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Many parents have plans to buy a house for their children, but buying a house is not a trivial matter, and the amount of money involved is very large, so every link must be very cautious. So, what do parents need to pay attention to when buying a house for their children? The following summarizes several precautions for parents to buy a house for their children, and buyers with this need can come to understand!
1. Understand the credibility of the developer.
Parents should learn as much as possible about the developer's reputation before buying a house for their children, and they can also search for the developer's name on the Internet, inquire about the developer's previous development projects, or obtain the developer's credibility through some forums.
2. Convenient transportation is the premise.
Nowadays, there are traffic jams in many cities, if the child is in the career period, then when buying a house for him, you must consider the traffic problem, and it is best to choose an area close to the unit and close to the subway to buy a house.
3. Look at the supporting facilities to pick the key points.
For example, many young people are not used to cooking every day, or do not know how to cook, so they should pay attention to whether there are suitable restaurants or convenient supermarkets around the community to solve the problem of children's eating; Some young people are unwell due to their busy work schedules and irregular lifestyles, so it would be more convenient if there was a hospital near the project.
4. Inspect the property service.
The quality of property service is directly related to the quality of life of children in the future, if you want your children to live with peace of mind, parents have to understand the service of the property management company when looking at the house, it is best to check their documents about qualifications and strength, you can also go to other communities where they are now serving to inquire about their services, and try to choose those property management companies with good reputation, high reputation and strong strength.
5. Keep transfer records.
Regardless of whether the parents are buying a house for their children in the form of a lump sum payment or a mortgage loan, the transfer records should be kept so that it can be proved that the funds were paid by the parents, and in the event of a dispute in the future, the bank records are the best evidence. In addition, it is recommended that parents pay for the purchase of the property directly from their own account to the developer's account, rather than transferring money to their children and then transferring money to the developer to avoid bank confusion**.
6. Sign the real estate certificate with your children.
In order to prevent accidents, such as the hasty division of the property by the child, and to protect the interests of the funder, parents can request that the title deed be signed jointly with the child. In this way, if the future children need to dispose of the joint property, whether it is a house**, mortgage or rent, they must obtain the signature of the owner on the title deed.
7. Sign an agreement with your child.
Before buying a house for their children, parents should sign a gift agreement, clearly stating that the real estate purchased by their own capital is donated to their children and has nothing to do with the other party, and cannot be counted as the joint property of the children and the husband and wife. With this agreement, if the children divorce in the future, the property funded by the parents will not be divided.
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When parents buy a house for their children, they should do these things well to avoid the house becoming a joint property.
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If the parents contribute to the purchase of a house for their children after marriage, and the house is registered in the names of both the children and the husband and wife, when the nature of the contribution is not clearly stated in advance, it shall be deemed to be a gift to the husband and wife. If you want to have real estate as your child's personal property, you should clearly indicate that the gift of real estate is to your child and register the property in your child's name.
Legal basis] Article 1063 of the Civil Code, the following property is the personal property of the husband and wife
1) the pre-marital property of one of the parties;
2) Compensation or compensation received by one party for personal injury;
3) Property that is determined in a will or gift contract to belong to only one party;
4) Daily necessities for the exclusive use of one side;
5) Other property that shall belong to one side.
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Legal analysis: 1. One of the parents buys the house in full, and the property right is registered in the name of their child. If the name of the child is registered on the title deed, then it can be considered to be the personal property of the child.
It can also be seen as a gift from parents to their children, and even if there is a divorce, the house will not be divided and disposed of as the joint property of the husband and wife.
2. If the parents donate the house to their children after making the down payment, they shall sign a gift agreement. If one of the parents makes a down payment to purchase a house and then gives it to the child, it can be recognized as the child's personal property, but the part of the subsequent debt that is repaid jointly by the husband and wife will be recognized as joint property, and the part of the joint property will be divided in the event of divorce.
3. Keep the relevant purchase agreement and evidence of capital contribution. Evidence of capital contribution is simple, such as the capital contribution certificate, the purchase contract and the agreement, which must be kept. If parents only want to register in their children's names after buying a house, then they can go for a notarization.
At the same time, the purchase bill can also be used as an important evidence of the division of the property in the event of divorce.
Legal basis: Civil Code of the People's Republic of China Article 221 When a party signs an agreement on the sale and purchase of a house or an agreement on other real estate rights, in order to ensure the realization of real rights in the future, it may apply to the registration authority for advance notice registration in accordance with the agreement. After the advance notice is registered, if the immovable property is disposed of without the consent of the person who has the right to register the advance notice, the real right shall not take effect.
After the advance notice is registered, if the creditor's rights are extinguished or no application for the registration of the dead register is not made within 90 days from the date on which the immovable property can be registered, the advance notice registration shall become invalid.
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If you want to live a happy and contented life, you must have the corresponding material conditions. Buying a car or a house is one of the most important things. But some people's parents didn't buy him a car and a house, and these people will blame their parents.
Such an approach is clearly wrong. ......The reason why I say this is because parents are not obliged to buy a car and a house for their children, children have no right to ask their parents to buy a car and a house for him, and a happy life depends on their own hands to build it.
1. Parents are not obliged to buy a car or a house for their children. Therefore, the child cannot blame the parents.
Parents have the obligation to raise their children and must raise their own children. ......However, although parents have the obligation to raise their children, they do not have the obligation to buy a house or a car for their children. This is very critical.
After clarifying this situation, we know that the child cannot blame the parents for not buying him a car and a house......Parents have no obligation to do so, and children certainly cannot blame their parents for this.
2. The child has no right to ask his parents to buy him a car and a house, let alone blame his parents.
From the perspective of rights and obligations, a child does not have the right to ask his parents to buy him a car or a house. ......Correspondingly, the child has no right to blame his parents for not buying him a car and a house. ......In fact, when parents raise their children, they have already fulfilled their obligations, and there is no longer the obligation to buy a car and a house for their children.
Therefore, it is unreasonable for a child to blame his parents for not buying him a car and a house, and it is also illegal and non-compliant.
3. A happy life should be built with your own hands. This is how life is more meaningful.
Everyone wants to be able to live a happy and fulfilling life. ......However, one's own happy life cannot be obtained by one's parents, but must be built by one's own hands. This kind of happy life is more meaningful.
If you rely on your parents' help to buy a house and a car, this kind of life is actually not good, and you will be laughed at by your peers because of it, and you will be burdened with a heavy burden because of it. ......Only by relying on one's own hands to build a better life can one raise one's eyebrows and truly enjoy the joy of success. This kind of happy life is the most meaningful.
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