online loans will frequently target young people, they are a very large group.

That's because young people need money, more than middle-aged people, and they are still in the stage of development, whether it is starting a business or doing some turnover, they may use loans.

Some young people are not full of spiritual life, do not have a good spiritual pursuit, are blinded by the material world in front of them, blindly pursue material enjoyment, and think about buying and buying every day, and borrow online loans when they have no money, so they are targeted.

Young people are stressed! Parents can't count on it. I can only rely on myself, when I can pay the down payment, and if I can't buy a house, I can't go to my daughter-in-law, so I want to save some money and want to save the financial platform, hoping that the country will put this matter first.

Because the pressure of young people is very high, online loans are in demand for young people.

I think it's because most of today's young people have a higher consumption, so online loans will target them.

Because young people are too young and do not have a fixed economy, but they are curious and dare to make any attempts, they are very wary of online loans.

Because young people are under a lot of pressure now, young people take out loans to buy cars and houses, so online loans are interested in modern young people, in fact, there are many pitfalls in online loans, and if you can't touch them, don't touch them.

Because young people always like to spend ahead of time, these valuables are always particularly fond of them.

I think it's their vanity. It is precisely because they want to live a better life that they will borrow money from online loans to spend.

I think it's because young people nowadays have too much pressure in their lives, and the environmental impact of the comparison ethos has led them to pursue luxury too much.

Because of their low wages, they are extravagant, they love to compare, and their vanity is heavier.

First, it should be young people's advanced consumption awareness.

Second, it should be an improper sense of comparison and vanity.

Third, there should be reasons for the lack of education.

There are probably only a few types of people who apply for online loans:

1. People who are accustomed to overdraft consumption, spend lavishly, and do not consider the consequences always think that they have the ability to pay back.

2. People who are involved in gambling, do not do their jobs, and are lazy.

3. The family conditions are not good or due to temporary difficulties. The above people are the most likely to be deeply involved in online loans, and every day is a repayment day, and the basic salary is not enough to repay the interest except for living expenses.

The biggest mistake that young people make when they get into online loans is that many young people can easily overestimate their ability to repay when borrowing. I felt that it was so easy to borrow money that I thought it was my own money. So I have no scruples about spending money, spending lavishly, completely exceeding my own capacity, but forgetting that the borrowed money needs to be repaid!

The most terrible thing about online loans is that they support loans with loans. The vast majority of people who have online loans have more than one online loan, from the beginning of the loan to one or two, and then the high interest can only be repaid to the third or fourth, in order to take out a loan, apply for a loan, repay one and then borrow, and then repay the next one and then apply, life does not stop, the cycle does not stop.

Young people, don't touch the loan, this kind of thing, can only be said to harm others and yourself.

There is no plan for money, thinking too simply, some ideas are unrealistic, comparing the psychology of making trouble, and educating in advance, this kind of thing is generally in universities, schools should be controlled, and publicity and education in this regard should be strengthened.

This is just a change in people's consumption habits, like the current Huabei, credit cards, basically this principle, first consume and then repay, but some people borrow too much, far more than its ability to pay, this kind of thing is really difficult to say who is right and who is wrong.

Since the emergence of the online loan industry, due to the irregularities of the industry, there have been many infuriating incidents. There are also many friends who take online loans and owe online loans.

At first, most people took out online loans mainly for online shopping and bought some luxury goods. When you make the payment, you will find that it is just a number, and there is not much sense of actual money payment, so you will swipe and swipe, and finally the credit card and other online loans will be used up. When it is found that this pit has reached a certain extent, the existing income level to fill these is only a drop in the bucket, and the debt situation cannot be improved at all.

The advent of online lending has changed people's borrowing. Compared with traditional bank loans, online loans have become people's choice because of the simple procedures and the quick payment of the next loan. However, due to regulatory loopholes, many illegal online lending platforms have emerged, engaged in illegal usury under the banner of inclusive finance, poisoning many borrowers.

What are the routines in online loans that make borrowers fall deeper and deeper? 1. Poor risk control. 2. High interest.

3. Inflating the name and increasing the interest in disguise. 4. The loan amount of the online loan platform is constantly changing, and the degree of borrowing is also increasing with the increase in the number of borrowers borrowing and repaying on time.

The above are just some of the routines of online loan platforms, no matter how these online loan platforms routine, we must insist on not touching online loans. So what about those who have fallen into the abyss of online lending? We must find a way to go ashore as soon as possible and get rid of online loans.

In this society, everyone wants to live the life of a rich person, and in order to satisfy their endless desires, they can only take out loans online. So the current education is a failure.

It is still caused by the psychology of comparison, while the online loan is at the same time, I only see its numbers, and I don't see the consequences that it will bring, the social experience is insufficient, I can't clearly judge the right and wrong of things, and the things don't go to a bad step, so I am still immersed in the beautiful fantasy brought by my drunken online loan, and things cannot be reversed.

Love vanity, love comparison, expensive things parents don't let them buy and borrow, the focus is on the lax management of the online loan platform.

Self-control is relatively poor, only greedy for immediate pleasure, without considering whether you can repay the loan, so you blindly choose online loans.

The amount on the Internet is a number, and it will be more presumptuous to spend it, not to mention an online loan.

Spending money hurts to pay it back. Young people have little social experience and high material requirements. When the cruelty of reality cannot satisfy one's material desires, he will fall into online loans.

Stay away from online loans and cherish the moment.

First, the psychology of comparison.

Second, the psychology of luck.

Third, economic and social pressures.

Fourth, family pressure.

It is not excluded that many college students do not have strong self-control, like to compare and want to buy luxury goods, and if they don't have enough money, they will take out online loans. In fact, many college students are already adults, and they should consider whether they have the ability to repay the borrowed money, what is the use of blindly comparing them, or not satisfied with the vanity of the moment, it is better to study hard, it will be a lifetime of wealth.