What are the conditions for opening an insurance intermediary?

Updated on Financial 2024-02-18
8 answers
  1. Anonymous users2024-02-06

    Although insurance brokerage companies (intermediaries) and insurance companies are both economic entities in the insurance market, insurance companies are underwriters in the insurance market, responsible for designing and selling insurance products, issuing insurance policies, collecting premiums, and bearing the liability for insurance compensation. The insurance brokerage company is an intermediary in the insurance market, responsible for providing customers with risk assessment, risk management, insurance arrangement, insurance claims and recovery and other whole-process services, and is the business link between customers and insurance companies.

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    2.Level of program experts.

    Excellent program experts can configure the most perfect, reasonable and cost-effective insurance plan for everyone according to the real situation and protection needs of the insured, so that consumers can buy the maximum protection with the most suitable funds.

    3.Product line.

    If an insurance brokerage company does not have a rich product line, no matter how high-level program experts can not play its maximum effect, it is difficult to configure the most reasonable insurance plan.

    Insurance] which is good, how to buy a good deal, hand in hand to teach you to avoid these pitfalls of insurance.

  2. Anonymous users2024-02-05

    The difference between an insurance brokerage company and an insurance company: An insurance brokerage company and an insurance company are both economic entities in the insurance market, but the insurance company is the underwriter in the insurance market, responsible for designing insurance products, issuing insurance policies, collecting insurance premiums, and assuming insurance compensation liabilities; The insurance brokerage company is an intermediary in the insurance market, responsible for providing customers with risk assessment, risk management, insurance arrangement, insurance claims and recovery and other whole-process services, and is the business link between customers and insurance companies.

  3. Anonymous users2024-02-04

    The insurance person generally refers to the individual salesperson.

    First of all, it is necessary to distinguish the difference between insurance brokers and insurance, and the specific differences between the two are as follows:

    1. The interests of the representatives are different.

    Insurance brokers accept the entrustment of customers and represent the interests of customers;

    The insurance company is the business of the insurance company and represents the interests of the insurance company.

    2. The services provided are different.

    Insurance brokers provide customers with whole-process services such as risk management, insurance arrangement, assistance in claims and recovery, etc.;

    However, insurance companies generally only sell insurance products and collect insurance premiums on their behalf.

    3. The objects of service are different.

    The main customers of insurance brokers are mainly medium and high-end consumers with relatively stable incomes and large and medium-sized enterprises and projects;

    The customers of the insurance ** people are mainly individuals.

    4. The legal responsibilities are different.

    The relationship between the customer and the insurance broker is that of entrustment and fiduciary, and if the customer's loss is caused by the fault of the insurance broker, the insurance broker shall bear the corresponding economic compensation liability to the customer;

    The insurer and the insurance company are in a relationship of being the insurer, and the insurer is only responsible for the consequences of the insurer's actions within the scope of authorization.

    The brokerage company is the intermediary service, and the insurance company is the one who provides the product.

  4. Anonymous users2024-02-03

    This is the auto trading company and the 4S point store. Selling a car is the same difference.

  5. Anonymous users2024-02-02

    Summary. Hello dear dear I am glad to answer for you, dear hello dear dear you can refer to the following conditions for the registration of insurance intermediary companies with a registered capital of more than 10 million people: (1) shareholders and promoters have a good reputation and no major illegal records in the last 3 years; (2) The registered capital reaches the minimum amount of the Company Law of the People's Republic of China (hereinafter referred to as the "Company Law") and these provisions; (3) The articles of association of the company comply with the relevant provisions; (4) The chairman, executive directors and senior management personnel meet the qualifications of these provisions; (5) Have a sound organizational structure and management system; (6) Have a fixed domicile appropriate to the scale of the business; (7) Have business, finance, and other computer software and hardware facilities that are compatible with conducting business; (H) laws, administrative regulations and other conditions stipulated by the China Insurance Regulatory Commission.

    9) The minimum registered capital of an insurance intermediary company shall be RMB 50 million, unless otherwise stipulated by the China Insurance Regulatory Commission. The registered capital of an insurance brokerage company must be paid-in monetary capital. I hope mine can help you.

    Have a great day

    Hello dear kiss, I am happy to answer for you, dear hello, you can refer to the following conditions: registration conditions for insurance intermediary companies with more than 10 million yuan: (1) The shareholders and promoters have a good reputation and no major illegal records in the last 3 years; (2) The registered capital reaches the minimum amount of the Company Law of the People's Republic of China (hereinafter referred to as the "Company Law") and these provisions; (3) The articles of association of the company comply with the relevant provisions; (4) The chairman, executive directors and senior management personnel meet the qualifications of these provisions; (5) Have a sound organizational structure and management system; (6) Have a fixed domicile appropriate to the scale of the business; (7) Have business, finance, and other computer software and hardware facilities that are compatible with conducting business; (H) laws, administrative regulations and other conditions stipulated by the China Insurance Regulatory Commission. 9) The minimum registered capital of an insurance intermediary company shall be RMB 50 million, unless otherwise stipulated by the China Insurance Regulatory Commission.

    The registered capital of an insurance brokerage company must be the actual monetary capital. I hope mine can help you. Have a great day

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  6. Anonymous users2024-02-01

    The insurance intermediary itself does not produce insurance products, it is only the products of other insurance companies that are sold. An insurance intermediary is similar to a supermarket, where you can buy any insurance you want, while an insurance company is equivalent to a specialty store, where you can only buy products of the same brand. Insurance sales channels.

    There are three main channels: Weiyingpi network, insurance company, and intermediary. For insurance companies and online channels, everyone may be more familiar with the insurance intermediary, the insurance intermediary is the insurance supermarket, in the insurance intermediary, you can buy the products of multiple insurance companies.

    There are the following differences between buying insurance from an insurance company or an intermediary:

    First, there are more than 90 life insurance companies in China, and each company is in product design.

    Some insurance companies focus on children's insurance, some insurance companies have products that are more suitable for adults to buy, and some insurance companies are more inclined to the elderly when designing products. Therefore, you have more options in an intermediary company, and a single insurance company may not be able to meet the different needs of different customers.

    2nd product portfolio: Intermediaries can help consumers combine products from various companies. We have allocated a little bit of the poor product of each insurance company, so that the rain and dew are evenly wet, so that there is no need to trouble customers to find the best people from each insurance company to buy insurance.

    The third differentiated system: for example, if a consumer who has a history of hospitalization buys insurance, different insurance companies have different differences in treatment. But in the intermediary company, the intermediary company will connect with different insurance companies, and there can be more choices.

    Fourth, value-added services.

    In addition to the insurance purchased by customers, they can enjoy the services brought to customers by insurance companies, and many intermediary companies will also provide their own additional value-added services.

    Everyone has different consumption habits, through the Internet, intermediaries, directly to the insurance company to buy insurance, the best for yourself is the best.

    Test your anti-risk index, experts will interpret it for you for free!

  7. Anonymous users2024-01-31

    Hello! 1. The nature of the two is different: the insurance intermediary company is the intermediary connecting the insurance company and the insured, serving both the insurance company and the policyholder, while the insurance company is an independent legal person established in accordance with the national company law; 2. The two businesses are different

    The business of insurance intermediaries is mainly the business of insurance, such as the sale of insurance products of multiple insurance companies, the assessment of losses and claims in the event of an accident, etc., but the insurance company is the issuer and underwriter of the insurance product.

  8. Anonymous users2024-01-30

    Summary. Investors must be at least 18 years old and have a professional qualification certificate. 2.

    Investors need to go to the labor and social security department to obtain a labor intermediary license. 3.Investors need to have a fixed place of business and have professional practitioners.

    4.Investors are required to have a registered capital that meets the requirements.

    2. Brand selection: for entrepreneurs who choose to join the brand, for this purpose, it is necessary to conduct detailed market research, regional survey, peer survey and other preparations, and then, choose the most suitable housing agency to join the brand.

    3. Store location: In terms of store location, housing intermediaries are generally located at the entrance of the community, so that it is convenient for guests to release or inquire about it, so generally speaking, the rent will not be too expensive, except for high-end real estate or sought-after lots.

    4. Equipment purchase: In terms of hardware, the equipment of the housing intermediary is relatively small, basically the fixed equipment such as air conditioners, workbenches, tables and chairs, as well as office supplies such as photocopying and printing machines, computers, paper and pens, etc., and the cost is not high. In terms of software, it is necessary to install a comprehensive real estate agency management system like real estate ** ERP to facilitate the management of tenants and employees.

    5. Employee recruitment: to open a housing agency, staffing is very important, you must hold a qualification certificate and a work permit, of course, the sales industry is not too noteworthy.

    What are the requirements for opening an intermediary company.

    Hello!

    Investors must be at least 18 years old and have a professional qualification certificate. 2.

    Investors need to go to the labor and social security department to obtain a labor intermediary license. 3.Investors need to have a fixed place of business and have professional practitioners.

    4.Investors are required to have a registered capital that meets the requirements. 2. Brand selection:

    For entrepreneurs who choose to join the brand, it is necessary to conduct detailed market research, regional research, peer research and other preparations, and then choose the most suitable real estate agency to join the brand. 3. Store location: In terms of store location, housing agents are generally located at the entrance of the community, so that it is convenient for guests to release or inquire, so generally speaking, the rent will not be too expensive, except for high-end real estate or sought-after locations.

    4. Equipment purchase: In terms of hardware, the equipment of the housing intermediary is relatively small, basically fixed equipment such as air conditioners, workbenches, tables and chairs, as well as office supplies such as photocopying and printing machines, computers, paper and pens, and the cost is not high. In terms of software, it is necessary to install a real estate agency management system similar to the real estate agency management system such as the real estate ERP to facilitate the management of tenants and employees.

    5. Employee recruitment: to open a housing agency, staffing is very important, you must hold a qualification certificate and a work permit, of course, the sales industry is not too noteworthy.

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