Guide to buying a house to avoid pitfalls How to buy a house without being fooled

Buying a house of your own can be said to be one of the major events in life, especially when the house price is rising now, you have to invest a lot of human and financial resources to buy a house of your own, so you must be cautious when buying a house, many people say that they are not clear about the precautions for buying a house and signing a contract.

Precautions for buying a house and signing a contract.

1.First, check whether the housing developer has five certificates: which are the five certificates? It is the construction land planning permit, construction project planning permit, construction project commencement permit, land state-owned use certificate and commercial housing pre-sale license, which we often refer to as "five certificates".

2.When signing a contract, you should use a standardized contract text: you must refer to the best to adopt and do not modify the contract text at will, and fill it in carefully according to the terms listed in the text to understand the specific content of the terms in the contract.

Don't go for the developer's own purchase agreement, it's not a necessary procedure to buy a home. And this kind of contract must be unequal in rights and obligations, and especially unfavorable to oneself.

3.When buying a house, you should check the relevant supporting documents of the developer: when buying a house, you should check whether the developer of the building has a pre-sale license, and confirm that the house you are buying is within the scope of pre-sale, and if you buy an existing house, you must check whether the developer has the property certificate of the house and the delivery and use permit of the new residence.

4.When buying a house under construction, pay attention to the agreement on the construction area: when filling in the tentative area of the house, in addition to the total construction area, you should also fill in the area of the suite and the common area.

5.To buy off-plan housing, we should agree on the delivery conditions and time: we generally say that the delivery of the house has two meanings, the first meaning of the delivery is the right to use the house, that is, the physical delivery, and the other layer of delivery means the transfer of house ownership, that is, the transfer of property rights.

6.When signing a contract, pay attention to the quality of the house: when signing the contract, the buyer should carefully scrutinize the content of the two books, the quality assurance certificate of the commercial house and the residential instruction manual.

7.When signing the contract, clarify the property management matters: the contract must determine the property management company in the early stage of the house and the scope of property management and charging standards agreed by both parties.

8.Pay attention to the content of the supplementary agreement in the text of the building contract: Buyers should be wary of some developers canceling or reducing the seller's liability by using the supplementary agreement to protect the fair transaction clause in the text of the model contract.

All in all, the precautions for buying a house and signing a contract are shared with you here, buying a house is a more important thing, which will cost us a lot of energy and financial investment, so we must be cautious about this is related to everyone's vital interests, and pay attention to the details of the terms and conditions in the contract so as not to damage their own interests.

Buying a house, four guides to avoid pits!

Cities with good economic development have always been hot spots for home purchases, but the threshold for buying houses from outside is limited. At this time, home buyers must strictly abide by the city's purchase restriction policy. Don't trust the operations of real estate companies or intermediaries, which may prevent you from getting a title deed when you buy a home.

If you borrow money from false information, you may be liable for loan fraud, which can lead to a huge amount of money and imprisonment.

Branded real estate companies have a long history. In the real estate industry, the level of enterprise development and construction is high and the professionalism is strong. Small and medium-sized real estate enterprises refer to these real estate enterprises to build houses.

The quality of the houses of the brand real estate enterprises is guaranteed, the design keeps up with the trend of the times, and the real estate procedures are legal and compliant. On the one hand, the enterprise has a national education, the public helps to be a water army, there are new real estate, a large number of real estate will report good sales, real estate enterprises collect money quickly, have good income, and have funds to undertake follow-up construction; On the other hand, in addition to the income from house purchases, enterprises have a high market value, especially listed real estate enterprises. A large number of shareholders have invested in the shares, the stock price is **, the financing ability is strong, the financial strength of the enterprise is strong, and the risk of pre-sale is very low.

If you want to change hands in the future, with the blessing of the brand effect, the premium rate of the house will be higher.

When buying a future house, the developer should present five kinds of documents, namely the state-owned land use certificate, the construction land planning permit, the construction project planning permit, the construction project construction permit and the commercial housing pre-sale license. The purpose of reviewing these documents is to ensure that the nature of the land meets the requirements for housing construction, that the building qualifications and the quality of the house comply with the regulations, that the building for which the pre-sale certificate can be issued has been determined for the delivery time, reducing the likelihood of unfinished houses. Don't just take word word word from your salesperson.

Any plans around the house must be written in the contract. Due to the high liquidity of the sales industry itself, they have to cater to buyers in order to sell goods. They know that people want an abundance of amenities around them, and they will deliberately exaggerate their advantages to attract buyers.

However, after you pay, they also get a commission. When a salesperson you have a connection with resigns, these verbal promises will not be endorsed by the developer, and you will be left speechless even without evidence to protect their rights.

When signing a contract, you have to pay attention to some gaps in the contract, which is a common means for developers to wait for buyers to find out about various problems in the home and relieve them of their responsibilities by filling in the gaps again. For example, if the delivery time is up and the real estate business can't deliver the house on time, they may change the delivery time again in the blank space. Another example is when the free area to buy a home does not increase after the final home collection, or the increased location is not practical.

The developer will fill in the waiver clause in the blank space of the contract, and so on. In the end, the buyer will suffer a loss.

Don't buy a steel layer, don't choose a house with a relatively small living area, buy a house must pay attention to the surrounding infrastructure, pay attention to the surrounding traffic and schools, ensure that the developer's documents are complete, must ensure the quality of the house, pay attention to the security of the place, and also pay attention to the supporting facilities.

When we buy a house, we must pay attention to whether the real estate certificate procedures are complete. When buying a new house, you should pay attention to the location and delivery time. This avoids disputes in the future.

Be sure to look at one more room, find a professional to give some advice, go to see the location of the house in person, and also check the formalities of the house.

When buying a house, you should avoid the trap of buying a house, and pay attention to whether the property right of the house is clear; whether the identity certificate of the buyer and the seller is true and valid; Whether the quality of the house is qualified (check the housing quality assurance certificate, residential use instructions, completion acceptance record form, verify the actual measurement table of face crack search rock accumulation, understand the actual area of the house and verify it with the contract, and ask for the as-built drawing of pipeline distribution); Whether the intermediary company has black-box operations, etc.

[Legal basis].Article 7 of the Administrative Measures for the Sales of Commodity Housing.

Commercial housing for sale shall meet the following conditions:

1) The real estate development enterprise of the commercial housing for sale shall have the business license of the enterprise legal person and the qualification certificate of the real estate development enterprise;

B) to obtain a certificate of land use rights or approval documents for the use of land; Leaky Zen.

3) Holding construction project planning permits and construction permits;

4) has passed the completion acceptance;

5) Demolition and resettlement have been implemented;

6) Water supply, power supply, heating, gas, communications and other supporting infrastructure have the conditions for delivery and use, and other supporting infrastructure and public facilities have the conditions for delivery and use or have determined the construction schedule and delivery date;

7) The property management plan has been implemented.

There are six big holes in buying a house, don't step on it. 1. Buy an apartment, unless it is in the most core area of a first-tier city. 2. Buy a shop.

It's hard to operate, and it's even harder to change hands. Three, far great. Don't buy a large apartment in the suburbs.

Fourth, buy the property to rent back. There is a high probability that they are all pits. 5. Villas.

Most of the villas are difficult to sell, difficult to rent, and have poor appreciation. Sixth, the Spring Festival return to the hometown investment.

According to the relevant provisions of the Property Law of the People's Republic of China, the Urban Real Estate Management Law, the Land Law and other laws and regulations, buyers need to pay attention to the following houses when buying houses.

1. Houses on collective land.

This type of house occupies collective land, which is also called a large property right house, and the buyer whose household registration is not in the area cannot transfer the ownership after buying and selling; If you want to buy and sell legally, you need to pay the land transfer fee before you can list it according to the law, and the signed sales contract can be protected;

2. Houses that have not paid the land transfer fee.

It is also called a small property right house, the builder did not pay the land transfer fee according to the regulations when going through the land procedures, or only paid a part, and the law stipulates that such houses are not allowed to be listed and traded, so they cannot be bought and sold;

3. The housing management department has not built a house.

For some reasons, some developers have not gone to the construction management department for real estate professional training, and have not obtained the corresponding qualifications, so they cannot compile the building number of their own development in the housing management department, resulting in this kind of housing in the housing management department's computer file without a household registration, and it is impossible to apply for the housing ownership certificate;

4. Mortgaged houses.

The house under mortgage, even if there is a house ownership certificate, because it belongs to the mortgage registration status in the real estate file of the housing management department, the house cannot change the status quo; According to the law of the department, this type of house cannot be sold before the mortgage is cancelled, so it cannot be bought and sold;

5. Houses with property rights disputes.

The **** of this type of house is often very cheap, but if you go to the housing management department for details, you will give up your desire to buy; Either the co-owners do not agree**, or there is judicial seizure, because when buying this type of house, you need to consult the housing management department;

6. Houses within the scope of demolition.

This kind of house has been included in the scope of urban renovation by the local **, and the file has been frozen, and the transfer registration cannot be handled; In the case of demolition, because the ownership has not been transferred, the demolition agent must also sign a demolition contract with the original owner;

7. Houses without housing ownership certificates.

This kind of house is easier to distinguish, ask the seller if he has a house title certificate, if he doesn't have a house title certificate, don't buy it!