Today I went to the Agricultural Bank of China to make a dead deposit, but I received an insurance p

It's a sales misleading, if the other party doesn't explain it.

If the policy can be surrendered, contact the company on the policy, and then go to the business hall to handle it, and there is basically no loss within 10 days (the cost of production does not exceed 10 yuan).

It must be something to say, it's good for you to save this, and buy this more than the bank. decisively decisively deceived.

This is a means of postal savings.

Summary. Hello dear, you have purchased the bank's financial type of insurance, that is to say, you can take out the principal with interest after you have saved enough for 5 years, but if you withdraw halfway, this will directly lose your principal, so it is recommended that you must consider it carefully.

I applied for an insurance policy at the Agricultural Bank of China, and I have to save 10,000 yuan every year, saving enough for five years, I feel deceived, can anyone help me explain, thank you.

Hello dear, you have purchased the bank's financial type of insurance, that is to say, you can take out the principal with interest after you have saved enough for 5 years, but if you withdraw halfway, this will directly lose your principal, so it is recommended that you must consider it carefully.

Because this is not a fixed deposit, that is, if we have an urgent need halfway, it will be calculated according to the interest of the current account at most, and will not lose your principal, but once you want to use this insurance halfway, if you take it out, it will directly reduce the principal and deduct it for you.

Hold expiration. The fact that the fixed deposits of banks have become insured is mainly due to the misleading of bank staff. Be cautious about deposits, whether it is a fixed deposit or a wealth management product, you should see whether the final payment of the contract is a bank or an insurance company.

When the bank signs a business contract with the depositor, the staff should give a detailed explanation to the depositor, and should not create a false impression that the depositor will misunderstand. If the contract was concluded due to a misunderstanding, the parties may withdraw from the contract within one year. If the statute of limitations has expired for one year, it will become more difficult to defend rights.

Therefore, the public should be cautious about deposits, and it is best to ask in person about other business handling, insurance products are different from bank fixed deposits and other wealth management products, although they have certain investment functions, but they are still insurance products. When consumers buy wealth management products, they should carefully read the contract and see whether the final payment of the contract is a bank or an insurance company, which is the most direct basis for judging whether the bank business or the insurance business is handled.

Summary. I went to the Agricultural Bank of China to deposit money, the deposit period was 5 years, and the clerk said to give me an insurance, but there was no passbook, only an insurance policy, what happened?? Be careful of deposit into insurance policy Because you don't have a contract Just a verbal agreement Please don't be greedy for cheap Otherwise it is easy to suffer You look at the funds in the bank card Whether it is a financial product can not be found.

I went to the Agricultural Bank of China to deposit money, the deposit period was 5 years, and the clerk said to give me an insurance, but there was no passbook, only an insurance policy, what happened??

I went to the agricultural silver stool royal bank to deposit money, the deposit period is 5 years, the clerk said to give me an insurance, but there is no passbook, only an insurance policy, what's going on?? Be careful of deposit change to guarantee Chi Yan single Because you don't have a contract Just a verbal agreement Please don't be greedy for cheap Otherwise it is easy to suffer losses You look at the funds in the bank card Whether it is determined to be a financial product You can't find it.

It's a disguised pull for business you. Whether it is a fixed deposit or passbook handled by a bank card Immediate cancellation of related services There is no need for any insurance.

A lot of people have appeared. This situation.

She said that she bought insurance and Lupai on the mobile phone ** app, and the interest was % for five years, and the mobile phone was finished, give me a contract, and give me the money directly at the end of five years, without risk.

Is the Agricultural Bank of China at ease, is there a risk The hard work of the elderly for a lifetime. What about people. Yes.

My suggestion is to just cancel it.

You tell him, "I'm going to make a deposit, and I'm going to cancel the insurance."

It doesn't have much to do with the bank.

It means that if you don't buy this, you can rest assured if you deposit it in the bank.

You buy insurance, it's not a deposit, and these people think about getting a commission, and you go to the bank tomorrow to cancel any business.

Deposit directly with the bank Don't toss around messy things.

Well, haven't bought it yet.

I also bought one in the rural credit cooperatives for five years, and there is no certificate of deposit, and it will expire next year, will there be any problems with 100,000 yuan.

It's hard to say because there are a lot of disputes like this, and it depends on the situation, and the evidence is preserved.

ABC fixed deposits are not insured. In fact, the deposit insurance system of Zhongliang Wuguo's banking industry is supervised by the China Banking Regulatory Commission (CBIRC). Under China's deposit insurance system, each depositor can receive up to RMB 500,000 for all total deposits with the same commercial bank.

The purpose of this insurance system is to protect the rights and interests of ordinary depositors in demand deposits, call deposits, fixed and fixed deposits, and general time deposits of commercial banks, rural credit cooperatives, and other financial institutions. However, the insurance system does not apply to other financial products, such as **, bonds, ** and wealth management products issued by non-financial machine distribution institutions.

Therefore, the fixed deposits of the Agricultural Bank of China or other commercial banks are not entitled to deposit insurance compensation. However, generally speaking, commercial banks are subject to the highest level of supervision and strictly abide by relevant laws and regulations and risk control measures to ensure the safety of funds. If you are concerned about the safety of your funds, please choose a financial institution with good reputation and reliability to invest in or consult relevant professionals.

Summary. Hello, how can I take out the 5-year insurance SI period deposited in the Agricultural Bank of China: The five-year insurance term deposited in the Agricultural Bank of China cannot be withdrawn under normal circumstances.

Although it is underwritten by Bohai Life Insurance Company, if you have an emergency, you can take it out, but the insurance interest rate of the insurance company is very high, and if you are in a hurry to take it out, you will lose a lot of interest. Some insurance companies also have some fees that have to be deducted from your deposit, so if your five-year insurance does not expire, you may lose some money when you withdraw the amount.

Hello, how can I take out the slag of the 5-year insurance SI period deposited in the Agricultural Bank of China: The five-year insurance term deposited by the Agricultural Bank of China is generally not available. Although it is underwritten by Bohai Life Insurance Company, if you have an emergency, you can take it out, but the insurance interest rate of the insurance company is very high, and if you are in a hurry to take it out, you will lose a lot of interest.

Some insurance companies also have some fees that have to be deducted from your deposit, so if your five-year insurance does not expire, you may lose some money when you withdraw the amount.

Nong's suspicion of touching Yinai Eternal Whole Life Insurance for 5 years cannot be directly negotiated with celery. The insurance benefits will only be paid in the event of the death of the insured or the occurrence of illness or disability within the scope of the insurance contract. If you want to take out the expenses halfway, the insurance company can only refund the cash value corresponding to the premium in accordance with the provisions of the insurance contract, which will cause certain economic losses to the policyholder, and the insurance contract will be terminated, and the insured can no longer enjoy the insurance rights.