In ancient times, the place where things were sold was called pawnshops, what is its origin?

Pawnshops were everywhere on the streets of ancient times.

It is to take some valuable things to that place and mortgage them, and exchange them for money for emergency or other purposes. Pawnshops are also called pawn shops, quality pawnshops, etc., so, what is the origin of pawnshops?

In fact, the first pawnshops originated in the Northern and Southern Dynasties, and the pawnshops at that time can be said to be opened by monks, mainly in monasteries. Buddhism during the Northern and Southern Dynasties.

Prevalent, large and small temples are everywhere, because people believe in them, so the temples at that time were full of money and financial resources, but those monks themselves could not use it up, so they thought of a way, sitting in the temple and waiting for others to take some treasure mortgages to exchange for money, so that they sat back and enjoyed their success, and exchanged a lot of good things at a low price, and they still did it under the banner of relieving the people. So "Secoo."

That's how it slowly developed.

And Tang Xuanzong. During this period, some wealthy bureaucrats promoted the development of pawnshops, which were called pawnshops at that time, but they were more cunning than monasteries, mainly some idle nobles who used the pledge to make some usury.

activities, and then achieve the purpose of collecting money.

During the Song Dynasty, the economy developed rapidly, so the pawnshop developed very well in the hands of the wealthy people in the Song Dynasty, especially at that time, many bureaucrats and aristocrats used this to do some usury and private lending activities, and most of the pawned things were gold, silver, jewelry and other valuables.

Therefore, pawnshops originated in the Northern and Southern Dynasties, but in later dynasties they were able to grow rapidly, and there were more and more different businesses related to money, and in the final analysis, it was still a way for rich people to earn money in the pockets of ordinary people.

Pawnshops first appeared in the Northern and Southern Dynasties of China, is the contribution of Buddhist monasteries, at that time called the temple treasury, pawnshops are mostly privately established or partnerships, the general pawnshop is the poor people, or the people who have fallen on the way to the home.

The origin of the pawnshop is very early, in the period of the Northern and Southern Dynasties, there are temples to operate the money business with movable property such as clothing as collateral, the pawnshop in the Tang Dynasty is called the pledge bank, and some aristocratic bureaucrats opened the pledge bank during the Tang Dynasty Xuanzong, engaged in commerce and usury exploitation.

Pawnshops were first produced in China during the Northern and Southern Dynasties, and were a major contribution to Buddhist monasteries. It is an exploitation method that discounts the value of the collateral provided by the borrower, lends cash, and regularly recovers the principal and interest.

At that time, during the Northern and Southern Dynasties, there were many temples, and the temples could not pay taxes, so the temples became more and more wealthy, and some people proposed the idea of lending, and over time, it became a pawnshop.

The origin of the ancient pawnshop is still very early, it first appeared in the temple during the Northern and Southern Dynasties, and many people gave incense money every day, resulting in more and more money in the temple, and they lent the money to form a pawnshop.

According to historical records, there were similar pawnshops in China during the Northern and Southern Dynasties, when they collected goods and then lent money.

A pawnshop is an institution that collects the movable property of others and lends money to the pledgee at a certain discount. Formerly known as pledge, unwarehousing, also known as pledge. In China's economic history, pawnshops and shifang are as famous.

In ancient times, pawnshops were that some people urgently needed money, so they took the things they had money at home to mortgage for money, and then the pawnshop took these things to other markets to sell them to make a profit from the middle, and now the pawnshop is also operated in this way.

In ancient times, pawnshops were divided into dead pawns and live pawns, and the goods of dead pawns could be resold to others to earn the difference in price. There are still pawnshops.

In ancient times, pawnshops took things at a low price and gave them a certain amount of money. Now there are pawnshops in our country.

But with the development of modern society, people have discovered that there are more convenient things than pawnshops, so this kind of ancient shop has disappeared in the long river of historyAlthough some stores of this nature can still be seen in modern society, their business is not as extensive as in ancient times, nor is it as professional as in ancient times, and we can no longer find the charm of ancient pawnshops.

Pawnshops were replaced by insurance and banks. When the family urgently needs money, they take valuable things to pawn, and now if they need money in the event of a major accident, they are insured, and the bank can also give loans to those who need money urgently.

In ancient times, pawnshops were also used as collectible things, such as silver and gold, not everything, and now not every family can have valuable treasures.

Because prices are rising rapidly now, if the goods are not timely, it is difficult to make a profit, or even lose all your money.

Now there are actually a lot of pawnshops, and the scale of pawnshops is getting higher and higher, and more and more refined, such as loans, which are also mortgaged to give money, but they are not called pawnshops, they are called credit companies.

Because there was no unified management of the economy in ancient times, and in modern times, there are actually pawnshops, but they are not called pawnshops, they are called loans.

In ancient times, bartering was possible when there was no money, and pawnshops allowed some people to exchange a little money when they ran out of money, but nowadays most people will not get to the point of being a thing if they don't have money, unless they sell it as a second-hand product.

Friends who have watched costume TV series must have seen that there are pawnshops, these places are where people have no money, they can put the items in the pawnshop for preservation, and then redeem them after expiration, in fact, every dynasty has pawnshops, this industry is very violent, because no one redeems the pawn in the end, it becomes the pawnshop itself, even if it is redeemed on time, it also needs to pay a certain storage fee.

Judging from the development of pawnshops in history, in the years of war, there are often bandits who loot pawnshops, because there are often many precious treasures in pawnshops, which are the main targets of bandits, and in a sense, pawnshops are one"Treasure Chamber"After the bandits robbed the pawnshop, they naturally got a lot of money, if the pawnshop was robbed, they could only consider themselves unlucky, and when the war passed, the customer wanted to redeem the pawn, the boss could only compensate according to the price.

The main cost of a pawnshop is mainly the security staff, and in order to prevent thieves from stealing things, the owner will often have enough guards to guard them. If there is a fire, ** and other factors, the pawnshop can only admit bad luck, because once the customer's things are lost, the boss always has to compensate, and it will be higher than the ** of the pawn itself, after all, it is you who lost other people's things.

So some opportunists, they will try to come to the pawnshop to extort money, such as taking valuables to the pawnshop, and it didn't take long to bribe the shopkeeper in the pawnshop and let them destroy their pawnshop, so that he went to the pawnshop to ask for the goods, and the boss couldn't take it out, so he could only compensate him, and the boss had to admit that he was unlucky.

For example, in the Qing Dynasty, it is said that there was a beggar who was penniless and couldn't even eat, so he had no choice but to rush to the pawnshop and cut off his ears with a knife in front of the boss, and the whole pawnshop was suddenly scared silly, and the beggar threatened to be his own ears, and the boss was so frightened that he could only give him a hundred taels of silver.

Of course, this is just an individual situation, generally speaking, no one feels that the pawnshop is making trouble, after all, there are security personnel here, plus the government will also manage, the pawnshop industry is basically gone, because this is the ancient poor when they have no money, they will take the things at home, and now everyone has money, so there is no need to be a thing, and the pawnshop industry will naturally disappear.

It is generally a valuable item, such as jade pendants, gold and silver jewelry, antique calligraphy and paintings, and even the title deed, because there is generally no money to exchange money, and you can redeem it if you have money, so it is too worthless and the pawnshop will not give too much money.

In ancient times, pawnshops could pawn gold and silver jewelry, real estate, antique calligraphy and paintings, and other high-value things. Some of the cheaper things can't be pawned.

There are many things that can be used, but they are all precious things, such as ** jewelry, jade jewelry, etc.

As long as there are valuable things, there are more kinds of jewelry, headdresses, waist tags and the like in ancient times, and now there are more, watches, cars, real estate, etc.

In ancient times, pawnshops were the most profitable industry, with the saying of "drinking the blood of the poor", because the ancient poor people would not be able to do things if they had a trace of way, and the people who did the pawnshop should first have a black heart, and then they should have a pair of discerning eyes, and they need to be able to quickly make an assessment, and even be able to find a good home for these things, which is not a very easy occupation, and its disappearance is because of the characteristics of this industry, and the new China will not allow him to exist in order to protect the interests of the people, just like banning fireworks and willow lane.

Falling into the well is the core of the pawnshop's business: I believe that many people know that Yang Zhi sells knives in the Water Margin, Yang Zhi was penniless at that time, bought officials and was deceived, and when he was hungry, he took out the heirloom knife and sold it on the stall, just for a bite to eat, we often say that "a penny is forced to the hero" is this reason, it is estimated that there is no pawnshop in the local area, otherwise Yang Zhi will not practice the stall, see here everyone will definitely feel that Niu Er is more angry, Yang Zhi is understandable for anger, in fact, the pawnshop is more angry than Niu Er, It's completely a villain's face that "falls into the well", no matter how good things are, there will be no good interpretation in their mouths, it must be".The skin is tattered and the flesh is rotten, and the hands and feet are mutilatedNo matter how good things are, they have to be depreciated to worthless, and then depressed.

The business behind the pawnshop is big business: Ancient pawnshops often receive some heirlooms, in today's words is the antique level, these pawnshop worship are knowledgeable people, they will use these real antiques with various means to snatch and rob, and then ****, if you meet someone with a pawn ticket to redeem, or make it difficult, or shoddy, or even fraud, this was very popular in the pawnshop industry at that time, because everyone who needs to live as a thing, there are few people with huge power, the kind of "tiger falls Pingyang is bullied by dogs" It is not common, and the pawnshop also has some thugs in order to operate normally.

A kind-hearted person can't run a pawnshopIn the past, many people would start with a pawnshop, that is, dig the first pot of gold, and then change careers, in ancient times there were many people who bought officials like this, there is still an ancient house in the Qing Dynasty on Hainan Island, the mansion is still a celebrity inscription, the original was a pawnshop, after making a fortune donated a career, because of the good performance of the official, was rewarded by the Qing ** at that time, and built a high-standard house, such a person belongs to the conscience in the pawnshop industry, it is very rare.

The most lucrative industryIf you want to experience this feeling, in fact, you can find it in the pawnshop, because you only have no way to ask for help, and you will go to the pawnshop when you have no way out, and you will exchange the most valuable things for the most basic life, the transaction between you is absolutely unequal, this treaty is compared with the "alliance under the city", and you take the initiative.

Rich men, rich men are difficult" is actually this truth, pawnshops are an industry that "falls into the ground".

The way to make a profit is to charge a management fee, and if someone else is wrong, then the pawn belongs to the pawnshop. Pawnshops have not completely disappeared yet, and there are still pawnshops in many places.

The pawnshop is sold at a low price, and then sold at a low price, making a profit from the difference, because the world behind is more chaotic, and many pawnbrokers have not redeemed it, so the pawnshop has disappeared.

By earning the difference to make a profit, the pawnshop will be purchased at a very low **, and then **sold, if the owner of the item wants to redeem must pay double**, its business model has not been able to keep up with the trend of economic development of the times, so it will disappear.

Chinese pawnshops arose in feudal society, at least in the Southern Qi Dynasty, and their earliest operators were Buddhist monks. However, at that time, there was no pawn shop or pawnshop, and it was generally called a temple store.

The origin of the pawn shop.

Pawnshops are not innate, they are the inevitable product of socio-economic development to a certain stage. However, because of its longevity and longevity, it is no longer possible to verify the time when it was first created. Two points should be made here:

First, the origin of the pawnshop was indeed recorded in the annals of classic history, but it was later dispersed and lost, which is difficult to verify;

The second is that the beginning of the pawnshop was originally rarely seen in the pen and ink scriptures, and it was only passed down orally among the people, which is not believable.

More precisely, as a pawn agency, a pawnshop arises after the pawn act, that is, there is a pawn act first, and then there is a pawn agency. In other words, pawnbroking institutions are the foundation of the pawnbroking industry, and it is the existence of a large number of pawnshops that has gradually formed a pawnbroking industry with a certain scale. Therefore, the emergence and development of pawnbroking, pawnshops and pawnbroking should be understood from three aspects according to the chronological order and logical order of the development of things.

The first is the emergence and development of pawnbroking behavior, the second is the emergence and development of pawnbroking institutions, and the third is the emergence and development of the pawnbroking industry.