If my car doesn t drive this year, can I not pay the compulsory traffic insurance this year?

Updated on Car 2024-02-27
13 answers
  1. Anonymous users2024-02-06

    No.

    Vehicle insurance and commercial insurance can be surrendered, while vehicle deregistration, theft and robbery, compulsory traffic insurance cannot be surrendered. However, the compulsory traffic insurance can be extended for the insurance period. If the formalities are carried out normally, there will be no undesirable consequences.

    If you do not go through the procedures for stopping the vehicle at the DMV, you are likely to be out of trial, and you will be punished, or even the vehicle will be cancelled.

    If you do not go through the suspension procedures, and do not pay the insurance and vehicle and vessel tax, when you pay the insurance in the next year, the car owner will be asked to pay the vehicle and vessel tax of the previous year, as well as late fees, (calculated on a daily basis) and the compulsory insurance will float to the original price, and the commercial insurance will not have the original discount, etc.

    Introduction to compulsory liability insurance.

    The full name of compulsory traffic insurance is "compulsory insurance for motor vehicle traffic accident liability", which is a compulsory liability insurance for the personal and property losses of the victims (excluding the vehicle personnel and the insured) caused by road traffic accidents caused by the insured motor vehicle within the liability limit.

    Compulsory liability insurance is the first compulsory insurance system in China that is prescribed by national law. The premium is the implementation of the national unified charging standard, which is uniformly stipulated by the state, but the compulsory traffic insurance of different car models is also different, and the main influencing factor is the "number of car seats".

  2. Anonymous users2024-02-05

    Compulsory traffic insurance is a kind of insurance that the traffic department forces the driver to participate in in order to avoid unnecessary disputes between the two parties involved in traffic accidents.

    If you don't drive this year, there will be no traffic accidents, and as long as you don't go on the road, the traffic police won't be able to control you, and no one will check it.

    You don't have to pay at all, but you have to make sure that you don't have to go on the road this year.

    If you need to drive, you can also redo it.

    Hope it helps.

  3. Anonymous users2024-02-04

    No, compulsory traffic insurance and vehicle and vessel tax must be paid. If you don't pay it this year, you still won't pay it next year.

  4. Anonymous users2024-02-03

    Of course, you can, and then apply for compulsory traffic insurance when you want to open.

  5. Anonymous users2024-02-02

    Sometimes everyone will park their car in the garage when they don't need it, don't drive, and some don't drive it for a long time, for this practice, you can do it, just like you can achieve a year or more than a year, to ensure that your car does not travel, do not see on the road, bite the fee, you really don't have to pay, just like the compulsory traffic insurance, it is according to what you must pay every year, that is, it will prevent you from encountering other conditions when you are on the road, Therefore, he asked you to pay the strong insurance is to carry you, it may be necessary to pay when you often use it, like yours of this phenomenon, you can also go to the insurance company to reflect, reflect your situation, that is, if I can't eat this year, I don't want to pay this money, because the car is not on the road, he will not cause other dangers, so there is no need to pay the insurance company will also be based on you.

  6. Anonymous users2024-02-01

    Come on, my car will not be subject to compulsory traffic insurance this year, is it okay not to pay this year? So I think that if you don't drive your car, but if you don't drive, you have to pay compulsory insurance, so you must also pay this insurance, so if you don't drive the car, you must pay it to your family, right? So I think if you don't drive, you have to pay it to your family, so you have to pay it if you don't come this year, and you can't scold it, you don't drive it, and leave the car at home.

  7. Anonymous users2024-01-31

    As long as you don't drive on the road, you don't have to pay compulsory traffic insurance, and you won't be punished in any way, but if you drive on the road, you will be punished after being caught by the traffic management department. Without paying the compulsory traffic insurance, the vehicle cannot be reviewed annually, and the insurance has been out of insurance for too long, and the premium may rise slightly when the policy is renewed.

    Compulsory traffic insurance is a mandatory car insurance, as long as the motor vehicle needs to drive on the road, it must purchase compulsory traffic insurance. The limit of compensation for death and disability refers to the maximum amount of compensation borne by the insurer for the death and disability expenses of all victims of each insured accident in the event of a traffic accident of the motor vehicle subject to the insurance policy. Death benefits.

    Yes, according to the per capita disposable income of urban residents in the previous year at the location of the court where the lawsuit is filed.

    or the per capita net income standard of rural residents, calculated on a 20-year basis. However, if the age is over 60 weeks, the age shall be reduced by one year for each additional year; Those over the age of 75 are counted as five years.

  8. Anonymous users2024-01-30

    Legal analysis: During the parking of the vehicle, you can not buy compulsory traffic insurance, but you must not drive on the road. The full name of compulsory traffic insurance is "compulsory insurance for motor vehicle traffic accident liability", and as long as you plan to drive on the road, you must buy this insurance.

    If you park for a long time, you don't need to buy it if you don't open it for a year or two, but there is no discount when you buy the car later, and you can buy it according to the basic rate. You can go to the vehicle management department to go through the procedures for stopping driving, so that your annual review will be postponed normally. As for vehicle insurance, you can surrender the commercial insurance, and the commercial insurance is charged on a daily basis, and you will not be affected in any way.

    Unless the vehicle is deregistered or stolen, the compulsory traffic insurance cannot be surrendered. However, the compulsory traffic insurance can be extended for the insurance period, so that you will be affected in any way.

    Legal basis: Article 65 of the Insurance Law refers to insurance with the liability of the insured to a third party in accordance with the law as the subject matter of insurance. When the insurer causes damage to a third party to the insured of the liability insurance, the insurer may directly compensate the third party for the insurance money in accordance with the provisions of the law or the contract.

    2. From the perspective of legislation, compulsory traffic insurance is a compulsory insurance under the law.

    Article 3 of the Regulations on Compulsory Insurance It can be known that the owner or manager of a motor vehicle driving on a domestic road shall take out compulsory insurance for motor vehicle traffic accident liability in accordance with the procedures prescribed by law.

    Article 5 of the Regulations for the Implementation of the Traffic Safety Law is to make compulsory traffic insurance a necessary condition for applying for a motor vehicle license plate and driving license.

  9. Anonymous users2024-01-29

    1. Can I not pay compulsory traffic insurance if the car is not driven?

    1. If the car is not driven, it is not possible not to pay the compulsory traffic insurance, but even if the car is not driven, it is best to pay the compulsory traffic insurance. No matter what the reason, if the owner of the compulsory traffic insurance expires and does not renew the insurance and continues to go on the road, once it is found, according to the regulations on compulsory insurance of motor vehicle traffic accident liability, the traffic management department of the public security organ shall detain the motor vehicle, notify the owner and manager of the motor vehicle to take out insurance in accordance with the regulations, and impose a fine of twice the insurance premium that should be paid in accordance with the minimum liability limit for insurance in accordance with the regulations.

    2. Legal basis: Article 98 of the Road Traffic Safety Law of the People's Republic of China.

    If the owner or manager of a motor vehicle fails to take out compulsory third-party liability insurance for motor vehicles in accordance with the provisions of the State, the traffic management department of the public security organ shall detain the vehicle until it is insured in accordance with the regulations, and shall be fined twice the insurance premium payable in accordance with the minimum liability limit for insurance in accordance with the regulations. All fines paid in accordance with the preceding paragraph shall be included in the social assistance for road traffic accidents**. The specific measures are stipulated by ***.

    Second, how to punish the car without compulsory insurance.

    After the vehicle owner has taken out insurance in accordance with the regulations, and a fine of twice the insurance premium payable in accordance with the minimum liability limit for insurance is imposed, the party concerned shall pay the fine to the designated bank within 15 days from the date of receipt of the administrative penalty decision of the fine.

  10. Anonymous users2024-01-28

    If the car is not driven, it is possible not to pay compulsory insurance, but vehicles without compulsory insurance must not be on the road. Compulsory traffic insurance, that is, compulsory insurance for motor vehicle traffic accident liability, is a mandatory requirement of the state to purchase, as long as the vehicle intends to drive on the road, this insurance must be purchased. If the vehicle is parked for a long time and not opened, it can not be opened for one year or two years without paying compulsory insurance, but there is no discount when you use the car to buy compulsory traffic insurance, and you will be insured according to the basic rate.

    The compulsory traffic insurance can still be renewed one year after the break, but there is no discount, and the insurance is insured according to the basic rate. According to the insurance discount of compulsory traffic insurance, the compulsory traffic insurance has expired, and it is possible to renew the insurance at a later date. As long as the payment is completed within three months, you can also enjoy the preferential discount**.

    If it is more than three months, you will not be eligible for the discount, or the procedures will be more complicated. And during this period of expiration of compulsory traffic insurance, the vehicle is not allowed to drive normally on the road, if the compulsory traffic insurance expires and the motor vehicle is not renewed on the road, it will have the following consequences if it is caught:

    1. The traffic management department of the public security organ has the right to detain the motor vehicle, notify the owner and manager of the motor vehicle to take out insurance in accordance with the regulations, and pay a fine of twice the insurance premium according to the compulsory traffic insurance;

    2. Vehicles that fail to provide compulsory traffic insurance certificates will not pass the inspection when conducting safety technical inspections;

    3. For motor vehicles that are not insured with compulsory traffic insurance, 12 points will be deducted, a fine of 200 yuan will be impounded, and the motor vehicle will be impounded, and the owner needs to pay a fine of twice the insurance premium to redeem the vehicle;

    4. In the event of a traffic accident, all the losses and compensation of the owner of the motor vehicle on the road without compulsory traffic insurance shall be borne by himself.

  11. Anonymous users2024-01-27

    Yes, but there are risks, and it is not convenient at all. You can do this if you don't drive on the road for a year. However, the documents of compulsory traffic insurance and vehicle and vessel tax must be submitted during the annual review, otherwise they will not be able to pass, and they will be caught by the traffic police on the road, and they will be fined 200 and deducted 3 points if they do not have the annual review.

    Extended information: 1. Why do you have to pay for insurance?

    1. Compulsory traffic insurance is a mandatory car insurance to be paid, and when paying, there will be no delay or deliberate refusal to pay compensation like commercial car insurance, which is more protective for car owners.

    2. For the state, compulsory traffic insurance has more social management functions, which is not only conducive to the victim to obtain effective compensation and medical treatment in a timely manner, but also to reduce the economic burden of the party responsible for the accident.

    3. Assuming that there is no mandatory requirement to purchase compulsory traffic insurance, and the owner does not have the awareness of purchasing third-party liability insurance, then there will be a phenomenon that the full amount of the owner will pay compensation in the event of an accident, which will do no harm to the car owner.

    2. How to pay for compulsory traffic insurance.

    1. Who is paid by compulsory traffic insurance?

    Let's first take a look at the definition of compulsory traffic insurance, which is a compulsory liability insurance that compensates the victim (excluding the vehicle personnel and the insured) for personal and property losses caused by a road traffic accident caused by the insured motor vehicle within the liability limit.

    The scope of compensation includes: death and disability compensation, medical expenses compensation, property damage compensation, and compensation for the insured's lack of liability in road traffic accidents.

    Death and disability expenses include funeral expenses, death compensation, transportation expenses incurred by the victim's relatives for funeral matters, disability compensation, disability assistive device expenses, nursing expenses, ** expenses, transportation expenses, etc.

    Medical expenses include medical expenses, diagnosis and treatment fees, hospitalization expenses, hospital meal subsidies, necessary and reasonable follow-up expenses, cosmetic surgery expenses, and nutrition expenses.

    Compulsory traffic insurance is paid to third-party victims, which offsets part of the liability of the car owner and reduces the loss of the car owner.

    2. Who will be on the card for the compensation of compulsory traffic insurance?

    The insurance company generally directly transfers the money to the account of the court or the traffic police force, and then transfers it to the victim, especially in strict accordance with the requirements of the court.

  12. Anonymous users2024-01-26

    1. If the car is not driven, can you not pay the compulsory traffic insurance?

    1. If the car is not driven, you will not pay the compulsory traffic insurance. However, it is absolutely not allowed to drive on the road, and it can be known that the owner or manager of the motor vehicle driving on the domestic road should generally insure the compulsory insurance of motor vehicle traffic accident liability in accordance with the legal procedures, and then there will be no discount when the car is repurchased, and the insurance will be insured according to the basic rate.

    2. Legal basis: Article 14 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability.

    The insurance company shall not terminate the compulsory insurance contract for motor vehicle traffic accident liability; However, the policyholder fails to fulfill the obligation to truthfully inform important matters.

    If the policyholder fails to perform the obligation of truthfully informing of important matters, the insurance company shall notify the policyholder in writing before terminating the contract, and the policyholder shall perform the obligation of truthful notification within 5 days from the date of receipt of the notice; If the policyholder fulfills the obligation of truthful notification within the above-mentioned time limit, the insurance company shall not terminate the contract.

    2. What are the payment methods for compulsory traffic insurance?

    1. The parties can purchase through the business network of the insurance company. You need to bring a copy of your driving license and ID card to the business office of the insurance company for processing;

    2. The parties can generally go to the 4S store to make a purchase, which can reduce the time;

    3. The parties can call the insurance ** to purchase, and then follow the prompts to purchase.

  13. Anonymous users2024-01-25

    If the car is not driven for one year, the compulsory traffic insurance has not been paid, and there is no penalty for the payment in the second year, and the penalty will be imposed only if the car is not paid when the compulsory traffic insurance is not paid.

    According to Article 12 of the Regulations on Compulsory Insurance for Motor Vehicle Traffic Accidents, when signing a compulsory insurance contract for motor vehicle traffic accident liability, the policyholder shall pay all the insurance premiums at one time; The insurance company shall issue an insurance policy and an insurance mark to the policyholder. The insurance policy and insurance mark shall indicate the insurance policy number, license plate number, insurance period, name and address of the insurance company, and the claim number.

    The insured shall place an insurance mark on the insured motor vehicle. The style of the insurance logo is unified across the country. The insurance policy and insurance mark shall be supervised by the insurance regulatory authority.

    No unit or individual may forge or alter or use forged or altered insurance policies or insurance marks.

    Legal basis. Article 12 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability (2019 Revision) When signing the contract of compulsory insurance for motor vehicle traffic accident liability, the policyholder shall pay all the insurance premiums at one time; The insurance company shall issue an insurance policy and an insurance mark to the policyholder. The insurance policy and insurance mark shall indicate the insurance policy number, license plate number, insurance period, name and address of the insurance company, and the claim number.

    The insured shall place an insurance mark on the insured motor vehicle. The style of the Baozhen Friendship Insurance logo is unified across the country. The insurance policy and insurance mark shall be supervised by the insurance regulatory authority.

    No unit or individual may forge or alter or use forged or altered insurance policies or insurance marks.

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