What procedures do you need to go through after paying the down payment to buy a house

After the down payment is paid, the buyer begins to wait for the house to be collected, and when the house is handed over, in addition to the key step of the home inspection, we must also pay some related fees, and the fees can be paid before we can have the right to use our own house. The following is a list of fees to be paid when closing the property, so buyers can learn about it:

1.Deed tax: Deed tax is the tax paid by the owner to the state when he obtains the title certificate.

Implementation: The owner does not need to pay the deed tax to the developer when he moves in, and he can go directly to the tax bureau before the house can apply for the property ownership certificate.

2.Public maintenance**: This item** is different from the property management fee, which is only used for overhaul, renewal and transformation of the common parts of the residence and the common facilities and equipment after the expiration of the warranty period.

No developer or property company has the right to collect or collect overhauls**. The ** should be handed over to the community office. If you give the overhaul to the developer, you will most likely not be able to get it back.

3. Area Surveying and Mapping Fee: The principle of collection is "who entrusts, who pays", and the purchase contract has stipulated the obligation of the developer to provide the area measurement data to the buyer, so the fee should be paid by the developer.

Property management service charges shall be clearly marked, and the charging items and standards and charging methods shall be announced in the business premises or charging locations.

5. The collection of decoration garbage removal freight, because the property management fee paid by the owner only covers the part of domestic garbage, so the property management company can charge the corresponding cleaning and transportation fees for the construction waste generated in the decoration. However, at present, there is no unified standard for the collection of construction waste removal freight in Guiyang City, some are charged by households, and some are charged by multiplying the actual area by the corresponding base.

6. Decoration deposit: Within the agreed time after the completion of the decoration, if the structure of the house is not damaged and the normal residence of others is not affected due to the decoration, the decoration deposit can be returned in full. If the buyer does not have a renovation plan within a short period of time after taking possession of the house, he can negotiate with the property management company to postpone the payment time of the decoration deposit.

7. Some of the unit program-controlled doors and anti-theft doors involved in the new house are gifted to the buyers by the developer, and some need to be borne by the buyers.

8. Water meters, electricity meters, gas and other "three-way fees" belong to the property management company's collection items, and the specific charging standards are stipulated in the "Commercial Housing Sales Contract" signed at the time of purchase.

What are the procedures for buying a house in full What documents do you need to buy a house in full?

Legal analysis]: When buying a new house, there are still many procedures to be done after the down payment is paid: 1% deed tax and 2% house maintenance**; For the record, the contract will be printed after the online signature is completed (in quadruplicate, keep one copy for yourself); Bring the purchase contract, identity certificate, and income certificate to the bank to apply for a loan and mortgage; After the mortgage is completed, it is time to wait for the delivery of the house.

At the time of repossession, it is generally necessary to pay the property fee and various initial installation fees.

Legal basisInterpretation of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Cases Involving Disputes over Contracts for the Sale and Purchase of Commodity Housing Article 18 The people's court shall notify the underwriter to participate in the litigation in the case of a dispute between the buyer and the seller arising from the contract for the sale and purchase of commercial housing; Where the seller, underwriter and buyer have expressly agreed on their respective rights and obligations, the litigation status of each party shall be determined in accordance with the content of the agreement.

Hello, after buying a house and paying the down payment, the procedures are: 1Bring your personal ID card, local household registration book or temporary residence permit, house purchase contract signed with the real estate developer, payment receipt for the first time, proof of personal economic income (such as bank statements, salary slips) and other relevant materials to the bank branch to find the staff to apply for a loan, and after receiving the application form at the counter to fill it out, submit the completed ** together with the information to the bank.

2.The bank will review the information provided by the customer and arrange an appraisal agency to assess the value of the house. If approved, the loan amount will be approved based on the comprehensive assessment results.

3.The customer who received the notice went to the net tights and pants dust spot in time to sign the loan contract, and went through the relevant procedures such as the house mortgage registration and the pure year. 4.

The bank disburses the loan funds (usually to the customer's bank card first, and then transfer them to the designated account of the real estate developer by the system to ensure that the funds are earmarked). After the mortgage is successfully approved, the customer only needs to remember to repay the mortgage on time and installments according to the agreed repayment plan, and if the funds on hand become abundant, they can also repay the loan in advance.

Hello, 1. After confirming that the property they choose is supported by the bank's mortgage, the buyer should learn about the bank's regulations on the buyer's mortgage loan support from the bank or the law firm designated by the bank, prepare relevant legal documents, and fill in the "Mortgage Loan Application". 2. After receiving the relevant legal documents of the mortgage application submitted by the buyer, the bank will issue a notice of consent to the loan or a letter of commitment for the mortgage loan to the buyer after reviewing and confirming that the buyer meets the conditions of the mortgage loan. Buyers can sign the "Commercial Housing Pre-sale and Sales Contract" with the developer or its first businessman.

3. After signing the mortgage contract, the buyer shall sign the "Building Mortgage Loan Contract" with the developer and the bank with the relevant legal documents stipulated by the bank to clarify the mortgage loan amount, term, interest rate, repayment party and other rights and obligations. Extended InformationWhen buying a house with an equal principal loan, the monthly repayment amount is calculated as follows: monthly repayment amount (monthly principal and interest) = monthly principal + monthly interest monthly principal = principal Number of repayment months monthly interest = (principal - cumulative total repayment) x monthly interest rate Calculation principle of equal principal interest rate:

The monthly principal amount is always the same, and the interest will decrease as the remaining principal decreases.

Dear, hello, I am happy to answer for you, the answer is as follows: buy a house and pay the down payment, the brief will receive a receipt of the deposit, and we need to sign a contract with the developer, this purchase contract needs to be in triplicate, you have to keep a copy yourself. Then we also need to go to the bank to go through the loan procedures, all the personal information, ID card, household register, and flow statement, the bank also needs to check your personal credit, waiting for the bank's review.

If the review is passed, you will go to the bank to sign the contract for the purchase of the house within 1 to 2 months. The next step will be to release the loan, and there will also be a loan voucher. Within 90 days before the delivery of the commercial house, the developer will apply for the real estate certificate, and if the developer breaches the contract, it can speak to the contract and ask the developer to deal with it.

When the real estate certificate is approved, you have to go to the bank to go through the mortgage procedures, and then the bank will lend money, and you will need to repay the loan on time every month in the future, and you will become a house slave from then on. I hope this service can help you, thank you for your consultation, and I wish you all the best!