Will you use your parents pension money to buy a house? Let s talk about it, right?

Yes. The premise is:

1.I have a stable income, good health and stable financial management ability to afford the mortgage and support my parents.

2.From the perspective of the overall environment, there is no possibility that housing prices will not be the best for a period of time.

3.It's very important for me to have my own house. For example, if you don't have a house, no girl will marry me, or if you don't have a house, you have to move every year and work hard.

4.My career has entered a stable period and I will not change my place of residence for 10 years.

5.Most importantly, parents are willing to give.

Buying a house is a big investment, in the current China, it is difficult for ordinary salarymen to earn a down payment in the short term with their own income, and the parents' pension money in the bank will also shrink in inflation, compared to the form of buying a house for children to fight inflation. This matter has nothing to do with morality, it is the optimal solution of economic accounts, and it is just that. <>

You have the ability to earn money, earn enough for a house in ten years, and use your parents' pension money. After all, it will take ten years to serve the elderly at the earliest!

Summary. Hello, dear. Using your parents' money to buy a house is not the same as forcing your parents to use their savings to buy a house.

If your parents have 50w and give you 20w to make a down payment, I think it's OK. First of all, because your parents didn't have too much of a decline in the quality of life because you bought a house; Secondly, you may also pay back a portion of this money, when you can; In the end, I think it's not just about money, it's part of how your parents support you when you need help.

Should I use my parents' money to buy a house?

Hello, dear. Using your parents' money to buy a house is not the same as forcing your parents to use their savings to buy a house. If your parents have 50w and give you 20w to make a down payment, I think it's OK.

First of all, because your parents didn't have too much of a decline in the quality of life because you bought a house; Secondly, you may also pay back a portion of this money, when you can; In the end, I think it's not just about money, it's part of how your parents support you when you need help.

Is there anything else. Should I use my parents' money to buy a house?

Hello, dear. Buying a house with your parents' money makes you more competitive in the marriage market, and it also allows you to integrate into this familiar and unfamiliar environment, re-plan your future life, and work harder to pay off your mortgage, which is actually a good thing.

The son buying a house is the son's own business, and the son should find a way by himself, the old man can help his son get less money, and the old man's pension money cannot be all for his son to buy a house. Because people lose their ability to work when they are old, and people are easy to get sick when they are old, if they give money to their son to buy a house, and the old man gets sick, the old man's situation will be very embarrassing.

Many families are bought by the elderly for their children, the old people have saved a lifetime of pension money, and in the end all of them are used to buy houses for their children, and the children are happy and live in spacious new houses, but the old people's pension money is gone. People are still afraid of old age, because people lose their ability to work when they are old, and the old people will not be able to make money. The elderly should take good care of their pension money, once the old man is sick, these pension money can treat themselves, the old man can not make trouble for his children, so this pension money is the old man's life-saving money, the old man can not buy a house for his son.

When the son grows up, he wants to get married, he wants to buy a house, this is his own business, he can buy a house if he has the ability, and this money should not be paid by the old man. The old man should make it clear to his children that if the old man has the conditions, he can let his son gnaw on the old, and if the old man has no conditions, he should not give his children the opportunity to gnaw on the old, and let the son buy a house by his own ability. The old people should cultivate their children's self-reliance, and don't let their children rely on the elderly, because if the elderly don't take the initiative to help their children, they will break the idea of their children worrying about the elderly's pension money.

The old man should remember that it is better to teach a man to fish than to teach him to fish, and the old man should raise his children and take care of the elderly.

The pension money of the elderly is their own, and it has nothing to do with their children, so don't use the pension money to buy a house for their children, which is not a matter of course. The elderly should beware of their children, what should they do if they do not provide for themselves? Therefore, don't take out all the pension money to buy a house for your children, but set aside a part for yourself.

I think if you have a lot of money for your retirement, then you can give some of it to your son. But I think if you give it to him, he'll be worried about your money later.

No. Because this is for his own pension, his son has hands and feet and can work hard to earn money by himself, if he buys a house for his son and does not take care of himself, he will have a more difficult life in the future.

I don't think so; You must be able to protect your own life, and after buying a house for your son, he may not be happy to support you.

Judging from the current housing prices and wages, it is also forced to buy a house with parents' money, and it is really not easy for young people nowadays, and the pressure is also very great, and the salary can never catch up with the price of the price, let alone catch up with the pace of housing prices, if you want to buy a house completely on your own, it is really not easy.

In fact, not all young people really want to gnaw at the old, but they are really powerless to change the reality, such a big thing as buying a house, if you don't rely on your parents' help to make money, I'm afraid not many people can do it. Nowadays, it is generally around 23 years old when you graduate from university and start working, and if you are a graduate student or doctoral student, you have to join the work later. And now the general salary of college students after graduation is not high, although the housing prices in the third and fourth tier cities are lower, but the salary level is also lower, although the first and second tier wages are high, but the housing prices are even higher than expected.

Many people will say that if they don't have money, they won't buy a house, and they can rent a house to live in. And look at the current rent, it is getting more and more expensive, and the rent of the monthly rent is also a large expense, so if it goes on, it is even more difficult to save enough money to buy a house, ten or twenty years later, it will cost hundreds of thousands of dollars to rent a house, and in the end there is nothing left. If the family helps out with a down payment, and uses the money from the rent to pay off the loan, there will be a house of their own left after at least ten or twenty years, which is why parents try their best to get a down payment for their children to buy a house.

Many people use their parents' money to buy a house, which is indeed caused by the current social reality, many young people are also working hard, but their ability is limited, not everyone is a high-paid manager, not everyone can start a successful business, more are ordinary workers, many people don't want their parents who have worked hard all their lives to pay so much for themselves, but there is too much helplessness in real life.

This phenomenon is actually very common in today's society. Because housing prices are too expensive now, many people may not be able to buy a house after working all their lives, and it is possible for parents to help within their means.

It is not recommended to buy a house with your parents' money. Buying a house should rely on your own ability, not your parents.

I think it's actually a very normal phenomenon to use your parents' money to buy a house, because most people don't have that much savings when they are young.

There's no way around it. A house is worth a million, when will young people be able to save all the money? If it is a marriage house, it may take three generations to pay.

However, juniors should be considerate of their parents, grandparents. Everyone's ability is limited, and it is not the responsibility of the fathers to take more and take less. Juniors should be good at themselves!

1. If the relationship is harmonious, you can borrow money from your parents, but you can't say yes, you must make sure that you borrow money and will pay it back later.

Second, you must determine the harmony of the relationship between mother-in-law and daughter-in-law, otherwise it will bring family conflicts to your future life.

Therefore, if the down payment for buying a house is not enough, you can talk to your parents appropriately depending on the situation. However, as a human being, you must ensure that your parents live in their old age, at least not let them run around in their old age because of your house.

If your parents have a large pension, you can ask your parents for help, but if they don't have enough, they should work on their own.

This requires us to make a decision based on the actual situation, if we are only temporarily in difficulty, we can ask our parents for help, if our parents can also help you, but if the conditions are not met, don't trouble our parents.

You can borrow some pension from your parents in the form of borrowed money as a down payment on the house, after all, they can retire with peace of mind when the children are better, but remember to pay it back.

If you want to buy a house but the down payment is not enough, you should be able to borrow some money from your parents, but we have to pay back this money to our parents.

Personally, I don't think parents should be asked for their pension money. Because in this way, it will become a gnawing old clan.

I don't think you should ask your parents for their pension money, and if you don't have enough down payment, you can find a way to solve it yourself, such as borrowing money or borrowing money from reliable friends.

<>I don't think there's anything wrong with borrowing money from your parents to buy a house from an economic point of view.

First of all, it is basically impossible for young people to buy a house on their own. So borrowing money to buy a house is an inevitable choice.

But what about borrowing money from? It is certainly impossible to borrow from usury. Bank mortgages are also not cost-effective. Then there is nothing wrong with borrowing money from your parents.

And for young people, as long as they work hard, they will definitely be able to earn money in the future, and it is not a problem to pay back this money to their parents.

But saving precious time will not get anything in return. With the current situation in China, housing prices will definitely continue to be **, and the longer it drags on, the more expensive the house will be.

Since you have to buy a house sooner or later, it is obvious that the sooner you buy it, the more cost-effective it is, and the later you buy it, the greater the loss.

Since other people's money or bank money can be borrowed, why can't parents take advantage of the resources that are more readily available here? Apparently yes.

The time saved to buy a house is living money, and isn't it better to use this money yourself or honor your parents?

In fact, in China, parents and children are one, so maximizing benefits is not only beneficial to themselves, but also to their parents.

Besides, our parents gave birth to us since childhood, and what we have given us can not be repaid with a little money.

It would be unwise to maintain self-esteem on this matter. Of course, all this is on the premise that the parents are willing. If the parents are not willing to pay, then forcing the parents to pay is not a good behavior.

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Yes if needed. But I think I can work hard and get enough for a down payment.

In fact, in the current situation of high housing prices, relying on individuals to complete the down payment is sometimes quite stressful. If you have enough time, it's good to say something, but sometimes, there will be a problem, that is, you need to buy a house urgently, at this time, if you don't have so much money on hand, you have to consider ** at this time. <>

Borrowing money from a friend? Not to mention whether friends are doing well or not, many friends are like strangers when they come to borrow money, which can be said to be very inappropriate, and if they borrow, maybe there will be endless favors. <>

At this time, it is actually a good choice to find your most trusted parents. As long as the parents still have the financial strength and can't use the money for the time being, it is better to put it in the house than to put it in the bank and not even win the CPI. When our parents need to support our parents in the future, we will give back to our parents.

My parents are extremely traditional types, traditional, you know, in their minds, buying a house for their children is a natural thing for them. Although I often advise them not to work so hard and enjoy life, but it basically has no effect, they still work hard to do things, try to save money for me, and hope that when I need to buy a house, they can help me. So, if I want to buy a house, I basically have to use my parents' money, even if it's a temporary left-handed hand-to-right-handed, it will be like this, so that both parties will feel at ease, my parents will feel that they have done their duty, and I can also relieve a certain amount of financial pressure.

It depends on the person, if it were me, it wouldn't, because then your parents have no money to support your own family, and then you will be under a lot of pressure.

I'll do that, but I'll take my parents into a house like this to feed them.

No, it is unacceptable for parents to work hard all their lives to buy a house with their parents' pension money.

Generally, you go to the bank to take a loan to buy it, and the pension money should still be left to your parents so that they can enjoy their happiness, and it is not easy to work all your life.

I chose not to, even if I have always been single, and I don't want to leave my parents without them.

It depends. If you have money at home, you can use it. If you don't have a lot of money, but you really need to buy a house.

Then take some of it, and borrow it. Parents also want their children to do well and will do everything they can to help their children. Children should also know thanksgiving.

That's what a family is. What the old man wants is not money, but filial piety and companionship for his children.

When I bought a house by myself, my parents contributed a little money, so it is estimated that I will use my parents' pension money.