How to register a mortgage for a motor vehicle?

Bring the following documents to the vehicle management office to register the mortgage.

1. Application Form for Mortgage Registration and Pledge of Motor Vehicle Mortgage

2. The original and photocopy of the identity certificate of the owner and mortgagee of the motor vehicle;

3. If the person is the first person, the original and copy of the identity certificate of the person shall also be submitted (if the person is a unit, the original and copy of the identity certificate of the person in charge shall also be submitted), as well as the written entrustment of the owner of the motor vehicle;

4. Motor vehicle registration certificate;

5. The original copy of the main contract and mortgage contract concluded by the owner and mortgagee of the motor vehicle in accordance with the law.

Depending on the mortgage method, the license will continue to be used! Just look at the existing value. Flexible. Continue to use only the full amount or mortgage in my name and my company's name! Bazehui pledges valuable items.

Vehicles, **, mobile phones.

1. If it is necessary to handle the registration of motor vehicle mortgage, the owner of the motor vehicle (mortgagor) and the mortgagee shall jointly apply to the vehicle management department, and fill in the Application Form for Cancellation of Mortgage Registration of Motor Vehicle Mortgage with the identity certificate of the mortgagor and the mortgagee, the motor vehicle registration certificate, the main contract and the mortgage contract concluded by the mortgagor and the mortgagee in accordance with the law.

2. If the motor vehicle needs to apply for cancellation of the mortgage, the mortgagor and the mortgagee shall jointly submit it to the vehicle management department, and submit the identity certificate of the mortgagor and the mortgagee, the motor vehicle registration certificate, and fill in the application form for cancellation of mortgage registration of motor vehicle mortgage.

The vehicle can be mortgaged at the bank. The bank mortgage process is as follows:

Preparation of vehicle-related documents for mortgage loans, mortgage application to the bank;

Appraisal of the mortgaged vehicle by the bank's appraiser;

After the assessment results are out, the two parties negotiate to mortgage the vehicle**;

The borrower and the borrower sign the vehicle mortgage contract and notarize it at the same time;

The borrower and the borrower go to the DMV to register the mortgage and issue relevant certificates;

The lender hands over the vehicle to the bank depository, and the bank issues a receipt list and pays the mortgage at the same time;

After the expiration of the mortgage period, the lender shall go to the bank to repay the loan and release the mortgage, repay all the loans, and cooperate with the bank to go through the mortgage registration cancellation procedures at the vehicle management office and collect the car keys.

Legal analysis: To apply for mortgage registration, go to the vehicle management office to fill in the application form for cancellation of mortgage registration of motor vehicle mortgage, and hold the following supporting certificates, which shall be jointly applied by the owner of the motor vehicle and the mortgagee:

1. Proof of identity of mortgagor and mortgagee.

2. Motor vehicle registration certificate.

3. The main contract and mortgage contract concluded by the mortgagor and the mortgagee in accordance with the law.

The vehicle management office shall, within one day from the date of acceptance, record the contents of the mortgage registration on the motor vehicle registration certificate.

Legal basis: Civil Code of the People's Republic of China

Article 401 Where the mortgagee agrees with the mortgagor that the mortgaged property belongs to the creditor when the debtor fails to perform the debts due before the expiration of the period for performing the debt, the mortgagee can only be repaid in priority with respect to the mortgaged property in accordance with law.

Article 402 Where the property provided for in Items 1 to 3 of the first paragraph of Article 395 of this Law is mortgaged, or the buildings under construction as provided for in Paragraph 5 of this Law, the mortgage registration shall be completed. The mortgage is created at the time of registration.

Article 403 Where movable property is mortgaged, the mortgage right shall be established from the time when the mortgage contract takes effect; Without registration, it is not allowed to confront a bona fide third party.

How to register a mortgage for a motor vehicle? Bring the following documents to the vehicle management office to register the mortgage. 1. Application Form for Registration and Pledge of Motor Vehicle Mortgage 2. Original and photocopy of the identity certificate of the owner and mortgagee of the motor vehicle; 3. If the person is the first person, the original and copy of the identity certificate of the person shall also be submitted (if the person is a unit, the original and copy of the identity certificate of the person in charge shall also be submitted), as well as the written entrustment of the owner of the motor vehicle; 4. Motor vehicle registration certificate; 5. The original copy of the main contract and mortgage contract concluded by the owner and mortgagee of the motor vehicle in accordance with the law.

Extended information: Application conditions for mortgage registration of motor vehicles: (1) The motor vehicle has been registered in the city; (2) Submit the application materials provided for by laws and regulations; (3) The owner of the motor vehicle and the mortgagee jointly apply.

The following circumstances shall not be used for mortgage cancellation of mortgage registration1. The certificate and voucher submitted by the owner of the motor vehicle are invalid; 2. The motor vehicle meets the compulsory scrapping standard stipulated by the state (except for the release of mortgage registration); 3. The motor vehicle is sealed or seized by the people's courts, people's procuratorates, or administrative law enforcement departments in accordance with law; 4. The motor vehicle is stolen and robbed; 5. The motor vehicle under customs supervision has not been released from customs supervision or has been transferred without the approval of the customs; 6. Other situations that do not comply with the provisions of laws and administrative regulations. The identity certificate of the organ, enterprise, public institution and social group is the "Organization Certificate" of the unit, the letter of entrustment with the official seal of the unit and the identity certificate of the entrusted person. If the internal institution of the motor vehicle owner is the unit, and it does not have the conditions to receive the "Organization Certificate", it can use the "Organization Certificate" of the superior unit as the identity certificate of the motor vehicle owner.

If the above-mentioned units have been deregistered, revoked or bankrupt, and their motor vehicles need to be registered for the release of mortgages, the identity certificate of the cancelled enterprise shall be the cancellation certificate issued by the administrative department for industry and commerce. The identity certificates of organs, public institutions, or social organizations that have been revoked are the relevant certificates issued by the competent organ at the level above. The identity certificate of a bankrupt enterprise is a relevant certificate issued by a property liquidation institution established in accordance with the law.

That's the relevant law about your problem.

Clause. 1. The mortgage registration procedures for automobiles are as follows:

1. The lending institution receives the information provided by the applicant;

2. Conduct home visits, surveys and estimate the value of the vehicle to the applicant;

3. The loan amount preliminarily predetermined by the lending institution;

4. Handle the notarization of entrustment and loan notarization;

5. The lending institution collects the relevant documents of the applicant;

6. Go through the mortgage registration procedures.

Clause. 2. The following matters should be paid attention to when applying for a car mortgage registration loan:

1. Most car mortgages are implemented without charging the car, that is, as long as you mortgage the relevant documents of your car to the lending institution, you can get a loan, and the car will be used as usual after installing GPS. Therefore, before the mortgage is issued, it is necessary to understand whether the car mortgage is a mortgage, and the institution that wants to charge the car can be avoided as much as possible;

2. The funds of car mortgage loans are often used for short-term turnover. If a long-term loan is required, it is not applicable to use the car as collateral to take out a loan;

3. Since the cost of car mortgage loan is often quite high, if you choose a vehicle mortgage loan with a longer period, you can try to repay it in advance if you have early repayment.

4. In the choice of institutions, borrowers should try to choose formal lending institutions. Such as banks, industrial and commercial registered microfinance companies. On this basis, we can truly protect the legitimate rights and interests of the imitation of yourself, and once a dispute arises, the law can easily resolve it.

Article 23 of the Regulations on the Registration of Motor Vehicles.

To apply for mortgage registration, the owner of the motor vehicle shall fill in the application form, which shall be jointly applied by the owner of the motor vehicle and the mortgagee, and submit the following certificates and certificates:

1) The identity certificate of the owner and mortgagee of the motor vehicle;

2) Motor vehicle registration certificate;

3) The main contract and mortgage contract concluded by the owner and mortgagee of the motor vehicle in accordance with law.

The vehicle management office shall, within one day from the date of acceptance, review the submitted certificates and vouchers, and endorse the content and date of mortgage registration on the motor vehicle registration certificate.

Legal analysisThe registration of a motor vehicle mortgage means that if the owner of a motor vehicle mortgages a motor vehicle as collateral, the owner of the motor vehicle shall apply to the traffic management department of the public security organ where the motor vehicle is registered for mortgage registration. According to the relevant laws and regulations, if the mortgage is made by a means of transportation, the mortgage right shall be established when the mortgage contract takes effect. That is to say, when the mortgage contract is signed, the mortgage right of the mortgage section has already taken effect, and it does not have to be registered to take effect.

Without registration, it is not allowed to confront a bona fide third party. Although the mortgage does not necessarily require mortgage registration, if the car is not registered, the car is bought or leased by a bona fide third party who does not know that the car has been mortgaged, and the mortgagee cannot be required to compensate for the losses caused by the mortgagee. After the mortgage is registered, the mortgagor shall compensate for any loss of the mortgaged vehicle during the loan period.

If the mortgagor fails to repay the loan within the time limit, the mortgagee has the right to transfer or sell the vehicle.

Legal analysisArticle 395 of the Civil Code of the People's Republic of China The following property that the debtor or a third party has the right to dispose of may be mortgaged: (1) buildings and other land attachments; (B) the right to use construction land; (3) the right to use maritime space; (4) Production equipment, raw materials, semi-finished products and products; (5) Buildings, ships, and aircraft under construction; (6) means of transportation; (7) Other property that is not prohibited by laws or administrative regulations from being mortgaged. The mortgagor may mortgage the property listed in the preceding paragraph.

Legal analysis: If a motor vehicle is used as a mortgage, it is necessary to go through the corresponding registration.

Legal basis: Road Traffic Safety Law of the People's Republic of China Article 12 If there is one of the following circumstances, the corresponding registration shall be handled:

1. The ownership of the motor vehicle has been transferred;

2) The content of the motor vehicle registration is changed;

3) The motor vehicle is used as collateral;

4) The motor vehicle is scrapped.

1. The car owner will submit the materials to the financial institution, and the financial institution will conduct a home visit survey on the car owner according to its materials;

2. Conduct a preliminary valuation of the mortgaged vehicle and predetermine the amount of the loan;

3. The car owner handles the notarization of entrustment and loan notarization;

4. The financial institution will take the relevant documents applied by the car owner for detention and go to the vehicle management office for mortgage registration procedures;

5. Financial institutions lend to car owners according to the value of the vehicle.

Mortgage refers to an agreement between the mortgagor and the creditor in writing not to transfer the possession of the mortgaged property and to use the property as security for the creditor's rights. When the debtor fails to perform its debts, the creditor has the right to be repaid in priority at the price of the property or the price of the auction or sale of the property in accordance with the law.

The materials required for a general car mortgage are:

1. The second-generation ID card of the vehicle owner;

2. The borrower's bank debit card;

3. Motor vehicle registration certificate;

4. Motor vehicle driving license (official motor vehicle driving license issued by the local vehicle management office);

5. 1 spare key for the vehicle;

6. Compulsory vehicle insurance and vehicle commercial insurance policies valid within the mortgage period.

Legal basis: Article 400 of the Civil Code of the People's Republic of China To establish a mortgage right, the parties shall conclude a mortgage contract in written form.

Mortgage contracts generally include the following clauses:

1) the type and amount of the secured claim;

2) the time limit for the debtor to perform the debt;

3) The name and quantity of the mortgaged property;

4) Scope of Guarantees.