How to get back the green book when the car loan expires, and how to get the green book when the car

1. When the bank car loan is paid off, the bank will take the initiative to contact the user, and the user can choose to go to the bank counter to get the green book, or let the bank send the green book to himself. After the user pays off the car loan, he needs to go through the mortgage release procedures with the green book, so the bank will not refuse to give the user the green book.

2. However, the green book cannot be obtained immediately after the loan is paid off, and the user can usually get the green book one week after the car loan is paid off. As for the user, after getting the green book, he can go to the nearest vehicle management office.

The mortgage has been released.

Further information: 1. Definition of car purchase loan:

A car purchase loan is a credit car purchase loan issued by a bank for car buyers who lack funds, and the application for this loan needs to meet certain application conditions, such as holding a car purchase contract or agreement approved by the lender, having a stable occupation and the ability to repay the loan principal and interest on time.

2. Application conditions for car loans.

1. The car buyer must be at least 18 years old and have a valid ID card.

Clearly and have full capacity for civil conduct.

2. Able to provide proof of fixed and detailed address;

3. Have a stable occupation and the ability to repay the principal and interest of the loan on time;

4. Good personal social credit;

5. Hold a car purchase contract or agreement approved by the lender;

6. Other conditions stipulated by the cooperative institution.

3. Application materials for car loans.

1. ID card and household registration booklet.

or other valid residence documents, and provide a copy thereof;

2. Proof of occupation and economic income.

3. Car purchase agreement, contract or letter of intent signed with the dealer;

4. Other documents and materials required by the cooperative institution;

5. The applicant's bank and serial number.

Fourth, the loan method of car loan.

1. Credit card installment car purchase credit card installment car purchase is not a credit card in the general sense to buy a car, it is very limited in the amount and repayment interest rate handling fee, the credit card limit can not exceed the credit limit of the credit card, suitable for consumers who lack a small amount of car purchase funds.

2. Auto Finance Company Loans SAIC-GM and Toyota Auto Finance have achieved profitability, and auto finance is being regarded by car companies as a magic weapon to save the sluggish auto market.

3. Bank personal car purchase loan is a guarantee loan provided by banks and car sellers to the funds required for one-time payment of car buyers for car purchasers.

And joint insurance and notary agencies to provide insurance and notarization for car buyers.

After the car loan is repaid, how to contact the bank to get the green back.

1. The owner of the car needs to go to the loan bank to apply for the settlement certificate;

2. The owner needs to bring his valid ID card, driver's license and related materials to the 4S store to get the green book back;

3. The owner also needs to go to the vehicle management office to release the mortgaged status of the vehicle;

4. The owner of the car needs to go to the insurance company to change the first beneficiary of the insurance.

The above is the way to get a green book after repaying the car loan.

In real life, a car loan is when a lender lends money to a bank's financial institution for the purchase of a motor vehicle. Generally speaking, a car loan is a type of mortgage loan, and the car owner needs to mortgage the vehicle to the bank to obtain the corresponding loan funds. A car loan can also be called a car consumer loan, which is a consumer loan issued by a bank to a lender who needs to buy a car for his own use.

The duration of the car loan is mostly 1 3 years, and the longest cannot exceed 5 years. The target of the auto consumer loan needs to be the permanent resident population of the locality, and have full civil capacity to be able to repay the relevant loan.

After the car loan expires, the car owner needs to go to the lending institution or bank to repay the loan and receive the car ownership certificate, which is the "green book". First of all, the car owner should check their loan contract to determine the repayment method and due date. After paying off all the principal and interest of the loan, the car owner can bring the relevant documents and materials to the lending institution or bank for processing.

The specific steps are as follows:

1.Find out what documents and information you need. Usually, you need to bring your ID card, loan contract, vehicle driving license, vehicle purchase tax invoice, and other relevant documents and materials.

2.Make an appointment at the counter of a bank or lending institution. To avoid hassle and waste of time, car owners can make an appointment at the counter in advance through ** or online channels.

3.Pay off all the principal and interest of the loan. Before going to the bank or lending institution to complete the transfer procedures, the owner must first repay the loan principal and interest in full to ensure that the vehicle has been fully mortgaged and repaid.

4.Pick up the green book. After the owner of the loan has paid off the principal and interest of the loan, he or she should go to the bank or loan institution counter with the relevant documents and materials to go through the transfer procedures and receive the car ownership certificate (i.e. the "green book").

At the same time, the owner checks the information on the certificate to ensure that it is consistent with his own vehicle information. After receiving the green book, the owner should associate the original driving license with the green book for the record, and then return to the road as normal.

If you are interested in a loan, we recommend you to visit Moqing, which in the past traditional financial institutions often took a long time to review, and in many cases the applicant was asked to provide a large amount of information and proof, and the review period would be extended. However, the approval speed of Mooron Loan Company is very fast, and it only takes about a few business days to issue the loan. This is mainly due to the digital review process of Mooron Loans.

Lenders only need to submit an application from the network without having to go to the bank to cross. So, with Moore Dragon Loans, people can get the loan funds they need quickly.

After the car loan is repaid, contact the bank or the financing company that borrowed the loan, and submit the materials to the local vehicle management office to release the mortgage, and you can get back the green book (motor vehicle registration certificate). The following will explain the mortgage registration process and the mortgage release process.

To apply for mortgage registration, the owner of the motor vehicle shall fill in the application form, which shall be jointly applied by the owner of the motor vehicle and the mortgagee, and submit the following certificates and certificates:

1) The identity certificate of the owner and mortgagee of the motor vehicle;

2) Motor vehicle registration certificate;

3) The main contract and mortgage contract concluded by the owner and mortgagee of the motor vehicle in accordance with law.

The vehicle management office shall, within one day from the date of acceptance, review the submitted certificates and vouchers, and endorse the content and date of mortgage registration on the motor vehicle registration certificate.

To apply for the release of mortgage registration, the owner of the motor vehicle shall fill in the application form, which shall be jointly applied by the owner of the motor vehicle and the mortgagee, and submit the following certificates and vouchers:

1) The identity certificate of the owner and mortgagee of the motor vehicle;

2) Motor vehicle registration certificate;

Where the people's court mediates, rulings or makes a judgment to lift the mortgage, the owner or mortgagee of the motor vehicle shall fill in the application form and submit the motor vehicle registration certificate, the effective Mediation Document, Ruling or Judgment issued by the people's court, and the corresponding Notice of Assistance in Enforcement.

The vehicle management office shall, within one day from the date of acceptance, review the submitted certificates and vouchers, and endorse the content and date of the release of the mortgage registration on the motor vehicle registration certificate.

The date of registration of the mortgage of the motor vehicle and the date of the registration of the release of the mortgage can be inquired by the public.

All in all, as long as you repay the loan, contact the car dealer in time, find out whether your car loan is a loan issued by a financial loan company or a bank, submit relevant materials to the handler, or after you learn about the relevant lending institution, take the initiative to contact the lending institution, let the loan settlement certificate be issued, and go to the vehicle management office to complete the process, you can get back your own green book (motor vehicle registration certificate).

For relevant provisions, please refer to the "Motor Vehicle Registration Regulations" issued by the Ministry of Public Security

The process of paying off the car loan and releasing the mortgage and getting back the green capital is as follows:

First of all, if you apply for the release of mortgage registration of motor vehicles, you should fill in the Application Form for Filing of Motor Vehicle Mortgage Registration and Pledge;

Secondly, the owner of the motor vehicle (mortgagor) and the mortgagee (bank) shall jointly apply to the vehicle management office with the relevant formalities;

Finally, the specific procedures and procedures are as follows:

1) to the vehicle management office vehicle service hall or district (city) county traffic police brigade vehicle service hall;

2) Obtain the Application Form for Cancellation of Mortgage Registration of Motor Vehicle Mortgage and fill in the Application Form for Cancellation of Mortgage Registration of Motor Vehicle Mortgage;

3) Collect the queue number;

4) Submit the Application Form for Cancellation of Mortgage Registration of Motor Vehicle Mortgage, the identity certificate of the mortgagee and the mortgagor, the Motor Vehicle Registration Certificate, the main contract and the mortgage contract concluded in accordance with the law (the cancellation of the mortgage is proof of repayment) and other materials;

5) Receive the "Motor Vehicle Registration Business Acceptance Certificate";

6) Pay the fee at the designated window of the bank (there is no such step for canceling the mortgage);

7) Hold the payment voucher (not required for mortgage cancellation) and the "Motor Vehicle Registration Business Acceptance Certificate" to receive the "Motor Vehicle Registration Certificate".

1. Prepare the materials required for the release of the car, such as the original and copy of the mortgagor's ID card, the application form for the registration and pledge of motor vehicle mortgage, the motor vehicle registration certificate, etc.;

2. Bring the prepared materials to the DMV to handle the release of detainment;

3. After the formalities are completed, you can get the green book back.

Question: Why do you still need a decompression fee, if you don't pay the decompression fee, you won't be able to let you pay a 600 decompression fee.

Hello, after the car loan is paid off, you have to get back the green book, the first step is to prepare the information needed for car decompression, such as the original and copy of the mortgagor's ID card, the application form for motor vehicle mortgage registration, the motor vehicle registration certificate, etc. The second step, bring the prepared information, go to the vehicle management office to handle the third step of the decompression procedures, after you have done it, you can directly get back the green book, which is quite simple.

1. If the installment payment has been paid off, you can go to the bank where you originally borrowed the loan to take away the procedures for mortgaging the car after 10 days.

Second, to get back the car's registration certificate, you must bring the owner's ID card, motor vehicle driving license and loan repayment certificate, and go to the car shop where you bought the car at that time to get it back. If you take out a loan from a bank, you can go to the bank to get it back, and the specific information can be determined by looking at the content on the car insurance policy.

3. Bring your ID card, motor vehicle registration certificate, loan repayment certificate, application form for motor vehicle mortgage change, lender organization** and authorized power of attorney to the local vehicle management office for decompression procedures.

Fourth, the owner of the car to change the first beneficiary of the car insurance, usually the first beneficiary of the car insurance purchased by the loan to buy the car is the lending unit, that is, the bank, after the payment is completed, the car owner should be changed to the first beneficiary of the car insurance.

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The conditions required for a car loan are:

1.Have a valid identity certificate and have full capacity for civil conduct;

2.Able to provide proof of fixed and detailed residential address;

3.Have a stable job and the ability to repay the principal and interest of the loan on time;

4.Personal social credit is good;

5.Hold a contract or agreement for the purchase of the car approved by the lender;

6.Other conditions stipulated by the cooperating institutions.

The process of taking out a loan to buy a car:

1.Introduce customers to choose a car at a special dealer of the bank and sign a car purchase agreement or contract;

2.The borrower applies for a personal car mortgage loan from the lending bank;

3.Sign the contract after the investigation and approval;

4.Handle car notarization, mortgage and other formalities;

5.The lender handles the loan;

6.After the loan is repaid, the lender cancels the pledge certificate and returns it to the customer.

In fact, taking out a loan to buy a car has become a kind of social mainstream, but for car loans, some people apply directly to the bank, and some people apply to some auto finance companies, both of which have their own benefits, we can choose according to our own needs, and some people feel that the bank is more dependent on the lack of potatoes, so we go to the bank to apply for a loan, but the steps are relatively complex and cumbersome. The review of auto finance companies is relatively fast, but the interest rate is relatively high compared to banks, because they also need to make money.

In general, the interest rate of applying for a car loan through different channels is different. Generally speaking, applying to a bank is the most common, but the application threshold for bank car loans is higher, while the interest rate for auto finance company loans is higher, although the threshold is lower. Finally, in terms of credit cards, the interest rate for buying a car with a credit card is the highest, and the credit card needs to have a high limit.

After the 4S store has repaid the car loan, you should contact the car loan handling bank (auto consumer finance company), go to the branch to go through the loan settlement procedures, apply for the loan settlement certificate, and get back the vehicle registration certificate (commonly known as the "green book").

Note that the vehicle registration certificate is not a mortgage in the 4S shop.

Of course, some car loan handling banks (auto consumption finance and financing companies) will directly mail the vehicle registration certificate to the car loan after repaying the car loan.

In this regard, there is no need to go to the branch to go through the procedures, just wait patiently (generally within one to two weeks).

After getting the vehicle registration certificate, it does not mean the end, you should also bring the loan settlement certificate, vehicle registration certificate, as well as personal ID card, car driving license, driver's license and other information to the local vehicle management office to go through the procedures for releasing the charge.

When applying for an online loan, if you have overdue or multiple platform loan records, your information will be analyzed by big data risk control. If you keep being rejected, it can even lead to the closure of accounts such as Huabei. If there is an abnormality in your cyber data, you can obtain your big data and credit status by looking up "Xiaoqi Xincha".

In addition, the query can obtain important data information such as your personal credit status, blacklist status, application platform type, overdue status, overdue amount, and whether there are arbitration cases.

Extended Information: Is 24% p.a. a loan shark?

For financial loans, the annual interest rate of 24% is not usury, because the interest rate agreed between the borrower and the borrower does not exceed 24% per annum, which is a fixed interest rate that should be protected by law.

For private lending, the annual interest rate of 24% is usury, because the upper limit of judicial protection for private lending interest rate is 4 times that of the one-year LPR, that is, 4 times.

Therefore, when users apply for different loans, the upper limit of judicial interest rate protection is different, and the upper limit of judicial interest rate protection for private loans is lower than that for financial loans.