How to buy a fund... Step 5

Hello friends, the current stock index is near the point, if you look at it for more than 2 years, I am afraid it is even lower, and now is indeed a better time to invest in the **. As long as you get the right time to enter the market, it is no problem to make a profit better than regular savings. The minimum amount of regular investment is 200 yuan per month, and if you don't want to make regular investment, you can cancel it at any time.

You first go to the bank to open a debit card, and then find a financial manager to open a regular investment, set the product to be invested, the amount of the investment, and the time of the investment, and then deduct the money from the bank card every month to automatically subscribe for the share; You can also set the standard of regular investment on the online banking after opening online banking.

Recommended considerations: Golden Eagle Small & Mid Cap Select (162102) and Dacheng CSI 300 (519300). Golden Eagle Small and Mid-Cap Select, is the leader of small-cap stocks, small-cap stocks have better growth, and the continuation of small-cap stocks is bound to surprise the performance of small-cap stocks; What's more advantageous is that Dacheng CSI 300 (519300)** can be subscribed in the back-end fee mode, that is to say, you can subscribe without handling fees now, and then charge subscription fees when redeeming ** in the future, and Dacheng CSI 300 (519300)** has been held for more than 3 years and is completely exempt from subscription fees and redemption fees, that is, it does not spend trading fees at all, and can buy more **shares with the same money, and the capital utilization rate is higher, but back-end charges are a big plus.

The two ** have their own characteristics, which are obviously more advantageous than the others**, and can be considered.

It is recommended to open online banking (ICBC or ABC is preferred), and it is convenient to purchase online directly from ** company and the cost is low.

Specific steps:1Open online banking; 2.Log in to **Company**, take E Fund** as an example, enter E Fund online trading, select account opening, select bank card, and then fill in ID card, bank card number, personal information, etc.; 3.Log in** account to subscribe.

The more common consignment channels are commercial banks and companies. You only need to find a bank or **company that you think is suitable, bring your ID card and fill in the form directly to open an **account, and then you can buy**, the common is to buy online, or you can buy at the counter of the bank or **company.

However, different banks and ** companies, the ** brands sold on behalf of the company are also different. Maybe you want to buy ** in this bank will not sell on behalf of the bank, then you can only buy it from another bank or **company.

The first step is to understand what ** is.

To put it bluntly, ** is that part of the money you invest is handed over to the **company, and the **hand of the **company then uses your money to invest, which is generally in the form of **. It's also equivalent to you paying a professional to do it for you**. So it is very important to choose a good ** company!

You only have money if the company makes money.

Broadly speaking, it is a general term for institutional investors, including trust investment, filial piety, unit trust, provident fund, insurance, retirement, and various associations. In the existing Zhengqiao Travel voucher market, including closed-end and open-ended, it has the characteristics of profitable functions and value-added potential. From an accounting perspective, ** is a narrow concept that refers to funds with a specific purpose and use.

Because the investors of ** and public institutions do not require investment returns and investment returns, but require the funds to be used for specified purposes in accordance with the law or the wishes of the investors, and ** is formed.

The second step is about how the profit and loss are calculated.

That is to say, the company will give you a corresponding dividend based on the difference between the number of shares you bought, the net value of the unit on that day and the net value on the redemption date. If you lose, you will also have to share the loss with the difference between the number of shares purchased and the net worth.

Step 3: Other Fees.

For example, if the net value of the unit on the day of purchase is 1 yuan, and you buy 10,000 shares (a total of 10,000 yuan), you need to pay a total of 170 yuan in handling fees. If you use online banking to purchase, there will be a corresponding discount, and the approximate handling fee is about 110. Fees vary from bank to bank.

Step 4**Period.

Generally, it is divided into three stages: subscription period, town pure operation period (closed period), and subscription period. At the beginning, it was the subscription period, which was generally about half a month, and in this half a month you could only buy but not redeem (sell), and the price was generally 1 yuan. Then enter the operation period (closed period), during this time, the company takes your money to build a position, which can also be said to be a preparation period, generally no more than three months, after opening, most of the ** will rise, and some will fall back to become or lower, at this time don't think you have lost, because your investment has just begun.

Next, enter the subscription period, at which point you are already free to buy and sell.

If you want to buy **, it is of course a good thing to invest and manage your finances, and it is also a brave act. The specific process of purchasing** is roughly as follows:

Buy open ** in the bank: bring your ID card, go to the nearest big bank (Industrial and Commercial Bank of China, Agricultural Bank of China, Construction Bank, Bank of Communications, etc.), open an ** account with the help of the staff, open a capital account (usually a bank card), deposit a certain amount of funds on the bank card, and the amount of funds depends on your ability and willingness to invest. Next, you can buy and sell (subscribe and redeem) for **.

If you have a **company business department nearby, you can also bring your ID card to the **company business department, and also open a ** account with the help of the staff (only ** transactions), or open a ** account (you can carry out **, treasury bonds, ** and other transactions), and then open a capital account, deposit a certain amount of funds in the capital account, and you can carry out ** transactions. In some places, the process is roughly the same when going through the above procedures at a bank with a third-party depository business.

It should be noted that there are relatively many types of opening an account on the **exchange, such as; Open-ended**, closed**, etc., some have very low fees when trading on the exchange, such as closed**. The fees for bank subscription and redemption are higher, but they are lower for more than two years.

For more details, it will be more detailed to inquire about the specific situation at the bank and exchange.

At present, the market is affected by the market, and the net worth is low. The market is sluggish, and it is a good time to invest relatively less risky.

In recent years, with the development of social economy and the improvement of people's financial knowledge, investment has become the choice of more and more people. However, many people are not very clear about the purchase process of **, so let's give you a brief introduction.

1.Learn about the product.

Before you buy, you need to know about the product. Investors can check the product introduction of **company or **company's official website, or consult investment consultants or **salespeople to understand the type, risk, return and so on of **product.

2.Open an account.

To buy, you need to open an account, you can choose a company or bank that you are familiar with, go to the business department or official website to open an account and complete the implementation of the fraudulent name authentication.

3.Select Products.

To buy, you need to choose the most suitable product according to your own risk tolerance and investment needs, and you can choose according to the type of risk, scale, historical performance and other indicators.

4.Submit a buy order.

After selecting the ** product, submit the purchase order confirmation information on the transaction day, select the ** product to be purchased, the purchase amount and other relevant information, and confirm the payment method.

5.Confirm the buy order.

After confirming that the purchase order information is correct, you need to confirm the purchase order, and wait for the confirmation of the **company or **sales agency, which generally takes 1-3 days for a file family.

6.Settlement of transactions.

After the buy order is confirmed, the transaction settlement will be completed within 2 working days, and the **share will be received after the purchase is successful, and the ** holding status can be viewed in the **account.

In general, Min quietly said that the purchase process is very simple, you only need to understand the product, open an account, select the product, submit the buy order, confirm the buy order and settle the transaction. For those who do not know how to invest, it is recommended to consult a sales agency or investment consultant before purchasing to understand the risk and return attributes and choose the most suitable product for themselves.