How much does it cost to buy a fund How much is the minimum amount to buy a fund?

Hello. You can buy it.

There are many types of open-ended and closed-ended, open-ended, and there are many types, such as money market, bonds, and so on.

Generally, the minimum amount of subscription** is 1,000 yuan.

If you have some confidence in the market, you can buy the market, which has the largest return, but the risk is also relatively large, if the return is good, it can reach more than 40%.

If you want to be stable, you can choose currency** or bonds** The former has a stable return, low risk, and an annual return is about a little higher than the after-tax return of a fixed deposit.

But if you are compromised, I suggest that you choose the formulation type** This kind of ** is the advantage of comprehensive ** and currency ** The investment direction of the manager is more flexible and can be freely adjusted in the proportion of fixed products and ** market to achieve the purpose of risk aversion.

Then let's talk about closed-end ** Generally more than 5 years, it cannot be redeemed during this period, it is suitable for long-term investment, and the income is generally very good.

In addition, you can also try the **regular investment method Invest a fixed amount every month** The bank has the business and will automatically deduct the minimum 200 per month Accumulate a lot If you stick to it for a few years, the income is very considerable.

** Different, the starting point of the application structure is different, most of them are 1000, there are also 5000, and they can also be fixed.

With the development of society, people's income is getting higher and higher, and the concept of financial management is gradually becoming popular, and more and more people are beginning to contact investment and financial management. Among them, the most popular is the ** financial products such as Yu Yu Bao, so is there a limit to the amount of buying**? Today, I will tell you how much is the minimum amount to buy?

First, the first product

There is a feature of wealth management products, everyone should understand that the expected annualized expected return with low risk is low, and the expected annualized expected return with high risk is high, and the risk is proportional to the expected annualized expected return. Therefore, if you want to invest in financial management, no matter what the best product is, you must have an in-depth understanding of the specific rules. Buying ** is independent profit and loss, and bond ** can basically protect the principal for more than one year.

Good varieties can expect an expected annualized return of 15%. Bond** refers to 80% of the investment in bonds**. Type refers to 60% invested in.

The difference between the two is that the risk and profit are different. **type** is risky, and the expected annualized expected return is also large. Bond** is relatively less risky, and of course the expected annualized expected return is also small.

It mainly depends on the investor's investment purpose and ability to take risks.

2. How much is the minimum amount to buy?

Buy **, generally one yuan a copy, the minimum subscription is 1000 yuan, or a multiple of 1000. If it is a regular investment purchase**, the threshold will be lower, generally 200 months, and the minimum is only 100 yuan, but the regular investment is automatically deducted by the bank every month.

3. How to buy ** for novices?

1. Bank subscription.

Bank subscription is the worst way to buy and sell, the front-end fee is subject to the subscription fee, the redemption fee, and the back-end fee is about 2%. Each bank can buy about 100 kinds**, and it takes 4-7 days for the money to arrive.

2. **Company subscription.

Directly from the Internet to the ** company to subscribe, to subscribe to the subscription fee can be 6 discount, the redemption fee can be each **company to buy their own**, to go to more than one **company from the Internet to register. Open online banking, and the money will arrive in 4-7 days when redeeming. It is more troublesome to open online banking and register with multiple ** companies from the Internet.

3. Open a ** account.

There is a discount for opening an account, and a subscription fee for selling and redeeming a fee.

In fact, the threshold limit is not high, because there is basically no threshold and it is easy to operate, so there are more people who tend to buy ** as a way to manage their finances. The starting point of different varieties is different, some can be purchased for one yuan, some can be purchased at 100 yuan, and most of the high-risk types, such as: mixed**, index**, ****, etc., are purchased from 10 yuan.

If you subscribe, you start at 1 yuan, if you buy ** at one time, you need a minimum of 1000 yuan, the key is to see what the net value of the ** is bought. **The higher the net worth, the more money you need, generally open**, a minimum of 1000 yuan for one-time purchase, and 200 yuan per month for regular investment.

When buying, it is equivalent to investors handing over money to companies to invest, and many people are worried about whether the threshold will be particularly high. How much is the minimum amount to buy**? Relevant content has been prepared for your reference.

**Generally divided into: currency**, bonds**, hybrid**, index**, ****, etc., the minimum limit of each ** will be different, take currency ** as an example: some currencies** can be purchased for one yuan, for example, Alipay's Yue Bao can be purchased for one yuan, but some currencies ** need 100 yuan to buy, so it depends on the details of the currency**.

Most of the high-risk types, such as: mixed**, index**, ****, etc., are purchased from 10 yuan, and the threshold for purchase is not high, and some specific ** may have 1000 yuan to start buying, which should be based on **details.

In fact**If the amount of money bought is too low, it is difficult to make money, for example: suppose an investor buys a **type** of 10 yuan on Alipay, if the **annual increase is 50%, then the money earned by the investor is: 10 * 50% = 5 yuan.

But if it is the same situation, the increase is 50% in a year, but the amount is 1000 yuan, then the money earned by the investor is: 1000 * 50% = 500 yuan, you can compare the gap, but pay attention to the amount of purchase, then the greater the risk, the same is true when you lose.

**It is an indirect investment and financial management method, and the expected return is relatively stable, so it is sought after by many investors. **The investment threshold is not high, generally 10 yuan can be invested, many investors are asking how much money is appropriate to buy** general investment, let's take a look at it together.

How much is the appropriate amount of money to buy** general investment

The minimum currency can be used, and other types of open-ended investment are basically 10 yuan, so it is appropriate to invest how much money you want to invest from the investment threshold. From the perspective of investors' asset allocation, the investment amount still needs to be planned.

1. One-third method

The so-called one-third method refers to the division of assets into three parts: one-third is used for savings, including bank deposits, treasury bonds and other principal-guaranteed fixed income products; one-third is used to purchase fixed assets, such as real estate; One-third is used for investment.

That is to say, the investment funds should be allocated from one-third of the investment assets, which can be used for all investment, or can be invested with other financial products.

2. Finger algorithm

For example, a 30-year-old investor needs to have at least 30% of his assets used for savings, and no more than 70% of his investment assets should be invested. By analogy, a 40-year-old investor needs to have at least 40% of his assets used for savings, and no more than 60% of his investment assets should be invested.

In the actual operation process, investors can also decide the investment ratio according to the actual assets of the individual. However, no matter what the proportion of investment is, you must not borrow money to invest**.

Novices buy ** to buy 300 to 500 yuan. You can choose to use the regular investment method to purchase** products. It is recommended to participate from the currency type first, because the risk of the currency type ** is the lowest, and it is more suitable for this kind of novice investors, who invest in the form of regular investment every month, and it is okay to invest 300-500 yuan.

Extended Information:**Format:

1. Open**.

The full name of open-ended (LOF) in English is "ListedOpen-EndedFund" or "Open-Endfunds", and it is called "Listed Open-End" in Chinese, and it is also known as Common ** in foreign countries. That is, after the end of the listed open-ended ** issuance, investors can not only subscribe for and redeem ** shares at designated outlets, but also buy and sell the ** on the exchange. However, if the investor subscribes for the ** share at the designated outlets and wants to sell it online, he must go through certain transfer custody procedures; Similarly, if you buy ** shares online on the exchange, and you want to redeem them at designated outlets, you must also go through certain transfer custody procedures.

It is a kind of issuance amount is variable, the total number of shares (or units) can be increased or decreased at any time, and investors can subscribe or redeem at the business premises designated by the manager according to the amount of the issue. Compared with closed-ended**, open-ended** has the characteristics of no limit on the number of issuances, trading** is subject to net asset value, trading over the counter and relatively small risk, which is especially suitable for small and medium-sized investors to invest.

2. Closed**.

It is a trust, which refers to an investment whose scale has been determined before the issuance, fixed within a specified period of time after the completion of the issuance, and traded on the market. Because the closed-end ** transaction on the ** exchange adopts the method of bidding, the transaction ** is affected by market supply and demand and does not necessarily reflect the net asset value of **, that is, relative to its net asset value, the closed-end ** transaction ** has a premium and discount phenomenon. The practice of foreign closed-end ** shows that its trading ** often has a fluctuation law of first premium and then discount.

Judging from the situation of China's closed-end market, no matter how the fundamental situation changes, the trend of China's closed-end trading has never been able to depart from the fluctuation law of first premium and then discount.

** does not guarantee absolute returns, investors according to their own situation to invest, if investors have more funds, then you can invest more, if investors have less funds, then you can invest less, or do ** regular investment.

Capital investors should decide according to their own circumstances, the starting point is low, the initial investment is generally 1,000 yuan, and the other investment is generally 10 yuan, and the investment requirements are not high.

Tips: The above information is for reference only, if you have investment needs, you can also log in to Ping An Pocket Bank APP-Finance-**, enter "**** or name" at the top of the page to search, and learn about the detailed introduction of each**.

Each ** is calculated at 20,000 yuan. But now, it's better to invest regularly. This reduces the risk.

But some people also like to be disposable**. It depends on the individual's style.

This kind of is to see how much money you have to spare, which one is to think of a good look, if you think this ** long-term hold is very promising, then you can have more principal, so that the income will be more, if you don't know much you can buy less first, look at the ups and downs, if not, sell, you can continue to make up the position.

How much you buy is still related to the family's asset ratio, generally not more than 30% of the total investment.

Thousands of dollars can be bought **. ** English is fund, broadly refers to the establishment of a certain amount of funds for a certain purpose.

It mainly includes trust investment, provident fund, insurance, retirement, and various wills. From an accounting perspective, ** is a narrow concept that refers to funds with a specific purpose and use. We refer to **investment** mainly.

Different kinds:

1. According to whether the unit can be increased or redeemed, it can be divided into open-ended and closed-ended. Open-ended unlisted transactions are subscribed and redeemed through banks, brokers, and companies, and the scale is not fixed.

2. According to the different organizational forms, it can be divided into company type and contract type. It is established in the form of an investment company by issuing shares, which is usually called a corporate type.

3. According to the different investment risks and returns, it can be divided into growth, income and balance**.

4. According to the different investment objects, it can be divided into four categories: bonds, currencies and hybrids.

Other:

Suitable for:

1. It is suitable for office workers with a fixed salary. Fixed income earners often have a surplus after deducting daily expenses, so a small regular fixed investment method is most suitable.

2. Busy people who focus on work and have no time to manage their finances. **Regular investment is agreed once, and long-term automatic investment can be made.

3. Stable people who don't like to take too much investment risk. Regular investment can flatten costs, reduce volatility risks, and improve profit opportunities.

Fee Question:

Fees directly borne by investors refer to the fees paid by investors in a lump sum for transactions. For closed-end **, it is the same as buying and selling**, and a certain percentage of commission is paid in addition to **. For open-ended**, it mainly refers to subscription fees and redemption fees.

Operating expenses: refers to the expenses incurred in the course of operation, mainly including management fees, custody fees, other expenses, etc., which are directly deducted from the assets.

The above content reference: **-Daily**Net