How much interest will I have if I deposit RMB 150,000 for three months?

The annual interest rate for three months is, so the interest rate for a fixed three-month period of 150,000 yuan is: 150,000 * yuan.

The interest rate is a bit low.

If you are the conservative type.

You can buy short-term bank wealth management for 3 months.

If you are looking for a higher profit.

It is possible to invest in the ** market.

It is also quite impressive to earn a little difference and come out.

It's up to you how you choose.

3 months of regular calculation, interest rate.

Interest Calculation Formula: Interest.

Principal. Deposit period (months) 12

The listed interest rate on the value date.

Now the three-month regular APR is now! The 20% deduction of interest tax should be:

150000 (80% per month.)

594 yuan. Interest Rate Conversion.

Annual interest rate = monthly interest rate 12 = daily interest rate 360

Monthly interest rate = annual interest rate 12 = daily interest rate 30

Daily interest rate = annual interest rate 360 = monthly interest rate 30

1. Deposits of urban and rural residents and units. a) Current.

b) Periodically. 1.Whole deposit and whole withdrawal. Trimester.

Half. year.

Two years. Three years.

Five years. 2.Fractional deposit and withdrawal, lump sum deposit and withdrawal, principal deposit and interest. year.

Three years. Five years.

3.Fix two pennies.

6% discount at the same grade interest rate for regular deposits within one year.

Under three months.

Three months to six months.

Half a year to a year.

More than one year. 2. Agreement deposits.

3. Call Deposit. One day.

Seven days. Date: 2002-02-21

Project. Annual Interest Rate (%)

1. Deposits of urban and rural residents and units. a) Current.

b) Periodically. 1.Whole deposit and whole withdrawal. Trimester.

Half. year.

Two years. Three years.

Five years. 2.Fractional deposit and withdrawal, lump sum deposit and withdrawal, principal deposit and interest. year.

Three years. Five years.

3.Fix two pennies.

6% discount at the same grade interest rate for regular deposits within one year.

2. Agreement deposits.

3. Call Deposit. One day. Seven days.

Summary. Hello, the interest rate of 150,000 fixed deposit is related to the bank interest rate and deposit term, and the interest rate of different banks and different deposit terms is different. If the deposit is ICBC, the annual interest rate of the fixed deposit and lump sum deposit period of one year is, then the interest of the deposit of 150,000 yuan is 2,625 yuan, and if the annual interest rate of the deposit of 150,000 yuan is 2,025 yuan.

What is the interest on a one-year fixed deposit of $150,000?

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Hello, the interest rate of 150,000 fixed deposit is related to the bank interest rate and deposit term, and the interest rate of different banks and different deposit terms is different. If the deposit is ICBC, the annual interest rate of the fixed deposit and lump sum deposit period of one year is, then the interest of the deposit of 150,000 yuan is 2,625 yuan, and if the annual interest rate of the deposit of 150,000 yuan is 2,025 yuan.

30,000 yuan fixed deposit for 15 years, the interest is 24,750 yuan.

Time deposit. The maximum term is 5 years, and if you want to save for 15 years, you need to save for 3 5 years. At the prevailing deposit rate.

Calculate, the interest can be earned in the first 5 years: Zen friends.

30,000 multiplied by 5 = yuan); If you don't take it when it expires, the bank will automatically transfer it by default, that is, you will deposit a 5-year fixed deposit, and add up the interest obtained from 3 5 years, which is the interest that can be obtained by saving 30,000 yuan for 15 years. Interest calculation formula.

It is mainly divided into the following cases:

1. The basic formula for calculating interest, the basic formula for calculating interest on savings deposits is: interest = principal * deposit period * interest rate;

2. Conversion of interest rates, including annual interest rates.

The conversion relationship between the monthly interest rate and the daily interest rate is: annual interest rate = monthly interest rate * 12 (month) = daily interest rate * 360 (days); Monthly interest rate = annual interest rate 12 (month) = daily interest rate * 30 (days); Daily interest rate = annual interest rate 360 (days) = monthly interest rate 30 (days), in addition, the use of interest rate should be consistent with the deposit period;

3. The starting point of interest calculation in the interest calculation formula; The starting point for calculating interest on savings deposits is RMB, and no interest is payable on cents below RMB; The interest amount is rounded to the nearest cent, and the actual payment will be rounded to the nearest cent; Except for the annual settlement of current savings, which can transfer interest to the principal to earn interest, all other types of savings deposits, regardless of the deposit period, will be repaid with the principal at the time of withdrawal, without compound interest.

4. The calculation of the deposit period in the interest calculation formula; The calculation of the deposit period adopts the method of calculating the beginning and not the end; Regardless of the big moon or the small month.

Weekday months and leap months are calculated as 30 days per month, and 360 days for the whole year; The maturity date of all kinds of deposits is calculated on a year-to-month-to-date basis, and if the account opening date is a missing date in the maturity month, the last day of the maturity month is the maturity date.

On the maturity date of regular savings, such as not working on statutory holidays, you can withdraw it one day in advance, and the interest will be calculated as if it was due, and the procedures will be handled in the same way as early withdrawal. Interest is calculated as principal * annual interest rate (percentage).

Deposit period; Interest tax is charged.

Re* (1-5%); Total principal and interest = principal + interest.

The interest rate of a three-year fixed deposit is 12,375 yuan for a three-year deposit of 150,000 yuan. There are three types of interest rates: annual, monthly, and daily. The annual interest rate is expressed as a percentage of the principal, the monthly interest rate is expressed in thousandths, and the daily interest rate is expressed in thousandths.

The deposit interest rate here generally refers to the annual interest rate, unless otherwise specified.

Interest calculation for three-year fixed deposit: $150,000*. Interest is the fee for the use of money for a certain period of time, and the remuneration received by the holder of the currency (creditor) from the borrower (debtor) for lending money or monetary capital.

According to the nature of the bank's business, it can be divided into two types: bank interest receivable and bank interest payable.

According to the current interest rate table, the interest rate of a 5-year fixed deposit is, that is, the interest income of 150,000 yuan a year is 4,125 yuan, and the accumulated interest for 5 years is about 20,000 yuan.

The formula for calculating interest, interest = deposit principal deposit interest rate deposit term, five-year fixed deposit is priced by each bank independently.

Hello, the interest generated by the loan will incur different fees due to product details, credit comprehensiveness, repayment method and time, etc., and everyone's situation is different, and the costs incurred are also different. When we apply for a loan, we should not only compare the interest, but also comprehensively check the reliability of the loan platform, so as to ensure the safety of our information and property.

More than 20,000 yuan. At present, the interest rate of bank fixed deposits is more than 20,000 yuan for 5 years.

Three years ago, the central bank decided to no longer set an upper limit on the deposit interest rates of commercial banks and rural financial institutions. Therefore, even if 150,000 yuan is deposited in the bank for a 5-year fixed term, the final maturity interest will be different because of different bank types and different types of deposits. First, if it is deposited in an ordinary time deposit in a state-owned commercial bank (industry and commerce, agriculture, construction, China, communications, postal savings bank), their 5-year interest rate is consistent with the benchmark interest rate, and the interest at maturity is:

150,000 * If 150,000 yuan is deposited in a national joint-stock bank, such as Everbright Bank, the 5-year interest rate is 3%, 9% higher than the benchmark interest rate, and the maturity interest is: 150,000 * 3% * 5 = 22,500 while the 5-year large certificate of deposit interest rate of state-owned banks and joint-stock banks is generally 45% ...... higher than the benchmark interest rate50%, whichever is the highest 50% interest rate. Therefore, the interest due for 150,000 large-amount certificates of deposit of state-owned banks and joint-stock banks is:

Second, if it is deposited in small local banks such as urban commercial banks and rural commercial banks, the interest rate will be higher. Although the central bank does not announce the 5-year interest rate at present, the 5-year interest rate of these banks can rise by up to 90% on the basis of the 3-year benchmark interest rate, and the interest rate is up to 150,000 * 18,562 more than the interest rate of state-owned banks, 16,687 more than that of joint-stock banks, 8,214 more than the interest of state-owned banks and joint-stock banks, and even more than the interest of the bank's large certificates of deposit.

Third, the interest rate of smart deposits in private banks is higher. Taking a private bank in Jilin as an example, a 5-year smart deposit holds a maturity interest rate as high as high, and it can also be withdrawn in advance, which perfectly realizes high interest rate and strong liquidity. The interest due in this way is:

150,000* is far more than the interest on ordinary time deposits and large certificates of deposit of other banks. If you are lucky enough to buy a 5-year Treasury bond, it is also very good. Treasury bonds are bonds issued by the central bank, with national credit endorsement, and the security is almost equivalent to general deposits.

In 2018, the coupon rate of 5-year treasury bonds is, and the interest at maturity calculated according to this rate is: 150,000 * is also considered to be the upper middle interest level, and it can be redeemed in advance, and the interest is calculated in stages, which is higher than the interest withdrawn in advance of ordinary time deposits, and has a certain liquidity.