The old man is gone, the deposit is due, how to withdraw it?

Updated on Financial 2024-08-14
15 answers
  1. Anonymous users2024-02-16

    This money can be taken out as an inheritance. As long as you bring the death certificate of the old man, as well as your own relevant documents, you can prove that you are the legal heir of the old man's estate, and if there is a will, you must follow the agreement of the will.

  2. Anonymous users2024-02-15

    This kind of thing is also common in society, at this time we can take a valid document that can prove our identity to notarize, and then we can go to the bank to withdraw money.

  3. Anonymous users2024-02-14

    After the death of the elderly, the deposit account should be withdrawn and transferred to the bank according to the death certificate, and the certificate of the hospital or police station should be handed over.

  4. Anonymous users2024-02-13

    At this time, you can take out the death certificate of the old man and go to the bank to withdraw the money.

  5. Anonymous users2024-02-12

    The elderly are sick and cannot go to the bank to withdraw money, and there are three ways to withdraw money:

    1. If it is a current deposit, you only need to enter the correct bank card password.

    2. If it is a large amount of fixed maturity deposit, you can make an appointment in advance to bring your ID card and the ID card of the elderly to leave a copy of your ID card, fill in the withdrawal form, the old man is the withdrawer, and you are the representative.

    3. Family members can go to bank outlets to explain to the person in charge of the bank that the elderly in their family are sick and cannot withdraw money from the bank, and the bank can send a special person to provide door-to-door service.

    Extended Information; How to withdraw a fixed deposit if it is not due?

    1. When the deposit amount exceeds 50,000 yuan or the password is not known, notarization is required regardless of whether the depositor's household registration is cancelled or not.

    2. If you know the password and the amount of the passbook deposit receipt is less than 50,000 yuan, you only need to bring the original ID card of the deceased relatives and the original ID card of the withdrawer, and you can go through the corresponding withdrawal procedures on the day when the fixed deposit expires. Of course, it's okay to go early, but you will lose a certain amount of interest.

  6. Anonymous users2024-02-11

    The old man has passed away, and the money deposited in the bank has not expired, and his children can go to the bank to withdraw it with the relevant materials.

    According to Article 24 of the Regulations on the Administration of Savings, if all the unexpired time savings deposits are withdrawn in advance, the interest shall be calculated and paid according to the interest rate of the current savings deposit announced on the date of withdrawal; If part of the withdrawal is made in advance, the interest shall be calculated and paid according to the interest rate of the current savings deposit announced on the date of withdrawal, and the interest shall be calculated and paid according to the interest rate of the fixed savings deposit announced on the date of opening of the certificate of deposit when it matures.

    Article 29 If the depositor withdraws the unexpired fixed savings deposit in advance, he must present the certificate of deposit and the identity certificate of the depositor. If the withdrawal is made on behalf of the depositor, the person who withdraws the loan on behalf of the depositor must also hold his identity certificate.

  7. Anonymous users2024-02-10

    How can I withdraw my bank deposit after the death of an old man.

  8. Anonymous users2024-02-09

    I think if someone has passed away, but the fixed deposit is not due, we can take out the deposit in the name of the deceased as their loved ones.

  9. Anonymous users2024-02-08

    First of all, your children can take the relevant relationship certificate and bank card procedures to the bank to withdraw the money, and the money can also be kept by your children.

  10. Anonymous users2024-02-07

    Take the death certificate of the deceased and go to the relevant unit to prove it, and you can take out these deposits. It's especially easy to handle now.

  11. Anonymous users2024-02-06

    It is very troublesome, there must be a death certificate, and there is a certificate of inheritance, and some formalities need to be presented before it can be carried out.

  12. Anonymous users2024-02-05

    Just take the bank card to the bank to withdraw money, take out the identity certificate, especially the identity certificate of the elderly to cancel the identity certificate, the identity certificate of your relationship with the elderly, after passing, you can withdraw the money.

  13. Anonymous users2024-02-04

    Then you can rely on the death certificate of the old man, mutual proof to take the household registration book and bank card to the bank to withdraw money, so that you can withdraw the money inside.

  14. Anonymous users2024-02-03

    If the elderly's account has not been cancelled, you can bring the original ID card of the elderly person and the ID card of the person who collects the account to the bank to handle the withdrawal business.

  15. Anonymous users2024-02-02

    Legal Analysis] If a person dies, the fixed deposit can also be withdrawn before it expires. If the deceased's account has not been cancelled, you can go to the bank to withdraw money with the deceased's ID card and the ID card of the person taking it on your behalf. If the deceased's account has been cancelled, and when the deposit expires, the money can be withdrawn on the maturity date, and the ID card is not required to withdraw the money as long as you remember the password.

    Specific methods: 1. Bank card deposit and deposit maturity. The fixed deposit is stored in the bank card, so the depositor's family can withdraw money directly from the ATM machine with the bank card and withdrawal password after the deposit expires.

    2. Automatic renewal of bank card or passbook deposit. In these two cases, it is not possible to withdraw money through ATMs, and the depositor's family members need to go to the bank counter to handle the withdrawal business. When processing, the bank generally requires the withdrawer to provide the depositor's ID card, deposit certificate, ID card and withdrawal password and other information.

    Therefore, after the death of a depositor, if the deposit is not withdrawn in time, the family members should not rush to close the account, and withdraw the deposit as soon as possible within the validity period of the depositor's ID card.

    Legal basis] Article 10 of the Civil Code of the People's Republic of China shall be handled in accordance with the law;Where the law does not provide for it, custom may be applied, but it must not be contrary to public order and good customs.

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