What should I do if I buy a house, and what procedures do I need to go through to buy a house

Pre-sale registration Keep some materials, such as advertisements from the real estate developer, contracts you signed with them, etc. In the future, if the actual object does not match what it is introduced, it can be used as evidence.

According to the national pre-sale regulations, the down payment of residential commercial housing must not be less than 30 of the total housing price. You need to bring your ID card (if there is a co-owner, bring the co-owner, and ID card, as well as the co-ownership agreement), to the real estate developer to be optimistic about the house type, the number of floors, **, require the real estate developer to show the "commercial housing pre-sale license", when signing the agreement, pay attention to the liability for breach of contract between yourself and the real estate developer, there are many real estate developers whose own liability for breach of contract is very low, and deliberately make the buyer's liability for breach of contract very high, and this is easy for buyers to ignore. You must take an original copy of the contract yourself, so as not to modify it afterwards.

The procedures required for the purchase and sale of real estate are: signing a contract to establish the sales relationship and signing online; Pay the house payment for the voucher and pay the prescribed tax; Handle the delivery procedures of commercial housing; Bring the purchase contract and other materials to the real estate transaction to go through the real estate certificate transfer procedures; The deal is closed.

[Legal basis].Article 61 of the Law on the Administration of Urban Real Estate.

When real estate is transferred or changed, it shall apply to the local people's ** real estate management department at or above the county level for registration of real estate change, and apply to the people's ** land management department at the same level for registration of change of land use right with the changed house ownership certificate, and the people's ** land management department at the same level shall replace or change the land use right certificate after verification by the people's ** land management department at the same level. Where the law provides otherwise, it is to be handled in accordance with the provisions of the relevant laws.

Article 210 of the Civil Code.

The registration of immovable property shall be handled by the registration authority where the immovable property is located. The State implements a unified registration system for immovable property. The scope of unified registration, registration bodies, and registration methods shall be prescribed by laws and administrative regulations.

Documents required to buy a house in full.

1. Married: the marriage certificate, ID card, and household registration book of both husband and wife.

2. Single: ID card, household burial book, single certificate.

Second, the procedure: -- one-time payment, generally directly to the sales office to pay the money on the bend of the early can (including all kinds of taxes.

money), the rest of the sales office can be handled, just waiting for the title certificate.

Now housing prices are getting higher and higher, many people are struggling for houses and cars, want to have a house of their own, can have a stable home, when the money is enough, you can buy a house, the heart must be extremely excited, so after the house is ready to buy, what procedures need to be handled?

What procedures do you need to go through to buy a house?

1. Review the developer. Look at whether the documents of the house you want to buy are complete, whether the relationship between land and house property rights is clear, and whether there are any disputes. It also depends on whether the developer's "Construction Land Planning Permit", "Construction Project Planning Permit", "Construction Project Construction Permit", "State-owned Land Use Certificate" and "Commercial Housing Sales (Pre-sale) License" are complete.

2. Sign the commercial housing subscription letter. When signing the contract, you need to bring your own documents, private seal, household registration book and income certificate, and when signing the contract, you must confirm whether the bank's credit is good or not, and see whether the house has gone through the industrial and commercial registration procedures.

3. Choose a loan method. Most people will choose a business loan, because CPF loans are more troublesome and the application conditions are more complicated, in order to facilitate and quickly buy a house, commercial loans are generally chosen.

4. Go through the loan procedures, choose the bank and amount of the loan, and then the bank of the loan will give the remaining house payment to the person who sells the house, and the borrower can repay the loan every month.

5. Housing acceptance. After the owner takes over the house, he should check the "Residential Quality Assurance Certificate", "Residential Instruction Manual" and "Completion Pants Acceptance Record Form" of the house.

1. When buying a house, you need to subscribe in advance, and you need to determine it at the sales office** - fill in the personal purchase information - sign the deposit contract - sign and confirm by both parties, seal - the buyer pays the deposit and keeps the receipt. Note that the advance payment is a "deposit" rather than a "deposit".

2. When signing a contract to buy a house, you must bring a deposit receipt, Zhitang's own certificate, private seal, household registration book, and income certificate. The process is to sign the "Commercial Housing Purchase Contract" within the agreed period of the deposit contract - the two parties negotiate the contract - both parties sign and seal - the buyer pays the down payment and keeps it.

3. Choose the loan method, the application conditions for commercial loans are low, and the use is more common. Provident fund loans are a kind of housing security system provided by the state for residents, and the application conditions are relatively more complicated.

4. To apply for a loan, select the loan bank - determine the loan amount - provide the information required for the loan - sign the loan contract - after the real estate transaction is completed, the transaction will issue other rights certificates - the bank will receive the other rights certificates, the loan will be transferred to the borrower's account, and the borrower will repay the loan on a monthly basis.

Note: If it is paid in full, then the first can be omitted and the payment can be made directly.

5. Finally, the house acceptance, check the "Residential Quality Assurance Certificate", "Residential Instruction Manual" and "Completion Acceptance Record Form" of the house before moving in. The procedures for buying a house are relatively strict, so we must follow the prescribed process when buying a house.

What documents do you need to buy a house?

There are many processes in the process of buying a house, and in all of them, you need to prepare relevant documents.

1. If you are buying a house in full, what you need to prepare is your ID card and household registration book, and if you get married, you also need to prepare your marriage certificate, of course, you don't need to be single.

2. If you take out a loan to buy a house, prepare a little more documents, in addition to the above, in addition, because you need to borrow money from the bank, the bank needs to check your income certificate, and also prepare your salary bill. If the husband and wife borrow money together, your spouse will also need to show the relevant documents before going through the loan procedures.

When buying a house, the following procedures need to be handled: personal housing loan procedures, and personal salary certificates and salary flow need to be provided when handling loan procedures; There are other procedures such as registration of housing ownership, and the developer is required to provide necessary assistance when going through the registration procedures.

[Legal basis].

Article 34 of the Administrative Measures for the Sales of Commodity Housing Real estate development enterprises shall, before the delivery of commercial housing, entrust units with real estate surveying and mapping qualifications to carry out surveying and mapping according to the project, and the surveying and mapping results shall be submitted to the competent administrative department of real estate for examination and approval for housing ownership registration. The real estate development enterprise shall, within 60 days from the date of delivery of the commercial housing, submit the information required by it to handle the registration of housing ownership to the real estate administrative department where the housing is located. Real estate development enterprises shall assist the buyers of commercial housing in handling the formalities for the change of land use rights and the registration of house ownership.