Can I accept a check from a stranger?

Of course I do. Then go and try to withdraw. It's best to bring it up. If you can't mention it, forget it. You have to be mentally aware of him and guard against him everywhere. When he mentions money, you kill him and don't give it to him. Pretend to be poor. Naturally, he will ignore you.

No merit will be punished, no one will give you money for no reason, be careful, it's best not to ask for it, because there will be no pie in the world, maybe it will be said to the wrong person later, let you pay back the money, and ask you for more money. When the time comes, it's too late to regret it.

It's better not to accept! Some are **, cheat money, if you want to accept it, go to the bank and ask it in person.

1.Be rational and sober, and never be fooled by the words of strangers, because most of them are deceitful.

2.If it's given for free and doesn't exchange anything with you, then accept it, don't take it for nothing.

3.I decide by myself.

God will bless you, Amen.

Why can't you accept it, at most you can't withdraw the money in the check!

Of course, there is no pie in the sky, most of it is **.

There's no such thing as a free lunch! ~~

Think carefully about the reason for giving you a check! Have you been paying attention to you before?

See what works! Isn't he already ready!

After careful consideration!

Don't just accept things from strangers!

Unreliable! **！

Caution! Act!

It's better not to accept it, don't owe favors.

Cheques are very troublesome, you think it's easy!! You can't get any money if the seal is not clear or correct.

1. If it is an individual holding a cash check, the cash check cashing is not allowed to be taken on behalf of the person, and the person must go to the bank in person to handle it. If you need to take your ID card in person, you can go directly to the payment company or the individual's bank to withdraw cash.

2. When cashing, you should sign on the back of the check and indicate your ID card number and the public security organ that issued the certificate, and show your ID card at the same time.

3. If the company holds a cash check for cashing, the receiving company needs to open a corporate account in the bank, the company's legal person seal (private seal) and financial seal, and then stamp the financial seal and legal person seal, 4. If the person who handles the cashing is you on the back (endorsement), you must also sign and indicate the ID number, and you also need to show your personal knowledge upgrade certificate while handling cash withdrawal.

5. The cash check is handled in the payer's opening bank, and the bank will not accept it if there is no legal person seal or financial seal.

Legal analysis: Cash cheques can be distributed to others, and personal cheques are divided into two types: cash cheques and transfer cheques. The uncrossed check is a regular check that can be used to withdraw cash or transfer money.

Drawing two parallel lines in the upper left corner of the regular cheque is the transfer cheque, which can only be used for transfers, and cannot be used for cash withdrawal.

Legal Basis:

Measures for the Implementation of the Management of Bills

Article 3 The People's Bank of China is the administrative department for bills. The management of negotiable instruments shall comply with the provisions of the Negotiable Instruments Law and these Measures, as well as relevant laws and administrative regulations, and shall not harm the legitimate rights and interests of the parties to the negotiable instruments.

13th bank draft on the drawer's signature, bank acceptance of commercial draft, for the bank's special seal plus its legal representative or its authorized person signature or seal. The signature of the drawer on the cashier's check of the bank shall be the special seal of the cashier's check of the bank plus the signature or seal of the representative of the legal emperor or the person authorized by him. The special seal for bank drafts and cashier's checks must be approved by the People's Bank of China.

Article 15 The signature of the drawer on the check, if the drawer is a unit, shall be the special financial seal or official seal consistent with the signature and seal reserved by the unit in the bank, plus the signature or seal of its legal representative or its authorized person; If the drawer is an individual, it shall be the signature or seal consistent with the individual's signature and seal reserved in the bank.

Legal analysis: Due to the application of online banking, Alipay and other modern and stupid fast payments, the payment of the public is becoming more and more convenient, and the use of checks is becoming less and less.

Legal basis: Civil Code of the People's Republic of China Article 502 A contract established in accordance with law shall take effect upon its establishment, unless otherwise provided by law or otherwise agreed by the parties.

In accordance with the provisions of laws and administrative regulations, if the contract shall go through formalities such as approval, such provisions shall be followed. If the failure to go through formalities such as approval affects the effectiveness of the contract, it does not affect the validity of the provisions of the contract on the performance of obligations such as reporting for approval and the validity of the relevant clauses. If a party who should go through formalities such as applying for approval fails to perform its obligations, the other party may request that it bear responsibility for violating such obligations.

Where, in accordance with the provisions of laws and administrative regulations, the modification, transfer, or termination of a contract shall go through formalities such as approval, the provisions of the preceding paragraph shall apply.

As a commonly used means of economic payment, cheques are found in various economic fields and bring great convenience to economic exchanges. However, as a different form of payment than cash, cheques are certainly different in their own right. There are also many legal provisions on the check, and the use of the check should be in accordance with the corresponding procedures.

1. Use of Cheques.

1. The transfer check can be endorsed and transferred; Cash cheques are not transferable by endorsement.

2. The payment period of the check reminder is 10 days (from the date of issuance of the check, the due date will be postponed in case of regular holiday).

3. The date of issuance of the check, the amount of capital and lowercase and the name of the payee shall not be changed, and if there is any error in other contents, it can be crossed out and corrected, and one of the reserved bank seals shall be stamped as proof.

4. In case of loss of check, you can apply to the paying bank for loss reporting and stop payment; If the payment has been made before the loss is reported, the bank will not accept it.

5. If the drawer issues a blank check or a check with the bank's reserved seal, the bank will not only return the check, but also impose a fine of 5% but not less than 1,000 yuan according to the face value. The bearer has the right to claim compensation from the drawer for 2% of the amount of the cheque.

6. People's Bank of China's "Measures for Payment and Settlement" (Yinfa No. 393) "Article 125 If a drawer issues a blank check, a check whose seal does not match the bank's reserved seal, a check with a payment password that is incorrect, and a check with an incorrect payment password, the bank shall return the cheque and impose a fine of 5% but not less than 1,000 yuan according to the face value; The bearer has the right to claim compensation from the drawer for 2% of the amount of the cheque. In the case of repeated issuance, the bank shall stop issuing cheques. "Notice of the People's Bank of China on Issues Concerning the Implementation of Administrative Penalties for the Issuance of Dishonored Checks (Yinfa No. 114)" (1) Qualifications for imposing penalties:

In accordance with the relevant provisions of the Administrative Punishment Law of the People's Republic of China and the Implementation Measures for the Administration of Bills, the People's Bank of China and its branches shall impose administrative penalties on drawers who issue short checks with stool tremors and whose signatures and seals are inconsistent with the outstanding debts of the reserved bank. Articles 125 and 239 of the Payment and Settlement Measures shall be suspended. ”

Second, the function of the check.

1. Exchange function. With this function of bills, the spatial barrier of cash payment between two places is solved.

2. Credit function. The use of bills can solve the time barrier of cash payment. The bill itself is not a commodity, it is a written payment voucher established on the basis of credit.

3. Payment function. The use of bills can solve the trouble of cash payment procedures. Bills can be used as multiple transfers through endorsement, and become a circulation and payment tool in the market, reducing the use of cash.

Moreover, due to the development of the negotiable exchange system, negotiable bills can be cleared centrally through the clearinghouse, simplifying the settlement procedures, accelerating capital turnover, and improving the efficiency of the use of social funds.

Because the type of cheque is different, the way it is used is also different. For example, a transfer check can be endorsed for transfer; Cash cheques are not transferable by endorsement. Cash cheques can only be used for cash withdrawals; Transfer cheques can only be used for transfers; Regular cheques can be used to withdraw cash or transfer money.