Can the insurance run by the child in the kindergarten be reimbursed by the kindergarten?

The child's insurance in the kindergarten is only for the insurance company, and the kindergarten itself has nothing to do with the insurance itself, whether it is the cost of insurance payment and the claim after the accident has nothing to do with the kindergarten, so the child in the kindergarten insurance kindergarten can not be reimbursed.

The child's insurance in kindergarten includes insurance specifically for young children, which can cover accident and medical reimbursement regardless of location; There is also insurance specifically for young children in school, which only covers accidents that occur at school. Generally, kindergartens will purchase liability insurance or group insurance for children. If it is to prevent bumps, you can apply for children's personal accident insurance in the insurance company, which covers the whole country, is guaranteed 24 hours a day, and is 100% paid.

If the child is injured accidentally due to the relevant safety precautions in the park, the relevant responsible person can be held responsible.

After the child is insured in the kindergarten, if there is an accident, the insurance company will pay the claim, and the kindergarten will not reimburse. If the accident is related to the kindergarten, it is necessary to investigate the responsibility of the relevant responsible person, depending on the specific situation, the kindergarten may need to compensate, but there is no possibility of reimbursement.

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How to buy insurance for your child

I don't know how many parents who want to give their babies comprehensive protection are stumped by this problem, and today my senior sister will study and study with you, how to buy insurance for children so that they will not be pitted! Explain from these three aspects:

First, take care of the medical insurance first!

After the child is registered, the first thing to do is to complete the medical insurance. Regardless of whether it is a major illness or a minor illness, basic medical insurance is particularly important, which is why medical insurance is called the first type of national insurance.

Second, in addition to the national medical insurance, some necessary commercial insurance should also be considered, and critical illness insurance + medical insurance + accident insurance is preferred.

Start with critical illness insurance, which provides coverage for a long time (up to a lifetime). Secondly, critical illness insurance is paid directly in cash after getting sick, which can not only solve the problem of medical expenses, but also solve many hidden problems in the future, such as taking care of sick children, the economic losses brought to the family, all need a lot of cash to make up. Buying a pure protection critical illness insurance can solve these problems in the future.

For example, with a 0 deductible hospitalization medical insurance, with an annual premium of 1,200 yuan, you can buy an insurance amount of 10,000 yuan, which is cost-effective and practical.

Finally, you need to configure an accident insurance, children's accident insurance is very cheap, 200,000 yuan per year, only sixty or seventy yuan, you don't see that the money is not much, but in fact, the protection is quite extensive, accidental death, disability, accidental medical liability are within the scope of protection, not expensive, and very useful.

Third, is there any insurance that I should not buy for my child?

Don't choose life insurance for your child, and try not to attach both liabilities to critical illness insurance. I know the specific reasons in this articleWhy is it so hard to buy child insurance? You'll know when you see it!

has been introduced in detail, because there is already a detailed analysis in the manuscript, so I won't spend too much space here.

According to the idea I gave you to configure insurance, if it is for the child to configure regular protection, 1000 yuan per year can be configured comprehensively, if you buy lifelong protection, it is only two or three thousand per year, ** low protection and real.

That's all for me"Can the insurance run by the child in the kindergarten be reimbursed by the kindergarten?"All of them, I hope it helps you! Hope!

On the premise that the child is insured by kindergarten insurance, if there is an accident or illness that meets the requirements of the contract, the parent can apply for reimbursement. It is best to report the case within 24 hours, and after reporting the case, bring the following information to the insurance company for reimbursement:

1. A copy of the child's household registration;

2. A copy of the parent's ID card (one party's can be);

3. Outpatient bills and outpatient manuals (must have the doctor's seal);

4. The process of the accident (text), the kindergarten seal; Min Zen.

5. The child's injured hand, upper body;

6. The original and copy of the insurance book.

Generally speaking, parents should bring the following information to the insurance company for reimbursement:

1. A copy of the household registration of the child of the split friend.

2. Parent's ID card.

Photocopy (one of the parties is fine).

3. Outpatient bills and outpatient manuals (must have the doctor's seal);

4. The process of the accident (text), the kindergarten seal;

5. The child's injured hand, upper body;

6. The original and copy of the insurance book.

Extended information filial piety such as:

1. Insurance refers to the commercial insurance behavior in which the insured pays the insurance premium to the insurer according to the contract, and the insurer bears the responsibility for compensating for the property loss caused by the accident that may occur as agreed in the contract, or the insured bears the responsibility of paying the insurance money when the insured dies, is disabled, sick or reaches the age and time limit agreed in the contract.

2. From an economic point of view, insurance is a financial arrangement for apportioning accident losses; From a legal point of view, insurance is a contractual act, a contractual arrangement in which one party agrees to compensate the other party for its losses; From a social point of view, insurance is an important part of the social and economic security system, and it is an "exquisite stabilizer" of social production and social life. from risk management.

From perspective, insurance is a method of risk management.

3. Insurance entities.

The subject of insurance is the subject of the insurance contract, which only includes the policyholder and the insurer. The insured, beneficiary, and the owner of the policy, unless the policyholder is.

Illustrated insurance. Illustrated insurance.

The same person, otherwise, is not the subject of insurance.

The policyholder refers to the person who has entered into an insurance contract with the insurer and has the obligation to pay insurance premiums in accordance with the insurance contract. The policyholder can be a natural person or a legal person, but it must have the ability to act in civil cases.

Insurer, also known as "insurer", refers to an insurance company that enters into an insurance contract with the policyholder and bears the responsibility of compensation or payment of insurance money. In China, there are joint-stock companies and wholly state-owned companies.

Two forms. The insurer is a legal person, and an individual citizen cannot act as an insurer.

The insured person refers to the insured person who, according to the insurance contract, is protected by the insurance contract and has the right to claim insurance money after the occurrence of the insured event.

of people. The policyholder is often the insured at the same time.

The beneficiary refers to the person designated by the insured or the policyholder in the life insurance contract to have the right to claim insurance money, and the policyholder and the insured can be the beneficiary. If the policyholder or insured person does not designate a beneficiary, his legal heirs are the beneficiaries.

The owner of the policy, with the insurance interest.

The person who owns the policy, in many cases, is the policyholder, the beneficiary, and can also be the transferee of the policy.

If you are hospitalized, you can use medical insurance and commercial accident insurance to cover the medical expenses that are eligible for insurance reimbursement. However, the State applies the principle of compensatory treatment to medical expenses, i.e. the insurance compensation received (social insurance.

and Shang refers to Fengye Insurance) will not exceed the actual expenditure. The insurance purchased by the kindergarten generally includes children's social security and commercial accident insurance. When hospitalized, children's medical insurance is reimbursed on a pro-rata basis, most of which is borne by the overall medical care, and the rest needs to be underwritten by individuals.

The personal part can be insured for commercial accident insurance. It is recommended that those involved in hospitalization should use children's medical insurance as much as possible, because the compensation amount of commercial insurance is limited, and the combination of the two can minimize personal losses.

It should be noted that when reimbursing children's medical insurance, the relevant bills and vouchers should be copied and retained, or the statement should be issued and stamped with the official seal of acceptance, so as to be used as the basis for other insurance to review the amount of compensation.

Test your anti-risk index, experts will interpret it for you for free!

Hello, under the premise that the child is insured with kindergarten insurance, if the liquid gauge is closed and there is an accident or illness that meets the provisions of the contract, parents can apply for reimbursement. It is best to report the case within 24 hours, and after reporting the case, bring the following information to the insurance company for reimbursement:

1. The copy of the child's household registration is cracked;

2. A copy of the parent's ID card (one party's can be);

3. Outpatient bills and outpatient manuals (must have the doctor's seal);

4. The process of the accident (text), the kindergarten seal;

5. The child's injured hand, upper body;

6. The original and copy of the insurance book.

Extended Materials. Social insurance is a social and economic system that provides income or compensation to people who are incapacitated, temporarily unemployed, or have lost their jobs due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, work-related injury insurance, and maternity insurance.

The social insurance program is organized by **, forcing a certain group to form social insurance ** as a part of its income as a social insurance tax (fee), and under the condition of meeting certain conditions, the insured can receive a fixed income or loss compensation from **, it is a redistribution system, its goal is to ensure the reproduction of material and labor force and social stability.

Generally speaking, the reimbursement ratio of kindergarten insurance is as follows: medical expenses below 5,000 yuan, 50% reimbursement; between 5,000 yuan and 10,000 yuan, 60 percent will be reimbursed; between $10,000 and $20,000, 70% of the reimbursement will be made; When the medical expenses are between 20,000 and 30,000 yuan, 80 percent will be reimbursed.

In addition, it should be noted that the reimbursement scope of kindergarten insurance mainly includes accidental death and disability, death from illness, accidental hospitalization, accidental outpatient, accidental hospitalization allowance, illness hospitalization and children's critical illness. As long as parents purchase this insurance for their children, then the children will be able to get the above coverage. When the insured dies and becomes disabled due to an accidental injury, the beneficiary of the insured's policy will receive a certain amount of insurance compensation according to the kindergarten insurance contract.

Although these insurance benefits do not do much, they can still provide some compensation for the insured and their families. If the insured is hospitalized due to accidental injury or illness, the insurance company will reimburse part of the medical expenses for the insured, and will also provide the insured with a corresponding hospitalization allowance, so that the insured can get a better **.

Extended information: Kindergarten accident insurance generally includes: 1. Accidental death; 2. Death from illness; 3. Accidental disability; 4. Accidental medical treatment; 5. Hospitalization for illness; 6. Accidental medical quota; 7. The reimbursement information required for the seven main insurance liabilities such as critical illness is as follows:

1. Accidental death: The valid identity certificate of the parents or guardians of the insured (child) and the valid identity certificate of the account, insurance policy and insured person (generally household registration book or ID card, birth certificate can also be used) are required.

2. Death due to illness: Valid identity certificates, account and insurance policies of the parents or guardians of the insured (child) are required.

3. Accidental disability: The valid identity certificate of the parents or guardians of the insured (child) and the valid identity certificate of the account, insurance policy and insured person are required.

4. Accidental medical treatment: It is divided into two parts: accidental outpatient and accidental hospitalization.

An insurance policy, ID card of the policyholder is required.

Reverse front copying, copy of the page of the child's false mouth book, the policyholder's bank card, the five major bank cards, and outpatient medical records.

Diagnosis and relapse certificates, hospitalization records, hospitalization bills are best also photocopied for backup, due to cooperative medical care.

It is also reported that the original voucher is required, and sometimes it is necessary to take a photo, and go to the local life insurance company to handle it.

Hello! I am glad to answer for you, what information is needed for the insurance to be reimbursed by the kindergarten: 1. A copy of the child's household registration; 2. A copy of the parent's ID card (one party's can be); 3. Outpatient bills and outpatient manuals (must have the doctor's seal); 4. The process of the accident (text), the kindergarten seal; 5. The child is injured; 6. The original copy and copy of the insurance book.

After the information is ready, submit it to the insurance company, and you can successfully get the reimbursement after normal approval. Thank you for your inquiry, I hope my answer is helpful to you.

Dear Glad to answer for you. Generally speaking, parents should bring the following information to the insurance company for reimbursement: 1. A copy of the child's household registration 2, a copy of the parent's ID card (one party can) 3, outpatient bills, and a manual for this diagnosis (must have the doctor's seal) 4.