Invest in funds, ask friends who invest in funds for help

Almost every bank can invest**.

1) According to whether the unit can be increased or redeemed, it can be divided into open-ended and closed-ended. Open-ended ** non-listed trading, generally through bank subscription and redemption, ** scale is not fixed; Closed-end has a fixed duration, during which the scale is fixed, and it is generally listed and traded on the trading venue, and investors buy and sell units through the secondary market.

2) According to the different organizational forms, it can be divided into company type ** and contract type **. **Established by issuing **shares** to establish an investment company**, usually referred to as a corporate **; It is established by the manager, the custodian and the investor through a contract, which is usually called a contractual type. At present, China's **investment** is contractual**.

3) According to the different investment risks and returns, it can be divided into growth, income and balance**.

4) According to the different investment objects, it can be divided into ****, bonds**, money market**, ****, etc.

I bought the Bank of Communications's **, because there are friends in the bank, which ** is good, they will give me information, at present, I bought a certain number of open-ended**, is **type, and then a part of the fixed investment every month, in order to protect the capital, but also to transfer a part to the term.

Secondly, foreign exchange is also a highlight, of course, I also have friends, hehe, I hope you first understand more about investment and financial knowledge, first observe, and then invest, to be cautious! ~

Break a leg! ~~

Your question is too broad to be brief.

1.Industry, construction, communications, agriculture, Bank of China and some larger local banks such as Shanghai, Guangfa, Pudong Development, Minsheng, Industrial Bank and Postal Bank can all buy, but the varieties sold by each bank are not all the same.

2.,**It can be divided into:**,Hybrid** (and according to the composition of the investment is divided into equity-biased, debt-biased and equity-debt balanced), bonds**and currencies**, risk and return in order from high to low, there are still unclear, please subdivide the problem again, and understand it one by one.

Abstract:**Investment is a technical activity, which requires investors to have certain investment theoretical knowledge and investment skills in order to grasp investment opportunities and achieve good investment results. This article will introduce the basic principles of investment, the investment risks that investors should pay attention to, and the common skills of investment to help investors better grasp investment opportunities and achieve investment goals.

Body: 1Basic Principles of Investing: Investing is an investment technique activity that should follow the "Safety First."

1. The principle of "income first, steady investment, and long-term investment".

2.Investors should pay attention to investment risks: investors should pay attention to investment risks when making investment, and analyze the investment strategy, portfolio composition, as well as the yield and risk indicators, so as to better grasp the investment opportunities and achieve good investment results.

3.Common Techniques for Investment: Common techniques for investing include: portfolio investment, asset allocation, investment term management, investment cost management, investment income management, etc.

4.Portfolio investment: Portfolio investment refers to investors who combine different types of investment in order to obtain higher investment returns while reducing investment risks.

5.Asset allocation: Asset allocation refers to the reasonable allocation of assets by investors according to their own investment objectives and investment risk tolerance, so as to better achieve their investment objectives.

6.Investment term management: Investment term management refers to the reasonable adjustment of investment portfolios according to investors' own investment objectives and investment horizons, so as to better achieve investment objectives.

7.Investment cost management: Investment cost management means that investors should control the transaction cost when investing, so as to obtain higher investment returns.

8.Investment income management: Investment income management refers to the rational management of investment by investors to maximize investment returns and achieve investment goals.

Summary: **Investing in Crack Beam is a technical activity, which requires investors to have certain investment theory knowledge and investment skills, so as to be able to grasp investment opportunities and achieve good investment results. This article introduces the basic principles of investment, the investment risks that investors should pay attention to, and the common skills of investment to help investors better grasp investment opportunities and achieve investment goals.

Hello friends, you can choose**regular investment, recently ******, you can participate in regular investment**. Regular investment can be fully averaged, resolve risks, and ensure returns, if it is not for this at the highest point, it is no problem for regular investment to outperform the regular interest rate, the current ** point is about 2300 points, if the fixed investment is 2 years, I am afraid it is even lower, and now it is a low level, and the intervention time is just right.

Recommended considerations: Golden Eagle Small & Mid Cap Select (162102) and Dacheng CSI 300 (519300). Golden Eagle Small and Mid Cap Select, is the leader of small cap stocks, and the continuation of small cap stocks is bound to surprise and be active; What's more advantageous is that Dacheng CSI 300 (519300)**Senchaizhou can subscribe in the back-end fee mode, that is to say, you can subscribe without handling fees now, and then charge subscription fees when redeeming ** in the future, and Dacheng CSI 300 (519300)** hold for more than 3 years completely exempt from subscription fees and redemption fees, that is, do not spend trading fees at all, you can use the same money to buy more **shares, capital utilization rate is higher, and the index** is tracking ** index, Relatively speaking, the volatility is about the same, but the back-end fee is a big advantage.

The two ** have their own characteristics, which are significantly stronger than the others**, and Zhao Li can be considered to pay attention to them.

**Investment is risky, and the risk is inversely proportional to the timing of regular investment. Only a few years of ** regular investment, the choice of its market entry time and redemption time is very important, low point to enter the market, high point to redeem, the income must be greater than bank deposits, otherwise it is better to deposit in the bank. Long-term investment can not be too concerned about the choice of time to enter the market, basically you can enter the market at any time, but you must adhere to the long-term nature of investment, so that you can see the effect of burying Chang, because the long-term trend is the best!

Regular investment is recommended index**, because Warren Buffett, the god of stocks, also recommends this. In recent years, the top indexes** are: Wells Fargo Quantitative CSI 300, Guofu CSI Broad 300, Dacheng CSI Dividend Index, etc.

I voted for the China CSI 300, you can go to the daily ** online to check the ranking for reference.

Investment is an indirect way to invest in friends. The management company concentrates investors' funds through the issuance of shares, which are managed by the custodian (i.e., a qualified bank), and the manager manages and uses the funds of the company to invest in financial instruments such as bonds and bonds, and then shares investment risks and returns.

For now, it's still the currency.

Wait until you understand it, and then start with a debt base or stock base.

I really don't understand this. You should learn more about investing first.

It is recommended that you diversify your investments and determine the returns! **Regular investment + ** long-term holding + insurance.

**Regular investment is the most optimistic, investment in long-term growth is determined**, such as Bank of China China, Harvest Growth, etc., ** allocation of long-term growth, consumer industry, such as Suning Electric, Tong Ren Tang and the like!

There are two types: open and closed, and the open can be purchased directly at the company, or through various banks. Closed** must open **account** and buy it like buying and selling**.

There are several types of open-ended, currency, bond, principal-guaranteed and open-ended. Currency**No subscription and redemption fee, the income is equivalent to a half-year to one-year deposit, which can be redeemed at any time without losing money. The subscription and redemption fees of the bond type ** are relatively low, and the income is generally greater than that of the currency type, but there is also a risk of loss, and the loss will not be very large.

**type** subscription and redemption fees are the highest, **assets are**, ** when ** there is a risk of loss, but if ****, there is a profit. Through long-term investment, the average annual return of ** type ** is around 18% 20%, and the average annual return of bond type ** is 7% 10%.

**Regular fixed investment has the characteristics of similar to long-term savings, which can accumulate a lot, spread the investment cost evenly, and reduce the overall risk. It has the function of automatically increasing the weight on dips and reducing the size on highs, no matter how the market changes, you can always get a relatively low average cost, so regular fixed investment can smooth out the peaks and troughs of net worth and eliminate market volatility. As long as there is an overall growth in the selection, investors will get a relatively average return, and they no longer have to worry about the timing of entering the market.

**Originally, it was the best choice for long-term gains. If it is a regular investment method, it can also smooth out the loss of income caused by short-term fluctuations, since it is the pursuit of long-term returns, you can choose the variety with the highest target return, index**. The index originally selected the target, the blue chip stocks and high-quality stocks in the industry with model representative significance, and avoided the risk of ** because it has a certain number of models.

And the impact of economic cycles on individual industries is avoided. Since it is a long-term fixed investment, it takes time to digest the inevitable high-risk characteristics of high-yield varieties.

It is advisable to choose products from high-quality ** companies. For example, ChinaAMC, E Fund, Southern, etc., it is recommended to use the CSI 300 and small-cap indexes. You can open an account through the company, let the professional investment manager serve you, and some index varieties are free of handling fees through the company, which reduces your investment costs.

There is not much money, there is no need to disperse the regular investment, use time compound interest to make money for you, and concentrate on one or two **. **Regular investment should choose the back-end fee model, and the dividend method can be reinvested.

If you are not in a hurry to use the 200,000, you can consider buying the index**, which has good returns and is easy to operate. If you don't want to worry too much, choose regular investment, I recommend the Rongtong Index 100. 5000 fixed investment a month.

Give yourself a goal, for example, if you have a 15% income, you have to redeem it all (of course, continue to invest after redemption) If you lose 10%, 5% (you look at it), you must not redeem, you should be happy to manually ** point. Don't chase high when it rises. Also, you have to understand that the index will definitely rise and fall.

So don't worry about your ** going to lose. According to my method, it is not a problem that you have earned 10,000 or 20,000 yuan a year for 200,000 yuan.

Diversification is recommended.

1. Index**. China will definitely rise in the future, so the index is essential.

2. Bond type**. The yield is low, but the interest rate has just been raised, which is good news for the bond type, and there is a new ** recently, and the Bank of China is stable and double-interested, and the bond base is good.

3. Mixed type**. The income is relatively high, I personally recommend that you check the ratings of the major rating agencies, as a reference, I prefer to buy the star **company**, I feel more assured, there is a feeling of brand effect.

It is recommended that 30% buy high-risk and high-return index**, 30% allocate risk-free equity products such as treasury bonds, 10% buy some commercial insurance for themselves and their families, and 30% buy risk-free currency as living money**, and the income is equivalent to regular savings of the same year, but can be cashed out at any time in case of emergency.

Recommend a few**.

070010 HARVEST THEME.

Under ****, we should choose those who are proactive and flexible. In the past six months, the performance of Harvest Theme (070010) can be described as very dazzling, which is inseparable from the "personalized" operation of its ** manager Zou Wei, in addition to the research strength and management style of Harvest ** Management Company is also an important factor in its outstanding performance. So back to the choice we mentioned earlier, when the **up and down are swinging, the more flexible hybrid ** should theoretically perform more prominently than the **type**, but in practice, due to the excessive scale of the public offering ** and other restrictions, unless it encounters a relatively large systemic risk, the hybrid ** rarely lowers the **, so the hybrid **, which should be more flexible, does not show its advantages.

Therefore, whether it is the first type or the hybrid type, we look at his historical operation style, and try to choose the most frequent varieties of position adjustment and stock exchange, of course, it is necessary to operate correctly, if the random replacement will also increase the investment cost and will not be subject to good results.

At present, the Harvest theme is only open for subscription for 1 day per month, and it can also be regularly invested.

630002 The prosperity of Chinese businessmen.

In the past two years, China Commercial has shown strong stock selection ability and market grasp ability in different market environments, especially the growth of China Commercial Shengshi, which has just won the "2009 Open Golden Bull", and has reflected a good anti-decline in the 2010 market. Wind data shows that as of June 3, the growth rate of China Commercial Shengshi has won the first type of income champion this year, and it is one of the most ideal regular investment varieties.

At present, China Commercial Shengshi has suspended large-amount subscriptions, and small subscriptions of less than 500,000 yuan are allowed.