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Urban insurance: For workers, social insurance is usually said now"Five insurances and one housing fund"The specific five insurances are: endowment insurance, medical insurance, unemployment insurance, maternity insurance and work-related injury insurance; One gold is: housing provident fund.
Housing Provident Fund";The proportion of specific units and individuals is 50% each, which is calculated according to the average annual salary of individuals. The state stipulates that the housing provident fund shall not be less than 10% of the salary, and the units with good benefits can be higher, and the employees and units shall bear 50% each
Small town insurance is a comprehensive social insurance system. It is a basic social insurance system in Shanghai's social security system that implements the combination of social pooling and personal accounts, including basic social insurance and supplementary social insurance such as endowment, medical care, unemployment, maternity, work-related injury, etc., and its basic feature is "five insurances in one", while the basic insurance and supplementary insurance of the town insurance are a whole, and 25% +x constitutes the basic elements of the town insurance. Small Town Insurance is applicable to:
Employers in the suburbs of Shanghai and their employees with household registration in Shanghai, as well as other personnel approved by the city. Individually-owned businesses with household registration in Shanghai and their helpers, freelancers, and employees of informal labor organizations in non-suburban areas can also participate in the town insurance.
Employers and their employees who have already participated in the city's rural social endowment insurance shall participate in the small town insurance in a timely manner.
Employees who have established labor relations with employers participating in urban social insurance in Shanghai before the promulgation of the Measures, and employees who have participated in urban insurance, as well as employees who have been recruited by employers who have participated in urban insurance and continue to participate in urban insurance through consensus, shall not be subject to the measures for small town insurance. I haven't heard of big town insurance, but it is understood that it is the same as town insurance. Five insurances and one housing fund
Endowment insurance, medical insurance, unemployment insurance, work-related injury insurance, maternity insurance, housing provident fund, also known as hardware and one insurance, as for the three gold, four gold, hardware, this difference is the insurance that your unit helps you pay, the unit is good, the hardware and one insurance are all for you to buy, the unit is not good, only buy three or four of these hardware insurance, and some units do not buy anything.
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To be honest, I've only heard of urban insurance and rural pension insurance, and I haven't heard of anything else. There is only a difference between 3 gold and 5 gold, and there is no 4 gold one. The 5 funds are medical insurance, endowment insurance, unemployment insurance, maternity insurance, work-related injury insurance and housing provident fund.
3. Insurance is less maternity preservation and industrial and commercial insurance.
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Small town insurance is a kind of comprehensive insurance suitable for rural areas, only medical insurance and pension insurance, and even after retirement, the pension is relatively low.
4 gold is urban insurance, that is, social security, mainly endowment insurance, medical insurance, housing provident fund, unemployment insurance, etc., and the treatment enjoyed after retirement is also relatively high.
Depending on how ambitious you are, if you just want to live a stable life, it is better to be in a small town, and if you want to go to a big city and have a better life, then you can want to go to a big city.
Participated in urban medical insurance, and stopped the NCMS.
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