How are the house slaves who bought a house ten years ago doing now?

I borrowed 130,000 yuan that year and gritted my teeth and bought the house. At that time, it was really stressful. In order to repay the debt as soon as possible, I also worked hard, with the selfless support of my wife, I paid off the foreign debt in 3 years, and used the provident fund to hedge the mortgage, and now the monthly mortgage is only 836 yuan.

And with my wife's and my wife's salaries, there is no pressure on the mortgage. Now our house price, after the first two years of crazy growth, the average price of the 33-storey high-rise opposite building is 6700 yuan, and the average price in our district is 7000+. More importantly, under the pressure of the mortgage, there is no joy brought by material life, but we can let ourselves think quietly about work and the future, and after hard work, we became the middle-level cadres of the unit.

Now my wife is almost 6 months pregnant, and she is about to welcome her baby. Looking back, the decision I made at that time was so wise and powerful, and every day of my life now is a good day. ‍‍

It's a house slave ten years ago, and now life is quite nourishing. Twelve years ago, just working in order to get married in the future, my parents and I scraped together a down payment of 300,000 yuan, plus provident fund and commercial loans, and bought the current house for a total price of 1 million. At that time, the income was low, I was less than 4,000 a month, my parents were a little more, a family of three only had a total income of 18,000, and the loan had to be repaid more than 5,000 a month, and now more than ten years have passed, and I have not been promoted, but due to inflation, my house has risen 5 times, my salary has increased three times, and I am now completely free to bear the loan alone.

At the beginning of 08, my husband's work was transferred to Beijing, and I bought a house in the North Third Ring Road in July, 20,000 square meters plus intermediary fees to calculate 2.2 million, and a commercial loan of 800,000, I didn't have a job at that time. At the beginning of 09, the house price fell to 10,007, and I sold my hometown house, with dozens in my hand, and wanted to buy another suite in the surrounding community, so I felt pressured and repaid the loan in advance. At the end of 09, housing prices in Beijing rose all the way, reaching 100,000 square meters at the peak, and I wanted to sell the house for a slightly farther and larger house, but my husband did not agree.

Now the house has dropped a little, about 10,000 yuan per square meter, and if you rent it out, it will be 10,000 yuan per month. Many people around me say that my house has made a lot of money, but it hasn't changed at all for me, and I still live my old life. After all, I only have this one house in Beijing, and I have no place to live after selling it, so the rise and fall of the house has no effect on those who only have one suite.

Little people, let's live a plain life. ‍‍

2018 of the year, 10 years ago was 2008. I suddenly found out that I was also one of the house slaves who gritted my teeth and bought a house ten years ago. In 2008, in order to get married, I bought a 75-square-meter, two-bedroom house in a relatively poor area in Pudong, Shanghai, with a total price of 900,000 yuan, a provident fund loan of 300,000 yuan, and a commercial loan of 100,000 yuan, and in 2016, I replaced the current community, with a house of 138 square meters, three bedrooms and two living rooms, with a total price of 7 million yuan, a loan of 5 million, and a loan of nearly 30,000 yuan per month.

To be honest, ten years have passed, and I have just changed from a small house slave to a big house slave. There are still 30 years to continue to repay the loan in the future, and the only consolation is that the house has been bought, and the house price has continued to rise, and now the price is about 10 million yuan. Looks like we're multimillionaires too.

Take my small city as an example, I bought a house of 130 yuan ten years ago, took out a loan for 20 years, and repaid 900 yuan a month. Ten years ago, it may have been more stressful, but now with the increase in income, there is basically no pressure, and life is very nourishing.

I bought a house 15 years ago, when I first bought a house, I also gritted my teeth and made a decision, because at that time I was going to get married, I had to give my girlfriend a home, a safe haven, calm down and think about the pain, and then discussed with the family, the whole family has been supporting, and then I found out that I did a very smart thing, and the profit of buying a house was more than my business, so after a few years, I had a little money in my hand, and I felt that I should buy a house, if I spent money on other things, I would be very uneasy, I feel that I have missed 100 million, and even if I have a few houses now, I still have a sense of panic in my heart. It sounds like insatiable greed, but think about people living in the world, who does not pursue profits, doing business is more for profit, if you work hard to talk to people about business, the wind and rain come and go, it is better to buy a house to earn more, I will naturally put more energy and funds into buying a house. ‍‍

As early as 2005, when I was still studying for a master's degree in Beijing, I had already asked my family to buy a house in Haidian District. Ladies and gentlemen, at that time, there were not many restrictions on the purchase of houses in Beijing, as long as you had a Beijing hukou, you could buy them, and you could also buy them with a collective hukou at the school. So, I bought it, and my classmates at that time were very puzzled, and they asked me:

Will you be able to stay in Beijing after graduation? What happens to the house if it can't be kept? Mine:

I didn't want to stay in Beijing, the quality of life is so poor, and when the time comes, I will sell the house before I graduate and return to my hometown, which is an investment. Later, we graduated, but I didn't sell the house, so I waited until around 2012 to sell it one after another, and the result was several times the investment income. ‍‍

Ten years ago and even today, buying a house is still the most correct investment, housing prices are still growing slowly, and the so-called suppression of housing prices has still failed to stop the trend of society. The sooner you buy a house, the more you earn, even if you are a house slave who takes out a loan to buy a house, ten years is enough time to turn over and become a master, and keep the clouds open and see the moon. ‍‍

According to our house prices here, it has increased four or five times in ten years, and if you bought two houses before, you can pay off the loan of two houses now and have money left.

Unlike the majority of local real estate markets may also need to "destock", housing prices in first-tier cities have not fallen over the years, although the house is a purchase of long-term use of goods, but the house also has depreciation, especially in Beijing in the past ten years The change is very fast, and the increase in the house is also very large, so in addition to leaving Beijing, even those who bought a house ten years ago because of various reasons, the appreciation and income will also offset the process of changing houses in Beijing. ‍‍

I bought a house with a loan in 06, and now I have no repayment pressure, my job is relatively stable, and I am quite content.

At least there are houses, and the price of houses is not as cheap as it was ten years ago.

Now it's just living in a big house and driving a car, and this feeling of spending in advance is simply amazing.

How are the house slaves who gritted their teeth and bought a house 10 years ago living now? I'm so envious after reading it!

Ten years ago, that is, in 2009, housing prices were not too high at that time, even in cities like Beijing and Shanghai, there were many choices within 10,000 yuan, and now in second- and third-tier provincial capitals, the housing prices ten years ago were about three or four thousand per square meter. It is said that people who bought a house ten years ago should be doing well now, but in fact they may not.

These people have a house in their hands, they don't panic, they have a stable residence, they don't have to worry about the landlord raising the rent, don't worry about the children not being able to study because they don't have a hukou, they worked hard in the early stage, and now the economy is going up, and the pressure is a little less, the voice of the vast majority of buyers. Those who are worried that house prices will fall and do not buy a house now have little savings and still cannot afford to buy a house.

The "house slave" ten years ago cannot be called a "house slave" at all, so to speak, investors. I think that many people listened to the words of experts back then, and the house prices were going to be the first to look at the jokes of those buyers. But the time has passed, and the one who buys a house is still the uncle, but the one who didn't buy a house has changed from a joke to a joke, and the full amount has become a down payment.

Therefore, it is still better to buy a house sooner rather than later, and the sooner you buy a house, the sooner you can avoid the risks of the property market.

People who bought a house 10 years ago now have a house to live in and have a house of their own; And those who haven't bought a house are still living a rented life under the fence! This is the biggest gap, you don't have to be angry with the landlord when you buy a house, you can change your living environment, and have a harmonious and peaceful living community, which is difficult to enjoy when renting.

Ten years ago, the loan to buy a house was barely enough to cover the daily salary, and now, ten years later, buying a house means sacrificing the quality of life. For most young people, buying a house and going into debt should not be a lifelong goal.

I think for the house slaves who gritted their teeth and bought a house more than 10 years ago, they should be doing well now. Because housing prices have been going forward in recent years, they are still rising very quickly. Therefore, people who have bought a house 10 years ago basically no longer need to worry about how to repay the mortgage, and basically the loan should be repaid.

And their house** is definitely more expensive than what they bought at the time, so they are still more profitable.

We all know that house prices have changed dramatically in the past decade, and they are all on an upward trend, and many people choose to give up due to the pressure of borrowing to buy a house, and wait for the house price to come down before buying. But the result can be imagined, many people who laughed at the gritted teeth to buy a house back then later expressed their regrets. In the past 10 years, the number of houses** in many areas has increased several times.

Even if I bought it with a loan, I still have to repay the mortgage every month, but if I think about it, the average salary level of people has increased over the years, so the pressure to repay the mortgage is still not great.

Let me give you an example. Ten years ago, a house in Pudong, Shanghai, was basically only about 1.5 million, but now you may not be able to buy it for 15 million. Therefore, the people of Pudong who gritted their teeth and bought a house 10 years ago must have been very happy, and it was indeed very difficult for them to spend 1.5 million yuan to buy a house, but it is not impossible.

And now, if they spend 15 million to buy a house, it is simply impossible.

Therefore, the people who gritted their teeth and bought a house back then must be living a more comfortable life nowFirst of all, they have a home to live in, and secondly, they really don't want the current house to be resale, but can still make some money.

Although I am still paying off the mortgage, the house has really appreciated in value. For houses, in the era of soaring, in order to pursue a sense of security and belonging, people have to borrow money to buy houses even if they lack funds, and they become slaves to the house. If this phenomenon had appeared ten years ago, I am afraid that many people would have misunderstood it or even treated it separately.

We all know that house prices have changed dramatically over the past decade and are still rising. Many people are forced to borrow money to buy a house and choose to give it up, thinking that it will not necessarily decline after a while. But the results are conceivable, so many who laugh at home buyers express regret.

Ten years,In many areas the houses **** ten times more. Even if it was originally purchased with a loan, it still needs to be repaid. However, if you think about it, people's wages have also increased over the years.

Monthly payments are only a fraction of your salary. Suffice it to say that the pressure is minimal. Coupled with the ** of today's house, even if it is sold, then buying a new set is not a loss.

Therefore, a far-sighted friend insists on buying a house, so to speak, they live with a taste for life, the pressure is reduced a lot, and they have the ability to make some other investments.

The most intuitive embodiment of the change in housing prices in the past ten years is that the original houses in Pudong, Shanghai are basically only 1.5 million, and now, their ** has risen to about 15 million. Therefore, those who have just started buying a house should be able to secretly rejoice. Consider your current salary and look at the mortgage that has been paid off for a long time.

In fact, according to the current situation, it will be possible to pay off the bank loan very quickly. The house was also appreciated and a joy indeed. The person who buys a home must do well, be less stressed, and have more money and energy to do what they want to do.

In ten years, this is not only the ** and wages of people, but more importantly, the term "house slave" is no longer derogatory. Moreover, who is not a house slave in order to live? Even people who rent are not required to pay monthly and rent annually.

Isn't this also a sign of being bound by the house, everyone is the same.

It can be said that I bought a house ten years ago, as long as I am not a lazy person, I struggle a little, and now I have at least two houses in my hands, a new house to live in by myself, and an old house to rent out, and life is still quite good, my uncle is like this.

Housing prices are high now, and they can support themselves on the interest of renting a house.

6 years ago to buy a house, 150 square meters of more than 6,000 square meters, now 18,000 square meters, at that time the whole family was not optimistic about us to buy a house, fortunately I was wise back then, the current house price, now buy is really unaffordable.

Living a very good and enviable life, their house has at least doubled or tripled.

I bought a house in 09, just ten years, although the house price was not high at that time, but not much to earn, the family has a house but it is too small, and it is always inconvenient for my daughter to grow up without her own room, so I still gritted my teeth and bought, now when it comes to the house, my daughter always said that this is the most correct choice for my mother's life.