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Any banking institution can go to the exchange.
In accordance with the People's Bank of China Law of the People's Republic of China.
and the Regulations of the People's Republic of China on the Administration of Renminbi, the People's Bank of China formulated the Measures for the Exchange of the People's Bank of China for Defective and Defaced Renminbi, which was adopted at the 20th meeting of the Governor's Office on December 15, 2003, and is hereby promulgated and shall come into force on February 1, 2004. Any financial institution that handles RMB deposit and withdrawal business (hereinafter referred to as "financial institution") shall exchange RMB for the public free of charge, and shall not refuse to do so.
1. Full redemption:
1. The damage is very small, and the remaining part is more than 3 4;
2 Though it is broken, it is possible to fit the pieces together;
3. Fouled and scorched, but the signature, number, text, pattern, etc. are recognizable.
2. Half Redemption:
The remaining part of the damaged coupon is more than 1 2, but not enough 3 4.
3. No exchange:
1. Smoked water, oil-stained, or smeared coupons, which cannot be distinguished from the fake after identification;
2 The remaining part is not enough 1 2;
3 Patchwork together that does not match;
4. Damaged banknotes that are not commonly used, such as sample coupons, invalid coupons, etc.
The damage of the damaged banknote is suitable for the first section.
1. The second stipulates that the suspect is intentionally damaged.
The bank will not redeem it.
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The broken money can be exchanged at the bank directly at the counter of any bank outlet.
Any bank branch engaged in RMB cash business has the obligation to exchange defective or defaced RMB for customers free of charge. At present, the main basis for the exchange of damaged RMB in China is the "Measures of the People's Bank of China for the Exchange of Damaged and Defaced RMB", which has three exchange standards:
1.Redeem in full.
If the denomination can be distinguished, the remaining three-quarters (including three-quarters) of the face value, and the design and text can be connected as it is, or if the RMB is damaged or defaced, the financial institution shall exchange the full amount of the original denomination to the holder.
2.Redeem half.
If the denomination can be distinguished, the remaining one-half (including one-half) to less than three-quarters of the face value, and the design and text can be connected as it is, the mutilated or defaced renminbi can be exchanged for half of the original denomination.
3.No redemption.
If the banknote is in the shape of a cross and lacks one-quarter, it shall be exchanged at half of the original denomination; If the remaining part is less than one-half, it will not be exchanged.
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Every bank can exchange the residual currency, as long as your residual currency meets the regulations.
Article 4 of the People's Bank of China's Measures for the Exchange of Defective and Defaced RMB stipulates: First, the residual currency exchanged must be able to distinguish the authenticity, and the remaining denomination should reach more than three-quarters (including three-quarters), and the mutilated and defaced RMB with designs and characters that can be connected as they are can be exchanged in full. Secondly, if the authenticity can be distinguished, the remaining denomination is between one-half (including one-half) and less than three-quarters, and the design and text can be connected as it is, and the mutilated or defaced RMB shall be exchanged at half of the amount.
Thirdly, if the amount of redemption is less than one cent, it will not be exchanged, and if five cents are exchanged at half of the amount, two cents will be redeemed. If it is stained with oil, chemicals, or other defects or defacements that affect the bank's ability to distinguish between authenticity and counterfeiting, it will not be exchanged.
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Every bank can exchange residual currency.
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Any bank can exchange it, and the bank has the obligation to exchange the broken RMB.
If the banknote is genuine, the damage is very small, and the remaining part is more than 3 4 or if it is broken, but the pieces can be matched, it can be exchanged in full; If the remaining part of the damaged coupon is more than 1 2 and less than 3 4, it can only be redeemed in half; If the remaining part is less than 1 2, the bank will not exchange it.
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Any bank can be changed. If the defect exceeds 40%, it will not be replaced.
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Every bank can do it.
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Can I go to the bank to change the broken RMB?
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If the banknotes are damaged and need to be exchanged, they can go to the bank's business offices to exchange them in accordance with the relevant national regulations on the exchange of damaged RMB. The criteria are:
1. Any person who damages the renminbi under any of the following circumstances shall exchange the currency with the bank in full.
The damage to the face of the ticket does not exceed 1 4, and the rest of the pattern and text can be connected as it is;
The face of the ticket is defaced, scorched, wet, soaked in oil, and discolored, but the authenticity can be distinguished, and the integrity or damage of the ticket does not exceed 1 4, and the rest of the pattern and text can be connected as it is;
2. The face of the ticket is damaged from 1 4 to 1 2, and the rest of the pattern and text can be connected as it is; The currency shall be exchanged with the bank at half of the original denomination, and shall not be circulated for use.
3. Any damage to RMB that falls under one of the following circumstances will not be exchanged;
The face of the ticket is damaged 1 2 or more;
The face of the ticket is defaced, scorched, wet, soaked in oil, discolored, and cannot distinguish between the real and the fake;
Those who deliberately dig up, alter, cut and paste, or remove one side of the damaged renminbi that are not exchanged shall be destroyed by the People's Bank of China and shall not be circulated for use.
Generally, the missing area of the banknote is more than 20 square millimeters or more than two tears on the face of the banknote, and the length is more than 5 millimeters; One tear, the length of more than 10 mm, the wrinkle of the ticket is obvious, the bearing function of the ticket cannot be maintained, the stain on the ticket, and the scribbled area exceeds 2 square centimeters; If it does not exceed 2 square centimeters, but covers the anti-counterfeiting features, the banknotes in these four cases are not suitable for circulation, and should be exchanged at the bank outlets as soon as possible, and the bank is also obliged to exchange for the public in accordance with the regulations. 4. In addition, for tickets that are seriously damaged due to fire, insect moth, rat bites, mildew and other special reasons, and the remaining area is small or seriously discolored due to pollution, the unit or village committee can prove that it is not a fake ticket after review, and it is legitimate, and it can distinguish the type of ticket, and the number and amount of tickets can be calculated, and it can be taken care of and exchanged. For large quantities of fire, moth-eaten, rat-bitten, and moldy coupons, in addition to the certificate of the unit or village committee where the exchanger belongs, the bank must seriously investigate and verify the situation, and the cashing bank leader can only redeem it after the leader of the cashing bank signs and seals the certificate.
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If your money is broken, change it in the bank, of course, it is not troublesome, if your money is broken, change it in the bank, in fact, it is very convenient, as long as you go to his manual counter, and then directly change it to a new one.
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If the money is broken, it is not a hassle to change it at the bank.
However, many banks need to queue up, if the number is not large, you can talk to the salesperson and exchange it directly for you.
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If the money is broken, it doesn't matter if it is broken a little smaller, and it can be replaced at the bank.
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Torn money can be exchanged at the bank and directly at the counter of any bank outlet.
Incomplete RMB exchange method: worse.
Announced by the People's Bank of China on May 8, 1955).
Article 1 In order to protect the national currency and the interests of the people, and facilitate circulation, these measures are formulated.
Article 2 False Pants Code Any person who falls under any of the following circumstances shall exchange the full amount of the RMB with the license of the People's Bank of China
1. The design and text of the other part of the ticket can be connected as it is, if no more than one-fifth of the remaining part of the ticket is missing;
2. The face of the ticket is defaced, scorched, wet, soaked in oil, or discolored, but the design and text of the face can be distinguished from the fake, and the whole or mutilated face is not more than one-fifth of the rest of the face of the code, and can be connected as it is.
Article 3 Where the design and characters of more than one-fifth to one-half of the remaining part of the face of the ticket can be connected as it is, it shall be exchanged with the People's Bank of China for half of the original denomination, but shall not be used in circulation.
Article 4 Any mutilated renminbi shall not be converted under any of the following circumstances:
1. More than half of the face of the ticket is mutilated;
2. The face of the ticket is defaced, scorched, wet, soaked in oil, discolored, and cannot distinguish the real from the fake;
3. Those who deliberately dig up, alter, cut and paste, and piece together, and remove one side.
Extended Materials. Qian is a commonly used Chinese word, and its original meaning is the name of agricultural tools, that is, agricultural tools such as shovels, which are pronounced as jiǎn. In modern Chinese, money refers specifically to currency, and when it is a currency, a measure word, or a surname, it is pronounced qián.
Qian, qian, from Jin from 戋. Ancient field tools. Later used for material exchange.
1) Shape sound. From the sound of gold, 戋 (jiān). (jiǎn) original meaning: the name of the agricultural implement, that is, the shovel. In ancient times, agricultural tools were used as a medium of exchange, and then coinage money and imitated its shape, so it was extended to currency and money.
2) Metal currency. Specifically refers to copper coins [coppercoin; coppercash]
Hanyu Pinyin: qián
Wubi code: QG
Zheng code: PHM, U: 94B1, GBK: C7AE
Number of strokes: 10, radical: 钅, structure: left and right.
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Any banking institution can go to the exchange.
In accordance with the Law of the People's Republic of China on the People's Bank of China and the Regulations of the People's Republic of China on the Administration of Renminbi, the People's Bank of China formulated the Measures for the Exchange of the People's Bank of China for Defective and Defaced Renminbi, which was adopted at the 20th meeting of the Governor's Office on 15 December 2003 and is hereby promulgated and shall come into force on 1 February 2004. All financial institutions that handle RMB deposit and withdrawal business (hereinafter referred to as financial institutions) shall exchange defective or defaced RMB for the public town free of charge, and shall not refuse to exchange.
1. Full redemption:
1. The damage is very small, and the remaining part is more than 3 4;
2 Though it is broken, it is possible to fit the pieces together;
3. Fouled and scorched, but the signature, number, text, pattern, etc. are recognizable.
2. Half Redemption:
The remaining part of the damaged coupon is more than 1 2, but not enough 3 4.
3. No exchange:
1. Smoked water, oil-stained, or smeared coupons, which cannot be distinguished from the fake after identification;
2 The remaining part is not enough 1 2;
3 Patchwork together that does not match;
4. Damaged banknotes that are not commonly used, such as sample coupons, invalid coupons, etc.
The damage of the damaged banknote is suitable for the first section.
1. The second stipulates that if the suspect is deliberately damaged, the bank will not exchange it.
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Yes, you can change it. Look at this card is not seriously damaged, and it can be redeemed 100%.
Any bank is OK, you can go to the bank closest to your home to exchange it.
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According to the relevant regulations, all financial institutions that handle RMB deposit and withdrawal business shall exchange residual currency for the public free of charge, and cannot refuse to exchange it. That is to say, if you have a residual currency in your hand, you can find a bank's business hall, take the number normally, and tell the teller at the window that you want to change the money, and she will change it for you, which is very simple and rude.
First, fold the 100 yuan banknote in half once, and then fold it in half again, and after opening, each grid is 1 4 of the banknote area. If only one corner is missing (more than 3 4 left on the face of the ticket), it can be redeemed in full.
If there is a little more incomplete, a corner of the nest (the remaining face of the coupon 1 2 to 3 4 below), at half of the original denomination exchange, that is, can be exchanged for 50 yuan.
If it is mutilated more than two corners, that is, the remaining part is less than 1 2, it cannot be exchanged.
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Any bank, as long as the damage is not more than 1/5, it will be replaced in full to you.
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