Car insurance stipulates that motor vehicles will not be insured for spontaneous combustion for seve

Hello! For motor vehicles for a few years do not give spontaneous combustion insurance, car insurance does not clearly stipulate, the standards of various insurance companies are different, but most insurance companies do not cover spontaneous combustion insurance for older cars more than 7 years old, and a few insurance companies do not insure spontaneous combustion insurance for cars that are 4 or 5 years old. Specifically, PICC Car Insurance:

Private cars that are more than 7 years old can no longer buy spontaneous combustion insurance, and the policies of insurance underwriting outlets in various cities are slightly different according to regional conditions.

Ping An Auto Insurance: Private cars that are more than 8 years old (including 8 years) can no longer be insured with spontaneous combustion insurance, and vehicles under 8 years old can purchase spontaneous combustion insurance normally. For special vehicles, such as construction vehicles, there are different insurance policies.

Pacific Car Insurance: Non-commercial vehicles that are more than 5 years old cannot purchase spontaneous combustion insurance. However, when the reporter called customer service for the second and third time, the other two customer service staff said that the car could be insured for spontaneous combustion within 10 years.

Land car insurance: Private cars can purchase spontaneous combustion insurance normally within 6 years of vehicle age, and they can also be insured for more than 6 years, but the insurance amount will be very low. For example, a car of about 80,000 yuan may have an insurance amount of 230,000 yuan.

Huatai Car Insurance: There is no specific time limit for the term. Under normal circumstances, if a private car travels about 10,000 kilometers per year, the age of the car can be purchased within 6 or 8 years, but if it is a commercial car that is more than 6 years old, it can not be purchased, and if the truck is driven more than 30,000 kilometers per year, it may not be allowed to purchase spontaneous combustion insurance for 3 years.

Whether the vehicle can buy spontaneous combustion insurance should be comprehensively assessed according to the age of the vehicle, the environment, road conditions, and kilometers in which the vehicle is traveling.

The regulations vary from company to company, and it is generally impossible to buy it for more than seven years.

For motor vehicles for a few years do not give spontaneous combustion insurance, car insurance does not clearly stipulate, the standards of various insurance companies are not the same, but most insurance companies do not cover self-guessing fuel insurance for older cars more than 7 years old, and a few insurance companies do not insure spontaneous combustion insurance for cars that are 4 or 5 years old.

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Summary. Spontaneous combustion insurance is very necessary for new energy vehicles, after all, new energy vehicles are electrically driven, which is different from traditional cars in terms of safety. The owner can only take out the vehicle spontaneous combustion insurance on the basis of the motor vehicle loss insurance, and the insurance company will compensate according to the degree of damage to the vehicle after the spontaneous combustion of the car.

At present, there is no specific new energy vehicle car insurance for new energy vehicles, and the major insurance companies are mainly set with reference to traditional fuel vehicles for car insurance, but due to the particularity of new energy vehicles, you can make some specific choices when purchasing car insurance, you can choose third-party liability insurance, regardless of deductible, and unable to find a third party, and then add compulsory insurance, for these types of insurance, you can meet the daily protection needs of vehicles.

Hello dear! OK.

Spontaneous combustion insurance is very necessary for new energy vehicles, after all, new energy vehicles are electrically driven, which is different from traditional cars in terms of safety. The owner can only insure the vehicle spontaneous combustion insurance on the basis of the insurance for the loss of the trapped vehicle, and the insurance company will compensate accordingly according to the degree of damage to the vehicle. At present, there is no specific new energy vehicle car insurance for new energy vehicles, and the major insurance companies for new energy vehicle car insurance are mainly set with reference to Tan and traditional fuel vehicles, but due to the particularity of new energy vehicles, you can make some specific choices when buying car insurance, you can choose third-party liability insurance, excluding deductibles, and unable to find a third party, and then add compulsory insurance, for these types of insurance, you can meet the daily protection needs of vehicles.