Can students buy wealth management products and what are the suggestions?

There is no threshold for financial management, as long as you have funds, you can manage money, but financial risk investment should be cautious

First, choose a wealth management project with a low investment threshold.

Students can choose some financial projects with low investment thresholds for investment and financial management. Nowadays, there are many financial platforms that will launch some financial projects with a very low threshold, for example, the threshold for investment is only 100 yuan, although it is said to be a student, but it saves a little cost every month, and the financial threshold of 100 yuan should still be able to be crossed. For students, they don't have much financial funds, so they must not expect to choose some financial products with high thresholds and relatively high returns.

Second, choose current wealth management products.

Students can also choose current financial products, there are many current financial products, and depositing money in the bank is also a way of current financial management. It's just that the benefits that can be obtained by depositing money in the bank will be relatively low, it is better to store the money in some baby current financial products, such as Yu Yu Bao, Yu Yu Bao is a current financial management project that is very suitable for students, and the money will be deposited in Yu Yu Bao on the same day, and the income that can be obtained is not particularly low, slightly higher than that of the bank. The most important thing is that baby financial products such as Yu Bao are relatively good in terms of security, and there will be no risk problems.

College students are more suitable for investment tools with low and medium risk, low starting point, good liquidity, and relatively convenient investment.

1. Bank deposits. At present, the level of deposit interest rates varies from one country to another, and you can choose deposit products from joint-stock banks or large state-owned banks. Of course, the overall difference is not large, and the specific choice of which product and term depends on the situation, and other products and services of the bank should be comprehensively considered.

2、**。**There are many varieties, the starting amount is 1000 yuan, and you can choose currency and bond ** as the investment object. In addition to the one-time investment, I personally highly recommend the regular investment method.

If you are taking ** regular investment, it is recommended to give due consideration to the higher risk hybrid type, because this method of regular investment is conducive to significantly reducing investment risks.

3. Bonds. Treasury bonds are more common. Generally, it is sold by banks on the 10th of each month, and priority is given to electronic treasury bonds, and the disadvantage of certificate-type treasury bonds is that interest is paid only at the end of the investment period.

In addition to treasury bonds, you can consider opening a ** investment account, buy corporate bonds with higher ratings in the secondary market, and if you can bear certain risks, you can consider convertible bonds with lower risks such as Bank of China convertible bonds and ICBC convertible bonds, and the expected return is higher than that of ordinary bonds.

Hope my answer is helpful to you!

It is also useful for primary school students to learn about financial management.

As long as students carry out financial management in a reasonable way, learning financial management can help students develop good financial habits, build correct financial thinking, and implement the concept of economy and development.

First of all, learning about money management helps primary school students develop good financial habits. With the right financial knowledge and skills, children can develop their own financial habits and develop good habits of saving and saving. In addition, it can also help children control their own consumption and identify their own reasonable consumption needs.

Secondly, learning about financial management helps primary school students develop a correct financial mindset. Through learning financial management, children can learn about financial knowledge, such as savings principles and investment skills, and be able to familiarize themselves with these knowledge through practice, so as to cultivate their correct financial thinking and investment awareness, and will not be too greedy for wealth at the same time, but also can obtain considerable benefits within a reasonable range.

Finally, learning about financial management helps primary school students implement the concept of saving and developing. Saving can help primary school students build financial literacy, let children understand the principle of before and after consumption and restrictions, and development can increase their financial knowledge and develop their practical ability by allowing children to participate in some investment projects or entrepreneurial projects.

Personally, I think it is very useful for primary school students to learn financial management. The reason why I say this is because learning financial knowledge can help primary school students have a correct understanding of money, learning financial knowledge is conducive to primary school students to develop good financial management habits, and learning financial knowledge can expand their knowledge and is conducive to the growth of primary school students. 1. Primary school students learning financial literacy can help them have a correct understanding of money.

Although primary school students do not have much contact with money in their daily learning and life, and many of the things they need are bought for them by their parents, this does not mean that primary school students do not have any understanding of money. ......In fact, for primary school students, they still have a lot of access to money, and if they lack the right understanding, primary school students may have problems in this regard. ......Therefore, it is beneficial for primary school students to learn about financial literacy to help them understand money correctly.

2. By learning financial knowledge, it is beneficial for primary school students to effectively manage the money they have. For primary school students, although they have no income, most primary school students still have some money in their hands, which is the pocket money given by their parents, and the New Year's money given by the elders during the New Year, etc., ......By learning financial literacy, primary school students can better manage their money, which not only avoids waste, but also helps them develop good financial habits, which is very beneficial to them. 3. Learning financial knowledge can expand the knowledge of primary school students and is conducive to their growth and progress.

For primary school students, the more knowledge they learn, the broader their knowledge will be, and the faster they will grow and progress. ......Although financial literacy does not seem to have much to do with primary school students, the importance of this knowledge is self-evident, so it is very beneficial for primary school students to learn this knowledge for their growth and progress, so the introduction of financial management courses in primary schools is a very beneficial measure for the growth and progress of primary school students.

In fact, it is meaningful to teach primary school students how to spend money and how to save money.

Learning financial management in primary school is useful, which can help students enhance their ability in personal financial management, master the necessary economic knowledge, learn the healthy concepts of investment and loans in the economy, and help students establish a financial management concept that refers to the idea and ability to only accept the strength, and cultivate children's financial awareness of cherishing wealth, so as to achieve effective financial management.

First of all, the "financial management" course can enhance students' ability in personal financial management, teach students how to allocate their financial income reasonably, including how to spend their money in study and life, and how to overcome the desire to spend, so as to increase financial income in a reasonable way, learn to be frugal, active investment and rational shopping.

Second, the course will equip students with the necessary economic knowledge to familiarize them with the fundamentals and associated risk factors of investing and lending, to learn the precautions9 to keep in mind when using cash, credit cards and online shopping on a daily basis, as well as to improve financial planning and expand the scope of investments.

In addition, the "financial management" course also helps students to establish financial management concepts and abilities, so as to handle money correctly, and know how to cherish wealth in the face of money, but also know how to distinguish between expenses and save expenses, so as to gradually form the outline of planning economic development and considering future financial planning in the process, so as to effectively manage money.

The "Money Management" course is a test designed to cultivate children's financial literacy and economic awareness. Through such courses, elementary school students can learn how to understand income and expenses, how to manage their pocket money, how to budget and save money, and so on. These skills can help children better manage their finances and assets in their future lives, leading to financial stability and autonomy.

In addition, learning about money management can also help children better understand the concept and value of money, and cultivate their values and consumption concepts. Learning how to manage money allows children to learn about how money is and how to get it, and learn how to balance their needs and desires to avoid overspending and wasting.

Overall, it is indeed useful for primary school students to learn about financial management. In today's society, financial management has become an essential skill, both in daily life and in future career development. By learning about financial management, primary school students can develop these skills and awareness in advance, laying a solid foundation for future success and development.

It is of some significance for primary school students to learn about financial management. First of all, financial education can help children establish a correct concept of money and consumption, cultivate children's rational consumption awareness, and prevent them from falling into consumption traps in the future. Secondly, financial education can help children learn to manage and plan their own finances, such as savings, investment, etc., and cultivate children's self-management skills and innovative thinking.

Finally, financial education can also help children understand financial knowledge, such as currency, interest rates, etc., which helps to broaden their horizons and knowledge.

However, it should be noted that the learning of financial management for primary school students is not to make them become masters of making money, but to help them establish a healthy concept of money and consumption, and cultivate their self-management ability and financial awareness. Therefore, financial education should be adapted to children's age, cognitive level and actual life, and should not be too complex and in-depth, nor should it become the pressure and expectation of parents and society on children. At the same time, financial education needs to be combined with other disciplines and practical activities, such as mathematics, technology, creativity, practice, etc., to make learning more interesting and practical.

When some students have some pocket money, they will want to manage their money to make money, but they don't know much about financial management, so they will be more confused, for example: what are the financial management methods suitable for the student party? How does the student party manage money? Relevant content has been prepared for your reference.

What are the financial management methods suitable for student parties?

Generally, the main income of the student party is given by parents, so when managing money, it is not recommended to manage high-risk finance, and the general deposit is more appropriate, and the deposit will not have the possibility of loss, and it is guaranteed capital and interest, and the security is relatively high.

There are many ways to make deposits, one of which is called the 12 certificate of deposit method, which means that a sum of money is deposited every month, and the term of the deposit is one year, so that every month of the second year there will be a deposit due.

How does the student party manage money?

If you feel that the 12 certificate of deposit method is more troublesome, in fact, it can be directly placed in the Yu Yu Bao, the Yu Bao docking is the currency **, its income is relatively stable, the possibility of loss is relatively small, the possibility of making money is relatively large, Yu Yu Bao so far, there has never been a loss.

The biggest advantage of the student party to put money in Yue Bao is that it can be deposited and withdrawn at any time, and the second is that when you need to pay in daily life, you can use Yu Yu Bao to pay directly, which is very convenient, so you don't have cash on your body, so as to avoid the risk of losing money and being stolen by others, and you can also earn income every day when you put it in Yu Yu Bao.