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Huabei is a credit card-like service launched by Alipay, this "credit consumption" tool is similar to credit card products, consumers can buy products through Huabei, and then repay the next month.
After using Huabei to purchase goods, you can installment the amount payable from the previous month from the 1st to the 10th of each month, and the installment amount cannot exceed 90% of the amount payable from the previous month (excluding overdue fees, installment handling fees, and installment payment principal), and there is only one opportunity to apply for installment repayment once a month, which is irrevocable, and the installment amount and number of installments cannot be changed. For example, if the repayment amount of the previous month is 10,000 yuan, including the installment amount and handling fee of 2,000 yuan for the previous application, the maximum installment amount this time is 7,200 yuan.
At present, the rates corresponding to the number of installments and installments are as follows: 3 installments: ; 6th Installment: ; Issue 9: ; Issue 12:.
Principal payable in each instalment = Total principal repayable in instalments Number of instalments;
Handling fee for each instalment repayment = total principal amount that can be repaid in instalments Total instalment rate Number of instalment instalments. The amount is accurate to the point that it is included in the monthly installment, and the remainder is included in the first installment, and the handling fee has been collected and will not be refunded.
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That's your instalment, it's up to you to choose the number of instalments.
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Whether Ant Huabei can be opened is evaluated by the system based on the comprehensive usage of the account, referring to multi-dimensional data, and Sesame Credit is not the only assessment dimension, and whether it can be used is subject to the page display.
The Huabei quota is provided based on the records you have accumulated on the platform, because your various behaviors on the platform are dynamic and changing, and the corresponding quota is also dynamic, when your behavior is good in a period of time and in line with the quota increase policy, the corresponding quota may be increased, otherwise, the quota may be reduced, or even restrict the right to use the service. If Ant Huabei is closed, it will also have this impact, and the quota may change or it can no longer be opened. The amount of Huabei cannot be increased manually, so beware of being deceived.
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That is, when you installment, you can enjoy up to 3 installments without handling fee.
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The installment amount of Huabei bill is divided into several installments by the user, and the installment amount is 90% of the account amount, except for 90% of the "overdue fee, installment handling fee and installment principal part", the user can choose 0%-90% of any amount greater than 10 yuan for installment repayment.
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400 points and 12 installments are yuan per period, the interest is 400 yuan is 35 yuan, and the interest of each period is yuan, so yours is 35 yuan and 2 cents more than one period, and the 12 periods are over.
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Dear, the content of Huabei installment repayment interest, you can check it on the page when you choose the installment, and the amount displayed on the page shall prevail.
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Handling fee for each installment of Huabei installment repayment = total principal amount that can be repaid in installments Total installment rate Number of installment periods. The 6-installment rate is tentatively available.
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Principal payable in each instalment = Total principal repayable in instalments Number of instalments; Handling fee for each instalment repayment = total principal amount that can be repaid in instalments Total instalment rate Number of instalment instalments.
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Dear, the amount of Huabei's successful installment will be repaid from the repayment date of the next month, and the remaining bill amount must be paid off before the repayment date of this month, otherwise there will be overdue interest.
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If I set the installment on July 8, I should repay the first installment on July 9 or August 9.
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The next month's repayment is the first instalment.
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Hello! It's not necessarily, it's not for the month, you calculate it according to the rules.
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The current vivo official website - vivo X20 full screen 4GB+64GB**is: 2798 yuan.
The installment in vivo's official website is in cooperation with Alipay, and the Alipay Huabei quota greater than the amount of the mobile phone can be purchased in installments in the official**; Alipay installment is a one-time deduction of the Huabei amount, and the subsequent repayment is made in each subsequent installment.
If you need to buy in installments, it is recommended to go to the official website of vivo - **--Mobile Phone Area - X series to find the X20 full screen 4GB+64GB model to view the installment details.
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It's the result of dividing 2998 by 12, with no interest.
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Dear, Huabei installment You can choose the number of installments, after you use Huabei to buy goods, you can installment the amount payable from the previous month on the 1st to 10th of each month, and the current rate corresponding to the number of installments and installment periods is temporary: 3 periods: 6 periods:
Issue 9: Issue 12:
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It depends on how many installments you are shooting, and there is 0 handling fee in three installments. Repayment is made on the 10th of each month.
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It's kind of a problem that can't be calculated exactly what his rules look like.
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