Do I need a password to deposit money Can I deposit money without a password

Updated on Financial 2024-02-10
16 answers
  1. Anonymous users2024-02-06

    No, you don't. If you use a bank card directly at the ATM, you need to use a password. You don't need a password to go to the service window.

    If you bring a card, you can give it directly to the staff. If you don't have a card, you need to fill out a remittance form, check your name, and then you can deposit money. You don't need a password to deposit money with a bank card, you don't need a password to deposit money at the counter of a bank, and you don't need a password to deposit without a card at an ATM, you just need to know the card number.

    ATM Cardless Deposit Steps:

    1. Select the cardless deposit button, select the language (generally Chinese), then enter the bank card number on it, click the confirmation in the lower right corner, if the input is wrong, click the "correct" button to change, and then you will be asked to enter the bank card number again.

    2. After confirmation, the banknote slot at the bottom of the electronic screen will open, and then put the banknote with a face value of 100 yuan into the banknote slot, and then click OK in the lower right corner to wait for storage.

    3. If you have finished storing, click the confirm button in the lower right corner, and if you want to continue to store, click the add button at the top, and then follow step 2 again.

    4. After waiting for a few seconds, the screen will show how much money has been successfully deposited, at this time you will see the transaction information, check whether it is part of the cardholder's information, the name is not fully displayed, only partial identification will be given, the information is correct, click the "confirm" button so that the transaction is completed, if you want to print the receipt, you can click the "Yes" button on the right side, and it is completed.

  2. Anonymous users2024-02-05

    A PIN is required to deposit money at an ATM.

    The specific steps to deposit money at an ATM are as follows:

    1. Find the ATM and insert the bank card correctly in the card slot.

    2. Enter the password according to the prompts on the page, pay attention to the surrounding environment, and don't let others get too close to see the password entered.

    3. Click "Deposit" on the screen, the deposit and withdrawal slots will open, stack less than 100 pieces of 100 RMB neatly, put them horizontally into the deposit window, and select OK.

    4. Wait for the deposit and withdrawal machine to check the banknotes; Retrieve unrecognized banknotes and select Confirm; Select Print Slip.

    5. Print the receipt, take out the bank card after the transaction is completed, and the transaction is over.

  3. Anonymous users2024-02-04

    I used to have a bank passbook, but now I want to keep the cash in the passbook. No password is required to make a deposit. However, if your deposit amount is more than 10,000 yuan (inclusive), please remember to bring your ID card.

  4. Anonymous users2024-02-03

    Deposits do not require a password, as long as you have completed the inter-bank deposit and exchange procedures (opened at the end of 2007) at the branch, you can handle the deposit and withdrawal business at any bank.

  5. Anonymous users2024-02-02

    Yes, you don't need a password, you only need to take the card to save money, if you don't have a card, you only know the card number, and you can also deposit it with your ID card.

  6. Anonymous users2024-02-01

    You can set a password, and you can withdraw it at any branch of the same company when you withdraw it, if you don't have a password, you can only withdraw it at the deposit bank.

  7. Anonymous users2024-01-31

    Take your ID to the bank. First cancel the original password. Generally, you can apply for a new password within a few working days.

  8. Anonymous users2024-01-30

    You don't need a password to deposit money in the bank. In today's society, we generally deposit money in banks, and banks need bank cards to deposit money over the counter or at ATMs. However, if you are withdrawing money at an ATM without a password, you will need to memorize your bank card number and enter the correct card at the ATM.

    Further information: Deposit refers to the temporary transfer or storage of funds or currency in a bank or other financial institution by the depositor under the condition of retention of ownership, or the temporary transfer of the right to use the funds or currency to a bank or other financial institution, which is the most basic and important financial behavior or activity, and is also the most important credit fund of the bank**. Some people deposit thousands of yuan or even tens of thousands of yuan into current accounts just for the convenience of withdrawal, which is certainly not advisable.

    The annual interest rate for demand deposits is 1 year per annum, 3 years per annum and 5 years per annum. If you take 50,000 yuan as an example, after deducting the interest tax, the interest on the deposit obtained in three years is about 3,024 yuan, and the interest obtained in the five-year period is about 5,580 yuan, if the 50,000 yuan is saved as a current account, the interest is only 288 yuan a year, and even if the interest is saved for three years, it is only about 1,000 yuan. It can be seen that the same is 50,000 yuan, the deposit period is the same but the deposit method is different, and the interest gap between the three-year current and the three-year fixed interest is still not small.

    Deposits can be classified in a variety of ways, such as original deposits and derivative deposits according to the mode of generation, demand deposits, time deposits, fixed deposits and fixed deposits according to the maturity, and unit deposits and individual deposits according to the different depositors (taking China as an example). Personal deposits, i.e., resident savings deposits, are the currencies deposited by individual residents in banks. Demand deposit refers to a kind of bank deposit that can be accessed and transferred at any time by the depositor without any prior notice, in the form of checking deposit accounts, certified cheques, cashier's checks, travellers' cheques and letters of credit.

    Demand deposits account for the largest part of a country's currency** and are also an important fund for commercial banks**. In view of the fact that demand deposits not only have the functions of a means of monetary payment and circulation, but also have a strong ability to derive, commercial banks must regard demand deposits as the focus of their operations at all times. However, due to the frequent deposit and withdrawal of such deposits, the complexity of the procedures, and the high cost of such deposits, commercial banks in Western countries generally do not pay interest, and sometimes even charge a certain handling fee.

  9. Anonymous users2024-01-29

    You can deposit money without a password, and you can deposit money at ATMs and counters without a password with a bank card. You don't need to provide a password for bank counter deposits, and you need an ID card if you deposit more than 50,000 yuan.

    Cardless Foldout Deposit button, then enter the bank card number on it, click Confirm in the lower right corner, if the input is wrong, click the "Correct" button to change, and then you will be asked to enter the bank card number again.

    Tips. 1. List the necessary monthly expenses, such as: rent, transportation, meals, expenses, miscellaneous expenses (including daily necessities), etc.;

    2. Set a goal to save money and estimate it based on your income;

    3. Set up an incentive plan and make a wish list. For example, going to bed early and sticking to it for a week can reward yourself by buying something on your wish list, but the amount must be limited.

  10. Anonymous users2024-01-28

    You don't need a password to deposit money.

    When people want to make a deposit, they can choose from two ways, one is to make a deposit over the bank counter, and the other is to make a deposit through the bank's ATM. When you make a deposit at the bank counter, you only need to show your ID and bank card to make a deposit.

    If you choose an ATM to make a deposit, you only need to know the card number and have your own bank card to make the deposit. No matter which method you choose to deposit, you don't need a password.

    Bank Deposit Notes:

    1. The amount of cash deposited should be counted in person, and the deposit form should be filled in after verification.

    2. When depositing, check whether the name and amount of the deposit are consistent, whether the deposit term and type are fixed or current, and do not make the wrong current and regular deposit, which will affect the interest income.

    3. Don't be fooled by the "tempting" statements of bank staff. When someone recommends a product that is "higher than the bank's interest for the same period", it is necessary to verify whether it is a deposit or insurance, if it is insurance, surrendering the policy in the middle may cause a loss of income, and if the policy is surrendered during the payment period, the principal may also suffer a loss.

    4. When signing the contract, you must see clearly whether it is a bank or an insurance company. The most intuitive evidence to determine whether it is a deposit business or an insurance business is the contract.

  11. Anonymous users2024-01-27

    When depositing money, it doesn't matter if the password is entered incorrectly. Withdrawing money will not work.

  12. Anonymous users2024-01-26

    Make a deposit to the card without entering the password.

  13. Anonymous users2024-01-25

    Yes, if you have a cardless deposit, you just need to know the account number.

  14. Anonymous users2024-01-24

    If it is less than 50,000 yuan, you don't need a password to deposit at the bank counter, you only need to hand over the cash and bank card to the staff, but if it is more than 50,000 yuan, you need an ID card and password.

    If you are depositing money at an ATM, you need to enter your password, and after inserting your bank card, you first need to enter your bank card password before you can proceed with subsequent operations. If you want to deposit money in a passbook, you will also need a password.

    Further Material: What is the difference between counter deposit and ATM deposit?

    1. There are many ways to deposit money in cash, such as counter deposit, self-service deposit machine, etc. The difference between counter deposit and self-deposit machine deposit is that there is generally no limit on the amount of money deposited at the counter, but when the self-deposit machine deposits money, when the deposit box is full, it cannot be deposited again.

    2. If you have a fixed deposit, you must go to the counter at the high point of the regular interest, and it is the same for current accounts, but it is recommended to go to the counter if the amount is large. Be safe. If the amount is small, it is recommended to deposit at the ATM, so that there is no time limit without queuing, 3. There are only two ways to deposit in general banks

    One is demand deposits, and the other is time deposit certificates.

    These two methods are the most common ways to save money, and I can't withdraw the money within the time agreed with the bank, which is a fixed deposit certificate, and the interest of this deposit is a little higher than the interest of the current deposit, and generally people who plan to save money will choose this deposit method. In terms of withdrawal, demand deposits are more flexible, and they can be used at the bank at any time, while time deposits need to make an appointment with the bank before withdrawing money.

    What is the difference between bank card deposit and passbook deposit?

    1. Passbook, commonly known as the red book, the elderly prefer passbooks, one is that the deposit and expenditure on the passbook have detailed detailed accounts, and the other is that when withdrawing money, you must enter the password at the front desk to deposit money, which can prevent others from impersonating the owner to withdraw money from the bank.

    Another point is that the passbook transfer must also be handled at the counter, such measures can prevent the elderly from encountering fraud, it is really unfortunate to encounter criminals, and the bank staff in the back for the elderly to prevent the elderly from being deceived and causing losses.

    2. From the difference between bank cards and passbooks, it can be seen that the ways of young people and old people are very different. Young people generally value convenience and speed. Older people, on the other hand, are more concerned about safety.

    Another difference is that bank card account opening requires handling fees and production costs, while passbook account opening is free, and only 10 yuan needs to be deposited in the account to be successfully activated.

    3. In fact, whether it is a passbook or a bank card, it should be carefully kept, once lost, even if the property is not damaged, it is very troublesome to go to the bank to report the loss and reissue. In fact, both the bank card and the passbook are your own property, and you must take good care of them to avoid unnecessary losses.

  15. Anonymous users2024-01-23

    You don't need a password to deposit money into a bank card, whether it's at an ATM or a deposit at the counter, you don't need a password, but if you don't want to enter a password when depositing money at an ATM, you need to memorize the bank card number, and then enter the correct bank card at the ATM.

    In addition, if the cash deposited exceeds 100,000, it is also necessary to memorize the ID number and other information, and provide valid documents for online verification, and the bank will replace the person for compounding or authorization. If it is a deposit, more than 10,000 yuan, you also need to provide a valid ID card of the person and keep a copy.

  16. Anonymous users2024-01-22

    When you deposit money into a bank card at an ATM, you don't need a password, you only need to know the card number, and you can deposit money into the bank card. When depositing money at the counter, you only need to fill in the deposit slip and provide the bank card number.

    Steps to Make a Cardless Deposit Using an ATM:

    1) Press the "Enter" button according to the flashing prompt on the ATM screen to enter the cardless deposit interface. After selecting the language, you can enter the card number.

    2) After simply checking what appears on the screen, you can follow the prompts to put the money into the banknote slot.

    3) Before the deposit is confirmed, the screen will display information such as the name of the beneficiary, the amount, and the fee. After checking again, press the "Confirm" button to confirm, and the system will make instant credit.

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